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HomeMy WebLinkAboutBLD-90-687 `io-3--- •-* s `%A TOW �, ' YARMOUTH ow ,I�'/�,ofgo ik,` MATTACML et *$ Application for a Permit to Build No. 'c?7 UPON FINAL APPROVALP� g�MAP /00T rV 1/54-#.FEE MUST ACCOMPANY THIS APPLICATION. DATE /of 3 9 9D The undersigned hereby applies for a permit to build WA0/90 according to the following specifications ///x/96 1. Name of property owner to—Pp t'�! e ' Tel. #775'�37� Address t ' cal to, Ra, 2.Name of Architect(if any) WL[.aa^ a, Q- V Tel.• 99e/44/33 a .� 3. Name of builder A _. ..', \ :. ' 4dress lot/ zildPEkui91 „1,19,,,,,,,a,„1,19,,,,,,,a, 4. License No. CAS/S' ‘ Tel. t 39y 4V33 VV 5. Name of Mason dp'y i e Address 6. License No. Tel. 7. Construction address a I �.11n c�r NF od l�L ��� ;strict 8. Date of subdivision Approval plain zone 4. Ca. le) Zone 9. Private dwelling L9' Estimated Cost DO NOT WRITE IN THIS SPACE `�� too o-� gime e 33 o sF Type of room No. 10. Multi family 0 11. Commercial 0 02- caa- a- c.N /2 r SI Kitchen 12. Other 0 a'...6e.e140-07,4•0 yam'`”' �SF Dining Am. Living Rm. 13. No. of stories / i S Bed Rm. a- 14. Foundation — Full 0 Half 0 Crawl 0 Slab �1 q Bath //Z 15. Materials — Wood GYCement 0 Other ❑ cr-o Deck ) G�Other ❑ 9A Closed porch 16.Type of heat — Oil 0 Gas 0 Electric �S-v't� Family Rm. /' 17. Garage — 1 0 2117 ' O g 2° Sun room 18. Swimming pool - Size a I Garage 2 19. Storage shed — Size Shed 20. Stove — Wood 0 Coal 0 Alterations l b' 21. Size of lot: No. of feet front /16' No. of feet rear 1.3/1 No.of feet deep 8 22. Size of building: No. of feet front 076' No. of feet side 2 71 No. of feet rear 2 6' 23. Distance from nearest building: Front /60' ± Ft. side /cots Ft. side /no`fi Rear /Q'b IS 24. Distance back from line or street 90' From rear lot line 6/3' Side line ?n LOT RELEASED BY Signature W�2 1:. -2.64_, M)-� A /� PLANNING BOARD Address 0 7 Date S 1 4 1 0 a lire 0 BUILDING PERMIT APPLICATION SIGN OFF APPLICAI4t: ( ,!t/,J �J �A�/�J�J -�Qi/J BUILDING PERMIT,lelf/: • ADDRESS:r/D7 �(iteitild Pf v1 A �j TELE. NO. : 39/ -64/.9 j DATE FILED: /d/SPO BLDG. SITE LOCATION: cQ V�'e-t lfdr MAPA: /b LOTH: gtp 7s-- THE S'THE FOLLOWING INFORMATION OUTLINES THE PROCEDURAL STEPS REQUIRED TO OBTAIN A PERMIT TO BUILD, ALTER, OR ADD TO A STRUCTURE WITHIN THE TOWN OF YARMOUTH. THE BUILDING DEPARTMENT WILL DETER- MINE COMPLIANCE TO THE FOLLOWING (A) ZONING REQUIREMENTS (B) HISTORICAL DISTRICTS (C) FLOOD PLAINS ZONING. THE BUILDING DEPARTMENT WILL BE RESPONSIBLE FOR ASSISTING THE APPLICANT THOUGH THE FOLLOWING DEPARTMENTS: RESIDENTIAL AND/OR COMMERCIAL BUILDING WATER DEPARTMENT: DETERMINES COMPLIANCE OF WATER AVAILABILITY. ENGINEERING DEPARTMENT: DETERMINES COMPLIANCE FOR PARKING AND DRAINAGE. CONSERVATION COMMISSION: DETERMINES COMPLIANCE TO WETLANDS ACTS, I.E.: IF LOT(S) BORDER ANY TYPE OF WETLANDS, STREAMS, PONDS, RIVERS, OCEANS, BOGS, BAYS, MARSH LAND, ETC. HEALTH DEPARTMENT: DETERMINES COMPLIANCE TO STATE AND TOWN REGULATIONS, I.E. : REQUIRE- MENTS FOR SEPTAGE DISPOSAL AND OTHER PUBLIC HEALTH ACTIVITIES. FIRE DEPARTMENT: DETERMINES COMPLIANCE TO STATE AND TOWN REQUIREMENTS FOR PERSONAL SAFETY, PROPERTY PROTECTION, I.E., SMOKE DETECTORS, SPRINKLER SYSTEMS ETC. THE FOLLOWING DEPARTMENTS MUST SIGN OFF, IN THE RESPECTIVE ORDER, PRIOR TO BUILDING INSPECTOR ISSUING THE REQUIRED BUILDING PERMIT: REVIEWED BY: /� 1. WATER DEPARTMENT ' art" DATE ye-3 pD N/A: 2. ENGINEERING D TMENT• / DATE: N/A: 3. HEALTH DEPARTH DEPAR 4. HEAL :TMENTDATE: (C)- 5 9,0 N/A: �p,,.���, ��.- INDUSTRIAL AND/OR COMMERCIAL PERMITS 5. WIRING INSPECTOR: DATE: N/A: 6. PLUMBING INSPECTOR: DATE: N/A: 7. FIRE DEPARTMENT: DATE: N/A: PLEASE NOTE ALL STUMPS AND/OR BRUSH MUST BE DISPOSED OF AT AN APPROVED SITE. A SIGNED RECEIPT FROM THE DISPOSAL SITE MUST BE SUBMITTED TO THE BUILDING DEPARTMENT PRIOR TO ISSUANCE OF THE BUILDING PERMIT. � COMMENTS: u7X6�- 6) to V6K SeRvi -re, BF Car 6v LoATFAK. t: AT OwtsJ, S pXre ve PR.10R- 'To Excc�✓ATIMU. R) S,tvite -re, Be ?caDCATED Sl/ 1.0A-1-6.a. '>>PT• o AT wp). S e Pewce .(s) 0-0006R, nu)►4,ps i2�P. Yo R.G.57vEST SGV1c& Gv S woR-K DA/S /N ADv/1Diei of DESIr-eD }(GAllaH CD l4QCKCra)OU.10 aeanc w esu co r i 4oe o.3 not h u> -R4� -Y& o 't(3 G �-\,tinG `#2 k C c VVI. ,2 a; iph 1 $j#e - FovrlD• n1„,!, 1f Gosv # A-Sovc F//VISA' ceOC_Cl rt 4 Codex V'n rs 7Sm4t� V 3, eteht W r rt bow c N•G> rn 41-7--he. oma' E�.r..css BLM/89 /1'/,319x . • i / • TOWN OF YARMOUTH BUILDING DEPARTMENT CONSTRUCTION SUPERVISOR FORM PLEASE PRINT: p a /, /p �� JOB LOCATION: a SO II op ed. Mi.,. 141410uM �A, NUMBER / STREET ��Jl VILLAG$E OWNER OF PROPERTY: �G 0/a (M I--c C1k ,- pp CONSTRUCTION SUPERVISOR: (O11r; 0Wi go 414_, �'J AME 61' ?/SE NO. c__7 E N0q ADDRESS: /Ot-r 17-11-e ii��� � s _epr 'd V : [,015 /10. D°GGO LICENSED DESIGNEE: (IF OTHER THAN SUPERVISOR) NAME LICENSE NO. 2.15 RESPONSIBILITY OF EACH LICENSE HOLDER: 2.15.1 THE LICENSE HOLDER SHALL BE FULLY AND COMPLETELY RESPONSIBLE FOR ALL WORK FOR WHICH HE IS SUPERVISING. HE SHALL BE RESPONSIBLE FOR SEEING THAT ALL WORK IS DONE PURSUANT TO THE STATE BUILDING CODE AND THE DRAWINGS AS APPROVED BY THE BUILDING OFFICIAL 2.15.2 THE LICENSE HOLDER SHALL BE RESPONSIBLE TO SUPERVISE THE CONSTRUCTION, RECONSTRUCTION, ALTERATION, REPAIR, REMOVAL OR DEMOLITION INVOLVING THE STRUCTURAL ELEMENTS OF BUILDING AND STRUCTURES ONLY PURSUANT TO THE STATE BUILDING CODE AND ALL OTHER APPLICABLE LAWS OF THE COMMONWEALTH, EVEN THOUGH HE, THE LICENSE HOLDER, IS NOT THE PERMIT HOLDER BUT ONLY A SUB- CONTRACTOR OR CONTRACTOR TO THE PERMIT HOLDER. 2.15.3 THE LICENSE HOLDER SHALL IMMEDIATELY NOTIFY THE BUILDING OFFICIAL IN WRITING OF THE DISCOVERY OF ANY VIOLATIONS WHICH ARE COVERED BY THE BUILDING PERMIT. 2.15.4 ANY LICENSEE WHO SHALL WILLFULLY VIOLATE SUBSECTIONS 2.15.1, 2.15.2 OR 2.15.3 OR ANY OTHER SECTION OF THESE RULES AND REGULATIONS AND ANY PROCEDURES, AS AMENDED, SHALL BE SUBJECT TO REVOCATION OR SUSPENSION OF LICENSE BY THE BOARD. 2.16. ALL BUILDING PERMIT APPLICATIONS SHALL CONTAIN THE NAME, SIGNATURE AND LICENSE NUMBER OF THE CONSTRUCTION SUPERVISOR WHO IS TO SUPERVISE THOSE PERSONS ENGAGED IN CONSTRUCTION, RECON- STRUCTION, ALTERATION, REPAIR, REMOVAL OF DEMOLITION AS REGULATED BY SECTION 109.1.1 OF THE CODE AND THESE RULES AND REGULATIONS. IN THE EVENT THAT SUCH LICENSEE IS NO LONGER SUPERVISING SAID PERSONS, THE WORK SHALL IMMEDIATELY CEASE UNTIL A SUCCESSOR LICENSE HOLDER IS SUBSTITUTED ON THE RECORDS OF THE BUILDING DEPARTMENT. I HAVE READ AND UNDERSTAND MY RESPONSIBILITIES UNDER THE RULES AND REGULATIONS FOR LICENSING CO STRUCTION SUPERVISORS IN ACCORDANCE WITH SECTION 109.1.1 OF THE STATE BUILDING CODE. I UNDERSTA THE CONSTRUCTION INSPECTION PROCEDURES AND THE SPECIFIC INSPECTION AS CALLED FOR BY THE BUILDIN OFFICIAL. SIGNATURE:- LAJC PA e,;,Vj—L(4,-k/ BUILDING OFFICIAL APPROVAL: v // G.W.A. 4/39 • 1 1 CEILING ASSEMBLY TOTAL R= . / TOP SURFACE U= WINDOWS: R=0.61 1 2 (/ 9" FIBERGLASS FINSULATION R=3e c\/)li.1) /1j7[0MIVI I I\ 14 - =SHEETROCK DOORS: 1 R- 0.45 • =BOTTOM SURFACE _' f R= 0.61 1/2"'PLYWOOD 110, ---INSIDE SURFACE WALL ASSEMBLY REAR ELEVATIOJ R- 0.62G.W.A. R- 0.68 TOTAL R- tq WOOD / SHEETROCK - - U= SHINGLES _) ' R= 0.45 R- 0.87 WINDOWS: OUTSE _____...„4 „>/r-31" FIBERGLASS SURFACE ��--- INSULATION R= 0.17 i.'y /2 R=11 �'A j — SURFACE RESISTANCE t % i R= 0.61 FLOOR ASSEMBLY I DOORS: ( I •- FINISH FLOOR TOTAL R= R= 0.91 U= `�/ k. }��SPLYWOOR RIGHT SIDE ELEVATION 1- R= 0.62 G.W.A. 23 j OUTSID ✓ V SURFACE �,� [?J / L/L J J JL-4/2-': J) R= 0.17 - i v /Lr WINDOWS: �• H FIBERGLASS Z �, INSULATION FOUNDATION CONCRETE R- 19 WALL ASSEMBLY FOUNDATIONj (may be used instead DOORS: WALL I v ' � _ SURFACE RESISTANCE of floor Insulation) I R= R= 0.61 TOTAL R= • LEFT SIDE ELEVATION U- i- . j G.W.A. 14,7 /—INSIDE SURFACE I R= 0.68 • 3/8" SHEETROCK 1 WINDOWS: 1 1 —R= 0.32 /,_1" STYROFOAM DOORS: . I ijy I 4 . .- ! , . . . r za n , . .. NOTES: PERMANENTLY INSTALLED STORM r.tnlL e c 1K WINDOWS BE GR -a y k n iop ft GROSS FfALL LL AREAA== 1377 - • WINDOW AREA= -77, 0) Ycurn(Q�1' DOOR AREA= I 3t1 lA . /, - % FENESTRATION= j Ic/, 9 d/0 • 4 I PLOT PLAN • i' FOR LOT # '41 frt)' " r Indicate location of garage or accessory building Additions with dashed lines Sewerage disposal (cesspool) a Well ® t8 /)12 I (lot ft. rear) — — — — 0 Abutbor's I t Abuttor's Name / Name Lot # Qlt. Lot # REAR McfRi •27.<-1----,1' If this is a If this LS corner lot, . .ft. a ORA, I 1 • corner to write in name /_ /11 1 pQ ' �O write in of street. lQ 0'e�'`''t ' '' ." name of. .1- R ant) • a other U' o street. . 4 O SIDE YARD HOUSE jDE YARD O. {� • FT.• Lt 0 FT0 Id . • CI- 96 3 SET BACK I 0 (lot ft. frontage) / (NAME OF STREET) • Information W{ piDQ v/ c/lM16{ // \ Supplied by / \ MARK NORTH POINT � .a. • �� t. v ays /��- � '• �� 0233/C4113/0 a8�io I I . 7N... ..**%1: . . . I • 1 . - t � 1 hun It n . 