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-/%7� ONE & TWO FAMILY ONLY- BUILDING PERMIT Town of Yarmouth Building Department "oF 1146 Route 28, South Yarmouth,MA 02664-4492 508-398-2231 ext. 1261 Fax 508-398-0836 Massachusetts State Building Code,780 CMR Building Permit Application To Construct, Repair, Renovate Or Demolish a One-or Two-Family Dwelling This Section F r Official Use Only Building Permit Numbe?&, 2O-07) p3<tI/Date Appli : X,I ri 1),"17'l5l Building Official(Print Name) Signature Date SECTION 1:SITE INFORMATION 1.1 Property perry �:� �� ` 1.2 Assessors Map&Parcel Numbers 1.1a Is this an accepted street?yes no G Map Number Parcel Number 1,A1Zonjug Information: 1.4 Property Dimensions: f> ' if, 63_ Zoning District Proposed Use Lot Area(sq ft) Frontage(ft) 1.5 Building Setbacks(ft) Front Yard Side Yards Rear Yard Required Provided Required Provided Required Provided 1.6 Water Supply: (M.G.L c.40,§54) 1.7 Flood Zone Information: 1.8 Sewage Disposal System: Public Private 0 Zone: _ Outside Flood Zone?Check if yes❑ Municipal 0 On site disposal system SECTION 2: PROPERTY OWNERSIIIPI Owned of Record: /13 13 �c r'1`` MN G A 1—^0 J (� ‘1--. t h I"O t/—f l� Name(Prin City,State,ZIP 3 C) +Yl ,`.T 9 t/7 - y03 - `1�' t F- MI Ao), Gdy►- No.and Street Telephone Email Address SECTION 3:DESCRIPTION OF PROPOSED WORK'(check all that apply) New Construction 0 Existing Building 0 Owner-Occupied 0 Repairs(s) 0 Alteration(s) 0 Addition ❑ Demolition 0 Accessory Bldg. 0 Number of Units Other 0 Specify: Brie£Description of Proposed Work2: t �- w. o J it_ 1,,,„)-t-c r e , I, 0 F C . A.,-► j V--- )-)JO v S /- h O !►'� 4J A-- ti i-- J AN NA ca? fL, I-r- 11 - /-1, j l o ' , i)).k co . i, ivs v ).o� .v R Cc) ) SECTION 4:ESTIMATED CONSTRUCTION COSTS. Item Estimated Costs: Official Use Only (Labor and Materials) 1.Building $ 1. Building Permit Fee:$3 6 0 Indicate how fee is determined: 2.Electrical $ / 000 0 Standard City/Town Application Fee / 0 Total Project Cost (Ite 6)x multiplier - x 3.Plumbing $ �j� 000 2. Other Fees: $ 4.Mechanical (HVAC) $ J6 S UYJ List: 5.Mechanical (Fire Suppression) Total All Fees:$ Check No. Check Amount: Cash Amount: 6.Total Project Cost: $ 90 d. — p Paid in Full Cl Outstanding Balance Due: v SECTION 5: CONSTRUCTION SERVICES 5.1 Construction Supervisor License(CSL) 0, 020—5 ' i �3//,�C7 rJ C 1 /IV` 1- ,, p G t^" v ill License Number Expiration Date Name of Ceder %sj ` U S T— List CSL Type(see below) No.and Street Type Description (�..�S 'r c----a-c_,,,A., S 111, Unrestricted(Buildings up to 35,000 cu.ft.) R Restricted I&2 Family Dwelling City/Town,State,ZIP M Masonry 09- 4 2 b RC Roofing Covering G MA ( WS Window and Siding l M SF Solid Fuel Burning Appliances S ,9�47.c c,� ck ' ' C i P G YN �._ I Insulation Telephone Email address D Demolition egistere me Improvement Contractor(HIC) ) g 71 9 )f22 1 e � A w' "v HIC Registration Number Expiration Date HI�Compan'Namep ]I r C Registrant Name `` 3 t�.�. —� D.AtJ, Z - A v.i „ bd„„A / No. Street L., �.✓,S 0'► a l3�c 7U S 0 i'�1 Email address 0 7-a 4 s( 1 City/Town, State,ZLP Telephone SECTION 6:WORKERS' COMPENSATION INSURANCE AFFIDAVIT(M.G.L.c. 152.§ 25C(6)) Workers Compensation Insurance affidavit must be completed and submitted with this application. Failure to provide this affidavit will result in the denial of the Issuance of the building permit. Signed Affidavit Attached? Yes ❑ No 7( SECTION 7a:OWNER AUTHORIZATION TO BE COMPLETED WHEN OWNER'S AGENT OR CONTRACTOR APPLIES FOR BUILDING PERMIT I,as Owner of the subject property,hereby authorize A U` 1 ,p.J r U t. : t myh ,sha in a l m •g r tiy�to work authorized by this building permit application. ,,iV� a�l'IT�Z. 7 Print Owner's Name(Electronic Signature) Date • SECTION 7b: OWNER'OR AUTHORIZED AGENT DECLARATION By entering my name below,I hereby attest under the pains and penalties of perjury that all of the information to ed i lic d i ppo is tru i.accurate to the best of my knowledge and understanding. '41 ' �'91 / /1 / C Print Owner's or Authorized Agent's Name(Electronic Signature) Date NOTES: 1. An Owner who obtains a building permit to do his/her own work, or an owner who hires an unregistered contractor (not registered in the Home Improvement Contractor(HIC)Program),will not have access to the arbitration program or guaranty fund under M.G.L. c. 142A. Other important information on the HIC Program can be found at www.mass.eov/oca Information on the Construction Supervisor License can be found at www.mass.eov/dps 2. When substantial work is planned,provide the information below: Total floor area(sq.ft.) C/2$ (including garage,finished basement/attics,decks or porch) Gross living area(sq.ft.) . ? `$ Habitable room count 6 Number of fireplaces ) Number of bedrooms Number of bathrooms / Number of half/baths Type of heating system rj n_S Number of decks/porches / Type of cooling system Enclosed Open ✓ 3. "Total Project Square Footage"may be substituted for"Total Project Cost" F. � • The Commonwealth of Massachusetts _ 1 Department of Industrial Accidents __'0= 1 Congress Street, Suite 100 gjf Boston, MA 02114-2017 ,�,� www.mass.gov/dia Workers' Compensation Insurance Affidavit: Builders/Contractors/Electricians/Plumbers. TO BE FILED WITH THE PERMITTING AUTHORITY. Applicant Information Please Print Legibly Name (Business/Organization/Individual): ( DACo ti >P m L,"‘"-J Address: y �u A.) 1._ T o4267U City/State/Zip: .ia-c ,t.);_5-- dit /a Phone #: d - 34, 7 — .S 7 1 Are you an employer?Check the appropriate box: � �; Type of project(required): �J`am a employer with .' employees(full and/or part-time).* 7. ❑New construction 2.0 I am a sole proprietor or partnership and have no employees working for me in 8. "Remodeling any capacity.[No workers'comp. insurance required.] 3.0 I am a homeowner doing all work myself [No workers'comp. insurance required.]r 9. ❑ Demolition 4.❑ I am a homeowner and will be hiring contractors to conduct all work on myproperty. I will 10 Building addition ensure that all contractors either have workers'compensation insurance or are sole 11.Q Electrical repairs or additions proprietors with no employees. 12.0 Plumbing repairs or additions 5.❑I am a general contractor and I have hired the sub-contractors listed on the attached sheet. These sub-contractors have employees and have workers'comp. insurance.: 13.Q Roof repairs 6.❑We are a corporation and its officers have exercised their right of exemption per MGL c. 14.Q Other 152,§I(4),and we have no employees. [No workers'comp.insurance required.] *Any applicant that checks box#1 must also fill out the section below showing their workers'compensation policy information. t Homeowners who submit this affidavit indicating they are doing all work and then hire outside contractors must submit a new affidavit indicating such. 1Contractors that check this box must attached an additional sheet showing the name of the sub-contractors and state whether or not those entities have employees. If the sub-contractors have employees,they must provide their workers'comp.policy number. I am an employer that is providing workers'compensation insurance for my employees. Below is the policy and job site information. Insurance Company Name: A .1- 6 Policy#or Self-ins.Lic.#: Expiration Date: 9 /107d Job Site Address:di.- -' Jv+ .-c-I— 1 City/State/Zip: lcJ it)1.- pi O 4/1-14 Attach a copy of the workers' compensation policy declaration page(showing the policy numbnd expiration date). Failure to secure coverage as required under MGL c. 152, §25A is a criminal violation punishable by a fine up to$1,500.00 and/or one-year imprisonment, as well as civil penalties in the form of a STOP WORK ORDER and a fine of up to$250.00 a day against the violator. A copy of this statement may be forwarded to the Office of Investigations of the DIA for insurance coverage verification. I do hereb rtify under the ' s and penalties of perjury that the information provided above is tr e and orrect. Signature Date: ) 6l/(//1 Phone#: ..