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HomeMy WebLinkAboutBLD-90-649 611:Y4k POSTED ////9 a � �, TOWN i ARMOUTH taMATTACMECS 4.' .> f, Application for a Permit to Build No. L14-C1 Q 0\o UPON FINAL APPROVAL \\'\ MAP 7 LOT A 9 z FEE MUST ACCOMPANY THIS APPLICATION. DATE /oh 19 96 The undersigned hereby applies for a permit to build 41/4/ o according to the following specifications a/f/ 1. Name of property owner /74tie in4tS/L/US Tel. Address 120 Al647-0() ,kb EA-5764 0T 2.Name of Architect(if any) sal-Or-6W A-55ochi)TE5 Tel. 747-9300 3. Name of builder 5T41)AJE ro.057ZtcTiOA) _Address ?sr C-.4iYJEns T DR PLy, int 3,oZ3(oO 4. License No: 02172-7 Tel. So it - 7 46 - 7336 two- se, 5. Name of Mason k/4 /address 6. License No. Tel. 7. Construction address 3510 6gF71-T 1s LA-01) COa/BT Y ovI Flood' _, District 8. Date of subdivision Approval plain zone AO-/6/,/z- Zone 9. Private dwelling Eh" Estimated Cost DO NOT WRITE IN THIS SPACE 1 S F Type of room No. 10. Multi family 0 � X733. — Shit '�� 11. Commercial 0 0,7H-F- 3 SF Kitchen 12. Other 0 Dining Rm. 13. No. of stories b .6 7 Sr Living Rm. 2 Co/c. P/EC --- Bed Rm. 2 14. Foundation - Full 0 Half 0 Crawl 0 Slab ❑ 9 Bath // - lW 15. Materials - Wood Cement 0 Other 0 Deck 16. Type of heat - Oil 0 Gas 0 Electric M--Other 0 ',/ en) .60 Closed porch --- Family Rm. 17. Garage - 1 0 2 ❑ �. __ Sun room 18. Swimming pool - Size Garage 19. Storage shed - Size • Shed _ 20. Stove - Wood 0 Coal 0 Alterations ir 21. Size of lot: No. of feet front /30 No. of feet rear /Zs" No. of feet deep 220 22. Size of building: No. of feet front 13/46 n No. of feet side 22 ig"" No. of feet rear /4i-6,u 23. Distance from nearest building: Front Ft. side Ft. side Rear 24. Distance back from line or street /a01 It From rear lot line 8524: Side line /6 I LOT RELEASED BY Signature U, // 77 PLANNING BOARD Add ressy4-V &In cG"-4//i* U SB Date Prif14/rff /OS" "7Z3GrJ BUILDING PERMIT APPLICATION SIGN OFF APPLICANT: v/ravAC ( 457 /ON/ BUILDING PERMIT IE: .5-Ore ADDRESS: 9S4Serr., ,%Z7 55 TELE. NO. : 71G 9330 DATE FILED: $/1S�O . /p4nno 4% ,t1.0. 0s3ca BLDG. SITE LOCATION: 3,5- • 9.,eecr/L4/ 4 MAPlI: 9 LOTH: egJ2- THE FOLLOWING INFORMATION OUTLINES THE PROCEDURAL STEPS REQUIRED TO OBTAIN A PERMIT TO BUILD, ALTER, OR ADD TO A STRUCTURE WITHIN THE TOWN OF YARMOUTH. THE BUILDING DEPARTMENT WILL DETER- MINE COMPLIANCE TO THE FOLLOWING (A) ZONING REQUIREMENTS (B) HISTORICAL DISTRICTS (C) FLOOD PLAINS ZONING. THE BUILDING DEPARTMENT WILL BE RESPONSIBLE FOR ASSISTING THE APPLICANT THOUGH THE FOLLOWING DEPARTMENTS: RESIDENTIAL AND/OR COMMERCIAL BUILDING WATER DEPARTMENT: DETERMINES COMPLIANCE OF WATER AVAILABILITY. ENGINEERING DEPARTMENT: DETERMINES COMPLIANCE FOR PARKING AND DRAINAGE. CONSERVATION COMMISSION: DETERMINES COMPLIANCE TO WETLANDS ACTS, I.E.: IF LOT(S) BORDER ANY TYPE OF WETLANDS, STREAMS, -PONDS, RIVERS, OCEANS, BOGS, BAYS, MARSH LAND, ETC. HEALTH DEPARTMENT: DETERMINES COMPLIANCE TO STATE AND TOWN REGULATIONS, I.E. : REQUIRE- MENTS FOR SEPTAGE DISPOSAL AND OTHER PUBLIC HEALTH ACTIVITIES. FIRE DEPARTMENT: DETERMINES COMPLIANCE TO STATE AND TOWN REQUIREMENTS FOR PERSONAL . SAFETY, PROPERTY PROTECTION, I.E., SMOKE DETECTORS, SPRINKLER SYSTEMS ETC. THE FOLLOWING DEPARTMENTS MUST SIGN OFF, IN THE RESPECTIVE ORDER, PRIOR TO BUILDING INSPECTOR ISSUING THE REQUIRED BUILDING PERMIT: REVIEWED BY: � 1. WATER DEPARTMENazima C & l • DATE: 704 /C70 N/A: 2. ENGINEERING DEPAR NT• DATE: N/A: 3. CONSERVATION: if DATE: // / N/A: 4. HEALTH DEPARTMENT , w))ATE: N/A: INDUSTRIAL AND/OR COMMERCIAL PERMITS 5.5. WIRING INSPECTOR: DATE: N/A: 6. PLUMBING INSPECTOR: DATE: N/A: 7. FIRE DEPARTMENT: DATE: N/A: PLEASE NOTE ALL STUMPS AND/OR BRUSH MUST BE DISPOSED OF AT AN APPROVED SITE. A SIGNED RECEIPT FROM THE DISPOSAL SITE MUST BE SUBMITTED TO THE BUILDING DEPARTMENT PRIOR TO ISSUANCE OF THE BUILDING PERMIT. //,, �/� CO`/MMENTS:(� Ory (/,Jni.<P//S/fin p719 ,00,7574/1, C4;_46,4%9 /J7`-S%d2 . /7Da46'Lv Loom FL-PC- 's Ek/57-/Ale En'te, i.e. S.'G.9sw C rim/3, F/12E X)i47-/xC. C,r A-) /rine v n-Cs) � ) fX/ ST/HC- .5Lg1S - Dtr'TH OF frdo/1D. W19-L-G eV-7- )4W V-T fern! &nw Anycat . Itin.1),fe,e ni,22rf-/YG-,emaNr w/o/Lmcta realf=vs-7 otriC 1,01/2>27 BLM/89 / 01/905.6 -- , TOWN OF YARMOUTH ' ' " BUILDING DEPARTMENT ' CONSTRUCTION SUPERVISOR FORM - PLEASE PRINT: //- JOB LOCATION: 2;57614, r 4,,,,,,,,,, £44 ate/ ��1wn y NUMBER STREET VILLAGE OWNER OF PROPERTY: 4.474,2/1.1,4 . 44fS/4-,/PS CONSTRUCTION SUPERVISOR-717 5WA S S%wr/ 0711727 Sc-91G- 533o //,� NAME LICENSE NO. PHONE NO. ADDRESS: 'TS- OAt .1Z.s/!t� crier ss 4` 4&- LICENSED DESIGNEE: f+olL� (IF OTHER THAN SUPERVISOR) NAME LICENSE NO. 2.15 RESPONSIBILITY OF EACH LICENSE HOLDER: 2.15.1 THE LICENSE HOLDER SHALL BE FULLY AND COMPLETELY RESPONSIBLE FOR ALL WORK-FOR WHICH HE IS SUPERVISING. HE SHALL BE RESPONSIBLE FOR SEEING THAT-ALL WORK IS .DONE PURSUANT TO THE STATE -- - BUILDING CODE AND THE DRAWINGS AS APPROVED BY THE BUILDING OFFICIAL 2.15.2 THE LICENSE HOLDER SHALL BE RESPONSIBLE TO SUPERVISE THE CONSTRUCTION, RECONSTRUCTION, ALTERATION, REPAIR, REMOVAL OR DEMOLITION INVOLVING THE STRUCTURAL ELEMENTS OF BUILDING AND STRUCTURES ONLY PURSUANT TO THE STATE BUILDING CODE AND ALL OTHER APPLICABLE LAWS OF THE COMMONWEALTH, EVEN THOUGH HE, THE LICENSE HOLDER, IS NOT THE PERMIT HOLDER BUT ONLY A SUB- CONTRACTOR OR CONTRACTOR TO THE PERMIT HOLDER. 2.15.3 THE LICENSE HOLDER SHALL IMMEDIATELY NOTIFY THE BUILDING OFFICIAL IN WRITING OF THE DISCOVERY OF ANY VIOLATIONS WHICH ARE COVERED BY THE BUILDING PERMIT. 2.15.4 ANY LICENSEE WHO SHALL WILLFULLY VIOLATE SUBSECTIONS 2.15.1, 2.15.2 OR 2.15.3 OR ANY OTHER SECTION OF THESE RULES AND REGULATIONS AND ANY PROCEDURES, AS AMENDED, SHALL BE SUBJECT TO REVOCATION OR SUSPENSION OF LICENSE BY THE BOARD. 2.16. ALL BUILDING PERMIT APPLICATIONS SHALL CONTAIN THE NAME, SIGNATURE AND LICENSE NUMBER OF • THE CONSTRUCTION SUPERVISOR WHO IS TO SUPERVISE THOSE PERSONS ENGAGED IN CONSTRUCTION, RECON- - STRUCTION, ALTERATION, REPAIR, REMOVAL OF DEMOLITION AS REGULATED BY SECTION 109.1.1 OF THE _ _ CODE AND THESE RULES AND REGULATIONS. IN THE EVENT THAT SUCH LICENSEE IS NO LONGER SUPERVISING -. SAID PERSONS, THE WORK SHALL IMMEDIATELY CEASE UNTIL A SUCCESSOR LICENSE HOLDER IS SUBSTITUTED - ON THE RECORDS OF THE BUILDING DEPARTMENT. - I HAVE READ AND UNDERSTAND MY RESPONSIBILITIES UNDER THE RULES AND REGULATIONS FOR LICENSING CON- STRUCTION SUPERVISORS IN ACCORDANCE WITH SECTION 109.1.1 OF THE STATE BUILDING CODE. I UNDERSTAND THE CONSTRUCTION INSPECTION PROCEDURES AND THE SPECIFIC INSPECTION AS CALLED FOR BY THE BUILDING OFFICIAL. SIGNATURE: . ;;:7 - BUILDING OFFI IAL •APPROVAL: . • To TOWN OF YARMOUTH CONSERVATION COMMI& IQjV Issuing Authority Please be advised that the Craerof Conditions for the project at• File NumbF "er—Cb 3-146a been recorded at the Registry of BARNSTABLE and I` Mt/ Tp ni has been noted in the chain of title of the allected property in accoraance with General Concision 810, •y�r . 19 If recorded lana, the instrument number which identifies this transaction is /�'I C/ llr d�44 i .41 V 9 CIA( If regitered lana, the document number Writh identifies this transaction is `) :]�ll, •')j , lH�P • . 1141,00 31113'48d� Signature Applicant 5.4,E TOWN OF YARMOUTH MASSACHUSETTS ZIP CODE 02664 FROM THE OFFICE OF to 41 19 9)0 Sz G2 T PP -G-s Sg l 33, . -- PpV ivs-ALCo. et cc / / /, s -a , � wy VA-tug 73, 2-0-0- 3 > 7 ,7 az _ / ac9ev - 7 , z9S-a, 33 2- (1n's/4 ucT/'k eal• S'r vWe - Stanne Construction 95 Camelot Drive , Unit 55 Plymouth , MA 02360 508 746 9336 October 18, 1990 To : Sanford Associates Re : Newman Marcilius 356 Great Island Pond Road West Yarmouth , MA Please find attached our specifications for the above referenced project . The specifications have been modified to eliminate the following items , with the corresponding price adjustment . The items eliminated are as follows : a) Two exterior doors to deck : $1 ,243 .00 b) Fir deck on pressure treated framing : $1 ,577 .00 c) Wood railing at edge of deck : $ 832.00 d) Remove window dormer , 2nd floor deck : $ 201 .00 e) Eliminate railing , front porch $ 179.00 entrance : - f) Remove storm door, front door : '+F 192.00 g) Eliminate pocket door , new bedroom #1 : $ 153.00 Total Credit $4 ,377 .00 The item added to the contract is : a) Interior painting : $ 623 .00 With the above changes in the contract , the new contract price is : $48 ,733 .00 James Stanne Stanne Construction Stanne Construction 95 Camelot Drive, Unit SB Plymouth , MA 02360 508 746 9336 Proposal Submitted To : Marie and Newman Marsilius Address : 120 Norton Road , Easton , CT Phone : Date of Plans : June 29 , 1990 Job Name : Marsilius Addition Job Location : 256 Great Island Road , West Yarmouth , MA Job Description : Add to the existing structure and remodel existing structure according to plan drawn by Sanford Associates dated June 29, 1990 and/or any modifications according to specifications supplied. by Stanne Construction . t: F.: '.v Please refer to the job specifications for the details of construction . Job Specifications : SITE WORK : a) Excavation : All excavation will be done by hand , including the concrete pier excavation , drainage excavation and drywell excavation . b) Backfill : Backfill to a finish grade . Owner responsible for finish landscaping , with the exception of any plantings as stated in the Order of Conditions by the Town of Yarmouth Conservation Commission . c) Drainage : New gutter and downspout runoff will be directed according to Yarmouth Conservation Commission . DEMOLITION: Removal of any structure , interior or exterior walls , interior and exterior finish details to remodel the structure according to plans drawn by Sanford Associates. All debris will be removed off site and disposed of properly. 