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' foR . : • 1 . • . • • • i . 1 ; 1 ; L. ; ! • ! , , st,/ auli . • • - - i , i : i - • . - • C -_, . , • I . ! : II 11 .: 11 : 11 I : ‘ • • I • • • • : ' : • ' . , ft, 1; • 1 • , •I . : : 1 • : : ii ii : . il ; 424 I,7 AO C NZ ECK ' : : i ' • • . ; • • 1 • • : - -• k 1^ I i,.p.e.' : • t - . .;- . . i - - • - : • 24 orcat•cofr ITO. ' • ‘,4 ' b I'ROJEC7;.:10 e57 I ' - .SCALE.6:/.1',,gi 300 . . -1. : j DATEr.' SE' Pr i4 /990 . • b.- i . ' • • 1 - - - : 'ESitl..1Thil44. IDWF . . • . i . • .„ 4 • i • • .; • 1 . : 1 • 3.9/10 _- -/ 7C0-779.1--- -4V083-_7 y �8 t 4702d83 : 3 =45- 7 3c / is- 736 / Ave. / o %5 7 3 5 -736. '4 -, 1 r r ? • Date 10/11/90 .. W.A. GABLE AND SON BU=S P. O. SOUTH DENNIS, MASS CHUSEITS • 02660 Home Specifications for Name . 1ST. °At;.CP PP h Address 4q - r.&Ibp 4 If Telephone Tic-R.513 • / Contractor Name a) <- )--7h4 )--7h Address 10 l 144-44j /e� • cC ela 6366 en Telephone ('cfl) 29`1` - I 3 (1) ERECTED SHELL • rf SPECIFICATIONS L/, Site Location: Address a1/ •SrttAbe7 42/, Oc1474A/4t,r.t/ Lot ,# House style: 1 story ( ) Cape ( ) 2 story (t( Other Buildine dimensions: Main house Wing .Qj0'X : )T" Breezeway Porch Garage .0/n ' x r it 1. Floor Svstem (per code)`/ . a. Lallys - 3 1/2" (N Other ( ,)/ b. Girder - Triple 2" x 8" ( ), 2" x 10" ( ), Other (A) /.2 X/4' a Cl9 (N c. Sill & Sealer - 2" x 6" (&4 2" x 8" ( ) 4. Floor Joists - 2" x 8" ( ), 2" x 10" (14 16" O.C. Other .( ) e. Bridging - 1" x 3", 16" O.C. (' )/ f. Sub Floor - 5/8" C.D. Plywood (101, Other ( ) g. Work Stair - to basement ( ), to 2nd floor ( ) • h. Pull down stair - Yes ( ), No (Yr, Frame for Scuttle (0/ • Size c,'1 / V " P �� i. Metal Bulkhead (size C) - Yes ( ), No (L Wood stair - Yes ( ), No ( ) Precast stair - Yes ( ), No ( ) j. Partitions and Walls - 2" x 4"s, 16" O.C. (01Other ( ) 2. Ea. Wal Walls / ,t D•}�„_ , a. Wall height - 7'6" nominal rough height with strapping (� � — U�C�rao�� b. • Sheathing - 1/2" C.D. Plywood (V, Other ( ) c. Exterior siding: Felt paper - Yes ( ), No ( ) White Cedar Shingle, 5" t/w, Front ( Rear (t', Rt (t4 Left (/e". • Clapboard, 1/2"x 6", 4" t/w, Front ( ), Rear ( ), .Rt ( ), Left ( ) . Ro. Sawn 5/8", Vert. Siding ( ) Location ( ) Other ( ) d. Ext. Trim - Quality Pine w/1"x•6" corner bo rets - Primed Yes4( ) No ) Other d1'1AC Y -P.M..A .uy J7niel2 ( ) 3. Roof System U a. Pitch �//� (1‘ b. Roofastyle x 8" ( 2 x 10" ( ), 16) 0.C. (O c. Rafters - 2"x 6" ( ), "x 8" (� " Other ( ) d. Trusses ( ) e. Ceiling Joists - 2"x 6" ( ), 2"x 8" (s4 16" O.C. (At f. Sheathing - 1/2" C.D. Plywood (t4 Other ( ) . g. Roof Shingles a3phalr� self sealingjith drip edge (vr Color .litell t',f-�CQ%.t 9� (1I Other ( ) h. Louvers - 12"x I1A� wood with scree (i4 Other ( ) L. Soffit Size 'ClipA44ep iQ t uA4i • j. Gutter - 4"x 5" wood .(✓r'or wh a aluminum ( ) with white • aluminum downspouts 1/ _L n Location .444-y 4- i* &t 1J N of feet k. Dormer - Length ?4 Pitch b /.2 Step in sides Step in rear Jet b ocks & false roof line Yes ( ) No ( ) 4. Millwork • • q /]WINDOWS , a. Double hung and /A Br /.QAHint M/ ilret.e Quan. 04 ,K b. Casement - Branti • • Quan. c. Bay window - Brand Quantity Bow window - Brand Quantity Picture Unit-Brand Quantity d. Grilles - Removable ( ) Standard (t / Rectangular (v1 Diamond ( ) No grilles p ( ) • e. Jamb size - A • • . . r". (2) • Millwork continued: DOORS a. Exterior Swinging Doox s: d Location r iLrXR.44 Style 6 f4vtf1 /'4 Quan. ON CQz4 b. Sliding Glass Doors: / Aluminum ( ) Wood ( ) Permashield (Y) Color /.�� , Brand /Ay Miro Size Ari /1n Quantity )694/a1471 c. Overhead Garage Door: ' • 9' x 7', 4 panel, 4 sect., Its. 2nd sect. ( ) No. Its. ( ) AL4 Quan. ( ) 9' x 7',. 6 panel, 4 sect., Its. 2nd sect. ( ) ( ) No. lts. ( ) Ouaa. • 9' x 7', flush, 4 sect., its. not avail. ( ) . . 40455 Quan. ( ) 16'x 7', 8 panel, 4 sect., lts. 2nd sect. ( ) ( ) 464 Duan. . Other open n .Pi0uare ( ) Quan.4(.�:1r1 (t4 O.R. Door opening square f� ) clipped ( ) In wood �fr../a-med wail. ( ) Concrete wall( ) C M mtdZtS DS OR SHUTTERS a. Louvered door blinds, primed ( ), vinyl ( ) Ouan. ( ) Louvered window blinds, primed ( ), vinyl (r Gun. 4,14.1 ( ) *Above nailed in fixed position Y 3. Interior Wall Partitions (2" x 4" i6" O.C.) ( j (2" x 6" 24" O.C.) ( ) a. First floor 04Second floor ('/1 other ( ) 6. Ceiling Stratoing 1" x 3" 16" O.C.) ,/ a. First floor ( Second flooroo! ( .s4 Other 7. Porch ( ) ezewav ( ( t4 . a. Floor Lain e,e, til pe . wrl. ALI,u ) J y��.0 /1.Pxfec,r ( t� b. Ceiling ' v ( ) c. Roof style ( ) d. Trim ( ) 8. Gara¢e a. Attached ( t( Detached ( ) Under ( ) b. One car ( ) Tw car (z., c. Roof style • •®Qil,2Xlrr2/ d. Roof pitch i (R/ e. Ridge : Parallel w/house ( ) Rt. angle to house ( tele Door under gable ( ) Door under soffit ( t.< • • • .. (3) COMPLETED HOMES . • SPEC I!ICATIONS • Quoted. Not -Goofed 1. Building and Sewage Permit a. Obtained by builder a ( ) 2. Temporary Electric Power a. Supplied by builder during the period of his construction ( ) (L• • b. If ao power available: extra charge for generator 2 $ per day ( ) (14' 3. Lot Clearing and Excavation • a. 15' (approx) around .foundation, driveway and sewage area to be cleared (") ( ) b. Excavation (any extreme situations, eg. clay, large boulders, etc. will be charged as an extra) (1 ( ) • L. Foundatioq a. Poured concrete wall - 8" thick w/footing (4 ( )/ b. Concrete block wall - 8" thick w/footing ( ) (41 • c. Basement floor - 3 1/2" thick (w" in garages) (4' ( ) d. Steel basement sash and areaways if required per plan ( ) (v)'a. Top of foundation to top of finished floor, 7'6" approx. (✓r ( ) 5. Basement Steel Bulkhead a. Bilco Model C, or equal w/precast stairs . ( ) •( / • b. Wood stairs ( ) I. (, , 6. Exterior Stays f (✓J O . () () () () 1. 7. Sewage System a. Cesspools - Size & number per Town code b. Septic tank - Size per Town coda ( ) ('e Due to varied soil conditions an allowance of will be carried for this item. . 8. Water Supoly a. If town water supply,. price based on town's billing ( ) (LK b. If no town water supply, price based on well, pump and tank; allowance only @ $ ( ) (fer • 9. Grading a. Foundation backfilled to existing rough grtde with on ( ✓ ) site materials ✓1 10. Driveway a. Asphalt surfaced driveway.- $ b. Other ( ) (_, 11. fireplace or Chimney: ( ) (Ger Inside ( ) Outside ( ) • • 12. Exterior Paint: / ( / • ( ) a. Trim - One coat oil . ) latex (L t. Over primer (1 Stain ( ) ( ) (, �/ b. Clapboards - One coat oil ( ) latex ( ) tq Over primer ( ) Stain ( ) • r (4«) Quoted Yot Quoted 13. Insulation / a. Wall insulation Thickness : Value ii (✓J/ ( ) b. Ceiling iasulacion " 3 D (✓) ( ) c. Floor insulation �/1 (✓}d ( )`/ d. Other { ) . (tel " 14. Heating: Svste; • Manufacturer a. Wars air fired by Natural Gas ( ) Oil ( ) - ( ) (P,/ b. Hot water fired by Natural Gas ( ) Oil ( ) ( )/ ; • c. Electric • fi) ' 15. Hot Water, a. gallon tank ` ) � / b. Energy source • c. Other 1 t ' -Q?'i,.l A4.;ei (L/1 ( ) 16. Electrical Wirine with Circuit Beakers a. 100 Amp ( ) 200 Amp ( ) service b. Number of outlets determined by plan & Mass. Code (i,Te ( ) c. Electrical fixtures by owner, installed by builder • ( ( ): 17. Plumbing. /h Waste pipes by C. p W er pipes copper ,// Brands: [ PwitS,t',Ivrl 1.l7,R.r,,r.K,24 (; ( )) I p/',g ( C . ( ') . Toilets: Color: li(�i /s1/2, .( ( ) Wall Hung • Standard (gic ( ) Other 1 9 y ( ))/ (07 Sinks: Color: 1,Q �'t,,a. (; (� Wall Hung In Vanity (t4/ (_ ,/ Other til Tubs: —.WS& (tir ( ))/ Fiberglass • (0l ) () Cast Iron Shower: Color: . Fiberglass 1119 ( . Cast base w/tile Other: ( (Lre • KITC2.EN a. Sink - single bowl ( ) Stainless ( ;) Cast Iron ( ) ( ) (LY Yes ( ) No ( ) b. Sink - double bowl ( ) Stainless ( ) Cast Iron ( ) ( ) ( -./ Color: Yes ( ) No ( ) "1 c. Sill cock: Quan. ( ) •Location_ • ROUGH PLUMBING' ( ) , (, ,/ a. For two ( ') or three ( ) piece bath �! b. Location - 2nd floor ( ) basement ( ) • • ( ) (Ls( c. Laundry: Location ( ) • 18. Interior Wall & Ceilinz Sheathing, odr C • ) a. To be 1/2" sheetrock (drywa l) b. 1st floor ( ) 2nd floor (garage (V basement ( ) ( / ( ) Other �1 19. Floort ( ) ( ) •a. Kitchen: Allowance 2 $ b. Bath: Allowance 2 3a a� ro ( ) ( cc. Other: Qu .vtk, `A ,d. Underlayment: Plywood ( ) Versaboard ( ) 20. Interior Paint • / (, �/ a. Woodwork - Minwax stain ( ) Paint (ol Varnish ( ) (v') ( )/ b. Walls - wallpapered 3 4 Allowance G ii S • (5) 20. Interior Paint coot. QuotedNot Quoted c. Walls - Painted , ( ) d. Ceilings - Textured White ( ) Flat White (v)/ ( ). s. Wood floors - 2 coats polyurethane ( ) (tom 21. Interior Trim a. Doors -Flush hollow care Lauan, with 2 1/2" clam casing v1 b. Doors - 6 panel with 2 1/2" Colonial casing c. Baseboards e 3 1/2" O.C. style l' ( ) d. Other ( ) (VY. • 22. Closets a. Clothes closet - 1st shelf and 1 pole ( ( ) b. Linea closet - 5 shelves ( (. ) c. Other ( ) (fr' • 23. Kitchen Cabinets, Counters & Vanities • / a. Pre-finished cabinets per plan ( ) (0I b. Formica counter and full formica back • splash per plan, Allowance $ ( ) (4'Y 2w. Finished Stairs a. Oak treads, pine risers and rail ( ) (� b. Other OPTIOXAL EXTRAS 1: Dirt fill "brought La" ( ) • (t4' • 2. Dirt fill removed ( ) (yr 3. Patios - Size Type ( ) (144• k. Decks - Size • Type ( ) (0I 5. Walks - Size type. ( ) (id( 6. Outside Shower ( ) - base and drain ( ) ( ) (y 7. Carpet with 3/8" underlayment ( ) (t')/ 8. Appliances - Brand ape ( ) . ( e 9. Bookcases, China cabinets, etc. ( ) (t/) 10. Interior wall paneling Location Allowance $ ( ) (t/I 11. Combination doors, windows and screens ,! White alum. ( ) Anodized alum. ( ) ( ) ( • 12. Foundation Waterproofing ( ) ( .)" • 13. Landscaping • ( ) ( `� 14. Underground electric service ( ) • (t ,/ NOSE: Erected shall specifications per separate quote. • • • ADDITIONAL SPECIFICATI0N5: • • Extras or credits : Any deviation from these specifications or plans involving extra charges or credits must be agreed upon in writing between the contracting parties be.ore the change is made. All extras will carry a 15 % charge for contractor. a . (6) THIS ACRfr EN made in fiAAPfl-14 ,this 114 day of ()el- , 192 by and betweenCr) Ynit , hereinafter called t! a Owners, and titi_4avftD1111.A. GABLE AND SON; BUILDERS, bars in after called the Contractor, WfTUZSSEZ84 That the Contractor and Owner for the consideration hereinafter named agree as follows: ASTICk= I: She Contractor agrees to provide all the materials as specified • and to perform all the labor as described is the Specifications for the erectiooiof said dwelling. : The Contractor shall not be responsible for delay in the manufacture or delivery of material ordered herein, fl said delay is caused directly or indirectly by Acts of God, Acts of War, Government Priorities, Strikes, • Lockouts, Shortages of 2latariala, •or inability of Contractor to secure same, delays in deliveriai to Contractor by suppliers of materials due to;lunusual weather conditions or ocher causes beyond the Contractor'a control, including delay by railroads 'or carriers for anyareason whatsoever. ARTICLL II: The Owner shall pay the Contractor:for the performance of the Contract, subjectito additions and deduct ons greed on, as follows: Sail tpntract Price $ , 0 9h - 07) •• • t; Plea Coast $ ' . O First Salaace 4 t4 n PG •• oti Less Deposit - $ • Balance due ' 4 /0`'' n 94. D7) AR,T1Cia. ZZL• Payments to be paid per bank schedules lad final payment shall be due %S days after completion of.the work and the contract fully performed. Above price valid for .? n days and Contractor must be free to begin construction immediately after contract is signed. ARTICL: IV: The Contractor agrees that or:c vale this contract shall be substantially completed is ?Af$ iP/0/ . At no time- shall the Contractor be hal res onsible for late delivery or for lost rant or income' Irom. said property due to late delivery. ARTICLE V: The Contractor and Owners for themselves, their successors, executors, administrators, and assigns, hereby agree to'tbe full performance of the covenants herein contained. They have �sxacuced this Agresarat, the day and. year first COuTRACTOR PURCHASER (S) DATE YN / 90 DATE' • '9-0/1 19fo • • WISITYSS PURCHASER (S) • DATZ DATE . ' 1 • • • • • • • i F • 00313 IAP YARMOUTH. MA 10/06/8f 00010 ON375 LOCK 0N075 t t' l P• : - C t 1 I . iP :F • • D OF 1 100000 • • COST/MARKET CONSTRUCTION DETAIL COST-MARKET VALUE EYB AYB DEPRECIATION VALUE SUMMARY ' ELEMENT CODE DESCRIPTION TYPEjmOoEL EFF.AREA ,°,..'"?, UNOEPRECIATED VALUE ' 9 9 NORM IEDON IRAC b1HER %GOND DEPRECIATED BUILDING VALUE 109.(00 ExT.wALL 114 HOOD SHINGLE 3101 2.516121 1477fllr 266' 6 t Is. tint nips VALUATION BY MARKET 2pr! \ EFFECTIVE BASE RATE 5 _91 24 SCALLOP RD TOTAL OEPR OB VALUE ROOF STRUCTURE3 GAELS OR HIP SCALE 1/ 325 TOTAL DEPR.XF VALUE 1.50 [1' ROOF COVER Cf� III{{{ASP4/F GLASS/COMPO TOTAL LAND VALUE MARKET 499,40 INT.WALL 1 ['5 IDRY WALL TOTAL LAND VALUE-AGRICULT 2j1 INT.FLOORING 1 2 HARDWOOD INCOME APPROACH VALUE 2 4 L^A R P FT TOTAL AGRICULTURAL VALUE-CARD I HEATING FUEL 3 NAS TOTALAGRICULTURALVALUE-PARCEL HEATING TYPE )5 HOT WATER TOTALCOST-MARKET VALUE:CARD 410,90 AIR GOND TYPE y I1 t4 TI N ti >TOTAL COST-MARKET VALUE PARCEL 410,901 MARKET FEATURES SPECIAL MODELS >TOTAL is BEDROOMS INCOME VALUATION TORIES 01 1.0 STORIES METHOD: GROSS ANNUAL INCOME PCT VACANCY&CDLL LOSS EFFECTIVE GROSS INCOME RESIDNTLU1 RANCH 24 RESERVE FOR DEPR FIXED OPERATING PS8 UALIIY U5 AVERAGE +20 + + NETANNUALINCOME ATHRMS 7_n 54 114IFGR 114 1 AREA TOTAL PGI, TOTAL UNDEPRECIATED G + +— +---{• I I 12 12114 2 PE GROSS OF ADJUSTED COST/MARKETVUIBAS IUBM +---+—.—+---+ 3 • AS 2.206100 2,206 114513 I I IFOPIB < FOP 136020 27 • • 1402 I22 I +---+ 5 FGRi 336)40 134 6956 I I I B UBM 744720 149 7735 • I 12 I I 7 +---+ 81 10 IINCOME VALUE + + +---+ 138 'cI OFFIC RECORD DATE Hp OINDICATED 15 24 I FOPI4 I y BOOK PAGE MO YR INST U I SALES PRICE + +---+--+ I 1 I I 2 I12 I 3 +----+ NOTES TOTALS' 3.422 ,.S1t$ 13061{{{jjj i • RMS/NSE DULY ANottD UNE OUT BUILDINGS/EXTRA FEATURES ,DATE ANNUAL PCT. OB.XFDEPR I L BUILDING - InM.LN.. 2OWNER STATES 1964 SF • (N0 DESCRIPTION UNITS UNIT PRICE CN RATETCE3ND VALUE B TRAVERSE 3 .uU•iB.eY D1 11E0S 100 0187 0000100 L AMSI, 130 ZFPL1 1U11 22000072 0100100 1.800 9 OAS= 2 W, 52 : N • t I = • 3.1 ON4E10S4SE8S12E14N38S.FOP=EIZS8W12N8$ • fGR=E121414W24S14E12$PTR=W22N3W1000M= • • • 1424531E241431SE1053E22S. • 5 e •2-702.5X2 ,39'X 2 -0Az.c Llyz,Hg9, B .T Ally 2 c c a. TOTAL OR/XF VALUE 1.11130%, pp} NOTES AND OTHER ADJUST. LAND LAND ZONING T FRONTAGE DEPTH TOTAL JN UNIT PRICE INFLU S COND. TOTAL ADJUSTED LAND VALUE CODE DESCRIPTION 1' LAND UNITS 'YP FACTOR I FACTOR SPECIAL UND CALC. ADJUST UNIT PRICE •1010SFR R4 20.908BUSF 35 2008200 40 1432 299,414 TOTAL AREA 2U.40800SF MARKO-VALUE L99.4U1- 00010 1AP YARMOUTH, MA 10/06/51 00010 ON775 ¶LOCK 014075 • s s Fcss s , s t ' • : : . 1 : • D OF 1 00000 COST/MARKET CONSTRUCTION DETAIL COST-MARKET VALUE EYB AYE DEPRECIATION VALUE SUMMARY ELEMENT CODE DESCRIPTION aza ..I EFF.AREA OU•A UNDEPRECIATEDVALUE i9 9 NORM EGON.MA.1 fNER %GOND DEPRECIATED BUILDING VALUE 10).rU EXT.WALL 1 4 WOOD SHINGLE 111 11 .121 130.6(Q67266i6s ' f !00�?034.QQ VALUATION BY FT7CRKEi 2 n EFFECTIVE BASE RATE I 51.911 24 SCALLOP RDTOTAL DEPROB VALUE POOF STRUCTURE 3 GABLE OR HIP + CALE 1/ 325 /� TOTAL DEPRXF VALUE 1`•BIIP._ ROOF COVER 33 ASPH/F M ASS/10MP / TOTAL LANG VALUE MARKET 19 0 9.4 INT WALL 1 5 DRY WALL GGG NOTAL LAND VALUE-AGRICULT. 2 INT FLOORING 1 2 HARDWOOD INCOME APPROACH VALUE 21 r A P p FT TOTAL AGRICULTURAL VALUE-CARD HEATING FUEL 3 GAS TOTAL AGRICULTURAL VALUE-PARCEL HEATING TYPE )5 HOT WATER TOTAL COST-MARKET VALUE:CARD 41E1,901 AIR COND TYPE 11 k'f(T11 C \TOTAL COST-MARKET VALUE PARCEL 410.90 MARKET FEATURES SPECIAL MODELS EDROOMSU4 3 BEDROOMS INCOME VALUATION TORIES 01 1 .0 STORIES METHOD. �J// ` GROSS ANNUAL INCOME ^7 1 //CO VACANCY&COLL LOSS T7 / , - EFFECTIVE GROSS INCOME _ FIXED OPERATING EXPS& . ESIDYTLU1 RANCH 24 RESERVE FOR DEPR. UALITY 05 AVERAGE +20 + I NET ANNUAL INCOME - IFGR1rys�nz 7 n 1 54 114 114 AREA I TOTALPaI TOTAL UNOEPREcIATED \ + + +---+ I 1 2 121 - 2 TYPE GROSS OF ADIUSTED COSTIMARIEET AREA BASE AREA VALUE IBAS IUBM +---+—,—+---+ 3 AS 2,20610C 2,206 114513 I I IFOPI8 4 OP ' 136020 27 1402 I22 I +---+ s GR 336740 134 6956 I I I 6 BM 744'120 149 7735 I 12 I I 7 ' +---+ 81 10 IINCOME VALUE I +--+ +---+ 138 4 OFFIC.RECORD DATE rypE-9 V INDICATED ' 15 24 I F O P I4 I E BOOK- PAGE MO YR INST U I SALES PRICE + +---+--+ I 1 I I 2 ' I12 I 3 t----+ a NOTES T"S1 1.427 2.516I 1301013—KASTASE BDLY. ANoLED E DUTBUILDINGS/EXTRA FEATURES_- _ _ oATE AN RAL PCT 06/XFDEPR L BUILDING ` m.m.C.... 2OWNER STATES 1964 SF DEso DESCRIPTION I MRS UNR PRICE ON RATE COND VALUE B TRAVERSE eub.IU�.ryM 3 1EOS 100 0187 000100 L YSY ANSI. 0130 2FPL1 100 22000072 0100100 1.800 8 BAS=W WD ' S2 N ETU -47OP= M110N4E10S4SE8S12E14N38SFOP=E12SBW12NBS F1R=W22N3W1UUUM= 24S31EZ4N31AE10S3EZ2T 5 • e •3'7 CAS X Z .37X Z .s o X 2,1�t zpi2,4/ L TOTAL OB/%F VALUE 1.R O 9 ' yy 0 c o a, LAND NOTES AND OTHER ADJUST. TOTAL. ADJUSTED CODE DESCRIPTIONLAND ZONING FRONTAGE DEPTH LAND UNITS TYPE UNIT PRICE FAACTOR I FACTOR SPECIAL LAND CALC. ADJUST UNIT PRICE LAND VALUE 010SFR R4 - 20.9086USF 3562008200 400 1432 299.414 • TOTAL AREA 20,908012SF 1 MARKET VALUE 299.4! • Saben & Associates September 11, 1990 ADDENDUM FOR PROPERTY LOCATED AT: 24 Scallop Road W. Yarmouth, Massachusetts 02673 (David Chleck) No environmental impact studies were either requested or made in conjunction with this appraisal, and the appraiser, reserves the right to alter, amend, revise, or rescind any of the value opinions based upon any subsequent study, research, or investigation. G-41/ Christopher D. Stout Appraiser 25 Mid-Tech Drive, Suite E, West Yarmouth, Massachusetts 02673 (508) 778-0101 FAX (508) 790-4778 Saben & Associates November 1, 1990 ADDENDUM TO PROPERTY LOCATED AT: 24 Scallop Road West Yarmouth, Massachusetts (Chleck) Final Reconciliation: The purpose of this appraisal is to estimate value of the property improvements only. For this purpose, the Cost Approach to Value provides the most meaningful indicator. Other approaches to value would not provide a reliable conclusion for this purpose and consequently not developed. Based on the inspection of the property and through the utilization of Marshall Swift Valuation Service, a nationally recognized cost estimating publication, a reproduction cost estimate has been provided. Reproduction Cost is defined as "the current cost of constructing an exact replica of a building being appraised incorporating all the obsolescence of the building." 