(O Q 3 4 7 — .5.'—Y,r") Official use only. Do not write in this area, to be completed by city or town official. City or Town: Permit/License# Issuing Authority(circle one): 1. Board of Health 2. Building Department 3.City/Town Clerk 4.Electrical Inspector 5. Plumbing Inspector 6. Other Contact Person: Phone#: .�Y o TOWN OF YARMOUTH :yg BUILDING DEPARTMENT • �. `�"_I = ,x 1146 Route 28, South Yarmouth, ltilA 02664 5-� 508-398-2231 ext. 1261 Fax 508-398-0836 BUILDING DEPARTMENT DEMOLITION DEBRIS DISPOSAL AFFIDAVIT Pursuant to M.G.L. Chapter 40,Section 54 and 780 CMR, Chapter I, Section 111.5, I hereby certify that the debris resulting from the proposed work/demolition to be conducted at 4) 3 ? J-v1 T-7 `- lc.>,-S f A y ov-, 0...,I- /4- Work Address Is to be disposed of at the following location: / kYv►, oci-i' 1-/ (-pc'h4 1� Said disposal site shall be a licensed solid waste facility as defined by M.G.L. Chapter 111, Section 150A. /40 Signature of Application a IY Date Permit No. li¢ Commonwealth of Massachusetts .TP �t,,,,,,,,�, ,,1 ��f, �,,�-�,���j����l Division of Professional Licensure Board of Building Regulations and Standards OfficeHof Consumer Affairs&Business Regulation HOME IMPROVEMENT CONTRACTOR Construction SuperVisor 1 & 2 Family TYPE:Individual Reaistretion Exoiratioq CSFA-074205 Ecpires: 12/31/2020 128718 05/09/2021 d r DAVID DADMUN DAVID L DADMUN D/B/A D.L.DADMUN CUSTOM BUILDERS k " 43 POND STREET =°, : WEST DENNIS MA 02670 51 PO L.DADMUN POND ST W.DENNIS,MA 02670 /' i Undersecretary CA" Commissioner DADM-12 OP ID:B$ ACC)12 CERTIFICATE OF LIABILITY INSURANCE oi1/2019m THIS CERTIFICATE 13 ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED, the poiicy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER 508-398-6060 na !CT Bryden&Sullivan Insurance Bryden S Sullivan Ins Agency PHorE 508-398-6060 I FAX 508-394-2267 of Dennis Inc. (AIc,No,Est): (NC,Nor 485 Route 134,PO Box 1497 Mass: So.Dennis,MA 02660 Bryden&Sullivan Insurance INSURERS)AFFORDING COVERAGE NM S INSURER A:Associated Employers Insurance _mum DeVld Dadmun INSURER B: 51 Pond n 7 INSURER C: Westn 0 670 INSURER D: INSURER E INSURER F:COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS 'CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TQ ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCEDppLL BY PAID CLAIMS. L R TYPE OF INSURANCE W� POUCY NUMBER SUM I il3CY /Yu� LRAM COMMERCIAL GENERAL UABILJTY EACH OCCURRENCE S CLAIMS-MADE OCCUR DAMAGE TO RENTED PREMISES(Ea occurrence) $ MED EXP(Any one person) $ PERSONAL&ADV INJURY $ GENII AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ POLICY jEa LOC PRODUCTS-COMP/OP AGG $ OTHER: S D AUTOMOBILE LIABIUTY (EaMEent)INGLE LIMB ANY AEUTO BODILY INJURY(Per person) $ _ AWN UTOS ONLY AHEDUyLLEEDp BODILY INJURY(Per accident) $ _ AUTOS ONLY AAUUTOS ONLY (Fac)PaER Y AMAGE $ S _ UMBRELLA UAB OCCUR EACH OCCURRENCE S EXCESS UAB CLAIMS-MADE AGGREGATE $ DED RETENTION$ _ $ A WO KERRSS COMPENSATION X STAR UTE ERA ANY PROPRIETOR/PARTNER/EXECUTIVE VE Y/N WCC50060112732018A 08/2112019 08/21/2020 E.L.EACH ACCIDENT S 100'� OFFICER/MEMBER EXCLUDED? Y NIA 1��� (Mandatory In NH) E.L.DISEASE-EA EMPLOYEE $ If yes,describe under 500,000 DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES(ACORD 101,Additional Remarks Schedule,may be attached V more space Is required) David Dadmun has elected NOT to cover himself for Workers Compensation Benefits CERTIFICATE HOLDER CANCELLATION TOWNYAR SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. Town of Yarmouth Building Department 1146 Rte 28 AUTHORIZED REPRESENTATIVE Yarmouth,MA 02664 Bryden&Sullivan Insurance ACORD 25(2016/03) ©1988-2015 ACORD CORPORATION. All rights reserved. The ACORD name and logo are registered marks of ACORD °i�Y � TOWN OF YARMOUTH HEALTH DEPARTMENT PERMIT APPLICATION SIGN OFF TRANSMITTAL SHEET To be completed by Applicant: Building Site Location: 9 ir j p yvi ,e..'T- Iv, A y inn 0 u�'J-/ Proposed Improvement: i -c p t tn.- F. -f i `e- i 1- 1r ; 0 - / iuv. - - `-- 0 -e... r-c> Le) A i'--e }^ s Ar-? AI `C. Applicant: JAL" N. 3y0 L e.) Tel. No.: d - 3 L 7 -3-7,f / Address: 113 ( �O,,V s fi Li),5-1. ti v is 0A Date Filed: ) 119 **If you would like e-mail notification of sign off,please provide e-mail address: Owner Name: �� U``3-Lr Y e (A)' / Owner Address: a,2 3 94 1''7-‘_ ,1--- 2 At- Yi''ov Owner Tel. No.: 67) - v3 -C '- � ...0 v t t�j1cs/v- W.a t 1 >^I-a tv% N :+c././ e , 70 e,� RESIDENTIAL AND/OR COMMERCIAL BUILDING HEALTH DEPARTMENT: Determines Compliance to State and Town Regulations; i.e., Requirements For Septage Disposal and other Public Health Activities. Please submit three (3) copies of plans, to include: (1.) Site Plan showing existing buildings, water line location, and septic system location; (2.) Floor plan labeling ALL rooms within building (all existing and proposed) — Note:Floor plans not required for decks,sheds, windows, roofing; (3.) If necessary, Title 5 application signed by licensed installer with fee. REVIEWED BY: 0.)r\--(117 ( DATE: /4)-4/Sr PLEASE NOTE COMMENTS/CONDITIONS: l 3 u tA e 10 P.C. vv ct NP") :. j v v crvt C. Main Level -:, p3 VA yvx FR- ECEIVE '' ' 'ILDING DEPARTMEN , i -2 V d 1 12'8" ; 9,9,, I ' II'6" 1 12'2 ilik4/4 -3 ....... 9, 5„ l......• I I, . • '- I — f--... . 75, 0, Front Center Bedroom = Dining Room _ T Front Left Bedroom im _ Living/ -. • rr, i Hill" to clOs. "(4 . —- t .4 , . _......4.. 117" 5 . m . ....31 9 r s _9, II, _ _3,4,_ _31711 __3, 7,1 i , /‹. Closet (I) Closeti 6, 7, t4. I :I .1 6' 5"- -3' 10" 4le ( 7 8" D ( )0 j-LA -e 71 (...c. .... .1. 1I ' Kitchen kr :0 Rear Left Bedroom 00- zicc- , Bathroom 1...=,..•=nrom••=1:P44411"-r 15' 1" lammallmulmil==smommm=—` 6— ' 6" anummi 8' 10" I 24' 11" 1 1:111 RECEIVED I fr i OCT 2 2 2019 Main Level HEALTH DEPT. 2019-05-03-1047 5/8/2019 Page: 16 Main Level __._- �bv ,--,- I- 1 `> ,iIo gI,IL.DING DF ..a V,/ 12'8" t 9'9" I . 11'6"----4 ( �. - - a`- - I '1 c, Front Center Bedroom Front Left Bedroom h Living/Dining Room T 11' 11" - .o Closcl" `r 1 7 1----9' l 1"---1-3'4"— 3'7"-- 3'7" zv�► fr —c�7" I "�-, ;,,_ - r_•u 13 I �- t--6'5" _,3' 10"_�2'4" _ Closett---7'8" O oc Iloset ( :o o Den N )r 1 U I-) e A -c,U- 1 i� --, 0-2'8"r r Kitchen - Rear Left Bedroom oo `o 1 Co et Bathroom -Q., ;,, 15' 1" 6'6" J �2' I" I 8' 10" i 24' 11" t II • REOL;VED it © 222019 Main Level HEALTH DEPT.2019-05-03-1047 5/8/2019 Page: 16 i Sears, Tim From: Sears, Tim Sent: Tuesday, November 5, 2019 3:20 PM To: 'david.dadmun@gmail.com' Subject: 23 Pamet Rd Attachments: work in flood zone packet.PDF David, I have reviewed your application for 23 Pamet Rd, and this property is located in a FEMA designated flood zone. I have attached a packet that you need to review,fill out and return. Thank you Timothy Sears CBO Building Inspector Town of Yarmouth 508-398-2231 Ext. 1259 mailto:tsears@varmouth.ma.us 1 Substantial Improvement Worksheet for Floodplain Construction (for reconstruction,rehabilitation,addition,or other improvements, and repair of damage from any cause) Property Owner: ��fi„Cl r(C. y Address: km-CT 1 & Permit No.: 41.01,'i O% Location: w 4) Description of improvements: Rli\-6(3 crot-.. LjAjef OAM f S� Present Mat Value of structure Oh rk NL�'.(maet appraisal or adjusted J assessed value,BEFORE:improvenrent,or.if damaged, before the.damage occurred),not.including land value: $17 Ct o�,• I. Actual cost of the c onstru ction**tisee items to includetexdude) *`include volunteerlabor end donated supplies** • Ratio Cost of improvement(or Cost to Repair). C 100 t}g, Mark t Valuie "`. If ratio is 50 percent or greater(Substantial Improvement),entire structure including the existing • building must be elevated to the base flood elevation(BFE)and all other aspects brought into compliance. Important Notes: 1. Review cost estimates to ensure that all appropriate costs are included or excluded. 