1 WEATHER TIGHT SHELL , EXTERIOR a) Foundation : Poured concrete piers, 3000 lb mix according to plan . b) Framing : All framing will meet state and local building codes. All framing lumber will be kiln-dried spruce dimension stock . All sheathing will be CDX fir plywood . Any wood coming in direct contact with the ground or concrete will be pressure-treated southern yellow pine. Any newly constructed areas will be framed according to plan . c) Exterior Trim : All new exterior trim will be wood wrapped in white alumium coil with the exception of the 905 Fypon molding , porch ceilings and MDO recessed panel walls . The areas just mentioned will be primed with two coats of finish paint . One piece white aluminium gutter also included . d) Ventilation : Intake through continuous Hicks vented drip edge . Exhaust through continuous Coravent mounted at the ridge of the roof . e) Roof : Red cedar wood shingles , 18" . perfections, exposure to match that of existing . Shingles will be installed using stainless steel staples , 15 pound felt used under all roof shingles . Ice and water shield used for the first 3' of all roofs , all valleys , any roof pitch less than 4/12 , and as counter flashing around any opening in the roof . All flat roofs will receive a fully adhered rubber roof . f ) Windows : Windows are manufactured by the Anderson window Corporation , they are double hung windows known as narrow line. They are white vinyl exterior , low-E glass with grills , auxiliary casing and 3 1/2" vinyl exterior casing .Note : Window prices include 6 9/16" extension jamb . Round top window includes extension jamb and interior casing . g) Doors : Exterior: All exterior doors are metal insulated doors , wheatherstriped , aluminum sill with standard builders hardware . h) Gutters : One piece white aluminium , including downspouts . i ) Siding : Extra clear white cedar shingles, tyvek house wrap applied using staples , left unfinished to weather naturally. Exposure to match existing . J j) Decks : Entry deck built according to plan using pressure treated floor joist and 1x4 vertical grain fir surface. Deck surface to receive one coat clear wood preservative. SUBCONTRACTORS: a) Plumbing : All plumbing will meet state and local codes . Work to include all supply piping , drain piping , and venting . Plumbing to be done according to plan b) Electrical : All electrical work will meet state and local codes. Electrical update in the newly constructed areas will be done according to code . c) Heating : Supply and install adequate electrical baseboard heat in newly constructed areas . d) Insulation : Walls-6" fiberglass bat , floor-9" fiberglass , ceilings-9" fiberglass bat . Entire interior of the building to be covered with 4 mil . poly. Styrofoam propervents will be used in all cathedral ceilings for adequate ventilations . e) Wall Board : 1/2" blueboard with skim coat plaster . Ceilings and walls to be smooth , interior closets light texture . f ) Painting , Interior : Spray wall with latex paint , stain trim to match existing . INTERIOR FINISHES : a) Underlayment : 1/2" PTS plywood under all areas to receive vinyl or ceramic tile. 1/2" particle board underlayment under all areas to receive carpet . Underlayment to be glued as well as nailed . b) Doors : All new interior doors are 1 3/8" six panel pine with 3 1/2" pine casing , standard builders hardware . c) Casing : All windows to be cased in 3 1/2" pine. d) Baseboard : 1x5 pine base e) Stairway: According to plan using all hardwood stair parts . J g) Flooring : Wood flooring : New livingroom , wet bar and hallway. Floors to be sanded and receive sealer and two coats of finish . Sheet vinyl : Kitchen , back hall entrance and half bath . Carpet : All rooms except those to receive wood or vinyl will be carpeted . MISCELLANEOUS : a) Project Utilities : Use existing . b) Sanitary Facilities : Use existing . c) Site and Structure Protection : Close off and not enter any room not being affected during construction and remodeling . d) Construction Clean-up : Broom clean daily. Dump run at least once each week . PROPOSAL : We propose to furnish material and labor to complete the project , in accordance with the specifications stated , for the amount of $48 ,835.00. ACCEPTANCE OF PROPOSAL: The above stated price , specifications , and conditions are satisfactory and are hereby accepted . You are authorized to continue as specified . DATE OF ACCEPTANCE : SIGNATURE : OWNER SIGNATURE : s / STANNE 0001)9 MAP YARMOUTH. MA 1010618* 00009 OK'�92 _. BLOCK 01092 Dail I OT , - 1 - : 11 • I : : : . 5 : ;D OF 00000 COST/MARKET CONSTRUCTION DETAIL• COST-MARKET VALUE EYB AVB DEPRECIATION VALUE SUMMARY ELEMENT CODE DESCRIPTION TYPE won. EFF.AREA ' 1z T. Pe UNDEPRECIATED VALUE 1919 NORM EWN FVC Rif) %COND DEPRECIATED BUILDING VALUE 76.10 WALL 1 4 WOOD SHINGLE 15{11 7.75619 • • 6.0000.00' ; ..) 1 VALUATION BY MARKET ' 2 • EFFECTIVE BASE RATE 57_81 356 GREAT ISLAND RD TOTAL DEPROB VALUE 3360 O 1 JF STRUCTURE 5 SALT BOX 8 • CALE 1/ 276 TOTALDEPR XF VALUE 1)1 JF COVER 1 i I N 8 TOTAL LAND VALUE MARKET 4 130 T WALL 2 5 DRYWALL TOTAL LANDVALUE-AGRICULT. X.0 T.FLOORING 1 4 CARPET INCOME APPROACH VALUE INV e11.••• r 2 TJ • TOTAL AGRICULTURAL VALUE-CARD EATING FUEL .14 EL E CT R I C TOTAL AGRICULTURAL VALUE-PARCEL EATING TYPE 17 ELECTRIC BASEBOARD TOTAL COSTMARKET VALUE'CARD 536.200 IR COND.TYPE 1 NON.F TOTAL COST-MARKET VALUE.PARCEL 36.70 MARKET FEATURES SPECIAL MODELS • INCOME VALUATION EDROOMSUS 4 BEDROOMS TORIES 03 2.0 STORIES METHOD: GROSS ANNUAL INCOME PCT VACANCY 6 COLL LOSS EFFECTIVE GROSS INCOME - FIXED OPERATING EXPS& ESIDNTLU3 COLONIAL RESERVE FORDEPR. UALITY 05 AVERAGE +20 NET ANNUAL INCOME 38 JNRtt, -S + + 21 7g782- ba PEA TOTAL PCT. TOTAL UNDEFRECUTED I STP I E AREAS BASE AREA OF ADJUSTEO VALUE I 110 21 3— S p©C S e rn c AS 31)2100 302 46364 I + +--++ + + e. TP 590010 59 3411 T IBAS I I IF GR I 5 7 3 a O b GR 465040 186 10(53 I25 IFUS I I9 IFUS I 6 US 1 .009100 1.009 58330 I I T I 12I9 I 7 I I t---+----+--t- I INCOME VALUE I I 14 I I I 127 IOFFIC RECORD DATE TYPE 0 INDICATED + + I I I E, BOOK PAGE MO YR INST l I SALESPRICE I4 28 12I I I 1 + +----+ I . I 2 I4 I 15 I 3 +--t t 4 NOTES TATS , • : • I FD3�VER FGR BET NE OUT FEATURES DATE ANNUAL PCT. OB/XFDEPR L BUILDING min..... 2 1980 I/A DESCRIPTION UNITS UNIT PRICE co RATE COND VALUE B TRAVERSE wMiUVYc1 3 1iIPL3 100 23000051 0100100 1.800 AMSI 0131 2EOS 100 018 0100100 L BAS=W N 'W TP= '1-01438S23E1 - N 51243 PAT2 26800 5003 0000025 300 LW24S19E2354E12S4E6F6R=E15N27W21S10E6S17 I $N17W6N13PTR=W12FUS=W10N9W18519E28N1OS • £12SPTR=N9 FUS=S27E21827W21SS9S. • . 5 • B . 7 • B TOTAL OB/XFppVALUE 2.101)\B DE DESCRND IPTION 2CNNNG ! FRONTAGE DEPTH LAND UNITS TYPE UNIT PRICE FACTCR I FACTOR NOS STES PECIAL LAND C CD OTHER URT -TOTALADJUSTED UNIT PRICE LAND VALUE 01 0CN FT R4 TT 22.651.20SE 33720018300 600 LU1t 458.UU! TOTAL AREA 22,65100SF _ —_ �PARKE VALUE 45S.UUl sanfcrd asscciatcs October 4, 1990 Mr. Forest White Building Inspector Town of Yarmouth Yarmouth, MA Re: Addition to 356 Great Island Road Dear Mr. White: Since our meeting a few weeks ago regarding the above referenced project, two appraisals of the existing structure have been completed as you requested. Please find copies of these appraisals enclosed. The contractor who will be doing the work is Jim Stanne, the owner of Stanne Construction. He is the same contractor who replaced an exterior window in the master bedroom last spring. A copy of his quote for the proposed work is enclosed. Also included for your review are the following documents: 1. Application for a Building Permit ( 2 copies) 2. Building Permit Application Sign Off 3. Construction Supervisor Form 4. Insulation values of proposed addition 5. Plans of the proposed addition (2 copies) Please do not hesitate to call me if you have any questions regarding the enclosed information or if you require any additional information. Sincerely, Douglas K. Sanford President cc: Mr. & Mrs. Marsilius DOUGLAS SANFORD ASSOCIATES, INC. ARCHITECTS 22 CLAY HILL DRIVE, PLYMOUTH, MA 02360 508 747-4300 eol-bni ; IS x 32., 57 F_�fo-. 1-t92_• _ ...__.I . SEWAGE PERMIT NO. WATER TABLE • 366 rs7a4- ee /✓l0, ri/ins LOCATION NO. STREET&-€2f.S/awe/Re/ 4 rc-- INSTALLERS NAME & ADDRESS] 'Cg•--b 47 Mcd�,w6S7 /4.e7"-- C• 1oil, &'.dr A/i 7-7s- o Szr DATE PERMIT ISSUED /1//6://r0 DATE OF INSTALLATION `/ 6"r •D�A5'ysOF¢INST/LLATiI —oOoN BGyvK / Sep*'cah �- _... . /Z CtisH,be,-s �r • �N `9 a . n ^y la/ /t �9 n Ib Mt'n D '7 1r_. -0-u—u 17)y 1. Q,�/�� 7 n - r°'�' • / - % J 4w' \i-fN . I I I as^ °H at a �•fit-.42..- la' -��4 • 1gx 37- = b71C:::. 3nbe. w ze q = z( 3��xM6 x2-6 21 b . Seot�s 5- 1 0 �' • • Saben & Associates September 11, 1990 ADDENDUM FOR PROPERTY LOCATED AT: 356 Great Island Road West Yarmouth, Massachusetts (Marsilius, Newman & Marie) No environmental impact studies were either requested or made in conjunction with this appraisal, and the appraiser, reserves the right to alter, amend, revise, or rescind any of the value opinions based upon any subsequent study, research, or investigation. Christopher D. Stout Appraiser 25 Mid•Tech Drive, Suite E, West Yarmouth, Massachusetts 02673 (508) 778 0101 FAX (51114) 790 4778 Saben & Associates September 11, 1990 ADDENDUM TO PROPERTY LOCATED AT; 356 Great Island Road West Yarmouth, Massachusetts (Marsilius, Newman & Marie) Comments on Depreciation: Approximately 10 years ago the current dwelling was moved from a location (on the same site) closer to the ocean to its present location. At that time, renovations to the dwelling were made, which included the addition of living area over the garage. Final Reconciliation: The purpose of this appraisal is to estimate value of the property improvements only. For this purpose, the Cost Approach to Value provides the most meaningful indicator. Other approaches to value would not provide a reliable conclusion and consequently not developed. Based on the inspection of the property and through the utilization of Marshall Swift Valuation Service, a nationally recognized cost estimating publication, a reproduction cost estimate has been provided. Reproduction Cost is defined as "the current cost of constructing an exact replica of a building being appraised incorporating all the obsolescence of the building. " 1. Based on the application of the cost approach, the estimated values of the subject's improvements is $132, 565 or $133, 000. rounded. 