1• Based on the application of the Cost Approach, the estimated value of the subject's improvements is $172 ,598 or $173,000 rounded. - Add( Christopher D. Stout Appraiser 1• Boyce, Byrl N. Kinnart, William M. , Appraising Real Property, Lexington Books 1984. 25 Mid-Tech Drive, Suite E, West Yarmouth, Massachusetts 02673 (508) 778-0101 FAX (508) 790-4778 1. I BADEN v ARIJOCI( 2c Property Description&Analysis UNIFORM RESIDENTIAL APPRAISAL REPORT File No.nop,'Mr.'', Property Address P4 .G'•a1 lop Road Census Tract N/A LENDER DISCRETIONARY USE a City W. Yarmouth County Barnstable State Ma Zip Code 02673 Sale Price $ Leg al Description L/C Cert 72450 Date v Owner/Occupant Ch 1 ec k:. David Map Referencelyap 10/N75 Mortgage Amount $ Pi s's Sale Price$ N/A Date of Sale N/A PROPERTY RIGHTS APPRAISED Mortgage Type co Loan charges/concessions to be paid by seller$ N/A n Fee Simple Discount Points and Other Concessions u! R.E.Taxes$ 2, 191 .04 Tax Year 1990 HOA$//40. N/A n Leasehold Paid by Seller $ ,3 Lender/Client William Gable n Condominium(HUD/VA) PO Box 314. South Dennis, Ma. 02660 I—IDeMinimisPUD Source LOCATION I 1 Urban 5; I Suburban I I Rural NEIGHBORHOOD ANALYSIS Good Avg. Fair Poor U• BUILT UP n Over 75% ❑25.75% n C7 D El ❑ Under 25% Employment Stability i GROWTH RATE n Rapid " n Stable ❑Slow Convenience to Employment DEED PROPERTY VALUES n Increasing n Stable n Declining Convenience to Shopping ❑ Q ❑ ❑ DEMAND/SUPPLY n Shortage n In Balance n Over Supply Convenience to Schools ❑ X❑ ❑ ❑ ;x MARKETING TIME n Under 3 Mos. ..1T13-6 Mos. n Over 6 Mos. Adequacy of Public Transportation n n n n CPRESENT LAND USE % LAND USE CHANGE PREDOMINANT SINGLE FAMILY HOUSING Recreation Facilities X❑ 0 ❑ ❑ O Single Family 85 Not Likely n OCCUPANCY PRICE AGE Adequacy of Utilities ❑ 0 Elx $ow) (yrs) cc 2-4 Family 0 Likely ❑ Owner 1E1 Property Compatibility ❑ D ❑ ❑ m Mufti-family 0 In process ❑ Tenant n 700 Low 5 Protection from Detrimental Cond. n n n n v Commercial •0 To:Res i dentia 1 Vacant(0-5%) n300 High 40 Police& ❑ X❑ ❑Fire Protection ❑ El Industrial 0 Vacant(over 5%)❑ Predominant General Appearance of Properties n n• n• n Z Vacant 15 150 — 15 Appeal to Market n n n n Note:Race or the racial composition of the neighborhood are not considered reliable appraisal factors. 04 COMMENTS: Sub ject is located within a private community within W. Yarmouth known ias Great Island. Properties. all of which are greatly influenced by surrounding ocean. generally show good quality, maintenance & appeal . M Most essential services are within close proximity. • Dimensions See legal description Topography Generally level Site Area .85 Acres Corner Lot No Size Above average 34 n Zoning Classification Residential Zoning Compliance Conformi11 Shape Gnrly Rectangle , "? HIGHEST& BEST USE:Present Use Residential Other Use None Drainage Appears adequate li UTILITIES Public Other SITE IMPROVEMENTS Type Public Private View Street/Water F Electricity Q Street Macadam n n Landscaping Typical y Gas X❑ Curb/Gutter None n n Driveway Macadam iii Water Q Sidewalk None n n Apparent Easements None noted • Sanitary Sewer I I Private Street Lights None FEMA Flood Hazard Yes' X No 4 n n Storm Sewer n Alley None n r7 FEMA'Map/Zone COMMENTS(Apparent adverse easements,encroachments,special assessments,slide areas,etc.):No adverse easements. encroach— ments or restrictions noted. Septic systems are common to area & do not affect value. No septic seepage noted. f GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION Units 1 Foundation Prd Cncrt Slab None Area Sq.Ft. 1606 Roof ❑ fly„ Stories 1 Exterior Walls WC Shnq 1 Crawl Space Yes %Finished 0 Ceiling n W Type(Det/Att) Det. Roof Surface Asoh.Shnq Basement Yes Ceiling 0 Walls CI f Design(Style) Ranch Gutters&Dwnspts. Wood/Alurn Sump Pump No Walls 0 Floor ❑ j Existing Yes Window Type Dbl . Hung Dampness No Evidnc Floor 0 None ❑ • ¢ Proposed No Storm Sash Yes Settlement No Evidnc Outside Entry Adequac)Avq. El f Under Construction No Screens Yes Infestation No Evidnc Energy Efficient Items: Age(Yrs.) 24 Manufactured HouseNo Effective Age(Yrs.) 6—S F ROOMS Foyer • Living Dining Kitchen Den Family Rm. Rec.Rm. Bedrooms #Baths Laundry Other Area Sq.Ft rn Basement _ 1606 ELevel 1 1 1 1 1 area 3 2 1 2060 O Level 2 0 CC ¶1, Finished area shove grade contains: 6 Rooms; 3 Bedroom(s); 2 Bath(s); 2.060 Square Feet of Gross Living Area rl SURFACES Materials/Condition HEATING . KITCHEN EQUIP. ATTIC IMPROVEMENT ANALYSIS Good Avg. Fair Poor Floors Crpt/Wood Type FHW Refrigerator n None n D• uality of Construction ® ❑ ❑ CI ii'-' Walls Drywall Fuel Gas Range/Oven n Stairs n Condition of Improvements 0 X❑ ❑ 0 cc Trim/Finish Wood Condition Avg. Disposal ❑ Drop Stair n Room Sizes/Layout ❑ Q ❑ ❑ 2 Bath Floor Vinyl Adequacpvg. Dishwasher n Scuttle n Closets and Storage X❑ ❑ ❑ ❑ la Bath Wainscot Ti le COOLING Fan/Hood 0 Floor n E• nergy Efficiency ❑ X❑ ❑ ❑ i Doors Sol id Central No Compactor n Heated n Plumbing-Adequacy& Condition n n• n• n Other None Washer/Dryers Finished n E• lectrical-Adequacy&Condition ❑ X❑ n n i Condition Microwave ❑ ❑ Kitchen Cabinets-Adequacy& Cond. n n• n• n Fireplace(s)Br i c k #2 Adequacy Intercom Compatibility to Neighborhood Q X❑ ❑ ❑ C CAR STORAGE: Garage IX I Attached IX I Adequate X House Entry X Appeal&Marketability Q ❑ ❑ ❑ 7 No.Cars 1 Carport n Detached n Inadequate 01Outside Entry n E• stimated Remaining Economic Life 52-54 Yrs. • Condition Good None Built-In r-1 Electric Door Irl Basement Entryj—I E• stimated Remaining Physical Life N/A Yrs. Additional features: Fireplace in LRM/Large brick fireplace in Kitchen—FamRoom area/Walkin 1closet/Builtin dbl stove in kitchen/Burglar alarm system/454SF crawl space/ Builtin gas incinerator/88SF & 44SF open porches/Approx. 475SF cement patio Depreciation(Physical,functional and external inadequacies,repairs needed,modernization,etc.):No functional or external obsoles— cence noted. Inspection of exterior & interior of dwelling did not reveal any inadequacies. Electrical & heating systems appear adequate. Subject is in above average condition. . General ket conditions and prevalence and impact in subject/market area regarding loan discounts,interest buydowns and concessions: Properties are . ma -etin within a 6 to 9 month period with predominantly conventional finan— cing. Loan discounts, buydowns and sales concessions are not common at this time. Freddie Mac Form 70 10/86 (10 ch.) Fannie Mae Form 1004 10/86 • • SKETCH ADDENDUM ' Borrower/Client David Chleck Property Address 24 Scallop Road City West Yarmouth County Barnstable State Mass. Zip Code 02673 Lender William Gable. P.O. Box 314. South Dennis. MA. 02660 , , } t . . I 1 3 : : 114 • i - I. III - i � - -. i I - -, I : — I -t -I ;•- - ---- t- _. 1 1 =-- rS-:-_ 11iII7 { 1 _ 1 1 H I I. ' __I . . . r I - :-- I 1 . . i ; I { ' _, ' i .: 1 '. ..: ' 1___," 14:1 ? - ! , . . ' Hi ' 11 s---- - - 4- j - / - t 3 1 Ila-'1I i ' { I { t rt - -I _ ' 1 -1_. 1 __y �� . ) _t-_ I 1 { 1 r r ' — I 1 l i- "i 1 1 I--', f - - - ti- - I - . \ - - - . 1- .. r I + - 1� - i 'I 1 } r ' ; j - j ' • j I I 117-• _ t ' -� t i-, - • --, . P . - _. 1 • - , r i . , 1 _ __ r1 I L1 I {� `-i I L - -_ - _ — -11p . . 1-i •�.- I �.I 1 I- —s-. 7------,...:. i ,- -r I-- l - 1 - - --- ' r -` 1 -_ l _.-- I _j IT .4 1-+ :-.�-.-, L ' I 1 : in _ I 4 i--_ /r-__ -_. .� _a _ _ a. ♦ i •-• 1 _-I S I?_ I. I — _ -L_ - —L_—_ I ----- _ ` -- _-1 - - ' ' I • t _— - ' t 1 - ' ' ' « I t ' I ' -4 '— 1 1 1 __ � , _ • i 1 12 1 I L_,-_: 1 , _ "a A -+-' ' I I 1-} ' TY t-_ - ' 1 + i - - ;--t---E-r---. +-1-4--,—.4. I i r + l I r 1-+1 . r t . L I r? a--` . 1 i _ I : ,- t4I ' - , 1-I I . IH 1 I , 1 L t t r 1- -1 .: 1 -L -,-1--+- I - - _. 1--I 1X1 t _ j Lj._1 i- 'T �- 1 I I ! I I I -' L . - +. T-} t - '__ _L I _"_1- 14,-_t-L rt._._, -i- I I l 1 i i I : I 'r-T- -»-_i 1 1 "1 —' I --•_-. _ ! -_- _. 1 -_•_,-. 4.--I-2-‘14-1- I I _ _ 14—'._ ._ 7 I I {�,_ - --41� ' ..� ' , T • -7 I _ _ 7_ __ __ I, I 1 I t ___,_---1--_ I I {- - _t 1 I f t�47-17T•1-1 L�- _ }-� -f-1--t -.