2. If a residential pre-FIRM building is determined to be substantially improved, it must be elevated to or above the BFE. If a non-residential pre-FIRM building is substantially improved,it must be elevated or dry floodproofed to the BFE. 3. Proposals to repair damage from any cause must be analyzed using the formula shown above. 4. Any proposed improvements or repairs to a post-FIRM building must be evaluated to ensure that the improvements or repairs comply with floodplain management regulations and to ensure that the improvements or repairs do not alter any aspect of the building that would make it non-compliant. 5. Alterations to and repairs of designated historic structures may be granted a variance or be exempt under the substantial improvement definition)provided the work will not preclude continued designation as a"historic structure." 6. Any costs associated with directly correcting health,sanitary,and safety code violations may be excluded from the cost of improvement. The violation must have been officially cited prior to submission of the permit application. Determination completed by: ,,li; Date: S {oo� TOWN OF YARMOUTH y ��s BUILDING DEPARTMENT o. f'g `.: MAT7Ac;, st, fi� 1146 Route 28, South Yarmouth, MA 02664 '* � --' = ' 5 l' 1ielephone 508-398-2231 ext. 1261 Fax 508-398-0836 LE(, , f'I //UN li Owner's Affidavit: Substantial Improvement or Repair of Substantial Damage Property Address: 5?I'l P'eI Fe'Ad " es 1 Ci=U12'in° '0 /�o, �� C Parcel ID Number: 2(0 14 Owner's Name:/IdkKr- . /9737 / ��- g 'h y ( in G en, '' Owner's Address/Phone: 7/ �'=-�Z5 i�e-0� � J'i/n' 7 'z' J, On-, —(%�/o &$ dZ Contractor:. I—, —Di9�'/7U/I/ ( Z /' $c I c/'e1 Contractor's License Number: ie / Va26r-3 /1- 4 /a p 2/ r Date of contractor's Estimate: 1 Z 1(9 /20( 1 • I hereby attest that_the description included in the permit application for work on the existing building all improvements, rehabilitation, remodeling, repairs, additions, and other forms of improvement. I further attest that I requested the above-identified contractor to prepare a cost estimate for all of the work, including the contractor's overhead and profit. I acknowledge that if, during the course of construction, I decided to add more work or to modify the work described, that the Town of Yarmouth will re-evaluate its comparison of the cost of work to the market value of the building to determine if the work is substantial improvement. Such re- evaluation may require revision of the permit and may subject the property to additional requirements. I also understand that I am subject to enforcement action and/or fines if inspection of the property reveals that I have or authorized repairs or improvements that were not included in the description of work, and the cost estimate for that work that were basis for issuance of a permit. qq .:;itnis t day of"Dec ,20�1 ��� /�,,,� C:d tetcre me,the un 2rsi ed been Public r oaa{{y �.,y�/Owner's Signature. l�'""V� I r� ap`a,ued.- eeidEf1( u } �1CrCL.�, ;., proved to me through satisfactory Aevidc ce off Identification,Atli were P o►Yf s,to be the _ Date: Al / 7 person whose name is sgned on the preceding or attached- J 1' document in m resence. Notarized' tic' I sig re and seal of Notary}. _ _` _ . ~ ��' ��� ERIUGI T A GRAHAM Notary Public _ J� RCc c • rib of Massachusetts Pay Commission Expires Oct.23,2023 • TOWN OF YARMOUTH BUILDING DEPARTMENT 1146 Route 28, South Yarmouth, MA 02664 Telephone 508-398-2231 ext. 1261 Fax 508-398-0836 Contractor's Affidavit: Substantial Improvement or Repair of Substantial Damage Property Address: 1' rn ' _ l t` 0 Parcel ID Number: j 4 / 7 Owner's Name: Y-a— 4 o rp÷ )-/ l Al 6 6- 4 r-i-i/ l Contractor: �v ► J �- v A.> Contractor's License Number: O 7 e 0—S.-- Date of Contractor's Estimate: Jc2 16 ��a / I hereby attest that I have personally inspected the building located at the above-referenced address by the nature and extent of the work requested by the owner, including all improvements,rehabilitation, remodeling, repairs,additions, and any other form of improvement. At the request of the owner, I have prepared a cost estimate for all of the improvement work requested by the owner and the cost estimate includes, at a minimum,the cost elements identified by the Town of Yarmouth that are appropriate for the nature of the work. If the work is repair of damage, I have prepared a cost estimate to repair the building to its pre-damage condition. I acknowledge that if,during the course of construction,the owner requests more work or modification of the work described in the application,that a revised cost estimate must be provided to the Town of Yarmouth,which will re-evaluate its comparison of the cost of work to the market value of the building to determine if the work is substantial improvement. Such re- evaluation may require revision of the permit and may require revision of the permit and may subject the property to additional requirements. I also understand that I am subject to enforcement action and/or fines if inspection of the property reveals that I have made or authorized repairs or improvements that if inspection of the property reveals that I have made or authorized repairs or improvements that were not included in the description of work and the cost estimate for that work tha ere basis for issuance of a permit. ����f ,20 On Mis be`: mie,the un'e- nn;d .c y r t,iSr p^T"n sv iy Contractor's Signature .�, � ,� ` ; '''' aq �::ra / i,rL'vrA o ra L��r , ut in tor J 5 U Ci Date: /.:? / 2 / 2 - n4 ,,,Armor'�the ides' i �� 54b eh wore - - • G �Ci or u�ta !: d • per.�cn.��t::sa nz=:2 i..s�rcti on inn o G Notarized: _ - t ntent n my prc4ence• lel ig re and seal of Notary) - _ , �:, r En, ;:,Oct. ,2023 w 1 - 5 ' GENERAL SPECIFICATIONS FOR RORERT& DOROTHY McCARTHY 23 PAMET ROAD WEST YARMOUTH,MA 1. PERMITS: All permits by Contractor(cost not included). 2. SCOPE OF WORK: a. Install %"cdx plywood over existing 'A"plywood. b. Remove existing rear door in the den and move existing slider over. c. Remove wall between kitchen and living room and kitchen and den. d. Construct all the following phases of work to get the house restored from water damage. $1,500.00 a. HEATING SYSTEM: All hook ups to existing gas line. b. HVAC system will be installed by the owner's contractor. $9,500.00 4. ELECTRICAL: a. Leviton or equivalent ivory or white outlet devices, switches and wall plates as pre owner needs and code. Switches are quiet type. Dimmer switches to be provided where recessed canned lighting is installed. b. Copper wire,type NM/B used on general lighting circuits and outlets. c. Smoke detectors: BRK"2002 RAC (photo)and#4120 Ion(as per code) powered,wired direct with battery back up. d. Bath ceiling exhaust fans: Supplied by owner installed by contractor. Fan to be vented outside. e. Install all lighting fixture interior and exterior supplied by owner. f. L.E.D Recess lights with white baffles and trims quantity allowance(6). g. Kitchen: Upgrade wiring for refrigerator,microwave,dishwasher,and stove as needed for new kitchen plan. h. Upgrade wiring for vanity lights and fans. i. Upgrade wiring for GFI and arc fault breakers,receptacles per code including washer and dryer. j. Provide wiring, switches and receptacles where water damage was. k. All wiring to a new 30 slot Square D circuit panel. 1. Install new meter socket and wiring to existing outside connection. m. Install 3 under counter lights on separate switch. n. Install light fixtures in bathroom. o. Install cable in the living room. $12,500.00 PLUMBING: a. Provide water and waste piping for tub in bathroom. b. Install waste pipe for kitchen. c. Install shower valve supplied by owner. d. Install toilets and vanities supplied by owner. e. All kitchen plumbing fixtures installed by contractor and supplied by owner. £ Install refrigerator ice maker. g. Install gas hook up for stove. $4,500.00 6. INTERIOR DECORATING: a. Walls,ceiling,doors and trim prepared,and painted two coats of Benjamin Moore paint. $4,200.00 7. INSULATION: a. Walls: Fiberglass with vapor barrier R15 on all exterior walls. b. Attic flat ceilings R 38 Kraft faced batts 24"o.c. c. Interior walls RI 1 sound proofing between kitchen,bedroom and bathroom. $4,600.00 8. INTERIOR WALLS: and walls that are disturbed due to demolition a. Y2"blue-board, Gypsum wallboard. b. Skim coat of Portland plaster. c. Walls smooth finish. d. Ceilings smooth finish. e. Closets and storage areas light texture. $5,400.00 9. UNDRELAYMENT: a. Remove and replace sub floor due to water damage. b. When meeting tile, install 3/8"UL plywood. c. All underlayment will be glued and screws every 8"on center. 