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Worker's Compensation and Employer's Liability Policy
NorGUARD Insurance Company-A Stock Co.
A•S LIARD Berkshire lire Hathaway Policy Number CAWC046643
Renewal of CAWC986704
� ComInsurancepanies NCCI No. [25844],
Policy Information Page
[1]Named Insured and Mailing Address Agency
Cape Deli Foods Inc. THE FAIRWAY AGENCY
DBA/TA Piccadilly Cafe&Deli 944 Washington St
1105 Main St. • Suite 2
South Yarmouth, MA 02664 South Easton, MA 02375
Agency Code: MAFAWA10
Federal Employer's ID Insured is Corporation
Risk ID Number 39868
•
Additional Names of Insured
(N2) Piccadilly Cafe &Deli
•
•
[2]` Policy Period
From August 1, 2019 to August 1, 2020, 12:01 AM, standard time at the insured's mailing address.
[3] Coverage
•
• A. Workers'Compensation Insurance - Part One of this policy applies to the Workers' Compensation
' Law of the following states: Massachusetts
B. Employer's liability Insurance - Part Two of this policy applies to work in each of the states listed .
in item [3]A. The limits of our liability under Part Two are:
• Bodily Injury by Accident- each accident • $500,000
Bodily Injury by Disease - each employee $500,000
Bodily Injury by Disease - policy limit $500,000
C. Other States Insurance- Part Three of this policy applies to ail states, except any state listed in
item [3]A. and the states of North Dakota, Ohio, Washington, and Wyoming.
D. This policy includes these endorsements and schedules:
See Extension of Information Page- Schedule of Forms
[4] Premium
The Premium Basis and,therefore,the premium will be determined by our Manual of Rules,
Classifications, Rates, and Rating Plans. All required information is subject to verification and change by
audit. ,(Continued on another page)
•
•
l•
Total Estimated Policy Prem $ 4,897 •
Total Surcharges/Assessments $ $167.00
Total Estimated Cost $ $5,064.00
INTERNAL USE XX Page- 1 - • Information Page
MGA :CAWC046643 WC 000001A
Date : 06/27/2019
MANOTE
Issuing Office: P.O.Box A-H, 39 Public Square,Wilkes-Barre,PA 18703-0020•www.guard.com
Arbella Protection Insurance Company, Inc.
1100 Crown Colony Drive,Quincy,MA 02269-9174 A R B E L L A
Telephone Number: 1-800-272-3552
INSURANCE 0 R O U P
COMMERCIAL UMBRELLA LIABILITY DECLARATIONS
ty,^S�k ..'�� 7
„� 10/01/2019 Direct Bill
4620087186 01 RENEWAL
p Y
CAPE DELI FOODS INC
PICCADILLY DELI •
1105 RTE 28
SOUTH YARMOUTH, MA 02664
' 47
—f .cr4``^,s
From: 10/01/2019 To: 10/01/2020
.-gam - �- „''
Corporation BREAKFAST/DELI RESTAURANT
IN RETURN FOR THE PAYMENT OF THE PREMIUM,AND SUBJECT TO ALL THE TERMS OF THIS POLICY,
WE AGREE WITH YOU TO PROVIDE THE INSURANCE AS STATED IN THIS POLICY.
Each Occurrence Limit $1,000,000
Personal&Advertising Injury Limit $1,000,000 Any One Person or Organization
Aggregate Limit(except with respect to"covered autos") $1,000,000
Self-Insured Retention $10,000
$917
$50
$967
*Subject to policy minimum premium.
OYes IEINo
Forms and Endorsements made part of this policy at time of issue:
SEE ATTACHED SCHEDULE OF POLICY FORMS AND ENDORSEMENTS
•
Countersigned by DATE
09/19/2019 Page 1
32AP1133 01 19
Includes copyrighted material of Insurance Services Office,Inc.,with its permission.
z r ,
'-__ v Rr". '�; F �•�s, k =z ,�,�, �a. �.-.