-. 1 i f-I •- - _ _ ____-4__-_.__r--_ . { i. -____.I__.__ _ __-__ I -__ - f- - _ _ _ '_ --- -� �' I �I-. - - t _ _- --- _ 1 _ - ) _-.__ I_ _ - -. __ 1 •' 11 „ • . . . 1- - l : +-`-"' 1I _I-� 1T-. r 1- . , I --_t__ '__ - _ I --E-1---7-7— . -- i I I ' T- ' FIN-73A C 1980 Forms and Worms Inc.,315 Whitney Ave.,New Haven,CT 06511 All Rights Reserved 1(800)243-4545 Mc-2 Item 41 112900 DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller, each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (1) buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs are readily identifiable since the seller pays these costs in virtually all sales transactions. Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. CERTIFICATION AND STATEMENT OF LIMITING CONDITIONS CERTIFICATION: The Appraiser certifies and agrees that: 1. The Appraiser has no present or contemplated future interest in the property appraised; and neither the employment to make the appraisal, nor the compensation for it, is contingent upon the appraised value of the property. 2. The Appraiser has no personal interest in or bias with respect to the subject matter of the appraisal report or the partici- pants to the sale. The "Estimate of Market Value" in the appraisal report is not based in whole or in part upon the race, color, or national origin of the prospective owners or occupants of the property appraised, or upon the race, color or national origin of the present owners or occupants of the properties in the vicinity of the property appraised. 3. The Appraiser has personally inspected the property, both inside and out, and has made an exterior inspection of all comparable sales listed in the report. To the best of the Appraiser's knowledge and belief, all statements and information in this report are true and correct, and the Appraiser has not knowingly withheld any significant information. 4. All contingent and limiting conditions are contained herein (imposed by the terms of the assignment or by the under- signed affecting the analyses, opinions, and conclusions contained in the report). 5. This appraisal report has been made in conformity with and is subject to the requirements of the Code of Professional Ethics and Standards of Professional Conduct of the appraisal organizations with which the Appraiser is affiliated. 6. All conclusions and opinions concerning the real estate that are set forth in the appraisal report were prepared by the Appraiser whose signature appears on the appraisal report, unless indicated as "Review Appraiser?' No change of any item in the appraisal report shall be made by anyone other than the Appraiser, and the Appraiser shall have no responsibility for any such unauthorized change. CONTINGENT AND LIMITING CONDITIONS: The certification of the Appraiser appearing in the appraisal report is subject to the following conditions and to such other specific and limiting conditions as are set forth by the Appraiser in the report. I. The Appraiser assumes no responsibility for matters of a legal nature affecting the property appraised or the title there- to, nor does the Appraiser render any opinion as to the title, which is assumed to be good and marketable. The property is appraised as though under responsible ownership. 2. Any sketch in the report may show approximate dimensions and is included to assist the reader in visualizing the prop- erty. The Appraiser has made no survey of the property. 3. The Appraiser is not required to give testimony or appear in court because of having made the appraisal with reference to the property in question, unless arrangements have been previously made therefor. 4. Any distribution of the valuation in the report between land and improvements applies only under the existing program of utilization. The separate valuations for land and building must not be used in conjunction with any other appraisal and are invalid if so used. 5. The Appraiser assumes that there are no hidden or unapparent conditions of the property, subsoil, or structures, which would render it more or less valuable. The Appraiser assumes no responsibility for such conditions, or for engineering which might be required to discover such factors. 6. Information, estimates, and opinions furnished to the Appraiser, and contained in the report, were obtained from sources considered reliable and believed to be true and correct. However, no responsibility for accuracy of such items furnished the Appraiser can be assumed by the Appraiser. 7. Disclosure of the contents of the appraisal report is governed by the Bylaws and Regulations of the professional appraisal organizations with which the Appraiser is affiliated. S. Neither all, nor any part of the content of the report, or copy thereof (including conclusions as to the property value, the identity of the Appraiser, professional designations, reference to any professional appraisal organizations, or the firm with which the Appraiser is connected), shall be used for any purposes by anyone but the client specified in the report, the borrower if appraisal fee paid by same, the mortgagee or its successors and assigns, mortgage insurers, consultants, professional appraisal organizations, any state or federally approved financial institution, any department, agency, or instrumentality of the United States or any state or the District of Columbia, without the previous written consent of the Appraiser; nor shall it be conveyed by anyone to the public through advertising, public relations, news, sales, or other media, without the written consent and approval of the Appraiser. . 9. On all appraisals, subject to satisfactory completion, repairs, or alterations, the appraisal report and value conclusion are contingent upon completion of the improvements in a workmanlike manner. nj Date: .September ,1 ) a ,),9.90Appraise Freddie Mee Christopher D. Stout Fannie Mee Foran 439 JUL Be PD 90 Forms and Worms I/Incorporated.315 wftitney Ave,New Haven,CT 06511 1(300)2434545 Item# 115800 Foran 10068 JUL ee 24 Scallop Road West Yarmouth, Massachusetts PHOTOGRAPH ADDENDUM (Chleck) • ... FRONT OF SUBJECT PROPERTY 4.. I • 4 1 1 IN S s _ REAR OF SUBJECT PROPERTY —_. iti . :'ni_.'r-y�Yr� ay.�:.:- +e` s t h. YLP,i x. r,-i 1*:�w Y�" 'H.F,M)! � ac -a't�..:-Lr - . r 2,44,..;7r!d }' '1.fa,..K',,..4 W t 44` ?'i h 4;.. '.c-N d_ . ,y.,. C!3'e. :Nlr' l „"+'" ;•$A�`rrY:c44 � -� .. �c... 0 , i,- �'22y-__�._', tea.,' sit. I..,'414.4..e.1.1 .14.4.. 4..si'< ac'a+a ..acts -._.as�"'"..4;. �.rwr �y q, n:."._ M"t in -re•.w,y Cr<A55?+? �_. nlfr '•e»% 4>.'' 'r"s''".�.: ..•' ;: rte"' t: '...•t o.` F, _,I K•r' 0 ADDITIONAL PHOTOGRAPHS ON REVERSE SIDE USF 00235T U.S.Forms Inc.,2 Central Sq.,Grafton,MA 01519-0446 1-806225-9583 (617)839-4417 txl • -1- Property Property Description&Analysis UNIFORM RESIDENTIAL APPRAISAL REPORT File No. AA-1(6 Property Address 24 SCALTOp Thom) Census Tract TWA LENDER DISCRETIONARY USE City WHAT YARMOUTH County RARN.STARLE State MA Zip Code 07673 Sale Price $ . Legal Description BARKgpABLF. (Y)UPTPY RE(;. OF' fFF:OS t'r.I ?riFTCATE #77440 Date I Owner/Occupant ;i p.. •e an pli ,, - • Map Reference I u Mortgage Amount $ R, Sale Price$ Date of Sale PENDING 10/90 PROPERTY RIGHTS APPRAISED Mortgage Type • Loan charges/concessions to be paid by seller$ - - n Fee Simple Discount Points and Other Concessions :4 R.E.Taxes$ 3,191.04 Tax Year 1990 HOA$/Mo. ❑Leasehold Paid by Seller $ Lender/Client WILLIAM Q1RT.E ❑Condominium(HUD/VA) P.O. BOX 314, SOUTH DENNIS MA. 02660 TI De Minimis PUD Source T LOCATION ❑ Urban III Suburban U Rural NEIGHBORHOOD ANALYSIS Good Avg. Fair Poor BUILT UP X Over 75% ❑25-75% ❑Under 25% Employment Stability ❑ ® ❑ ❑ GROWTH RATE ❑ Rapid ❑Stable III Slow Convenience to Employment ❑ ® ❑ ❑ PROPERTY VALUES ❑ Increasing ❑Stable ®Declining Convenience to Shopping ❑ ® ❑ ❑ 4 DEMAND/SUPPLY ❑ Shortage ❑In Balance y Over Supply Convenience to Schools ❑ ® ❑ ❑ �i MARKETING TIME ❑ Under 3 Mos. n 3-6 Mos. n Over 6 Mos. Adequacy of Public Transportation ❑ [xi ❑ ❑ -4 PRESENT LAND USE % LAND USE CHANGE PREDOMINANT SINGLE FAMILY HOUSING Recreation Facilities ® ❑ ❑ ❑ Single Family 80Likely ❑Not OCCUPANCY $ CE RIAG Adequacy of Utilities ❑ [1 ❑ ❑ 2-4 Family _ Likely [Xi Owner III Property Compatibility ® 111 El !: Multi-family _ In process El Tenant ❑ 375 Low NEW Protection from Detrimental Cond. ❑ [1 ❑ ❑ z Commercial To: SINGLE Vacant(0-5°%) ❑ 1200 High -80 Police&Fire Protection ❑ txl ❑ ❑ t Industrial _ FAMILY Vacant(over 5%)❑ Predominant General Appearance of Properties ® ❑ ❑ ❑ w Vacant 20 - 600 — 25 Appeal to Market n ❑ ❑ ❑ - Note:Race or the racial composition of the neighborhood are not considered reliable appraisal factors. COMMENTS: SUBJECT IS SITLTATED IN AN EXCLUSIVE SALTWATER INFLUENCED NEIGHBORHOOD OF SINGLE FAMILY HOMES, ABOVE AVG TO GOOD IN OUALITY AND SIZE AND VARYING IN STYLE AND AGE. MOST