10. FLOOR COVERING: a. Install 3/a"x 31/4"red oak natural hard wood floors in the entire house over b. Sand and finish floors with three coats of poly urethane. d. Install tile floors in the bathroom(tile supplied by owner). $9,750.00 11. BATHROOM: a. Build curb for shower pan and pour concrete for tile supplied by owner. b. Install 1/2"'cement board on the shower walls. c. Install tile on the walls tile supplied by owner. d. Install towel racks,paper holders, grab rails and mirrors. Owner to supply all fixtures. $2,200.00 12. CABINETS AND COUNTERS: e. Plan to be determined. f. Install kitchen cabinets supplied by owner. 13. INTERIOR TRIM AND DOORS: a. Interior doors six raised panel solid Masonite where needed. b. Repair and install trim to match existing where needed from demolition. c. Window and door casing 2 %2"primed colonial casing. d. Baseboards: Primed 51/4"speed base molding. e. Interior door hardware to match existing. $4,100.00 f. Replace mantel for fireplace(allowance). $1,000.00 14. CLOSET SHELVING: a. Lee/Rowan baked on epoxy metal shelving. b. 4 shelves for storage closets. $300.00 15. APPLIANCES: to be supplied by owner,installation by Contractor a. (1)microwave, (1)refrigerator(1)dishwasher(1) stove. 16. MISCELLANEOUS: a. Install a 25"x 54"pull down stair in the hallway. $500.00 b. Labor for hanging kitchen and appliances. c. Labor for minor framing. $1,000.00 d. Remove all debris from job site. OWNERS LIST TO SUPPLY CONTRACTOR 1. Kitchen cabinets and countertop. $9,000.00 2. Microwave. $300.00 3. Stove. $1,100.00 4. Dishwasher. $300.00 5. Kitchen sink and faucet. $400.00 6. Toilet, vanity, and faucet are being reused. 7. Tile for tub and bath floor. $800.00 8. Miscellaneous fixtures. $500.00 Total $73,450.00 Profit $11,000.00 Overhead $3,000.00 Total Cost $87,450.00 SABEN APPRAISAL SERVICES Real Estate Appraisers&Consultants Fie Na 19110011 &ZE EIVED APPRAISAL OF NOV 22019 BUu_I°li=R; DI_MRTMENT 9)4 A SINGLE FAMILY DWELLING LOCATED AT: 23 Pamet Road West Yarmouth,MA 02873 CLIENT: Robert B.McCarthy 71 Bloomfield St. Watertown,MA,02472 AS OF: 11/16/2019 BY: James K.Saben MA Certified Residential Real Estate Appraiser#2800 SABEN APPRAISAL SERVICES Real Estate Appraisers&Consultants Fie No.19110011 11/19/2019 Robert B.McCarthy 71 Bloomfield St. Watertown,MA,02472 File Number: 19110011 Dear Client, In accordance with your request,I have appraised the real property at: 23 Pamet Road West Yarmouth,MA 02673 The purpose of this appraisal is to develop an opinion of the defined value of the subject property,as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion,the defined value of the property as of November 16,2019 is: $280,000 Two Hundred Eighty Thousand Dollars The attached report contains the description, analysis and supportive data for the conclusions, final opinion of value,descriptive photographs,assignment conditions and appropriate certifications. Respectfully Submitted James K.Saben MA Certified Residential Real Estate Appraiser#2800 Summary Residential Appraisal Report FleNo. 191 1001 1 The purpose of this appraisal report is to provide the dent with a credible opinion of the defined value of the subject property,given the intended use of the appraisal. Ckent Namdintendtd User Robert B.McCarthy E-mal PFFM16AOL.com Cleat Address 71 Bloomfield St. city Watertown State MA Zip 02472 Additional Intended User(s)Town of YArmou h Building Department intended Use The intended use of this appraisal is to assist the client in a pre renovation planning decision regarding the subject property. No other use is intended or authorized by the appraiser. The scope of this assignment is specific to the identified intended use. Property Address 23 Pamet Road City West Yarmouth State MA Zip 02673 - Owner of Public Record Robert B.McCarthy County Bamstable Legal Description Land Court Document 930834 Assessors Parcel t 24/103 Tar Year 2019 R.E.Taxes$2,547.00 Neighborhood Name West Yarmouth Map Reference SMSA12700 Census Tract 0121.02 Property Rights Apraised E]Fee Simple n Leasehold n Other(describe) My research U did (X]did not reveal any prior sales or transfers of the sublect property for the three years prior to the effective date of this appraisal. Prior Sale/Transfer: Date Price Source(s)Public Record Analysis of prior sale or transfer history of the subject property(and comparable sales,it applicable) According to public records,the subject did not sell three years prior to the effective date of this appraisal and the comparables did not sell within one year prior to the date of the comparable sale. Offerings,options and contracts as of the effective date of the appraisal WfehbahoedChramrietles OnFUnit TrSnda Omelet Haling n PresetLandMe% Location Urban Suburban —Rural Property Values —Increasing Stable r Declining PRICE AGE One-Unit 100% Bult-Up Over 75% u 25-75% an Under 25% Demard/Supply tors Shortage In Balance Over Supply f(OUf)) (Vs) 2-4 Unit % Growth Rapid ®®Stable _Slow Marketing Time _-Under 3 mths 3-6 mths _Over 6 mths 250 Low 25 Muki-Famity % Neighborhood Boundaries North by Route 28,South by Nantucket Sound,East by Parkers River 500 High 75 Commercial % and West by Berry Avenue. 325 Prat 40 Other % - Neighborhood Description See Attached Addendum Market Conditions(including support for the above t ondusions) Please refer to the attached FNMA 1004 MC for a detailed description of market conditions in the subject community. Dimensions See Deed Area 13,068 sq.ft. Shape Irregular view N;Res; Specific Zoning Classification R-25 zoning Description Residential 25/.000 Sq.Ft min lot size Zoning Camptianc --e [,Legal ®Legal Nonconforming(Grandfathered Use) ❑No Zoning UMegal(describe) See'v'Attached Addendum Is the highest and best use of the subject property es improved(eras proposed per plans and specifications)the present use? IA Yes ❑No If No,describe. Utilities blic Other(describe) Public Other(describe) Off-sitebnprovenens—Type Public Private - Electricity Water L Street Asphalt 8 Gas Sanitary Sewer .ifs. Private Aley None Site Comments See Attached Addendum GENERAL DESCRIPTION _ FOUNDATION EXTERIOR DESCRIPTION materials INTERIOR materials Units ®One CD One w/Acc.unit ❑ —Concrete Slab Crawl Space Foundation Wals Cone Block/Avg Floors Varlous/Avg t of Stories 1 Full Basement Partial Basement Exterior Wals V C Shingle/Avg was DrywalUAvg T (X]Dec Att. S-Det/End Unit Basement Area 985 sq.II. Roof Surface Asphalt/Avg Trimffinish Wood/Avg [ Existing Proposed tide Const. Basement Finish 0% Gutters&Downspouts Aluminum/Avg Bath Floor Vinyl/Avg Design(Style)Ranch ®Outside ErrylExit L]Sump Pump Window Type DblHung/Avg Bath Wainscot Ctile/Avg Year Buit 1960 Storm Sash/Insulated Storm sash/Avg Car Storage ❑None Effective Age(Yrs)25 Screens Yes/Avg ®Driveway t of Cars 2 Attic None 7Heeat Heating U FWA](y HW ]U Radiant Amenities .WoodStove(s)4Driveway Surface Gravel X Drop Stale am None fA1 Other Wall T Fuel Gas Fireplace(s)t 1 ^Fence None —Garage S of Cars 0 _ Floor maScuttle Cooling ❑Cereal Ait Conditioning PatiolDeck Deck err Porch None .Carport t of Cars 0 Finished Heated Individual Waite None Pool None Other None _X_Att. nDet. f Buln-In Appliances [X]Refrigerator (XI RargelOven __Dishwasher I Disposal (_ ]Microwave nwasher/Dryer (.1Other(describe) - Finished area above Bade contains: 6 Rooms 3 Bedrooms 1.0 Bath(s) 988 Square Feet of Gross Living Area Above Grade Additional Features Fireplace in living room Comments on the Improvements Overall condition is acceptable and consistent