4620087186 01 RENEWAL 10/01/2019
SCHEDULE OF FORMS AND ENDORSEMENTS
28 AP 1274 01/2015 Policyholder Disclosure 2 Notice Of Terrorism Insurance Coverage
32 AP 1010 01/2019 Asbestos Exclusion
32 AP 1146 01/2019 Changes-Premium Audit
32 AP 1177 01/2019 Commercial Umbrella Policyholder Notice
CU 00 01 04/2013 Commercial Liability Umbrella Coverage Form
CU 01 02 01/2016 Massachusetts Residential Fuel Tank Exclusion
CU 21 14 04/2013 Amendment Of Liquor Liability Exclusion-Exception For Scheduled Premises or Activities
CU 21 23 02/2002 Nuclear Energy Liability Exclusion Endorsement(Broad Form)
CU 21 26 04/2013 Exclusion-Cross Suits Liability
CU 21 27 12/2004 Fungi Or Bacteria Exclusion
CU 21 31 01/2015 Exclusion Of Other Acts Of Terrorism Committed Outside The United States;Cap On
Losses From Certified Acts of Terrorism Endorsement
CU 21 36 01/2015 Exclusion Of Punitive Damages Related To A Certified Act Of Terrorism
CU 21 50 03/2005 Silica Or Silica-Related Dust Exclusion
CU 21 55 06/2008 Amended Terrorism Coverage-Covered Autos
CU 21 86 05/2014 Exclusion-Access Or Disclosure Of Confidential Or Personal Information And
Data-Related Liability -With Limited Bodily Injury Exception
CU 24 30 04/2013 Amendment Of Insured Contract Definition
IL 00 17 11/1998 Common Policy Conditions
Coverage Company Name Policy Number Policy Period
Employer's Liability Berkshire Hathaway Guard Ins CAWC986704 08/01/2019-08/01/2020
Limit of Insurance
$ 500,000 Each Accident/Bodily Injury by Accident
$ 500,000 Each Employee/Bodily Injury by Disease
$ 500,000 Policy Limits/Bodily Injury by Disease
Coverage Company Name Policy Number Policy Period
Commercial General Liability Arbella Protection 8500062959 10/01/2019-10/01/2020
Limit of Insurance
$ 1,000,000 Each Occurrence Limit
$ 1,000,000 Personal&Advertising Injury Limit(Any One Person or Organization)
$ 2,000,000 General Aggregate Limit
$ 2,000,000 Products/Completed Operations Aggregate Limit
Coverage Company Name Policy Number Policy Period
Commercial Auto Liability Main Street America Group M9K59865 10/02/2019-10/02/2020
Limit of Insurance
$ 1,000,000 Each Accident/Combined Single Limit(CSL)
09/19/2019 Page 2
32AP1133 01 19
Includes copyrighted material of Insurance Services Office,Inc.,with its permission.
'. M"a*2 N -; t �:,.-sirlJ�"r,u r�" t} r �- },ati's , ," � � �� � x� "'�� ,.���•�"..
4620087186 01 RENEWAL 10/01/2019
Coverage Comaany Name Policy Number Policy Period
Liquor Liability Arbella Protection 8500062959 10/01/2019-10/01/2020
Limit of Insurance
$ 1,000,000 Each Occurrence
$ 2,000,000 Aggregate Limit
09/19/2019 Page 3
32AP1133 01 19
Includes copyrighted material of Insurance Services Office,Inc.,with its permission.
2.wl A 1LG L.VLIi1/iU PVCIALL1L Vf iPAUJJKt.RKJGLLJ
\ Department of Industrial Accidents
Office of Investigations
• _ I Congress Street,Suite 100
1 Boston,MA 02114-2017
www.mass.gov/dia
Workers' Compensation Insurance Affidavit: General Businesses
Applicant Information Please Print Legibly
Business/Organization Name: Cet Q pp.( l C00( S 11y
Address: t ( 0 c R o
(,A �Q� Li
City/State/Zip: So � lq r�6�" t^Z6 hone#: L _ G
Are you an employer?Check the appropriate box: Business Type(required):
1.[a, I am a employer with 1 employees(full and/ 5. 0 Retail
or part-time).* 6. ® Restaurant/Bar/Eating Establishment
2.❑ I am a sole proprietor or partnership and have no 7. ❑ Office and/or Sales(incl.real estate,auto,etc.)
employees working for me in any capacity.
[No workers'comp. insurance required] 8. ❑Non-profit
3.El We are a corporation and its officers have exercised 9. 0 Entertainment
their right of exemption per c. 152,§1(4),and we have 10.❑ Manufacturing
no employees. [No workers'comp.insurance required]** 11.0 Health Care
4.❑ We are a non-profit organization,staffed by volunteers,
with no employees.[No workers'comp.insurance req.] 12.0 Other
*Any applicant that checks box#1 must also fill out the section below showing their workers'compensation policy information.
**If the corporate officers have exempted themselves,but the corporation has other employees,a workers'compensation policy is required and such an
organization should check box#1.
I am an employer that is providing workers'compensation insurance for my employees. Below is the policy information.
Insurance Company Name: C L A,r clL S O rc t"‘C..
C ri
Insurer's Address: r 0 A-I-1
City/State/Zip: w L I t Z. B Ot r _ ,, II F1 19`7 03 -0 g,c)
Policy#or Self-ins.Lic.# (A i� 01 (p 6 y3 Expiration Date: a- I a oz
Attach a copy of the workers'compensation policy declaration page(showing the policy number and expiration date).
Failure to secure coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a
fine up to$1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of a STOP WORK ORDER and a fine
of up to$250.00 a day against the violator. Be advised that a copy of this statement may be forwarded to the Office of
Investigations of the DIA for insurance coverage verification.
1 do hereby certify,under the pains and penalties of perjury that the information provided above is true and correct
ignature;# Date: 1 1 - l _ f 9
Phone#: 5-0 O ^3 0 gq
Official use only. Do not write in this area,to be completed by city or town official
City or Town: Permit/License#
Issuing Authority(circle one):
1.Board of Health 2.Building Department 3.City/Town Clerk 4.Licensing Board 5.Selectmen's Office
6.Other
Contact Person: Phone#:
www.mass.gov/dia