HOMES HAVE DIRECT ACCESS TO LEWIS BAY-AND NANTUCKET SOUND. SHOPPING AND SCHOOLS AND ACCESS TO MAJOR _ HIGUWAYS ARE WITHIN 4.5 MILES. AD ADVERSE NEIGHBR D CONDITION TO AFFECT MARKEFABTLT!t OF SPOT " Dimensions 230x120xPOADx83.13x31.42x82.18x181.20 - • - - Topography LEVEL , Site Area 37.000 +/—-SF Corner Lot I`ID Sae .85 7F/=ACRE - Zoning Classification 1125 (25,000 SF MINIMUM) Zoning Compliance VES Shape IRREGULAR HIGHEST&BEST USE:Present Use YES • - - - Other Use AI) Drainage NO APPARENT PROBLEM - UTILITIES Public Other SITE IMPROVEMENTS Type - i Public Private View COVE/PAY Electricity ® Street RTTOMTAi)US CONT ❑ ® Landscaping AVG FOR NEIGHBORHOOD Gas III Curb/Gutter rD� -- ❑ ❑ Driveway PAID Water I Sidewalk NpNE ❑ ❑ Apparent Easements Nantiazig --, Sanitary Sewer ❑ pRivATE Street Lights NONE ❑ ❑ FEMA Flood Hazard Yes" X- - No Storm Sewer [ Alley - ❑ ❑ FEMA'Map/Zone 750015 0005( . COMMENTS(Apparent adverse easements,encroachments,special assessments,slide areas,etc.): SUBJECT SITE IS SITUATED IN FLOOD ZONE Al2 (SEE ATTACHED MAP) . NO ADVERSE EASEMENTS, CONDITIONS, OR ENCRCACHMENIB APppRENP. .. SEPTIC SYSTEMS ARE CimmON TO TRF; AREA-. rn SEEPAGE WAS -VTSTRT,F, AT TTMF. OF TNSPFfl'T - GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION - BASEMENT - - INSULATION Units 1 Foundation p�TR Slab Area Sq.Ft. 1483 Roof ❑ Stories 1,0 Exterior Walls CLQ Crawl Space 25% %Finished 0% Ceiling R24 Type(Det./Att.) DF3'ArBPD Roof Surface }k,SpHATpf. Basement 7s% Ceiling Walls p11 ix](Style) Rats - Gutters & Dwnspts. y /TTN Sump Pump YES Walls Floor El mg___ Window Type D g ) Dampness Firm Floor None ❑ Proposed Storm Sash ((1MRTJ' 'rTOli Settlement my; EVTD Outside Entry g AdequacyADQ II Under Constrnction Screens Infestation E Firm Energy Efficient Items: Age(Yrs.) 24 Manufactured House Nn - - ST DART1 Effective Age (Yrs.)g F% ROOMS Foyer Living Dining Kitchen Den Family Rm. Rec.Rm. Bedrooms #Baths Laundry Other Area Sq.Ft. H Basement _ Level1 * 1 1 1 1 3 7 * 1937 o Level2 - o - 6 le Finished area above grade contains: 7 Rooms; 3 Bedroom(s); 7 Bath(s); 1337 Square Feet of Gross Living Area ISURFACES Materials/Condition HEATING KITCHEN EQUIP. ATTIC IMPROVEMENT ANALYSIS Good Avg. Fair Poor Floors ,r,;+n.�•;e , , Type ,I, Refrigerator ❑ None ❑ Quality of Construction n ❑ ❑ ❑ Walls a; �,r, , , Fuel re Range/Oven Stairs ❑ Condition of Improvements LJi ® ❑ ❑ CC Trim/Finish . ,I , , - Condition , , Disposal Drop Stair Room Sizes/Layout n�--1 ❑ Bath Floor O; , , Adequacy , y Dishwasher X Scuttle Closets and Storage LJ ❑ ❑ H Bath Wainscot Bit N , COOLING - . - Fan/Hood Floor Energy Efficiency ❑ ❑ Z Doors ,—•,I • hi _ , Central ,• Compactor I Heated g Plumbing-Adequacy&Condition I n ❑ ❑ Other ,•,I Washer/Dryer❑ Finished ❑ Electrical-Adequacy&Condition ❑ Ix] ❑ ❑ Condition Microwave ❑ THIN Kitchen Cabinets-Adequacy &Cond. ❑ ❑ ❑ Fireplaces) F47T('K # 7 Adequacy Ansa Intercom n - Compatibility to Neighborhood I I ❑ ❑ C CAR STORAGE: . • Garage Attached Adequate X House Entry Appeal& Marketability 111 CI 7 No.Cars , Carport 0 Detached 7 Inadequate Li Outside Entry Estimated Remaining Economic Life 44 Yrs. Q Condition Air _ _None _ _ ❑ Built-In In Electric Door ❑ Basement Entry Estimated Remaining Physical Life Yrs. IAdditional features: 2 OPEN pORCHES (4 X 9 AND R S 11); CONCRETE PATIO IN REAR Mere ATD prnATING J1OORTN(, FACIT.TTTFS, nErR ABOVE THE GARAGE AREA IS CONSIDERED AR'PART OF RCOF AND WAS N-)T ••L •:I::I• . 01 - /a F. Y •ti CO Depreciation(Physical,functional and external inadequacies,repairs needed,modernization,etc.): Slip.-r P TS A 74 VFAR mmn PAWS SPYTP m nWRT..TNG CDRRPNI'TY UNDER REN VATION OF' THE EXTERTCR. APPRAI•S'FD AS TROTY.FT 100% RENOVATFD NO g al 1hi •I' I IL SRI •ab Ole • :1 _ 0± 1 • 15 hPADS ,• 91 I:di • :•-YN:1:,ii. • : a '411iNk di f OBRPBVFD . - _ - . . . - _ - - - ,V General market conditions and prevalence and impact in subject/market area regarding loan discounts,interest buydowns and concessions: THS ARE No FINAWING CON-'ES.SIONS. TRIS IS CONSISTENT WITR pPEVATT.TNf: CONITTIOTSG IN TTI' MARCRF AREA Freddie Mac Form 70 10/86 12C1-l. AMERICAN REALTY FORMS,INC.•ALEXANDRIA,VIRGINIA•1(800)642-9494.703-684-3500 Fannie Mae Form 1004 10/86 • •vetuatlon Section UNIFORM RESIDENTIAL APPRAISAL REPORT File No, 16 Purpose of Appraisal is to estimate Market Value as defined in the Certification&Statement of Limiting Conditions. BUILDING SKETCH(SHOW GROSS LIVING AREA ABOVE GRADE) ESTIMATED REPRODUCTION COST-NEW-OF IMPROVEMENTS: V b FreddieMac Cf Fannie Mae,show only aware bot calculationsaro cost approach comments h this aj>ace. Dwelling 9"Q6Q Sq.FL T$ 62.56 $ 128,874 14 =x . 38 . x, , 1 ,_ .. an, 532,00 Bsmnt. 1,606 Sq.Ft.®$ 12.6920.380 a .x . 26 . . x, . 1 = . .208,00 Extras FPs/AlarmSys/Incintr = 12,657 . . 10. . , 11 . . x . 1 = . . 110,00 Appliances = 4,520 ' . . 23 ,x • 30 • , x .1 ._ . .690.00 Special Energy Efficient Items Crawl 3,242 v . . 9 , x . 26 . , x . 1 : . .234.00 Porches,Patios,etc. Porches, patio = 5,316 41 . . 13 ,x . 22 . . x. . 1 = . .286.00 Garage/Carport 308 Sq.Ft.@$ 29.25 = 9.009 cc . ,Total,Gross. Living Area. .7 . 2,060.00 Total Estimated Cost New =$ 183.998 a Physical Functional Extemal ii (79478 et Less /e) I- Depreciation 18,400 0 I 0 =$ 18,400 p • , Cost figures are derived from,the Marshall Depreciated Value of Improvements =$ 165,598 Ci , and Swift Residential Cost,Handbook Site Imp."as is"(driveway,landscaping,etc.) =$ •3;960- I ESTIMATED SITE VALUE _$ n/a (If leasehold,show only leasehold value.�lctual 172,598 INDICATED VALUEWaBY COST APPROACH .Rounded =$ 173,000 (Not Required by Freddie Mac and Fannie Mae) Construrranty [ Yes [ No Does property conform to applicable HUD/VA property standards? n Yes ❑No Name of Warranty Program 4 If No,explain: Warranty Coverage Expires 1 The undersigned has recited three recent sales of properties most similar and proximate to subject and has considered these in the market analysis.The description includes a dollar padjustment,reflecting market reaction to those Items of significant venation between the subject and comparable properties.It a significant item in the comparable property is superior to,or more favorable than,the subject property,a minus(—)adjustment is made,thus reducing the indicated value of subject;if a significant item in the comparable is inferior to, Pr or less favorable than,the subject property,a plus(+)adjustment is made,thus increasing the indicated value of the subject. t. ITEM SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO.3 if Address Proximity to Subject 11����11f1ll 11 Sales Price $ U1 I���� 111111111X11 111$ ��������1111111����11111111$ J $ Price/GrossLiv.Area $ $ � l�ll�ll�l �� 11111 $ Ili �ll111111111 �� $ 0 111111l[[(E_ IIII Data Source VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-)s Adjustment DESCRIPTION I +(-1S Adjustment DESCRIPTION +(-1S Adjustment Sales or Financing Concessions Date of Sale/Time . to Locationai Site/View aDesign and Appeal a Quality of Construction DIRECT SAL S COMPARISON Age I Condition ;APPROACH DOI S NOT APPLY N Above Grade Total r Dirms r Baths Total ,Bdrms, Baths i Total ,Bdmis i Baths Total i Bdrms i Baths aRoom Count I M Gross Living Area Sq.Ft Sq.Ft Sq.Ft Sq.Ft p Basement&Finished t7 Rooms Below Grade fn Functional Utility i QHeating/Cooling N Garage/Carport ; ,� Porches,Patio, ; Pools,etc. . At Special Energy • 'f Efficient Items ; ; Fireplace(s) ;; • Other(e.g.kitchen ; ; equip.,remodeling) ; ; Net Adj.(total) + _,$ +,— 4 _ + —1$ Indicated Value 1 of Subject $ $ $ Comments on Sales Comparison: ' INDICATED VALUE BY SALES COMPARISON APPROACH $ N/A 13 INDICATED VALUE BY INCOME APPROACH(If Applicable)Estimated Market Rent$ N/A /Mo.x Gross Rent Multiplier N/A -$ N/A This appraisal is madex❑"as is" x❑subject to the repairs,alterations,inspections or conditions listed below n completion per plans and specifications. Comments and Conditions of Appraisal: Estimated value is on property improvements only. Final Reconciliation: See Addendum This appraisal is based upon the above requirements,the certification,contingent and limiting conditions,and Market Value definition that are stated in n FmHA,HUD&/or VA instructions. El Freddie Mac Pone 439(Rev.7/86)/Fannie Mae Form 10048(Rev.7/86)filed with client 19 ❑attached. I [WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE SUBJECT PROPERTY AS OF November 1 1990 to be$173,000 • I(We)certify:that to the best of my(our)knowledge and belief the facts and data used herein are true and correct;that I(we)personally inspected the subject property, both inside and out,and hay• •e ., : inspection of all comparable sales cited in this report and that I(we)have no undisclosed interest,present or prospective therein. / Appraisers) SIGMA •E ,�/ 7( Review Appraiser SIGNATURE ❑Did ❑Did Not - NAMF Christopher •. tout (if applicable) NAME Inspect Property Freddie Mac Form 70 10/86 (10 ch.) BLAKEWOOD BUSINESS FORMS 1(800)443-1004 Fannie Mae Form 1004 10/86 Valuation Section UNIFORM RESIDENTIAL APPRAISAL REPORT File No. + C•Purpose of Appraisal is to estimate Market Value as defined in the Certificatiotr& Statement of Limiting Conditions. BUILDING SKETCH(SHOW GROSS LIVING AREA ABOVE GRADE) ESTIMATED REPRODUCTION COST-NEW-OF IMPROVEMENTS: n tor Freddietter Fannie M m foo and cost approach comments in this space Dwelling g 1937 Sq.Ft.