with that typically found in a fifty nine-year-old dwelling. The subject improvements appear to be properly constructed of materials and finish that are acceptable in this market and price range. No significant remodeling or renovation has taken place. Functional utility is acceptable,with adequately sized rooms,ample closet space and an efficient layout This dwelling effectively fulfills the functional and aesthetic expectations of purchasers in this price range. Please read the important limiting conditions and scope of work comments on the page titled"Scope of Work,Assumptions and Limiting Conditions." Do not rely on this appraisal as a substitute for a home inspection. - f1Waoemia Aa sluere.10323t1123wrea0eemn Pis ken Copyright a atm.3m/Aa GNAW ) A im.Mra5e Sn M orststoeOta Summary Residential Appraisal Report Fie No. 19110011 FEATURE I SUBJECT COMPARABLE SALE NO.1 COMPARABLE SALE NO.2 COMPARABLE SALE NO.3 23 Pamet Road 9 Mattakese Road 43 Elton Road 79 Iroquois Blvd. Address West Yarmouth,MA 02873 West Yarmouth,MA 02873 West Yarmouth,MA 02673 West Yarmouth,MA 02673 Proximity to Subject 0.11 miles NW 0.11 miles NE 0.12 miles SE Sale Price $ $ 293,100 S 241,000 S 325,000 Sale PdcelGross tiv.kea $ 0.00 sq.ft. S 269.39 sq.R $ 278.94 sq.f. $ 270.83 sq.R Data Source(s) CCIMLS#21808506;DOM 91 CCIMLS#21800054:DOM 118 CCIMLS#21901802;DOM 9 Verification Source(s) BrokeNlnterior Inspection Broker/Exterior In on Broker/Exterior Inspection VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION ,ysAi med DESCRIPTION .0$Agemad DESCRIPTION *flld*wwt Sale or Financing Armlth Armlth Ar mLth Concessions Conv;0 Conv;0 Conv;0 Date or Sale/Time 03/05/2019 03/29/2019 05/20/2019 Location N;Res; N;Res; N:Res; N;Res; Leasehold/Fee Simple Fee Simple Fee Simple Fee Simple Fee Simple Site 13,068 sq.ft. 6,534 sa.ft. 8,712 sq.ft 13,068 sq.fL View N;Res; N;Res: N;Res; N;Res; - Design(Style) DT1;Ranch DT2;Cape 0 DT1;Ranch DT1;Ranch Omit,"or Cans/ruction Average Average Average Average Actual Age 55 23 59 0 52 0 Condition Average Average Average Average Above Grade Tani Bees Bate Tam hams Bele Twl � Bans Told hams Baths - Room Count 8 3 1.0 6 3 2.0 -10,000 5 3 I 1.0 8 3 2 -10,000 GrossLivhgkea50.00 988 sq.ft 1,088 sq.It -5,000 884 sq•k. 6,200 1,200 sq,ft -10,600 Basement&Finished Crawl Crawl Crawl Crawl Rooms Below Grade Unfinished Functional Utility Satisfactory Satisfactory Satisfactory Satisfactory Heating/Cooling Wall None HWBB None 0 HWBB None 0 HWBB None 0 Energy Efficient Items None None None None Garage/Carport 2 Car Driveway 2 Car Driveway 2 Car Driveway lgaldw -5,000 Porch/Patio/Deck Patio/Deck Patio,Porch -3,000 Patio/Deck Patio/Deck Other 1 F/P 1 F/P 0 F/P 3,500 1 F/P Net Adjustment(Total) ❑+ ®- S 18,000 f.__11• S 9,700 ❑. ®- S 25,600 Adjusted Sale Price NetAdj. -6.1% NetAdj. 4.0% NetAdj. -7.9% ofComparables Gross Ad. 6.1% $ 275,100 Glossae, 4.0% S 250,700 Gross Ad$ 7.9% $ 299,400 Summary of Sales Comparison Approach See Attached Addendum COSTAPPROACHTOVALOE Site Value Comments The research revealed no recent sales of vacant land in the market area. The site value is derived from the extraction method using sales of similar improved properties and extracting the depreciated value of the improvements in order to determine an estimate of the land value. ESTIMATED U REPRODUCTION OR IX]REPLACEMENT COST NEW OPINION OF SITE VALUE =$ 100,000 - Source of cost data See Attached Addendum Dwelling 988 Sq.Ft.@$ 225.0Q -S 222,300 Quaity rating from cost service Average Effective dated cost data 2019 Bunt:985 Sq.Ft. Sq.Ft.e S 27.0Q...........=S 28,595, Comments on Cost Approach(gross king area calculations,depredation,etc.) Fireplace,deck 19,750 - Cost figures were derived from Marshal&Swift Residential cost GarageiCarport Sq.Ft.!$ =$ 0 guide,conversation with focal contractors and the appraisers Total Estimate of Cost-New -$ 268,845 knowledge of local construction costs. The land value is Less 75 Physical Functional External estimated by the extraction method.The land to value ratio is Depredation $89,548 =S( 89.5481 typical for the area. Depredated Cost of Improvements =$ 179,097 'As-is'Value of Site Improvements =$ 10,000 INDICATED VALUE BY COST APPROACH =$ 289,100 WOK APPROACHTOVALUE Estimated Monthly Market Rent$ X Gross Rent Multiplier =$ Indicated Value by Income Approach Summary of Income Approach(including support for market rent and GRM) No reliance was given to the income approach since single family dwellings within this market are not typically purchased for their income potential. Methods and techniques employed:IXI Sales Comparison Approach Ix]Cost Approach [ 1 Ana Approach I 1 Other Discussion of methods and techniques employed,including reason for excluding an approach to value: The appraiser has considered the sales approach the most reliable method of valuation.The income approach is not applicable as homes similar to the subject are not typically purchase for there income potential.Cost approach lends support. Reconciliation comments: See Attached Addendum Based on the scope of work,assumptions,limiting conditions and appraiser's certification,my(our)opinion of the defined value of the real property that is thesubjectofthisrepartasor 11/16/2019 ,which is the effective date of this appraisal.is: 0 Single point$ 280 000 0 Range$ to$ 0 Greater than ❑Less then $ This appraisal is made ILO "as is,'U salted to completion per plans and specifications on the basis of a hypothetical condition that the improvements have been completed, 0 subject to the following repairs or alterations on the basis of a hypothetical condition that the repairs or alterations have been completed Q subject to the folovtng: Policed using AC1 whom e0123nAmwaetlw6mm THsramCaplip.ZOOS1m4Atl0Maoad150 Chinn SaamAaph�ca-hNetapp�tsoRsned M Page 2d4 )Genital� p,ANal Re 65296200a Saber Appraisal Services Summary Residential Appraisal Report Fie No. 19110011 FEATURE I SUBJECT COMPARABLE SALE NO.4 COMPARABLE SALE NO.5 COMPARABLE SALE NO.6 23 Pamet Road 7 Acres Avenue 2 Crowes Purchase Rd Address West Yarmouth,MA 02673 West Yarmouth,MA 02673 West Yarmouth,MA 02873 Proximity to Subject 0.14 miles NW 0.15 miles SW Sale Price $ $ 270,000 S 349,050 S Sale Rice/Gross Liv.Area $ 0.00 sq.2 $ 387.93 so.IL $ 332.43 sq.f. $ 0.00 sq.ft. Data Source(s) CCIMLS#21908200;DOM 58 CCIMLS#21900030;DOM 35 Verification Source(s) Broker/Interior Inspection Broker/Exterior In pection VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +y4Agiethw* DESCRIPTION .E0Swow DESCRIPTION .044.4eaaea Sale or Financing ArmLth Armlth Concessions Conv;0 Cash;0 Date of Saletf ime 10/30/2019 05/17/2019 Location N;Res: N;Res; N:Res; Leasehold/Fee Simple Fee Simple Fee Simple Fee Simple Site 13,068 SQ.ft 8,712 SQ.ft 14,375 sq.ft View N:Res; N;Res: N;Res; Design(Styie) DT1;Ranch DT1;Ranch DT1;Ranch Quality of Construction Average Average Average Actual Age 55 58 58 Condition Average Average Su -34,905 Above Grade Tad mime Bala Tar Odom Baths Tact Belons Baae Tad Bale Room Coum 6 3 1.0 5 3 1.0 5 1 2 I 1.1 -5,000 I Gross uwg Area 50.00 988 sq.IL 896 sq.R. 14,600 1,050 sq.It. -3,100 sq.It Basement 6 Finished Crawl Crawl Crawl Rooms Below Grade Unfinished Functional Utility Satisfactory Satisfactory Satisfactory Heating/canting Wall None FHA/CAC -3,000 FWA None Energy Efficient Items None None None Garage/Carport 2 Car Driveway 2 Car Driveway lgaldw -5,000 Porch/Patio/Deck Patio/Deck Patio/Deck Porch/Deck -10,000, Other 1 F/P 0 F/P 3,500 1 F/P Net Adiustment(rotat (XJ+ ❑• $ 15,100 ❑+ ®- S 58,005 ®• ❑- $ 0 Adjusted Sale Price Net Adj. 5.8% Net Adj. -16.8% Net Adj. 0.0% ofComparables GrossAdi. 