1. Boyce, Byrl N. Kinnart, William M. , Appraising Real Property, Lexington Books 1984 . Christopher D. Stout Appraiser 25 Mid-Tech Drive, Suite E, West Yarmouth, Massachusetts 02673 (508) 778-0101 FAX (508) 790-4778 M-I SAN-.lit ... rr-,.:t ti 1 i', III I Property Desariptlon&Analysis UNIFORM RESIDENTIAL APPRAISAL REPORT File No. - . Property Address 35,6 Or t: i s l and Road Census Tract t fin LENDER DISCRETIONARY USE City W. Yermrntth County f3arnstat,1e State Ma Zip Code Sale Price $ Legal Description L/C Cer t 32236 Date Owner/Occupant Marsilius. Newman 2 Marie Map Reference ttan^/V92 Mortgage Amount $ Sale Price$ N/A Date of Sale td/nPROPERTY RIGHTS APPRAISED Mortgage Type Loan charges/concessions to be paid by seller$ N/A n Fee Simple Discount Points and Other Concessions R.E.Taxes$ 3085.50 Tax Year 1990 HOA S/Mo. None ❑Leasehold Paid by Seller $ Lender/Client Newman liar s i 1 i us In Condominium(HUD/VA) 356 Great Island Road. W. Vermont 02673 I I De Minimis PUD Source LOCATION i I Urban I X I Suburban I I Rural NEIGHBORHOOD ANALYSIS Good Avg. Fair Poor BUILT UP n Over 75% n 25-75% n Under 25% Employment Stability 0 X❑ E 0 GROWTH RATE O Rapid n Stable n Slow Convenience to Employment Dann PROPERTY VALUES n Increasing n Stable n Declining Convenience to Shopping 0000 DEMAND/SUPPLY ❑Shortage n In Balance n Over Supply Convenience to Schools [1111i X ] U ❑ MARKETING TIME n Under 3 Mos. n 3-6 Mos. n Over 6 Mos. Adequacy of Public Transportation n [X] n n PRESENT LAND USE % LAND USE CHANGE PREDOMINANT SINGLE FAMILY HOUSING Recreation Facilities O 0 0 ❑ - Single Family F15 Not Likely [XI OCCUPANCY PRICE AGE Adequacy of Utilities 0 [X I 1-1 FT f tem (yrs) • 2-4 Family 0 Likely n Owner ® Property Compatibility IJU U [J 7. Multi-family 0 In process n Tenant n -1200 Low 5 Protection from Detrimental Cond. n RI [—i n Commercial 0 To:Res i dent i a 1 Vacant(0-5%) [X] 300 High L10 Police& Fire Protection ❑ X 0 ❑ Industrial 0 Vacant(over 5%)n Predominant General Appearance of Properties n n El n Vacant 15 350 - 15 Appeal to Market n n 1-1 n Note:Race or the racial composition of the neighborhood are not considered reliable appraisal factors. COMMENTS: Subject is located within a private community within If. Yarmouth known as Great Island . Pronerties. all of which are Greatly Inflr,enrcrt by surroundino ocean. Generally show Good maintenance °: appeal . 11r-•st r==ential services are within close tiro-drill tv . Dimensions See 1ega1 description Topography f=ntly s] cninn Site Area .52 Acres Corner Lot f•Jr-. Size r.vfl.-r-I.l•= Zoning Classification Res ident ia1 Zoning Compliance Confcirri ino Shape Goy 1v G:nctAnnie HIGHEST& BEST USE:Present Use Residential Other Use None Drainage Anpeal•s adept,=.t€ UTILITIES Public Other SITE IMPROVEMENTS Type Public Private View Street: Electricity ' n Street Macadam n n Landscaping tunical Gas X❑ Curb/Gutter None n rl Driveway Stu,yin Water El Sidewalk Nome n n Apparent Easements !time no ted Sanitary Sewer n Pr i ye to Street Lights Nnne n n FEMA Flood Hazard Yes' X No Storm Sewer n Alley tlone n n FEMA' Map/Zone COMMENTS(Apparent adverse easements,encroachments,special assessments,slide areas,etc.):No adverse easc-Ir•elltrr . elIf:roach- ments or restrictions noted. Septic systems are common to area 2.. do lint affect value. No septic seenanra noted. GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION - Units 1 Foundation Prd Cncr t Slab None Area Sq.Ft t Roof ❑ Stories 2 Exterior Walls WC EMI-1g I Crawl Space Yes %Finished 0 Ceiling I] r Type(Det./Att.) Det . Roof Surface Cedar Shn Basement Ceiling 0 Walls I] Design(Style) 1-11 tit>: Gutters&Dwnspts. A 1 um i rium Sump Pump t to Walls r i Floor U if Existing Yes Window Type Pb 1 . Ili inn Dampness No Ev i dor Floor tr None 0 Proposed tic. Storm Sash Yes Settlement Mc- Ev i dnc Outside Entry Adequacynycl . ❑ ' Under Construction No Screens Yes Infestation No Ev i dnc Energy Efficient Items: Age(Yrs.) 51 Manufactured House Mc' Effective Age(Yrs.) 10-12 ROOMS Foyer Living Dining Kitchen Den Family Rm. Rec.Rm. Bedrooms # Baths Laundry Other Area Sq.Ft. Basement Levell 1 1 I I .5 173 - Level 2 Li 2 ' 030 Finished area above grade contains: Rooms: •' Bedroom(s): P. . , Bath(s); t .^r''1 Square Feet of Gross Living Area SURFACES Materials/Condition HEATING KITCHEN EQUIP. ATTIC IMPROVEMENT ANALYSIS Good Avg Fair Poor Floors - r'j [i ' c-1 Type 1 ;• 1;:' Refrigerator n N• one n O• ualily of Construction Q ID ❑ ❑ Walls T'•• y •'-a 1 I Fuel 1 r.' Range/Oven n S• tairs n Condition of Improvements CI ❑ I ❑ • Trim/Finish ' ' '•'' Condition Disposal i I Drop Stair n R• oom Sizes/Layoutn [ 0 CI Bath Floor ' • i i. 1. Adequacy . Dishwasher [ ' i Scuttle I Closets and Storage U U [.I LJ Wainscot Pr yvt 1 1 COOLING Fan/Hood n Floor ❑ Energy Efficiency ❑ ❑ ❑ [� Doors So 1 i cf Central No Compactor n H• eated n P• lumbing-Adequacy & Condition n n n-n - Other Nona Washer/Dryer[1 I Finished ( � Electrical-Adequacy & Condition n n n• n Condition Microwave n n Kitchen Cabinets-Adequacy& Cond. El n n• n - Fireplace(s)Pr i c k # 1 Adequacy Intercom n Compatibility to Neighborhood Q ❑ ❑ ❑ CAR STORAGE: Garage 0 Attached [Xi Adequate n House Entry Y, Appeal& Marketability Q ❑ ❑ ❑ No.Cars 1 Carport n Detached O Inadequate n O• utside Entry n E• stimated Remaining Economic Life ( 3 -50 Yrs. Condition Good None In Built-In n Electric Door n B• asement Entryn E• stimated Remaining Physical Life t t:r• Yrs. Additional features: Firep1aca i0 1-_ :M/5"OSE Wood Dacl:/ET9" - Psi-+=r; - -:lest- r' - It- 7.1'::37F cement well-wa.y/flt,tside shower/FIN-1 i riht Diepreciation(Physical, functional and external inadequacies,repairs needed,modernization,etc.): I I.-. f i i 1,c. I i o n-1 1 .ti c i • I.r i 1-::1 r•, .r t.1 r -. cence noted. Inspection of e::tr•i' ir'i , . iilte, 1 .•, r•1 rt -zn11 itis .tjrl .--„ ,-c,•. r.11 .t:-. r inadequacies. Electrical Y. hnetinq syry stm= Rr , pti ' r .-It -',lti;, '.v. ;.rt. jr-rt jl. average to otic-vr' n :rl nrle r:nidi I. ir.n. ( rr a „tirtn.i,lri r General market conditions and prevalence and impact in subject/market area regarding loan discounts,interest buydowns and concessions: % 1 ),t 1 ' i e•- r marinating within a 1; to 2 month period with prr•dc•+nii>,=nt .. 1 -- c ,r:- it. Ir. -Lt fit. -ii- c ;.nn . Loan discounts. huydc,am= ,rid =ales comer-r=CIjc•rr7• TI -r•1a-i,i. at. chi = ' 1 iII/GI• ' SABEN & ASSOCIATES UNIFORM RESIDENTIAL APPRAISAL REPORTFile No. 0050990 Valuation Section Purpose of Appraisal is to estimate Market Value as defined in the Certification& Statement of Limiting Conditions. BUILDING SKETCH(SHOW GROSS LIVING AREA ABOVE GRADE) ESTIMATED REPRODUCTION COST-NEW-OF IMPROVEMENTS: it for Freddie Mao cc Fannie Mae,show only square loot cekvlatlone and cost approach comments In this space Dwelling 1,903 Sq.Ft.®$ CO.13 =$ 110,621 • ,28 • X •20 X • 1,- • • 1,036.00 Crawl 560 Sq.Ft.@$ 5.36 = 3,002 • 12 • X' •15 • • • X • 1•= • • • 180:00 • • • 7 • V. •19 X • 1 = 133:00 - ExtrasDormers, FP1c, Skylt = 12,614 ▪ ' 22 • X •28 ' - ' X ".9' = " • 554:40 ' • Appliances - 2,017 Special Energy Efficient ItemsExtr Plumb 1,071 o Ttal Gross Living, Area _. • 1,903.40 Porches,Patios,etc. Deck, pat, wlk = 5,879 • , . •• Garage/Carport 393 . Sq.Ft.@ $ 25.22 = 9,911 (See sketch) Total Estimated Cost New -$ 145,915 16 % • Physical Functional External .13a at 7 • • Land to value ratio is 'higher than • Less 846,2__, X„0�/ typically allowed but fairly reflects • • Depreciation23,346 0 0 =$ 23.346 • land values in the area. • • • • • Depreciated Value of Improvements =$ 122,569 • • Cost figures are derived from the • • • • Site Imp."as is"(driveway,landscaping,etc.) _$ 10.000. Marshall and SwiftResidential Cost ESTIMATED SITE VALUE -$ lila Handbook. (If leasehold,show only leasehold value.) 132,569 INDICATED VALUE BY COST APPROACH -$ 133,000 (Not Required by Freddie Mac and Fannie Mae) Construction Warranty U Yes U No Does property conform to applicable HUD/VA property standards? Q Yes 0 No Name of Warranty Program If No,explain: Warranty Coverage Expires • The undersigned has recited three recent sales of properties most similar and proximate to subject and has considered these in the market analysis.The description Includes a dollar adjustment,reflecting market reaction to those Items of significant variation between the subject and comparable properties.If a significant item in the comparable property Is superior to,or more favorable than,the subject property,a minus(—)adjustment is made,thus reducing the indicated value of subject,if a significant item in the comparable is inferior to, or less favorable than,the subject properly,a plus(+)adjustment is made,thus increasing the indicated value of the subject. ITEM SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO.3 Address Proximity to Subject LI IIIIIIIIIIII Sales Price $ II I I I I $ 111111— $ 111 IIIIIIIIIIIIII $ Price/Gross Liv.Area $ 0 $ 0 101 1-$ i. 01111 1111 II _1 $ 0 1101 Ell Data Source VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION l •(-)$Adjustment DESCRIPTION .