@$ 64.87 =$ 125653 , , , , , , , , , , , , , , , " . . " . , " . . . BSN1T 1483 Sq.Ft.@$ 11.92 = 17677 Extras 2 FIREPLACES = 6000 2 OPEN PRCHS 124 SF @ $18.09 = 2243 Special Energy Efficient Items = Porches,Patios,etc. PTO 342SF @$3.57 -- 1221 , , „ , , , , , , , , , , , Garage/Carport 308 Sq.FL @$ 24.04 = 7404 Total Estimated Cost New =$ 160199 • NO MEANINGE'UL OBSOLESCENCE DOTED. DEPRECIATED Physical Functional External VALUE OF DOCK IS ENTERED UNDER SITE IMROVEMENTS. • Less • LARD VALUE REFLECTS, CURRENT MARKET ACTIVITY Depreciation 8010 =$ 8010 WITHIN COMPETING NEIGHBORHOODS WHEREIN PROPERTIES Depreciated Value of Improvements =$ 152189 HAVE SIGNIFICANT SALT,WATER INFLUENCE ON VALUE. - Site Imp."as is"(driveway,landscaping,etc.) _$ 25000 COST AND DEPRECIATION FIGURES. DETERMINED FROM , , ESTIMATED SITE VALUE _$ 375000 MARSHALL & SWIFT RESIDENTIAL COST, HANDBOOK., , " , (If leasehold,show only leasehold value.) 552189 INDICATED VALUE BY COST APPROACH _ =$ 552000 (Not Required by Freddie Mac and Fannie Mae) Construction Warranty Li Yes (X No Does property conform to applicable HUD/VA property standards? ❑ Yes ❑ No Name of Warranty Program III U No,explain: Warranty Coverage Expires L:. The undersigned has recited three recent sales of properties most similar and proximate to subject and has considered these in the market analysis.The description includes a dollar adjustment,reflecting market reaction to those items of significant variation between the subject and comparable properties.If a significant item in the comparable property is superior - to,or more favorable than,the subject property,a minus(-)adjustment is made,thus reducing the indicated value of subject if a significant item in the comparable is inferior to, - or less favorable than,the subject property,a plus(+)adjustment is made,thus increasing the indicated value of the subject ITEM I SUBJECT COMPARABLE NO. 1 COMPARABLE NO.2 COMPARABLE NO.3 24 SCALLOP 69 DAVENPORT ROAD 19 BEACHVIEW ROAD 9 HAWTHORNE AVE Address RDW. YRMTH W. DENNIS ' W. DENNIS • HYANNISPORT ? Proximity to Subject 3.25 MI NORTHEAST 3.40 MI NORTHEAST 3.40 MI WEST .. Sales Price $ [I VIII II Illi $ 637500 [[ $ 435000 I _ LI $ 568000 Price/Gross Liv.Area $ 0.00 0 $ 304.44 0 ii $ 300.62 0 I{ j][�$ 240.07 0 nData Source INSPECTION MLS EXT.INSPECT MLS EXT.INSPECT/ASR EXT.INSPECTIO ASSR VALUE ADJUSTMENTS "DESCRIPTION DESCRIPTION - •(-lEAd$stment DESCRIPTION - •(-)SAdiuslment DESCRIPTION +(-)E Adjustment i, Sales or Financing 1 1 II I 1 I NONE KNOWN NONE KNOWN HANE KNOWN Concessions ' j . , II, I , l • • • • . Date of Sale/Time PND 10/90 6/28/90 8/28/90 6/13/90 Location VERY GOOD VERY GOOD ABOVE AVG 75000 VERY am]) OH Site/View .85/COVE FR .36/RVR FR .26/COVE FR .36/NAN SND —28400 C Design and Appeal RANCH/GOOD RANCH/GOOD 1 RANCH/COM COLONIAL/CD Z Quality of Construction GOOD GOOD +10% —16000 AVG +10% ' 16000 GOOD < Age 24 EFF 6 32 EFF 6 30 -EFF 6 I 63 EFF 12 1 8010 p Condition AVERAGE AVERAGE AVERAGE AVERAGE O! Above Grade Total ;Bdrms i Baths Total i Bdrms ; Baths Total i Bdrms , Baths Total a Bdrms : Baths a Room Count 7 : 3 : 2 8 : 2 : 3 —1000 6 (3 : 1.5 500 9 :7 : 3 —3000 Gross Living Area 1937 Sq.Ft. 2094 Sq.Ft —3925 1447 Sq.FL 4075 2366 S(1.Ft —10725 p Basement&Finished 75% / DANE PARTIAL/NZ) PARTIAL/ND NONE 4000 a Rooms Below Grade • - H Functional Utility SATISFACT SATISFACT SATISFACT SATISFACT a Heating/Cooling FHW/GAS/ND FHA/GAS/CEN —2000 FHA/OIL/ND DONE ' 3500 CO Garage/Carport 1C ATTACHED 2C ATTACHED I —1500 DONE 3000 2C DETACHED —1000 Porches,Patio, 2 OPEN PCHS DECK 1000 LARGE DECK ENCLOSED - Pools,etc. PATIO SMALL PCH PORCH Special Energy - STANDARD SfAADDARD STANDARD STANDARD Efficient Items ; Fireplace(s) 2 BRICK 1 BRICK 2000 1 BRICK I 2000 2 BRICK . Other(e.g.kitchen DOCK DOCK/PIER DOCK DONE 15000 equip.,remodeling) PRV. BEACH —63750 Net Adj.(total) I If — + X -I$ —85175 X + $ 100575 + X —'$ —12615 ', Indicated Value : of Subject $ 552325 I $ 535575 $ 555385 Comments on Sales Comparison: SALES, LIKE THE SUBJECT, ARE HOMES WITH STRONG SALT WATER INFLUENCE WHICH SOID WITHIN THE LAST 4 MONTHS. MARKET DATA INDICATES A-VALUE RANGE OF $536,000•TO $555,000 ,- WITH A SELECTED VALUE OF $545,000 SUPPORTED BY THE COST APPROACH: ' GLA IS ADJ. AT $25./ S.F. INDICATED VALUE BY SALES COMPARISON APPROACH - • $ 545,000 fl INDICATED VALUE BY INCOME APPROACH(If Applicable)Estimated Market Rent$ /Mo.x Gross Rent Multiplier -$ This appraisal is made ® "as is"❑ subject to the repairs,alterations,inspections or conditions listed below ❑ completion per plans and specifications. Comments and Conditions of Appraisal: THERE ARE DO SPECIAL CONDITIONS ON THE VALUATION. PAUCITY OF RENTAL DATA PRECLUDES THE INCOME APPROACH•TO VALUE. . - ' - . . . - . Final Reconciliation: ' IN DETERMINING VALUE. MOST WEIGHT GIVEN TO MARKET DATA APPROACH. BASED ON DATA GATHERED. AND ON THE APPRAISER'S GENERAL KNOWLEDGE OF THIS MARKET. FINAL VALUE ESTIMATE-FOR THE SUBJECT. AS OF THE DATE EMBED-BELOW. WAS: "$545,000.00 41( This appraisal is based upon the above requirements,the certification,contingent and limiting conditions,and Market Value definition that are stated in ❑ FmHA,HUD&/or VA instructions. ® Freddie Mac Form 439(Rev.7/86)/Fannie Mae Form 10048(Rev.7/86) filed with client 19_ ®attached. I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED, OF THE SUBJECT PROPERTY AS OF OCTOBER 20, 19 90 to be$ 545,000 I(We)certify:that to the best of my(our)knowledge and belief the facts and data used herein are true and correct that I(we)personally inspected the subject property,both inside and out,and have made an exterior inspection of all comparable sales cited in this report and that I(we)have no undisclosed interest,present or prospective therein. APPRAISER(S) 1, • REVIEW APPRAISER sgnamre � �"c,�-•-.-c (M�., (it applicable) Signature li, 6 ❑ Did ® Did Not _ Name KENNETH COSMIDIS ,Name . SHEPHERD, CRA Inspect Property Freddie Mac Form 7 10/86 12CH. AMERICAN REALTY FORMS,INC.•ALEXANDRIA,VIRGINIA•1(800)642-9494•703-684.3500 Fannie Mae Form 1004 10/86 ADDENDUM In the preparation of the attached report the appraiser selected comparable sales which deviated from accepted appraisal standards in two respects : 1. Distance between subject and comparable sales in excess of 1 mile (all three comparables) ; 2 . Date of sale of such comparables more than 3 months from date of valuation (Comparable Sales 2 and 3) . The reason for the use of these comparables is that a thorough search made for supporting sales meeting the criteria of distance and time was unavailing. The appraiser, consequently, selected those sales he deemed the most comparable to the subject, within a reasonable time and distance, and thus the best market data available. ADDENDUM RE: Marketing Time - Over 6 Months The appraiser 's indication in the Neighborhood Analysis section that marketing time appears to be in excess of 6 months reflects only his perception of the effects on local sales activity of what has been a stabilized and seasonally slow Cape Cod market. In the recent past , late spring and early summer have brought an increase in sales activity. Thus far this season, the market has continued slow with limited numbers of closed transfers and extended periods for individual properties on the market. The appraiser cannot state, from the limited sales data available, whether such prolonged marketing time has an adverse effect on neighborhood property value. While there remains an over supply of properties for sale Cape-wide, as indicated by current M.L.S. listings, demand and supply appear presently to be in balance within the subject neighborhood . • • DEFINITION OF MARKET VALUE: The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller,each acting prudently, knowledgeably and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: (I)buyer and seller are typically motivated; (2) both parties are well informed or well advised, and each acting in what he considers his own best interest; (3) a reasonable time is allowed for exposure in the open market; (4) payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and (5) the price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions* granted by anyone associated with the sale. *Adjustments to the comparables must be made for special or creative financing or sales concessions. No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area; these costs arc readily identifiable since the seller pays these costs in virtually all sales transactions.Special or creative financing adjustments can be made to the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property or transaction. Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount of any adjustment should approximate the market's reaction to the financing or concessions based on the appraiser's judgment. CERTIFICATION AND STATEMENT OF LIMITING CONDITIONS CERTIFICATION:The Appraiser certifies and agrees that: I. The Appraiser has no present or contemplated future interest in the property appraised;and neither the employment to make the appraisal,nor the compensation for it,is contingent upon the appraised value of the property. 2. The Appraiser has no personal interest in or bias with respect to the subject matter of the appraisal report or the partici- pants to the sale.The"Estimate of Market Value"in the appraisal report is not based in whole or in part upon the race,color, or national origin of the prospective owners or occupants of the property appraised,or upon the race,color or national origin of the present owners or occupants of the properties in the vicinity of the property appraised. 3. The Appraiser has personally inspected the property, both inside and out, and has made an exterior inspection of all comparable sales listed in the report. To the best of the Appraiser's knowledge and belief,all statements and information in this report are true and correct,and the Appraiser has not knowingly withheld any significant information. 4. All contingent and limiting conditions are contained herein (imposed by the terms of the assignment or by the under- signed affecting the analyses,opinions,and conclusions contained in the report). 5. This appraisal report has been made in conformity with and is subject to the requirements of the Code of Professional Ethics and Standards of Professional Conduct of the appraisal organizations with which the Appraiser is affiliated. 6. All conclusions and opinions concerning the real estate that are set forth in the appraisal report were prepared by the Appraiser whose signature appears on the appraisal report,unless indicated as"Review Appraiser."No change of any item in the appraisal report shall be made by anyone other than the Appraiser,and the Appraiser shall have no responsibility for any such unauthorized change. CONTINGENT AND LIMITING CONDITIONS:The certification of the Appraiser appearing in the appraisal report is subject to the following conditions and to such other specific and limiting conditions as are set forth by the Appraiser in the report. 1. The Appraiser assumes no responsibility for matters of a legal nature affecting the property appraised or the title there- to, nor does the Appraiser render any opinion as to the title, which is assumed to be good and marketable.The property is appraised as though under responsible ownership. 2. Any sketch in the report may show approximate dimensions and is included to assist the reader in visualizing the prop- erty.The Appraiser has made no survey of the property. 3. The Appraiser is not required to give testimony or appear in court because of having made the appraisal with reference to the property in question,unless arrangements have been previously made therefor. 4. Any distribution of the valuation in the report between land and improvements applies only under the existing program of utilization. The separate valuations for land and building must not be used in conjunction with any other appraisal and are invalid if so used. 5. The Appraiser assumes that there are no hidden or unapparent conditions of the property,subsoil,or structures,which would render it more or less valuable. The Appraiser assumes no responsibility for such conditions,or for engineering which might be required to discover such factors. 6.Information,estimates,and opinions furnished to the Appraiser,and contained in the report,were obtained from sources considered reliable and believed to be true and correct. However, no responsibility for accuracy of such items furnished the Appraiser can be assumed by the Appraiser. 7.Disclosure of the contents of the appraisal report is governed by the Bylaws and Regulations of the professional appraisal organizations with which the Appraiser is affiliated. 8. Neither all, nor any part of the content of the report, or copy thereof(including conclusions as to the property value, the identity of the Appraiser,professional designations,reference to any professional appraisal organizations,or the firm with which the Appraiser is connected),shall be used for any purposes by anyone but the client specified in the report,the borrower if appraisal fee paid by same,the mortgagee or its successors and assigns,mortgage insurers,consultants,professional appraisal organizations, any state or federally approved financial institution,any department,agency,or instrumentality of the United States or any state or the District of Columbia,without the previous written consent of the Appraiser;nor shall it be conveyed by anyone to the public through advertising, public relations, news, sales, or other media, without the written consent and approval of the Appraiser. 9. On all appraisals, subject to satisfactory completion,repairs,or alterations,the appraisal report and value conclusion are contingent upon completion of the improvements in a workmanlike manner. / 4 /. Date:. . 10..'.ao'90 Appraiser(s) . . s ��'Mac w AMERICAN REALTY FOR INC.•1 (800)642-9494 Item it 13025 Fenno,,.,l 049 JUL es Building Diagram AA—l66 1 111111119.�►I111R11111111111111111111 1111.■■11/a- ' 11, m �-7■■■■■■■■■■.■ IIIINIMIIIIIItatuarillrinriffil Iiiiiimi IlliminimillEssimmi 111111...lk*ra...n'a 1 0R 11.m11/i ...11....111111. 1111..... 1111111 11111mI "' 0k (11111111111 ....1111.. , 111111.r.11111111� 71111.1111.....1111 111111111 IIIIIIIIIIIIIIIHIIIIIIIIIII......... ,En . 11 ,111111.11.1111...1111. . 111111.111111...11..1. ixM ,.11111111.1111..111111.11 11...11........... .laini1111.1111....11.. II I tO scv.--{u-e:1 • I ifs A .• p...4. n ,A. ,w T zMu-rttM A I I I ( c 1 &ac r. as r. atei' rt- . Lail etc 44 ' wP" r , <•- " iiLi t rarte t-w--_-2`,-.7-.77---- wit . r e 1 'S—s— 4,1*--41*-Ii1Z:# t:-7e..;:•,, K . 1'- i t A?�'' t``' In• yit. it,„?:.;:,,,ii JO,i. • .!Cl lkt� ,, e . .J h' 'y, y`K<j; �� ` 4r i. •. ; } L`i�N 1.Z QI Z.- 'T r � • ! a: �e'.a'�.?t 3 � � Q�r-{.� ' � r 1111. at •Y,R`37`a f r ��FP;•;� ,. �}p - ."�i.`�j r .1fF', i .113,•I. - �. .) -.As t Y r 'a ' ~'3�`.4 i"tpt v 1111 '., 4�''et .t +_ . 1111 ... • H fi. ! , 1 .�. 3- . - 1111 will y r Con AND DAV Yt5-W OCL-24582 • AA-166 PHOTOGRAPH ADDENDUM: SUBJECT PROPERTY Borrower/Client GABLE. WILLIAM Property Address: 24 SCAT T OP ROAD STREET Lender. W. YARMOUTH BARNSTABLE MA 02673 CITY COUNTY STATE ZIP 1 . h 4 I 1 _£. M. F �o �- \. _A FRONT VIEW OF SUBJECT PROPERTY 1l� f- 1111= `_ I 1 . �-�•. rl . 1 1 4. 4 REAR VIEW OF II - J ' SBJECTPROPERTY , .11 +. J s1 yx +>FJPk. ,..+.S\-`K atjb l eu,�',.'' „ Y y„ • +2`;wr )4b Y v .} �`± T •. i,S' '!• 'P'` y}'s»TY/ YC[ „ •14 µr.T*511.• • glia 1 t yF `RP y eye i xL,di +,��,ro aSsw ;@�AgQ�7 a y Y i;; . i _yrS,_Y.Y1,w,; -:".:Z�, �iyGA}' � gtr -446.14.,- .>. .tea .6..,'i^fr+ y _ -S p •• STREET SCENE -rin . •.-cay+ lY . rIt". _ - ❑ ADDITIONAL PHOTOGRAPHS ON REVERSE SIDE AMERICAN REALTY FORMS.INC. • 1(600)642-9494 Item R 11221 • V ) . . . 1 UPPER NORTH ? v• - 4r • AP 111‘ SHORE \,• %Apt askiii # . , , )b.% - -- _' CA RI t SEV'RLY ~Y •.' Y y\IL . 8 . r _ „tidVe,LOWER NORTH SHORE ."--1 - . • b` ' irT iik • / (-\? • .--tec •. 8.2, BOSTON HARBOR L. BOSTON 0 e' " % 441 F'N,' • 4 ' l:\ - ,irk i pi 4 b- it" t; ;1,241_ r*i•-.110i , : , . ..ri SOUTH SHORE -V- 1. . I 116.1A1 .1,11/4. 'II IA - 1.-- ).(c, t . .. As 4 %i)LJt LYMOUTH • '`a - BAY _L� ih 4 LLELEST �^ ;COUP. P . r 5" 1i a _= CAPECOD t11( It Tbirp4 r- t S NSE.L y FREETOWN .y` Jr - / ♦ / • ` - OPLE,a ,j��y a a I" ;[ _ n YIEWSTERS� ' /NT' O �1(fcbsaBNowKN -4724.3"1".K._ _ !, Jena, IVIAT: • • .. s 1 v- R Q EBAY L �„ Afl ' jy a A (� SAAM: B.EY.LRYOIIT« • `.. �_' • - TruolsE r o E. a .p 1. ••• .. A S ••• <2' :44v. a `9° o d r'�' z )e ` - WFATFOR )' @ `M1 fir, je BUZZARDS 'ti ®! f BAY r I r', } t L , . ST TISSURY MAMAS MELOO EWARTOWN j `"'LNC` 'nil,/ d I " - NANTUCKET tMARTHA'S VINEYARD P t9 - C a 0 • 14".".e 1\ / NANTUCKET - \J APPRAISAL ASSOCIATES OF MASSACHUSETTS SO.YARMOUTH,MASSACHUSETTS it Sit ! J yam.rTl i, / :At.'f Y { �i�y R 'Sit . f/ t t /yQ((p1�C! �{}j ee'sbPir k ;yS y e (..- it ''•4;errky: '^l. •. ';" Xy"M'{44` AS: `y;4 9L 9L bL `'�E'1 ;°fdii 3t•—i, fill s `r ?t;i ' ,ago f$x}a .I It 5iA ,$g5 t 7 _:'ILt4 " '�I i' '4 i' d'r i�„ i.r' .t I'/,..r} S:IF ;41�' ( I t•otl°' 6/�L/l' .t '"' f �4 C nrv., P 111.10: ii44Pl1l 1'I F. 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