7.8% $ 285100 GtssArt 18.6% S 291,045 Gross Act 0.0% $ 0 Summary of Sales Comparison Approach %ad Wg Atl dame.100.274.8ntar...a ooa 11aramtapypeo2rAaoman gKdm d ISO Clain%Wes.I,MAW, Raved. g—Pa ._. AAI"aal Cprpamn (gPA )General Pupas,ttrwslal' ti0'a5 xiQ Summary Residential Appraisal Report File No. 19110011 Scope of Work.Assumptions and Limiting Conditions Scope of work Is defined in the Uniform Standards ofProfessional Appraisal Practice as the type and extent of research and analyses in an assignment."in short,scope of work is simply what the appraiser did and did not do during the course of the assignment it includes,but is not limited to:the extent to which the property Is identified and inspected,the type and extent of data researched,the type and extent of analyses applied to arrive at opinions or conclusions. The scope of this appraisal and ensuing discussion in this report are specific to the needs of the dirt,other identified intended users and to the intended use of the report This report was prepared for the sole and exclusive use of the client and other identified intended users for the identified intended use and its use by any other parties is prohibited.The appraiser is not responsible for unauthorized use of the report The appraiser's certification appearing in this appraisal report is sulliect to the following conditions and to such other specific conditions as are set forth by the appraiser in the report AN extraordinary assumptions and hypothetical conditions are stated In the report and might have affected the assignment resuks. 1.The appraiser assumes no responsibility for matters of a legal nature affecting the property appraised or title thereto,nor does the appraiser render any opinion as to the title,which is assumed to be good and marketable.The property Is appraised as though under responsible ownership. 2.My sketch In this report may show approximate dimensions and is included only to assist the reader in visualizing the property.The appraiser has made no survey of the property. 3.The appraiser is not required to give testimony or appear in court because of having made the appraisal with reference to the property in question,unless arrangements have been previously made thereto. 4.Neither at,nor any pan of the content of this report copy or other media thereof(including conclusions as to the prrpeny value,the identity of the appraiser,professional designations, or the firm with which the appraiser is connected),shall be used for any purposes by anyone but the client and other intended users as iderrffled in this report nor shall it be conveyed by anyone to the public through advertising,public relations,news,sales,or other media,without the mitten consent of the appraiser. 5.The appraiser all not disclose the contents of this appraisal report unless required by applicable law or as specified in the Uniform Standards of Professional Appraisal Practice. 6.Information,estimates,and opinions furnished to the appraiser,and contained in the report were obtained from sources considered reliable and believed to be true and correct. However,rem responsibility for accuracy of such items furnished fished to the appraiser is assumed by the appraiser. 7.The appraiser assumes that there are no hidden or unapparent conditions of the property,subsoil,or structures,which would render it more or less valuable.The appraiser assumes no responsibility for such conditions,or for engineering or testing,which might be required to discover such factors.This appraisal is not an environmental assessment of the property and should not be considered as such. 8.The appraiser specializes in the valuation of real property and Is her a home inspector,building contractor,structural engineer,or similar expert unless otherwise noted.The appraiser did not conduct the intensive type of field observations of the kind intended to seek and discover property defects.The viewing of the property and any improvements is for purposes of developing an opinion of the defined value of the property,given the intended use ofthis assignment Statements regarding condition are based on surface observations only.The appraiser claims no special expertise regarding issues including,but not united to:foundation settlement basement moisture problems,wood destroying(or other)insects,pest iofestation, radon gas,lead based paint,mold or environmental issues.Unless otherwise indicated,mechanical systems were not activated or tested. This appraisal report should not be used to disclose the condition of the property as it relates to the presence/absence of defects.The client is invited and encouraged to employ qualified experts to inspect and address areas of concern.If negative conditions are discovered,the opinion of value may be affected. Unless otherwise noted,the appraiser assumes the components that constkutethe subject property improvement(s)are fundamentaNy sound and in working order. Any viewing of the property by the appraiser was limited to readly observable areas.Unless of etvdse noted,attics and crawl space areas were not accessed.The appraiser did not move furniture,floor coverings or other items that may restrict the viewing of the property. 9.Appraisals invahing hypothetical conditions related to completion of new construction,repairs or alteration are based on the assumption that such completion,alteration or repairs ail be competently performed. 10.Unless the intended use of this appraisal specifically includes issues of property insurance coverage,this appraisal should not be used for such purposes.Reproduction or Replacement cost figures used in the cost approach are for valuation purposes only,given the intended use of the assigner*.The Definition of Value used in this assignment is unlikely to be consistent with the definition of Insurable Value for property insurance coverage/use. 11.The ACI General Purpose Appraisal Report(GPAR'")is not intended for use in transactions that require a Fannie Mae 1004/Freddie Mac 70 form, also known as the Uniform Residential Appraisal Report(URAR). Additional Comments Related To Scope Of Work,Assumptions and Limiting Conditions py Produced etaAtl Wank m0.23U227 wmm7rbmn n&u Arm Cq,Iga a 2ea63n4 Art Wake uISO tsmo SAMN ptto..yMrROA Remo& ■ 1 �� ... Page aeta (gPAR")Gemini Rpm .rM 4f�ar YN1a ivX� 4 Y005262ng Summary Residential Appraisal Report Fie No. 19110011 Appraiser's Certification The appraisers)certifies that,tothebest of the appraiser's knowledge and belief: 1.The statements of fact contained in this report are true and correct. 2.The reported analyses,opinions,and conclusions are kneed only by the reported assumptions and limiting conditions and are the appraisers personal,impartial,and unbiased professional analyses,opinions,end cancusions. 3.Unless otherwise stated,the appraiser has no present or prospective interest in the property that is the subject of this report and has no personal interest with respect to the parties involved. 4.The appraiser has no bias with respect to the property that is the subject of this report or to the parties involved with this assignment 5.The appraiser's engagement in this assignment was not contingent upon developing or reporting predetermined results. 6.The appraiser's compensation far completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the tree,the amount of the value opinion,the attainment of a stipulated result,or the occurrence of a subsequent event direct related to the intended use of this appraisal 7.The appraiser's analyses,opinions,and conclusions were developed,and this report has been prepared,In conformity with the Uniform Standards of Professional Appraisal Practice. 8.Unless otherwise noted,the appraiser has made a personal inspection of the property that is the subject of this report 9.Unless noted below,no one provided sigrdttcant real property appraisal assistance to the appraiser signing this certification.Significant real property appraisal assistance provided by: Additional Certifications: I have performed no services,as an appraiser or in any other capacity,regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment. EXPOSURE TIME... This appraiser has developed an opinion of reasonable exposure time for the subject property and has estimated that length of time to be 3-8 months within the subject's market segment. As defined by USPAP,exposure time is the estimated length of time that the property interest being appraised would have been offered on the market prior to the hypothetical consummation of a sale at market value on the effective date of the appraisal. Definition of Value: ®Market Value ❑Other Value: Source of Definition:"The Appraisal of Real Estate"Twelfth Edition,Appraisal Institute,Chicago,IL The most probable price which a specified interest in real property is likely to bring under all of the following conditions: 1. Consummation of a sale occurs as of a specified date. 2. An open and competitive market exists for the property interest appraised. 