(-)S Adjustment DESCRIPTION •(-IS Adjustment Sales or Financing Concessions __ 1 I Date of Sale/Time I I Location 'SiteNiew ' i • Design and Appeal • 'Duality of Construction DIRECT SALES COMPARISON 'Age . I Condition APPROACH DC ES NOT APPLY Above Grade Total )Bdrms i Baths Total i Bdrms i Baths ( Total u Bdrns) Baths 1 Total i Bdrms: Baths Room Count ; • FGross Living Area Sq.Ft. Sq.Ft. • Sq.FL Sq.Ft. .'Basement&Finished IRooms Below Grade Functional Utility Heating/Cooling Garage/Carport Porches,Patio, Pools,etc. Special Energy • Efficient Items • I I Fireplace(s) I I Other(e.g.kitchen equip.,remodeling) Net Adj.(total) 11 ^ + -;$ + F-- $ + r___,$ Indicated Value of Subject ' $ $ $ Comments on Sales Comparison: INDICATED VALUE BY SALES COMPARISON APPROACH $ N/A I INDICATED VALUE BT INCOME APPROACH(If Applicable)Estimated Market Rent$ /Mo.x Gross Rent Multiplier -$N/A This appraisal is made l— "as is" n subject to the repairs,alterations,inspections or conditions listed below n completion per plans and specifications. Comments and Conditions of Appraisal: • Estimated value is on property improvements only. Final Reconciliation: See Addendum • This appraisal is based upon the above requirements,the certification,contingent and limiting conditions,and Market Value definition that are stated in El FmHA,HUD&/or VA instructions. Il Freddie Mac Form 439(Rev.7/86)/Fannie Mae Form 10048(Rev.7/86)filed with client 19_ n attached. I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE SUBJECT PROPERTY AS OF September 11 , 1990 to be$ 133.000. •- I(We)certify:that to the best of my(our)knowledge and belief the facts and data used herein are true and correct; that I(we)personally inspected the subject property, both inside and out,and hav _ p exterio ' spe tion of all comparable sales cited in this report;and that I(we)have no undisclosed Interest,present or prospective ' therein. ✓/ . Appraiser(s) SIGNAT E 4— .4- Review Appraiser SIGNATURE 0 Did 0 Did Not NAME Christopher D. Stout (d applicable) NAME Inspect Property reddie Mac Form 70 .10/86 110 ch.) BLAKEWOOD BUSINESS FORMS 1(8001443-1004 Fannie Mao Form 1004 10/88 • • PHOTOGRAPH ADDENDUM • BorrowerlCtient Marsilius, Newman & Marie PropertyAddress356 Great Island Road City West Yarmouth County Barnstable State MA Zip Code 02673 Lender • . FRONT OF SUBJECT PROPERTY ------ \ i �l '11 J -r'..--- • 7 11 At Ave � ] f vim. � 0I •S! •t r. `�...rapf✓r £4N n• t�.t r , .� � .I•_ 1^�a >]• �Ya. • �F. -'•' , pi a •t r'ta. , + y. aii]W -I ..• 4 r • 1-11I. • > ` . • -;•.' �., . S-.7441:1;r• -7T�'� >p r. r.. <•,`"tu/,, 1. 1 f r A �:•T 1.3.1:1.4 •]r. •I r v . . `�l vti 1 g:r1`Fi,Y. t 1 :,- N Is NSA>{M • a .v ,r; ,-.. ...„7✓.•],u¢j .h .fr. y 7 k.t,t_ l' y • t, y.4 r }� .]-1 d 1 -.::..t.•:- - ,'.1,+?� 1i Ni-y]j1'-'a r �].•l k �•/• n� �[ f' 4ts !(� . fa 'rrb'fP.."P',P� 1'�1Y' .^r�i't<l ,"iC:Y.,�t1. .,,..YT tay � t],*: li ,� r REAR OF „fr_; 4 4.,S ia^�lc F SUBJECT PROPERTY .k u e' 2 i J"�.,=(�i.rkt. ;E ftM:' i F� J.z,,fk • • , , rh Yatet::.�„ air fr•." �•' ,4'4 i ;aN'..l t rW AA',m • .',t. A Wir'� , 11/4 ,, ryh 4,4 ,. y, r y� 1�yl,:,r "�y -",--7K4�k' c-. y '_� i xf£g k�.+ryt• '11�y�afPty�"'I,TS t i T� ]gik •"44,4 'Ss.. 't• t y''�5.t A .. • , `4,4-v ittSki`,,,,,qA‘'' • -44 •f at'at ' all"r ;,, .,..„, _, ;g: - H .r '� "4.z4.s? f y -"•:14r..:1",:" y1'•, 1 ' 1/ 1 ;it, , i i-/ ` t .1 t A yr f. n• f tll' t 4 .;�X r t11.»,1 t1 ” i,. • 1 'Y+ • • .•c 1{4 it • .`;-i'1 ,lt a •. I 1 it 1!'1' I p 7 ;- I ' • ~ •-• (v fI , f1 ." k ;Ifii ••�� n t ? .4fip{k a y '•�'PV t.•f ] �'t �1 : /� ; I 4)40,, L•• 4••• ,l � i1' f e t�A0]°:Kf` �f ,4m'rr�.�ii „a».. ,1� � ‘ • _'S'te .A � 4a'is� SCS i ,.� 41,74.0�,;F�a -/,-;-,' '-( `I r rd t wA t o- a .Z41• .f.! , ';<. ityj , or ,4 ,1h` ?-:, . `, .' i p . ,f � 11 -' y r �r `1 r •.Fi r..oeft-n y f�•4: .++..: r(<1.1 1 n 1 J It ..e:. �NI'l. t• ` tt f,H%. ,` 1ti t, ,, '�tt,.I R iZ-I , STREET SCENE _.• - _ 2 k k• 444,, __- a N 1 47 i1 ii., n urc.`.. h ¢] l {�77.-.—.4-......._?„ -....— r•�.r ; t< . y[�. .J�}.yr -1. ,I�•s U'try p•s�j�.gp�.�.•, j. ,•r` ...N•ice , by 1 %_ "T3� i•. t .Aer taTN. '^ ry .�' ,tw, c3 % •-•'.4 i.�E� t .".+sir' •+: ei €_• w"•"'; p',s hewer. ( ti r. t .S :+•.�4r1�p%]_i y,T..{� �'} T '°"'M+a" ..m> .„..,..464-,_ r,s �...pN. .]y (M 'f1 .....:,-• • fv e, ."`. .rv'Tr '•,y}, �•`�y f l . "IPL. • ❑ ADDITIONAL PHOTOGRAPHS ON REVERSE SIDE • SKETCH ADDENDUM • Borrower/Client Marsilius. Newman & Marie Property Address 356 Great Island Road City West YarmouthCounty Barnstable State MA Zip Code 02673 Lender Ii I i . I I• jl iii 1i I ' i1 1 ii ( I I 11 ! Ii ' IIIii II I ! I 1 ! I I I I i ' ; i ; ( I1 ! I t , Il 1 �' i I 1 ; I11 II 1I IPnl . ,I ! 1 _i ! e1 ! I J I I e .{- i I I i-I 1 . j111 : ! . III 1 j - �-! ! ! !-il i f71b1..eaj 1 � IIf11i 1f ; II •' ' I III I • • 1 • f 1 I I .I I y I ,.; i I • I I I I I ' '- ill Ii l f ( _ l r 904MfA a Y • ii ' H . . � , i3 : - + i 1 ' ! t - r I I ` i ` - ' iI i I I I i I .I ' iI iIIi � ' ! • :I ; 1 ► : , I � Iii II j • bar�al r S ; iit: l 1 I I 1 ii p I I • I : r .i- I . I - + ! ' I4j ' I : I P • ifI v i I-t I — -I I I _.. I I ' r I I ; I III ' III i 1 I 11 ; r I ' I 7. I III, I' I' j I ' I i , 1 1---•I ; ' I ; ! l- iii I l II II i ! iif ' I 1 ! 7 . ! l i 11 1 1 I I 1 i i - iI i , 11 I ! ! e+ a 1 et i j i I I i ! 1 0 l • ! 1 I l l i , 1 i I i I Iiia : ' J i , ' 1 1 - H H I I 1 I I ' 1 i ! I l ' • ' . I 1 i t i — I i i ' iI ! ! I ' i 1 0 I . 1_i i 1 !_ I . . I I x n 1 I i I 1 I , W I I • i - II1 , IIIi I ! P 1 I iii ,' iil ; ! ! i � ' ; 1 1 ` . 3 I 1 , Ili ` ' , jl 1 ! Ir . 1 ;MIL ' I , I i il ' J i I I I I iI ! ! I I I 1 i j 1 ' iil � iil ; , 1 - I L i ,^ I 1 ) I 1 L) i I I IN i 1 ;,_, 1_i—.-. ! J I. i ! I _ 1 I 1 I I _i .. _ IIt11111 .1 II 1 ' I 1 I i i i 1 1 i 1 i • I • I ' • SKETCH ADDENDUM Borrower/Client Marsilius. Newman & Marie Property Address 356 Great Island Road City West Yarmouth County Barnstable State MA Zip Code ` o767't .... Lender Lender . c N r 1 JA.IJre I v.m I tot p . t Sr ; ti ia 3 .4 _ V u N ¢ N t r V v I I 712 Yah I— ~ v T 9 M - te •••.. I r OP Q v a Ci 11 Ci •A I o v n t p I I I 0 3 I > L _ . —. — . — __ J N • DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (I) buyer and seller arc typically motivated; (2) both parties arc well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions' granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. CERTIFICATION AND STATEMENT OF LIMITING CONDITIONS CERTIFICATION: The Appraiser certifies and agrees that: I. The Appraiser has no present or contemplated future interest in the property appraised; and neither the employment to make the appraisal, nor the compensation for it, is contingent upon the appraised value of the property. 2. The Appraiser has no personal interest in or bias with respect to the subject matter of the appraisal report or the partici- pants to the sale. The "Estimate of Market Value" in the appraisal report is not based in whole or in part upon the race, color, or national origin of the prospective owners or occupants of the property appraised, or upon the race, color or national origin of the present owners or occupants of the properties in the vicinity of the property appraised. 3. The Appraiser has personally inspected the property, both inside and out, and has made an exterior inspection of all comparable sales listed in the report. To the best of the Appraiser's knowledge and belief, all statements and information in this report are true and correct, and the Appraiser has not knowingly withheld any significant information. 4. All contingent and limiting conditions are contained herein (imposed by the terms of the assignment or by the under- signed affecting the analyses, opinions, and conclusions contained in the report). 5. This appraisal report has been made in conformity with and is subject to the requirements of the Code of Professional Ethics and Standards of Professional Conduct of the appraisal organizations with which the Appraiser is affiliated. 6. All conclusions and opinions concerning the real estate that are set forth in the appraisal report were prepared by the Appraiser whose signature appears on the appraisal report, unless indicated as "Review Appraiser:' No change of any item in the appraisal report shall be made by anyone other than the Appraiser, and the Appraiser shall have no responsibility for any such unauthorized change. CONTINGENT AND LIMITING CONDITIONS:The certification of the Appraiser appearing in the appraisal report is subject to the following conditions and to such other specific and limiting conditions as are set forth by the Appraiser in the report. I. The Appraiser assumes no responsibility for matters of a legal nature affecting the property appraised or the title there- to, nor does the Appraiser render any opinion as to the title, which is assumed to be good and marketable. The property is appraised as though under responsible ownership. 2. Any sketch in the report may show approximate dimensions and is included to assist the reader in visualizing the prop- erty. The Appraiser has made no survey of the property. 3. The Appraiser is not required to give testimony or appear in court because of having made the appraisal with reference to the property in question, unless arrangements have been previously made therefor. 4. Any distribution of the valuation in the report between land and improvements applies only under the existing program of utilization. The separate valuations for land and building must not be used in conjunction with any other appraisal and are invalid if so used. 5. The Appraiser assumes that there are no hidden or unapparent conditions of the property, subsoil, or structures, which would render it more or less valuable. The Appraiser assumes no responsibility for such conditions, or for engineering which might be required to discover such factors. 6. Information, estimates, and opinions furnished to the Appraiser, and contained in the report, were obtained from sources considered reliable and believed to be true and correct. However, no responsibility for accuracy of such items furnished the Appraiser can be assumed by the Appraiser. 7. Disclosure of the contents of the appraisal report is governed by the Bylaws and Regulations of the professional appraisal organizations with which the Appraiser is affiliated. 8. Neither all, nor any part of the content of the report, or copy thereof (including conclusions as to the property value, the identity of the Appraiser, professional designations, reference to any professional appraisal organizations, or the firm with which the Appraiser is connected), shall tie used for any purposes by anyone but the client specified in the report, the borrower if appraisal fee paid by same, the mortgagee or its successors and assigns, mortgage insurers, consultants, professional appraisal organizations, any state or federally approved financial institution, any department, agency, or instrumentality of the United States or any state or the District of Columbia, without the previous written consent of the Appraiser; nor shall it he conveyed by anyone to the public through advertising, public relations, news, sales, or other media, without the written consent and approval of the Appraiser. 9. On all appraisals, subject to satisfactory completion, repairs, or alterations, the appraisal report and value conclusion are contingent upon completion of the improvements in a workmanlike manner. • Date: . Sept•.• 11,• 1990• • • APPraiser(s) Christopher D. Stout Fannin Moe Freddie Moe Form 439 JUL BB I IYt i 141 forma end VVevnie^Incorporated.315 Weerror Ave,New Haven.CT 06511 f 19901 243 4545 Item 0 1191100 form loom, JUL BO C • a , DEP File No. SE 83-1060 l ^*^^• (To DO orwaec by DEP) • - . . u •- Comr:n w ajth _• Gty.Town YARMOUTH of Massachusetts • • = ` ° ApOcani bi1glaa canfnrd i a_- ,. .y. • Order of Conditions • • Massachusetts Wetlands Protection Act G.L. C. 131 , §40' • ' . and the Town of Yarmouth Wetland Bylaw From TOWN OF YARMOUTH CONSERVATION COMMISSION • To 'Douglas Sanford • Newman Marcillius (Name of Applicant) (Name of property owner) Address?? Clay Hi11 Drive. Plymouth. MA Address 120 Norton Road, Easton, CT • This Order is issued and delivered as follows: • 0 by hand delivery to acplicant or representative on (date) Gt by certified mail, return receipt requested on �t.-tads /4'y a (date) • This project is located at 356 groat Iclnnd Akar), Wpgf YRrnnnFh The property is recorded at the Registry of B A RN STA B LE Ecol, Page Certificate (if registered, 32236 -. The Notice of Intent far this project was filed on 14>1-ch 28, 1990 (date) • The public hearing was ct:s_ed on April 19, 1990 - (date) Findings The Town of Yarmcuth Conservation Commission has reviewec the a:_ve•reierencec Notice of Intent arc :tans aro has he:d a public hearing cn the protect. Based on the information availacle to the -- COMMISSION at this time, the COMMISSION - has determined that the area on wn::n:He ir:::sec work is.to oe cane IS significant to the tcUowing interests in, _ , n e with the Presum:::ons of Significance set tcr:n in the regulations for eacn Area Suc!ec:to?rc:ec:::n Uncer me Ac: (check as ac:r ocnate:: / C P"biic water su:c:v Lrl Ficcg control Lan::U Lan:: ^: c: airing sne!If(sn C Private water su:: a:v 'Stcrm ‘ carnage prevention C Fisnenes C Gr ounc water su:::v G/Prevent:on a pctluticn Z'-ePr::eco:n of wiiclife haat: To::: Fling_ Ug .......•Ce: 5c nn State Stare 1 9 nn c;:vsTcwn Share 40.n0 (1'• fee in ex:as __. a: _ Tct_t Retucc C.:e _ C;::r .Town Pon:an S State P_...,,•, (1.'• .ata:) (1.• 4 • • Therefore, the COMMISSION hereby finds that the following conditions are • necessary, in accordance with the Performance Standards set forth in the regulations, to protect those inter- ' • ests checked above.The COMMISSION orders that all work shall be performed in accordance with said conditions and with the Notice of Intent referenced above. To the extent that the fol. • lowing conditions modify or differ from the plans. specifications or other proposals submitted with the Notice • of Intent, the conditions shall control. • General Conditions • 1. Failure to comply with all conditions stated herein,and with all related statutes and other regulatory meas- . tires,shall be deemed cause to revoke or modify this Order. 2. -This Order does not grant any property rights or any exclusive privileges;it does not authorize any injury to private property or invasion of private rights. 3. This Order does not relieve the permittee or any other person of the necessity of complying with all other applicable federal, state or local statutes, ordinances,by-laws or regulations. 4...The work authorized hereunder shall be completed withinthree years from the date of this Order unless • either of the following apply:• - (a) the work is a maintenance dredging project as provided for in the Act:or (b) the time for completion has been extended to a specified date more than three years,but less than five years,from the date of issuance and both that date and the special circumstances warranting the extended time period are set forth in this Order. •_ 5. This Order may be extended by the issuing authority for one or more periods of up to three years each upon application to the issuing authority at least 30 days prior to the expiration date of the Order. 6. Any fill used in connection with this project shall be clean fill,containing no trash, refuse,rubbish or de-. bris, including but not limited to lumber. bricks, plaster,wire, lath, paper,cardboard, pipe, tires, ashes, refrigerators,motor vehicles or parts of any of the foregoing. 7. No work shall be undertaken until all administrative appeal periods from this Order have elacsed or. if such an appeal has been filed, until all proceedings before the Department have been completed. ' 8. No work shall be undertaken until the Final Order has been recorded in the Registry of Deeds or the Land Court for the distract in which the land is located, within the chain of title of the aff ectec crecerty. In the case of recorded land, the Final Order shall also be noted in the Registry's Grantor incex under the name of the owner of the land upon which the crc:osed work is to be done. In the case of registered land. the Final Crcer snail also be noted on the Land Court Certificate of Title of the owner of the!and upon which the Crc::sed wcrx is to be done.The recording information snail be submitted to me COMM I CC I ON on the f:.^at the end of this Orcer prior to commencement of the wax. 9. A sign shall be disclayed at the site not less than two scuare feet or more than three scuare feet in size . . bearing the worts. "Massachusetts Department of Environmental Protection, • • ' File Num:er SE 83-1060 10. Where the Decarment of Environmental Protec.'on is requested to make a determination and to issue a Sucersecing Orcer, the Conservation Commission snail be parry to all acency proceedings and hearings before the Decartment. t 1 . U:cn c:m::etion of the work cescnced herein, the applicant shall forthwith recues;:n writing that a Certificate of Com::lance ce :ssuec stating that the work has peen satis:act:'imy c:ma:eted. 12. The work snail=torn to Me fc!!cwing :tans anc special conditions: 5.2 , Plans: Title Dated Signed and Stamped by: On File with: • Site Plan • 3/23/90 Arnp H njaT Con. Corn. office • • • • Special Conditions (use additional paper if necessary) • 13. The applicant shall be held responsible to advise •the contractor of all these orders of conditions. • 14. The Conservation •Officer shall be notified at least 48 hours•prior to the commencement of the proposed work . Tel.rr 398-2231 Ext. 284. 15. These orders of conditions shall apply to any successor in interest or successor in control. 16. The work limit on the'southern side shall be the existing deck. No work shall be allowed south of the existing deck. • 17. The work limit on the eastern side shall• be six (6) feet east of the existing deck. No work shall be allowed more than six (6) feet east of the existing deck. 18.Any dune alterations shall be repaired to pre-construction conditions. 19. All cut off ends and debris shall be cleaned up at the end of each work day, and not allowed to enter the waterway. 20. Gutters and downspouts directed into drywells shall be installed to provide for roof runoff. 21. All work is to be done by hand, no machinery allowed. 22. Any area proposed for renaval of vegetation for a period of more than 7 days, shall be mulched or otherwise treated to prevent erosion 23. The deck is not to be closed in for future habitation without a filing of a Notice of Intent. 