3. The buyer and seller are each acting prudently and knowledgeably. 4. The price is not affected by undue stimulus. 5. The buyer and seller are typically motivated. 8. Both parties are acting in what they consider their best interest 7. Marketing efforts were adequate and a reasonable time was allowed for exposure to the open market 8. Payment was made in cash in U.S.dollars or in terms of financial arrangements comparable thereto. 9. The price represents the normal consideration for the property sold,unaffected by special or creative financing or sales concessions granted by anyone associated with the sale. ADDRESS OF THE PROPERTY APPRAISED: 23 Pamet Road West Yarmouth,MA 02873 EFFECTIVE DATE OF THE APPRAISAL:11/18/2019 APPRAISED VALUE OF THE SUBJECT PROPERTY S 280,000 APPRAISER SUPERVISORY APPRAISER Signature: Signature: Name: James K.Saben Name: State Certification 12800 State Certification if cc Lkense t or License if or Other(describe): State t. State: State:MA Expiration Date of Certification or license. Expiration Date of Certification or License: 03/15/2020 Date of Signature: Dated Signature and Report 11/19/2019 Dated Property Yawing: Date of Property Viewing: 11/1/2019 Degree of property viewing: Degree of property viewing: 0 Interior and Exterior ❑Exterior Only 0 Did not personally view ®Interior and Exterior ❑Exterior Only ❑Did not personally view �■g^+�■ Rmdcedask%AO atom a00.a3rrtt71nrul stmom This fon C,epgn.20054014Aa ut,iYm of ISO�esmk.Inc..MFa5ert Rennet M Pape d, ~)General Repose t aan4506AiC �,n Saber Appraisal Services ADDENDUM Client Robert B.McCarty Fde No.: 19110011 Property Address:23 Pamet Road Case No.: City: West Yarmouth State: MA Zip: 02673 INTENDED USER The Intended User of this appraisal report is the Client and the Ton of Yarmouth. The intended use of this appraisal Is to assist the client in a pre renovation planning decision regarding the subject property. No other use is intended or authorized by the appraiser. The scope of this assignment is specific to the identified intended use..No additional Intended Users are identified by the appraiser. APPRAISAL SCOPE OF WORK FOR THIS ASSIGNMENT Research—For this assignment the appraiser performed extensive research of publicly available information regarding the subject property as well as comparable and potentially comparable sales. Information relied upon to complete this assignment was obtained from two or more of the following data sources:local multiple listing service,on-line data services, assessor records,local building department data,local brokers,exterior inspection of comparable sales,buyers and/or sellers involved in the associated transactions.In the event the appraiser uncovered conflicting information within the above data sources,the appraiser hereby states that the information utilized in this report is the information the appraiser believes to be correct Inspection—The interior inspection of the subject property involved my personal physical inspection of the readily accessible areas of each above grade room as well as any attic and/or basement area accessed by a full staircase.The appraiser DID NOT inspect any area believed to be dangerous or hazardous,and did not inspect any foundation crawl space or any attic accessible only by a scuttle or drop I pull down stair. The appraiser's opinion of market value for the subject property presented in this report assumes that any area of the dwelling not inspected or accessed by the appraiser as described above is structurally and environmentally sound,and any inspection of such area would not disclose conditions which would alter the appraiser's opinion of market value. The inspection accomplished for this appraisal assignment as described above was performed strictly for valuation purposes. Only readily observable conditions that may potentially impact the appraiser's opinion of value/marketability of the subject property have been addressed in this report. It should be noted that the appraiser is not a qualified professional home inspector/construction expert/environmental expert and assumes no responsibility for potentially detrimental structural or environmental conditions which may exist at the subject property.Should a user of this appraisal report be aware of such potentially detrimental conditions,then a qualified expert in the area of concern should be contracted by the user to research such condition and render an opinion to the user. Analysis—The opinion of market value presented in this report is based upon my inspection of the subject property,as described above,complemented by the appraiser's personal knowledge and experience in the local market The appraiser's conclusions assume a good and marketable title. Unless specifically stated differently in this report,the appraiser is not aware of any matters of a legal nature that could impact the appraiser's opinion of market value for the subject property stated herein. Any user of this appraisal report is hereby informed that the appraiser has no legal education or experience, and is not qualified to uncover potential issues of a legal nature. It is strongly recommended that a user of this appraisal report obtain any legal advice believed to be necessary from a qualified attorney. LIMITATIONS OF APPRAISER LIABILITY,LIABILITY TO POTENTIAL BUYERS,SELLERS,LOAN APPLICANTS AND OTHER THIRD PARTIES This appraisal report(including any data,estimate of market value,certification and statement)is being performed exclusively for the benefit of,and at the request of,Saben Appraisal Services client Said appraisal and estimate of market value is rendered exclusively for the protection of and use of the client This appraisal and estimate of market value shall not be utilized or relied upon by any buyer,seller,loan applicant or any other third party not specifically permitted by law,and no contract shall be deemed to exist between said individuals and the appraiser. COMMENTS REGARDING DIGITAL SIGNATURES and DIGITAL PHOTOGRAPHS This appraisal report utilizes a digital signature for purposes of electronic transmission of the appraisal report to the client. Each digital signature on this report is electronically encrypted and password protected.Application of each signature to this report was applied/approved by either the appraiser or the supervisory appraiser.If this report has actual hand written signatures,this comment does not apply. Neighborhood Description The subject neighborhood is mostly comprised of single family dwellings that are,for the most part,well maintained with effective ages somewhat less than actual ages. Most homes are of average quality materials and display a high level of conformity and compatibility. The major employment centers of Hyannis are within a reasonable commute and easily accessible. The primary driver of this neighborhood's popularity is convenience to area beaches and recreation facilities within 1.5miies.Retail stores,supermarkets and town facilities all within a few miles. No apparent adverse factors which would effect marketability were noted Zoning Compliance The subject site is considered to be a legal nonconforming use within the current zoning by-laws of the Town of Yarmouth. This is not unusual for the market area and is not adverse to the appeal or marketability of the subject. If destroyed the subject can be 100%rebuilt. Site Comments