24. The applicant shall be responsible for having a copy of the Orders of Conditions on the site at all titres. Failure to do so could possibly result in a revocation of the Order, or a fine, or both. 25. Upon completion of the project a Certificate of Compliance shall be requested. This Order shall be considered incomplete until the Certificate of Compliance is recorded. t • Issued By TOWN OF YARMOUTH Conservation Commission - - . Ilk 1 Signat e ) 60 15% • gok 11-*;121-asegoerd • int.t.WARe; . . • This Order must be signed by a majority of the Conservation Commission. On this /`/ gay of19 9e , before me personally appeared /—4 , to me known to be the person described in and who executed the foregoing instrument and acknowledged that he/she executed the sam- as his/her free act and deed. L . i/ 11l CGmmisea fishes Nanmbs F.1443 • Notary Pu•lic My commission expires The applicant,the owner,any person aggrieved by this Order,any owner of land abutting the land upon which the proposed work is to be done or any ten residents dl the city or town in w'Ricn such land is located are hereby notified of their right to request the Department of Environmental Quality Engineering to issue a Superseding Order,providing the request is made by certified mail or hand delivery to the Department,with the appropriate filing fee and Fee Transmittal Form as provided in 310 CMR 10.03(7),within ten days from the date of issuance of this Order.A copy of the request shall at the same time be sent by certified mail or hand delivery to the Conservation Commission and the applicant. • • Detach on dotted line and submit to the CONSERVATION COMMISSION prior to commencement of work. To TOWN OF YARMOUTH CONSERVATION COMMISSION Issuing Authority Please be advised that the Order of Conditions for the project at File Numoer has been recorced at the Registry of BARNSTABLE and has been noted in the Chain of title of the affected property in accordance with Genetal Condition 8 on _ t 9_ If recorded land. the instrument number wnicn identifies this transaction is II reg•stered land. the coo:ament number wnicn identifies this transac::on Is Signature Ac;LCnl 5•4A l.ompancg o/ rape ad, i . • Residential BOX 1655, 170 ROUTE 6A Michael Sutton Commercial ORLEANS, MASSACHUSETTS 02653 (508)255-8822 Land FAX(508)255-9257 • October 2, 1990 Mr. Douglas Sandford 22 Clay Hill Drive Plymouth, MA 02360 Dear Mr. Sandford: Pursuant to your request I have enclosed the appraisal, by cost, of the Marsilius property located on 356 Great Island Road, West Yarmouth, MA. The original appraisal has been mailed to Mr. and Mrs. Marsilius in , Connecticut. If there is anything else I can do for you in this regard, please do not hesitate to let me know. Siceely .� Robert Kloumann, Appraiser RK/cem attachment / \ C O PY REAL ESTATE APPRAISAL REPORT FOR IMPROVEMENTS LOCATED AT 356 GREAT ISLAND ROAD WEST YARMOUTH, MASSACHUSETTS FOR MARIE AND NEWMAN MARSILIUS BY APPRAISAL COMPANY OF CAPE COD, INC. 170 ROUTE 6A, P. 0. BOX 1655 ORLEANS, MASSACHUSETTS • DATE OF VALUE: SEPTEMBER 7, 1990 DATE OF REPORT: OCTOBER 1, 1990 og/ifitaisa[ eomfzany of da ftE God, inc, Page 1 of aI Marie and Newman Marsilius 356 Great Island Road West Yarmouth, MA 02675 Dear Mr. & Mrs. Marsilius: At your request I have prepared the attached appraisal of the property located at 356 Great Island Road, West Yarmouth, Massachusetts 02554 (our file number 090951009). The property is shown in the Barnstable Registry of deeds, Barnstable, MA as Deed #66626, Certificate 432236; dated February 28, 1964. The property is further identified in the Yarmouth assessor's book as Map 9, Lot K92. The purpose of this appraisal report is to estimate the market value of the improvements by cost. I personally inspected the property on September 7, 1990 and have gathered all the data I considered necessary to arrive at the value conclusion. As a result of my investigation and my analysis of the information gathered. I estimate the depreciated value of the improvements as of September 7, 1990 to be: ONE HUNDRED ELEVEN FIVE HUNDRED TWO T 4 ND DOLLARS ($111,502) • 1 i` c u LA , Date Robert Kloumann, Appraiser Date Michael Sutton, Review Appraiser c J/i/italsaf Comfiany of Ca/ia Cod, inc. Page aof al l 1 • SITE DESCRIPTION Topography: Level Sire: .53 acres Shape: Typical for the area View: Water front/view Drainage: Appears adequate Landscaping: Average Driveway: Stone Apparent Easements: None noted Zoning: Residential Utilities: Electric, water and cable television. Waste is handled by on site septic systems. Comments: Waterfront site landscaped with trees, shrubs, bushes and lawn. cr*-212taisai C.oIYL/iany of da/2E Cod, inc. J Page 3 of 0:2/ e • 91- 'goo L wood • ' 4(6C) i /r =!, ' • n-, • ' . re...•.. •;-.•.ti=s„,i' . . ., ---, , . . .. , , , • ,.-t ••„2 ••••.••=;\•,.5,-•-,•,•1.. ,z,-,44;),;.• •• ••., ••-7. • : - ••,,- ••• r •• t„,:.‘ 0\ , 1,.. - a=, , ;-•,,,, *.y, 4.--4'..,,:,•,_ if, ,?-4,,4• • . .- i ,42/4'. ' -43‘,.h,c i - -4- 4 < i- .: ..,..44n\4-`,/.1•1/4-49:41f1.41,,zili 0 : , , . - • ,4;',4.''of. -... AZ44 tiNv il.;- 1' " ' :' • . %.:111--VT:4,i;',14- 1„;74.?: ',.. :.. . ,' '"- .- . • 4 ' (----,44-- . : 4 • 0 .. _ •i...?- ti,,e.•. . , ki..= ( • , ,_ • '• ',i- .-.SC .4•-,:,,‘%',("'cr, ,Si‘itts,./.,,;1:•'* .4'• , ,, ,,,,, -, : - 1 ,•$, - ,„,.„:, ,....,0 J.,. "--1,..,,,-F(rear2. s niongiti P. ----.\'' : r - .,.- .1.\;' t•*? *•••• ' • _ ---; V-." tr,\I:itq, ,,;•„:\IS isit: . 1 P. 1 : ,. % . F7 441? 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I ,; • ASSESSMENT INFORMATION Price Trend: Down Zoning: Residential Assessment: Land: $458,000; Building: $78,200; Total : $536,200; Taxes: $3,088.50 Deed Reference: Certificate $32236 Assessors Reference: Map 9/Lot K92 Lot Size: .52 acres U j/l/itaisaf Coin1/iciny of Ca/2E Cdr Line. J Page 4 ofo2/ 1 • IMPROVEMENT DESCRIPTION GENERAL DESCRIPTION: Units: One Stories: 1.70 Type: Detached Design: Cape Existing: Yes Age/Effective Age: 61/5-80 effective EXTERIOR: Foundation: Poured concrete Walls: White cedar shingles Roof: Red cedar shingles Gutters & Downspouts: None Windows: Double hung wood Storm Sash: Aluminum Screens: Yes Basement: Crawl space INTERIOR: Floors: Carpet Walls: Drywall and K pine Trim/Finish: Wood Bath Floor: Vinyl Bath Wainscot: Ceramic Doors: Wood cf//./itaLsat Com fiaay of Cafe Cod, Brie. Page 7 of 02( / 1 IMPROVEMENT DESCRIPTION (Continued) Heat/Condition: Baseboard electric/Average Kitchen Equipment: Refrigerator, range/oven, dishwasher and washer machine and dryer Layout: First Floor: living room, dining/kitchen area, den and half bath; 734 square feet of gross living area. Second Floor: three bedrooms and one and three quarter baths; 881 square feet of gross living area. Quality of Construction: Average Condition of Improvements: Average Room Sizes/Layout: Average Closets and Storage: Average Energy Efficiency: Average Plumbing - Adequacy and Condition: Average Electrical - Adequacy and Condition: Average Kitchen Cabinets - Adequacy and Condition: Average Compatibility to Neighborhood: Average Estimated Remaining Economic Life: 45 to 50 years Estimated Remaining Physical Life: 60 to 65 year Comments: The house was enlarged eight years ago with the addition of a new garage with a room above. The are signs of water leaks in the upstairs bedroom. Physical depreciation on the exterior is noted in some peeling trim paint and normal weathering of roof and sidewall shingles. The interior shows normal wear and tear with no major physical inadequacies except as noted above in the bedroom ceiling. c J/.i/itaisaf Comfiany of dapt Cod, ffnc. Page of OW _ —_ ___ . ' ' - ' -.• • : i • - . 4 • , ; - - 1 4 - i - . a • 1 , ; . . - . 4 _ ..,.., . . . . , • . . I • • . . , $ . , . , . „ ; , - - i- • , . , - , . , . - f- !_l____ _ __ • • ! . I . . . - i - • • . -- , -, ! --t---- - • - , , ! - , - • , : . . HJT• i - ! . 1 . ,.. ... . . .. 1 ,_ . . - , , : :. j ; . . „ . , : I. . . i . _ , 4 • , • t . , , — _____ . 1 . • 1 . . . : . ' I.„ : .t .... . . : . . :. _. ... . t _ . ..„- -- ' t 1 . - ; • i . " " . . ! . t ' . I ; ' I ' • * • • . . . • . . . II . 1_. „, ' . -, • - . t t . • , • • i , • • •-f-•-: ?riFF • I- : I . :-, I- - • • ' - • " " - . „ . I ' ,_ I , , , . • I ' • I • i •;..,'' 1-1,-I I 1 1 i • . • ' , I • . 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' • ' il I . . . I I ' I " " : I ' H 7 • • • - ' ' . • i • ' i • • • . , • - • . • - •._ H ---- 7_ ; _ , . . ' . . . . . 1 . . . . I . • : , • — - ; ' t ' • • ' • . . . • . . . , . . . . . . . I 1 ' 4 4 - - . , i , . 4.t ' ' . 1 - , - h . .. 1 -. ! ' d ' , . • , ' • " - I • PHOTOGRAPH ADDENDUM • , . • , . . . . . • • . ___ __ _________ ......--- . . „ - ---------_,?"7".- - - Fi .., T\ 1 ...._... „........_ ,..... ;„9,- _ , ! , u„. Y: ,: ; !--,- .,----7---:- , . ,t.,..F.E.-,.. ,r,.•:,-/.4%, .. . • !. .1•si_../.....---4;Z•4-:-.,. • ,,:- ,• -. ... .a.. y.fr ,;•\„: . .4r,a--;--, ___--- - ,ils..."1... • -:- v. • ;^1.. ..-71.1,—.,...:.7-,.- .•:—. • . .44.44...61"'" .. — ..01--7" -4"\-4-"z#T-4;•1::.- -...." ' ";.::-: !".'. .• - : ' '4— ' e4-4.:',--4.e'''':"--:'-•--:,... '.'. ''' '.:d::s'l al-s;:s• -- . ... .. .. . ..... • •- :' . :, y. -c'- ...., ..:„. .J ,- ti . „.:,,... t., : —it: ..- • - t• '` -;.-.. ••::-.-‘....• :•:: '1' ....1;FC'fl.*' •'-`:-. . •r r , "i' .- '.. , • FRONT VIEW OF SUBJECT PROPERTY • , • . .,,:;7.;,:',.): :',,,:,'...- • ,. l' -tie.Q.:.‘,...: clitr-r .1: - 1 4,..!,?.......,-.P,/,::‘J,RIN.• a a' • ' - • -1-1 --7. --1----77';?. 1 /..., ..tb1)111,1..4i4t,,,:,14 1. - . . - ‘1! .4., , „I • , • -•'•-. 133. • . _ _ ..•.. . , _ . i.,..„......,-,;,,- • - - ,,:.,,,,„,ti., 7 ,, -Ls ':::.1-:u.H._,,N:, 1:7-; , - ,:; ,,k7;\ ,.:4., 1. 1/4,? N., . ,.Ww..-t ,152‘..•.: , .zi, C, • • .. ..1 . flat. „i alt. ... ,,,,.;. .,,,.\.‘c.,\ ..,,.., ,.....,,,,,...,„ -,-:•.,4-, .i.:,..,,, i., .--,t*i. ;,,i.t>,„:".,..14 ,;\',1. 11.4144/(t.„ 4:12;,‘ 111:1/14 IP"4.....•::.,l'iiiiirlii 14,1 "IZ:illa .. A :.',"11:.•‘' .. • "1-4A.L. i'!WW1 ..." ' 1/29 1 yi; .:1%.t ',; I rifrtl, rt,1,1001:‘,Mit k 3/41.:,1 :.,../ i',.. 4,.. .*;,.,... .%:..rel : 1 -'\ " it • - ', rt , ..‘, ,u;,.., , ,*, •,. • ,t,L . • -.. 1 thog: ...A. t'4;, irk i ve-:-.•""t' , • - •";N. v • A - ark .. f..%.• 4:4 : •• -,.) ..- ,• • ,,,,,,. - e, i,,,..,',t,- , lc, - .--4,...pf.4 : • ' •• • . .- ht-4-i-k. k..4 • c i'• ‘, 7 "..121;•, • s • 11 i AO . :A :.• . Yr.: '.j../ % . .. • 1 • - 4• . ‘• • 1:.....4-411 't. _ft.PeW . : A atiLiPire.:Pr....- .?...4410elp REAR VIEW OF SUBJECT PROPERTY 7., 12 •), , 0 ADDITIONAL PHOTOGRAPHS ON REVERSE SIDE ,-- FW BOA , tilfi.1 Form,:and Worms.Inr 311S Whitney Ave New RIVP11 CI 06511 API Rabic Rocprved I (Ron)241-4545 Item• I Si cnn APPROACHES TO VALUE og/i/izai of eornfianty of Cain Cod, fine. Page il of 02" le • COST APPROACH • MEASUREMENTS SQUARE FEET First Floor: • 20' x 29' x 1 580 11' x 14' x 1 = 154 15' x 5' x 1 = 75 7' x 12' x 1 = 84 • Total First Floor: 893 Second Floor: 14' x 12' x 1 168 7' x 5' x 1 = 35 4' x 5' x 1 = 20 11' x 17' x 1 = 187 2' x 1' x 1 = 2 1' x 7' x 1 7 Total Second Floor: = 419 Above Garage: 7' x 11' x 1 = 77 13' • x 27' x 1 = 351 2' x 9' x 1 = 18 4' x 4' x 1 = 16 Total Above Garage: = 462 Total Gross Living Area: = 1,774 JIlh/htaisaf Company of d'a/E Cod, _aria. J. Page . of o7/ COST APPROACH (Continued) ESTIMATED REPRODUCTION COST - NEW - OF IMPROVEMENTS: Source: Marshall and Swift Residential Cost Handbook and local contractors. Base Cost per Square Foot: _ $ 35.02 Square Foot Adjustment; Electric Heat: _ (. 10) Wood Shingle Roof : _ .69 Floor Cover Allowance: = 1.78 Total Base Cost: 37.39 Base Building Cost; 1,774 square feet at $37.39: = $ 66,330 Lump Sum Adjustment; Appliances: _ -47-1-049** Plumbing - Additional Fixtures: = 1,200* Dormers, 55 LF at $73: 4,015 Fireplace - Double Two Story: = 4,500** Septic System (Estimated) : = 5,000i* Wood Deck 618 Square Feet at $10/sq. ft. : 6, 1801* Garage 435 Square feet at $18/sq. ft. : = 7,830** Total : = $ 98, 155 (lb CG.SS Adjustment for Current Cost and Location; Current—Cost Adjustment - $71,545 times .01: = 715 ( Location Adjustment - $71,545 times . 18; = 12. 878 Total Cost of Building New: = $111, 748 /03‘, 8 Physical Depreciation 5%: _ (5, 587) ,' ,(c Site Improvements "as is"; Concrete Paver Patio - 363 3.3 Square Feet at $4: = $1,452 Poured Concrete Patio 203 Square Feet at $2: = 406 32 LF of 4' High Solid Board Fence at $9: = 288 ' 64 LF of 5' High Solid Board Fence at $14: = 896 24 LF of 3' High Split Rail Fence at $6: = 144 Post Lantern: = 155 Driveway: = 1,000 Miscellaneous Shrubs, Bushes, Walks, Railroad Tie Borders: = 1.000 Total Site Improvements: = 5,341 Total Value by Cost Approach of Building Improvements As of September 7, 1990: _ $111, 502 *Ten fixtures, eight included in base cost, additional cost - $600 each. **Local contractors price. - /42/ taLSRL eomfa2Jof eat2E Cod, Jac. Page of �� l CERTIFICATION I hereby certify that I have personally inspected the subject property; that I have no present or contemplated future interest in the ,real estate that is the subject of this appraisal report; that I have no personal interest or bias with respect to the subject matter of this appraisal report or the parties involved; that the amount of my fee is not contingent upon reporting a predetermined value or upon the amount of the value estimate; that to the best of my knowledge and belief the statements of fact contained in this appraisal report, upon which the analyses, opinions and conclusions expressed herein are base, are true and correct; that his appraisal report sets forth all of the assumptions and limiting conditions (imposed by the terms of the assignment or by the undersigned) affecting the analyses, opinions and conclusions contained in this report; that this appraisal report has been made, in conformity with and is subject to the requirements of the Code of Ethics and Standards of Professional Practice and Conduct of the Society of - Estate appraisers; and that no one other than the undersigned prepared the anal ses, conclusions and opinions concerning real estate that are set for in t ' s appraisal report. // // (J 3 QV Date ` Robert Kloumann, Appra' er Date Michael Sutton, Review Appraiser • cJJfz/`tataaf eotrLf2Q/2fg of Cod,dr fine. Page /!of an DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open markce under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (I) buyer and seller are typically motivated: (2) both parties are well informed or well advised, and each acting in what he considers his own best interest: (3) a reasonable time is allowed for exposure in the open market. (4) payment is made in terms of cash in U.S dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions•granted by anyone associated with the sale. •.Wluanunis to the comparables must be made for special or creative financing or sales concessions No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can he made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. CERTIFICATION AND STATEMENT OF LIMITING CONDITIONS CERTIFICATION:The Appraiser certifies and agrees that I The Appraiser has no present or contemplated future interest in the property appraised; and neither the employment to make the appraisal, nor the compensation for it, is contingent upon the appraised value of the property. 2. The Appraiser has no personal interest in or bias with respect to the subject matter of the appraisal report or the partici- pants to the sale. The "Estimate of Market Value" in the appraisal report is not based in whole or in pan upon the race. color. or national origin of the prospective owners or occupants of the property appraised, or upon the race, color or national origin of the present owners or occupants of the properties in the vicinity of the property appraised 3. The Appraiser has personally inspected the properly, both inside and out, and has made an exterior inspection of all comparable sales listed in the report. To the best of the Appraiser's knowledge and belief, all statements and information in this report are true and correct,and the Appraiser has not knowingly withheld any significant information. 4. All contingent and limiting conditions are contained herein (imposed by the terms of the assignment or by the under- signed affecting the analyses,opinions,and conclusions contained in the report) 5. This appraisal report has been made in conformity with and is subject to the requirements of the Code of Professional Ethics and Standards of Professional Conduct of the appraisal organizations with which the Appraiser is affiliated. 6 All conclusions and opinions concerning the real estate that are set forth in the appraisal report were prepared by the • Appraiser whose signature appears on the appraisal report, unless indicated as "Review Appraiser' No change of any item in the appraisal report shall be made by anyone other than the Appraiser. and the Appraiser shall have no responsibility for any such unauthorized change. CONTINGENT AND LIMITING CONDITIONS:The certification of the Appraiser appearing in the appraisal report is subject to the following conditions and to such other specific and limiting conditions as are set forth by the Appraiser in the repos. I. The Appraiser assumes no responsibility for matters of a legal nature affecting the property appraised or the title there- to. nor does the Appraiser render any opinion as to the title, which is assumed to be good and marketable The property is appraised as though under responsible ownership. 2. Any sketch in the repos may show approximate dimensions and is included to assist the reader in visualizing the prop- erty. The Appraiser has made no survey of the property. 3. The Appraiser is not required to give testimony or appear in court because of having made the appraisal with reference to the property in question.unless arrangements have been previously made therefor. 4. Any distribution of the valuation in the report between land and improvements applies only under the existing program of utilization. The separate valuations for land and building must not be used in conjunction with any other appraisal and are invalid if so used. 5. The Appraiser assumes that there are no hidden or unapparent conditions of the property. subsoil- or structures, which would render it more or less valuable. The Appraiser assumes no responsibility for such conditions, or for engineering which might be required to discover such factors. 6 Information, estimates, and opinions furnished to the Appraiser. and contained in the report. were obtained from sources considered reliable and believed to be true and correct. However, no responsibility for accuracy of such items furnished the Appraiser can be assumed by the Appraiser. 7 Disclosure of the contents of the appraisal report is governed by the Bylaws and Regulations of the professional appraisal organizations with which the Appraiser is affiliated. 8 Neither all, nor any part of the content of the report, or copy thereof (including conclusions as to the property value. the identity of the Appraiser. professional designations, reference to any professional appraisal organizations. or the firm with which the Appraiser is connected), shall be used for any purposes by anyone but the client specified in the report. the borrower if appraisal fee paid by same, the mortgagee or its successors and assigns, mortgage insurers,consultants, professional appraisal organizations. any state or federally approved financial institution, any department. agency. or instrumentality of the United States or any state or the District of Columbia, without the previous written consent of the Appraiser; nor shall it be conveyed by anyone to the public through advertising, public relations, news, sales, or other media• without the written consent and approval of the Appraiser. 