This is basically a flat above road grade site that is very typical of the neighborhood in terms of size,topography,view and general appeal. It provides a suitable setting for the improvements and is consistent with market expectations in this price range. Landscaping consists of some foundation plantings,shrubbery and a few trees. While no readily apparent adverse site conditions or external factors were noted,many site-related issues are beyond the scope of this assignment. Statements regarding zoning compliance are intended only In the most general sense. Zoning and building ordinances vary significantly from one municipality to another and can be extremely detailed. The scope of this assignment does not include a comparison of every potentially significant characteristic of the subject property's site and improvements relative to zoning and building ordinances. Unless otherwise noted,standard utility and right-of-way easements are insignificant to value. However,a current locational or boundary survey,which was unavailable to the appraiser,may reveal encroachments, Addmdtm Pagel of2 ADDIENXIA Client Robert B.McCarthy File No.: 19110011 Property Address: 23 Pamet Road Case NO.: City:West Yarmouth State: MA Zip: 02673 easements,zoning violations or other matters of interest that could warrant modification of the appraised value. Comments on Sales Comparison The subject is a Ranch style dwelling with 3 bedrooms,1 bath,and 912 square feet of living space. The appraiser has researched and analyzed the subject market area for comparable listings and sales that are most similar and proximate to the subject property based on the following search parameters: single family dwellings similar in location,size and utility. Data sources used for comparables include MLS,County Comparables,B&T and public record. The research revealed a limited number of recent sales meeting this search criteria,requiring the appraiser to expand the research parameters to beyond six months in time,and one mile and to included older and newer dwellings. Those sales most similar are presented within this report.The gross living area was not adjusted because all comps have living area less than 200 square feet greater or less than the subject property gross living area. No adjustments for time were deemed necessary since the market has been stable over the time period. Condition adjustments reflect need for renovations and repairs to the subject All comparables were given equal consideration. Source of Cost Data Local Contractors and Appraisers knowledge of market costs. Final Reconciilation The appraiser has considered all three approaches to value.No reliance was given to the income approach due to the lack of actual and factual data to develop this approach to value.Single family dwellings within this market are not typically purchased for their income potential.The Cost approach to value was developed,but not heavily relied upon due to the age of the subject. Greatest reliance was given to the Sales Comparison Approach.This approach to value,fairly reflects actions of typical buyers and sellers within the subject market All sales were considered equally in arriving at the final value estimate. Mtknd=Pape 2 of 2 SUBJECT PROPERTY PHOTO ADDENDUM Client: Robed B.McCarthy File No.: 19110011 Property Address:23 Pamet Road Case No.: City:West Yarmouth State:MA Zip:02673 e 1, . �'' k '; ; • v FRONT VIEW OF `" , ;, SUBJECT PROPERTY /� Q 4. �t :,.. e • " Appraised Date:November 18,2019 vy� r,t 4 + Appraised Value:$280,000 ► t REAR VIEW OF w4 • +FP� ,e�+l .* SUBJECT PROPERTY • Mid :"� y Ts. • v�+ fay '.' iw f ¢ c 4 S� • ��11! '�'• f� k „ • ti t '}r$ ' :: 1+;` STREET SCENE COMPARABLE PROPERTY PHOTO ADDENDUM Client: Robert B.McCarthy File No.: 19110011 Property Address:23 Pamet Road Case No.: City:West Yarmouth State:MA Zip:02673 r yt ra 4,u^ - Off y • t'x. 1aiw, � f 5 K.�. r a'N.- dot; 1',t '• ;'y COMPARABLE SALE#1 A V, ‘ 9 Mattakese Road ' West Yarmouth,MA 02873 Sale Date:03/05/2019 '':. 4' c, f i.i aN ;' ' Sale Price:$293,100 • t7 dam" ' , , . , . ,. . ,, , ...__ f +( e, . _ t ��`. -,y. ..-± Kr Kit ... -„, "_„. * - COMPARABLE SALE#2 Pr' 40 sic 43 Elton Road d + ° West Yarmouth,MA 02673 Sale Date:03/29/2019 -'' • ,y Sale Price:$241,000 i k 1 COMPARABLE SALE#3 ,d,''-' 79 Iroquois Blvd. West Yarmouth,MA 02673 ' ',•. Sale Date:05/20/2019 .•; �. Sale Price:$325,000 ! I a, _a, COMPARABLE PROPERTY PHOTO ADDENDUM Client: Robert B.McCarthy Fite No.: 19110011 Property Address:23 Pamet Road Case No.: City:West Yarmouth State:MA Zip:02673 rr - COMPARABLE SALE#4 • 7 Acres Avenue West Yarmouth,MA 02673 r a o- • Sale Date:10/30/2019 Sale Price:$270,000 { s a COMPARABLE SALE#5 { 2 Craves Purchase Rd West Yarmouth,MA 02873 Sale Date:05/17/2019 1 Sale Price:$349,050 ltd, it By COMPARABLE SALE#6 Sale Date: Sale Price:$ FLOORPLAN SKETCH Dent: Robert B.McCarthy File No.: 19110011 Property Address:23 Pamet Road Case No.: City:West Yarmouth State:MA Zip:02673 Deck 48' Bedroom Bedroom Kitchen A Bath 14' Living Room Bedroom _ First Floor [Area:998 ft2] 34' 1 8ft First Floor 998 R'First Fl0or x 1.00=998 ft' 14'x tax 1.00= 4821t' 34'x 2�'x 1.00= 810f' LOCATION MAP Client: Robert B.McCarthy File No.: 19110011 Property Address:23 Pamet Road Case No.: City:West Yarmouth State:MA Zip:02873 J m ° `o "„ Whydah Piral Mein st , _ x s,Massachusetts Route 28 fl i Main 4 assvhusetts. t- x 4- ',oilier, eF+t, 21„amefRISall y r° ',eyt, West Yarr muth.M] tt2673 T! Ay . T.% =:' P% Z. Z. tt Comparable Sale 2 r 'Mra„d �z" 43 E kon Road Wes!Yaw:rurth.Met 02613 yr Currarabie Sale 4 o j 9J , n fiS 7 A(.res Avenue N t. West Yarm ut oh. MA 01613 y2 ga 7 o di 6a N. CA 64,r 4 '1 n q 9 4' Curnparabie Sale i ^r �. /9 troyuois Iitvd o West Yarmouth.MA 01613 h 4 9 S It "%, Cortmarable 4alr I Comparable Sale 9 MardaAese R k.J ?Cmwes Nurcha a RJ • West Yarmouth.MA 02fi(3 West Yarmouth MA 026/i n �`s 4 r. v q c c. 7 e r a ?y Z a rp "g q 1 41 1 N 9 a G009le Map data 02019 FLOOD MAP File No.: 19110011 Case No.: Client: Robert B.McCarthy State:MA Zip:02673 Property Address:23 Pamet Road City:West Yarmouth ' ' l , • f * , . *e- :,,,t-1,.- v ,-,1-. ,* 09 P . ., AI1,11W A :-- , ; •• '.'''''"'"9 iv,. 9 Yam10.th 0 '" '''''. ^ 3 t .,s nr,,f, •';,. ."'' , i . ) , ' '17 't' it 1,. ;'• ' 1... 4 ' - .f. BAsi --.. 4 ....' 4 . . . 4. .... , ',• ,, . ,. , ' -, - . . ct000kk'"" V0,,,d"P"" ' " ', ...6(.. -- ',,, ; yr F S 1 "' -:' Subject w23esPta ymaertmRooeuthd,MA 02673 -, , , . , . , '- ,`-' .- 4" - ' -.' •- - it ' , , ,,. ,, - ‘ '' ,,,9 - FLOOD INFORMATION LEGEND i Community: TOWN OF YARMOUTHspei VA Cnr cial Flood Hazard Area Hit'Rt Property is NOT in a FEMA Special sk FIood Hazard Area Map Number:25001C0588J Vol,r, Pi, Panel:0588J Road View: -Water -Forest Zone: X Map Date: 07-16-2014 FIPS:25001 Source:FEMA DFIRM Sky Flood'" AERIAL PHOTO ClientRobert B.McCarthy File No.: 19110011 Property Address:23 Pamet Road Case No.: CiN:West Yarmouth State:MA Zip:02873 VV V 1 7 �. N. Subtect 31...a/W41(n.7d West Y.urmujth Mn (12b/i r_; g. 1 ,, .7,, 4 ,,.,,, ..,,„,,r„,4 , .,,, ..,.. .„ '► ,,..„ .. dor . Google`,,"'_: Main Level , (.A .�-C� C. 0 f� 1 TOWN OFY� . .1iH cl- REVIEWED FOr ill�„ ,�l ANC _ .:ODE COMPLI- ANCE. ERP.Ot., -SV.v\I, ... 40T RELIEVE THE ' APPLICANT FROM THE l),' N..,IBILl i 1OF'AS BUILT' /o Cua rn A7 e' �-R COMPLIANCE. f. : _ DATE. I ?L-/7 / �.t Bu;LDi`.,-;..,'F LAL _a ""/ i 12'8" I 9'9" I • 11'6" -3"131\ 1 7lialilli 12'2 9' S" — - ..' ^. � b� bs Front Center Bedroom Front Lell Bedroom .� Cl = ~ Living/Dining Room T 3,5 ■ - I 11' 11" _ to Closcl (i.I `rII _ , "--I-3'9"-� 1 Q o, 5' ' — r - 11 7 i 9' 11" I 3'4"-- 3'7"-- —3' 7" Closet (I) Closet rt ----�) 7" I "�— �n� tr✓,.a 1 _ / u 1 oc I loset ( ,"o N 7e )O i)2/a -{(r- i fV Den N ', 1 E-2'8" - /�,S' - - Q ` Kitchen 1 Rear Left Bedroom Bo Bo i`� :o )0 o r "� .� 51 N°l - Bathroom v, �, 4, ,r ' 7a A -rt 15' l" .—""-6'6„ timommr 12' 1" I 8' 10" I 24' 11" I 7'14' .5. Q rr ng ir FILE GOP Main Level 2019-05-03-1047 5/8/2019 Page: 16