9 On all appraisals, subject to satisfactory completion, repairs,or alterations, the appraisal report and value conclusion are contingent upon completion of the improvements in a workmanlike manner 10. The appraisers make ro warranty for structural or tier apical sozrtliess or absence of any adverse or illegal materials or conditions includirg Wt rot limited to, lead paint, UFFI type insulation, asbestos cmtaanirg materials, Radon Gas or hazardous wastes, 11. The appraisers do rot have the training or - ..'rose to make structiaal, hazardous waste or pest inspections or interpret the findings of - . We re • that parties at interest always the services of a qualified inspector or •�i,: •, o rpret such tel% /0/3/ ,/ ,, ' • , inspections. /J rser • • .Appraioa/ Company o/ Cape Cocl, inc. Residemial BOX 1655, 170 ROUTE 6A Michael Sutton Commercial ORLEANS, MASSACHUSETTS 02653 (508)255-8822 Land FAX(508)255-9257 • • • • QUALIFICATIONS MICHAEL SUTTON CA-R EXPERIENCE: 1983-present: Owner - Appraisal Company of Cape Cod, Inc. 1980-1983: Staff Real Eflate Appraiser for Bass River Savings Bank 1978-1980: Real Estate Broker/Fee Appraiser 1965-1978: Carpenter; electrician's, plumber's and mason's assistant (experience which allows me to recognize different qualities of construction) 1952-present: Native of Cape Cod PARTIAL LIST OF CLIENTS: See attached list EDUCATION: • • Attended American University Graduate School of Public Administration BA, Political Science, Monmouth College, Monmouth, Illinois, 1969 Nauset Regional High School, Orleans, Massachusetts, 1965 PERTINENT APPRAISAL COURSES: 1987: Course 202, "Applied Income Property Valuation," Society of Real Estate Appraisers 1987: Course 401, "The Appraisal of Partial Acquisitions," International Right of Way Association 1984: "Marketability and Market Analysis," Society of Real Estate Appraisers 1983: Course 102, Applied Residential Property Valuation, Society of Real Estate Appraisers • 1983: Course 201, Principles of Income Property Appraising, Society of Real Estate Appraisers 1982: Utilizing the Fannie Mae-Freddie Mac Appraisal Report, The Society of Real Estate Appraisers 1980: The Appraisal of Income Property, The Massachusetts Board of Real Estate Appraisers' 1980: Course 101, Appraising Real Property, The Society of Real Estate Appraisers • 1979: Appraising the Single Family Residence, The Massachusetts Board of Real Estate Appraisers PROFESSIONAL AFFILIATIONS: American Association of Certified Appraisers Affiliate Member Cape Cod Board of Realtors CERTIFICATION: CA-R Certified Residential Appraiser, AACA • Massachusetts Real Estate Broker's License No. 102751 Massachusetts Teacher's Certificate No. 0189487 Construction Supervisor's Certificate No. 006996 INSTRUCTOR: 1982-present: BB290 The Appraisal of Real Estate, Cape Cod Community College 1982-present: FNMA AND FHLMC Approved EXPERT COURT TESTIMONY: • Boston Land Court, Boston, Massachusetts Barnstable Probate Court, Barnstable, Massachusetts. ASSOCIATION MEMBERSHIP: Candidate Member Society of Real Estate Appraisers ita2/ 'ANY. LISTING PAGE : 1 •ANK CODE NAME ---------------------------------------------- ADV Advest Hartford, AND Andover Savings Bank • Andover , BAC Banker ' s Appraisal Company Lexington, BBM BayBank Middlesex 7 New England Burlington, BBV BayBank Valley Springfield , BCM Bancorp Mortgage P. 0. Box 100 Acton, BCS Berkshire County Savings Bank Pittsfield , BERK Berkshire County Savings Bank Pittsfield, BMC Bankers Mortgage Corporation Marblehead , BNE Bank of New England Waltham, BNE2 Bank of New England Boston , BNE3 Bank of New England Old Colony Providence, BNE4 Bank of New England Brookline, • BNE5 Bank of New England - S12PRB Boston, BNER Bank of New England - Realty Trust Boston, BNES Bank of New England South Hyannis, BNET Bank of New England Hyannis , • BNEW Bank of New England West Hartford, BOB Bank of Boston Yarmouthport , BOB1 Bank of Boston • Hyannis , BOB2 Bank of Boston Hyannis , BOB3 Bank of Boston - Personal Trust Division Boston, BS The Bank for Savings Malden , BSD Boston Safe Deposit & Trust Co. Boston, C21 Century 21 Mortgage Corp. Burlington , CAMP Campello Cooperative Bank Brockton, CAP Capital Mortgage Company Braintree, CAPBT Capital Bank & Trust Company Boston CBC Cooperative Bank of Concord Acton, CBT Connecticut Bank & Trust E. Hartford, CBT1 Connecticut Bank & Trust -Priv .Bankipg Bridgeport , CBT2 Connecticut Bank and Trust Company Hartford, CC5 Cape Cod Five Cents Savings Bank Orleans , CCBT Cape Cod Bank & Trust Co.-Mortgage Dept. South Yarmouth, CCBTD Cape Cod Bank & Trust Co.-Commercial Dpt South Yarmouth, CCBTI Cape Cod Bank & Trust Co./Trust Inv.Div. Hyannis, CDC Colonial Deposit Company Cranston , CFS Citizen' s Fin. Serv . Corp . Exec. Place V Burlington, CHB Chemical Bank New York, CHEM Chemexec Relocation Systems Stamford; CHIC Chicopee Cooperative Bank Chicopee, ZIT Citizens Savings Bank - Operation Center East Providence , :ITV City Corp Mortgage St . Louis, :MSB Community Savings Bank /Comm.Mrtg Center Springfield , i2f ' BANK, LISTING PAGE: 2 BANK CODE NAME CNB Connecticut National Bank - MSN 244 Hartford, CNM Connecticut National Mortgage Co. W. Hartford, COL Colonial Mortgage Company E. Falmouth, COLM Colonial Mortgage Chicopee, COLS Colonial Mortgage Company W. Springfield, COM Comfed Mortgage Company - Second Floor Lowell, COM3 Comfed Mortgage Nashua, COMP Comfed Mortgage Company Natick, COOL Coolidge Bank & Trust Company Watertown, COOL1 Coolidge Bank & Trust Tyngsboro, COOL2 Coolidge Bank and Trust Boston, CRMS Consumer Real Estate Mortgage Service Danvers, CSAV Community Savings Bank Holyoke, CSBCity Savings Bank Pittsfield, CTC Citizens Trust Company Providence, DCB Dryfus Consumer Bank Paramus, EAST Eastern Savings Bank, Shattuck Office Andover , ES Eliot Savings Bank Boston, ESB Eastern Savings Bank Salem, EWFC East West Financial Corporation Cranston, FAC First Atlantic Credit Corporation Centerville, FAL Falmouth National Bank Falmouth, FAL1 Falmouth National Bank East Falmouth, FB First Bank Tewksbury, FBM Fairbank Mortgage So. Easton, FCB Fidelity Cooperative Bank Fitchburg, FCM First Consumer Mortgage Hamden, FES First Essex Savings Bank Lawrence, FFSL First Federal Savings & Loan Assoc. Hyannis, FFSO First Federal Savings & Loan Assoc. E. Orleans, FMB First Mutual Bank Boston, FNB Fleet National Bank ' Suite 1515 Providence, FRA Framingham Savings Bank,ConsumerLoanDept Framingham, FSB Fitchburg' Savings Bank Fitchburg, FSBK First Service Bank Leominster, FSG Financial Services Group • Needham, FVSA Farmington Valley Savings Farmington, GBS Grove Bank for Savings Natick, GCB Greenfield Cooperative Bank Greenfield, GS The Greenfield Savings Bank Greenfield, HCL Home & City Loan Center Williston, HLI Home Loan Investment Bank Providence, HNB Hudson National Bank Hudson, HNIS Heritage - NIS Bank for Savings ' No. Hampton, /7 fa' BANK LISTING PAGE: 3 BANK CODE NAME HNIS2 Heritage - NIS Bank for Savings Springfield, HNIS3 Heritage - NIS Bank for Savings Amherst, HNIS4 Heritage - NIS Bank for Savings Greenfield, HNMC Home National Mortgage Corporation Milford, HRG Howard Relocation Group Livingston, LAT Latimer & Buck Mortgage Co. Philadelphia, LBFS Landmark Bank for Savings Whitman, LBM Latimer & Buck Mortgage Company Philadelphia, LEX Lexington Savings Bank Lexington, LSI Lenders Service, Inc. Pittsburg, LTC Lincoln Trust Company Hingham, MB Mechanics Bank Worcester, MEL Mellon Bank ` Pittsburg, MMC Mariner Mortgage Corporation Norwood, MTC Malden Trust Company Malden, NAN Nantucket Savings Bank Nantucket, NBSB Compass Bank New Bedford, NEST New England Bank & Trust Enfield, NEM Northeastern Mortgage Company Hanover, NERS New England Residential Services, Inc. Middletown, NFIP National Flood Insurance Program Lanham, NWB Neworld Bank - 7th Floor Underwriting Boston, NWBC Neworld Bank - Collection Department Boston, NWBF Neworld Bank Falmouth, NWBH Neworld Bank - Commercial Department Hyannis, NWBP Neworld Bank Peabody, P5CS Plymouth Five Cents Savings Bank Plymouth, PB Peabody & Brown Boston, PHM Prudential Home Mortgage Minneapolis , PIO Pioneer Financial Company Braintree, PNB Pacific National Bank of Nantucket Nantucket, PSB Peoples Savings Bank Holyoke, PSB2 People' s Savings Bank Worcester, PSB3 Peoples Savings Bank Leominster, RFC Regent Financial Corporation Boston, S5C Salem Five Cents Savings Bank Salem, S5C2 Salem Five Cents Savings Bank Hanover, SBT State Street Bank and Trust Boston, SEA Seamen's Savings Bank Provincetown, SFS Sentry Federal Savings Bank Barnstable, SHAM Shawmut/Metro Division Boston, SHAW Shawmut Bank of Cape Cod Orleans, SHW2 Shawmut Bank Worcester, SHW3 Shawmut First Bank & Trust Company Springfield, BANK LISTING PAGE: 4 BANK CODE NAME SPN Spencer Savings Bank Spencer , STATE The National State Bank South Orange , TR Travelers Mortgage (Suite 105) Braintree, UCB United Cooperative Bank W. Springfield, UFS University Financial Services Newton , UNB Union National Bank of Pittsburgh Pittsburgh, UST U .S. Trust Boston, UWSB Union Warren Savings Bank Boston, VAN Vanguard Bank Mortgage Loan Center Holyoke , WAIN Wainwright Bank and Trust Company Boston, WARS Warren Five Cents Savings Bank Peabody, WES2 Westmark Mortgage Caller #2204 Leominster, WEST Westmark Mortgage Corporation Nashua , WIN Winchester Savings Bank Winchester, • • icY/ f,f/ "1.0 ql,P,'•:••,)'• •,k,',1,1?0•ii7,••.,!..1%4••••,tor.e....---• Z., - .4-1/4 ' • • : '1/4) : Z .• -.•/ .ci'...,:•,;,•.i itr,I.',,, -:]••;:•,•,,,:-..,:i.r. --•-s• '••/?, ...,,, •••••r t••-•'..'••:•:"..' ,•.:,•,.,•, .: *, -, '• t • 1:::".'4:••:' , •:11•.:• •,:-. , • :.,, „,,, . ,, • • , „ .. ? • . 'I . • • . . 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Walls Outside surface 0.17 Shingles 0.87 Plywood 0.62 6" insulation 19.0 Drywall 0.45 Inside surface 0.68 Total 21.79R = .0459U Windows 3.2R = .3125U Metal doors 7.0R minimum = .1429U Floors Outside surface 0.17 Plywood 0.31 9" insulation 30.0 Subfloor 0.62 Finish floor 0.91 Inside surface 0.61. Total 32.62R = .0306U Roof Top surface 0.61 9" insulation 30.0 Drywall 0.45 Inside surface 0.61 Total 31.67R = .0316U CALCULATION OF OVERALL U VALUE (.105 U MAX. REQIURED BY CODE) SURFACE AREA S.F. U VALUE AVERAGE U Net wall area of addition .0459 33.60 Window area of addition .3125 43.75 Door area of addition 8 .1429 2.57 Floor area of addition 355 .0306 10.86 Roof area of addition 355 .0316 11.22 Totals 1490 _ 102.00 OVERALL U VALUE .068