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HomeMy WebLinkAbout822-834 Primary Condo DOT 1-13-21draft of January 13, 2021 1 NOTE: This Document is subject to Revisions prior to recording with the Barnstable County Registry of Deeds 822-834 MAIN STREET CONDOMINIUM 822-834 Main Street (route 28) Yarmouth, Massachusetts DECLARATION OF TRUST THIS DECLARATION OF TRUST made as of this ___ day of ____________, 2021, by Wise Living, LLC, a Massachusetts limited liability company with a principal place of business located at 935 Main Street, Chatham, Massachusetts 02633 (so long as it shall continue in office in accordance with the terms of this Declaration of Trust, and all other persons or parties who at the time in question have been duly elected or designated as trustees in accordance with this Declaration of Trust and are then in office are hereinafter together called the “Trustees”). ARTICLE I Definitions As used in this Declaration of Trust, the following terms shall have the following meanings unless the context hereof otherwise requires: Section 1.1 “Association” shall mean the Trust hereby created. Section 1.2 “Beneficial Interests” shall have the meaning set forth in Section 2.1 hereof. Section 1.3 “By-Laws” shall mean the provisions of this Trust as the same may be amended from time to time. Section 1.4 “Chapter 183A” shall refer to Chapter 183A of the General Laws of Massachusetts, as from time to time amended. Section 1.5 “Common Charges” shall mean all charges hereinafter assessed by this Trust to the Unit Owners. Section 1.6 “Common Elements” shall mean the Common Elements of the Condominium as so defined, described and designated in Section 1.9 hereof and in the Master Deed. draft of January 13, 2021 2 Section 1.7 “Common Expenses” shall mean the expenses of administration, operation, maintenance, repair or replacement of the Common Elements, expenses declared Common Expenses herein or by Chapter 183A, and betterment and other assessments referred to in Chapter 183A which are assessed to the Trustees. Section 1.8 “Common Funds” shall mean all funds held by the Trustees. Section 1.9 “Condominium” shall mean the 822-834 Main Street Condominium, a condominium submitted to the provisions of Chapter 183A by the Master Deed. Section 1.10 “Declarant” shall mean the MacLyn LLC, a Massachusetts limited liability company with a principal place of business located at 822 Route 28 Main Street, South Yarmouth, Massachusetts 02664. Section 1.11 “Declaration of Trust” shall mean this declaration of trust, as amended, restated or modified from time to time. References in this Declaration of Trust to “hereof”, “herein” and “hereunder” shall be deemed to refer to the Declaration of Trust and shall not be limited to the particular text, article or section in which such words appear. Section 1.12 “Divided Primary Unit” means any Primary Unit within which a Divided Primary Unit Condominium has been created pursuant to the Primary Master Deed. Section 1.13 “Divided Primary Unit Board" means the Board of Trustees of the condominium association of a Divided Primary Unit Condominium. The Board is a Divided Primary Unit Board within the meaning ascribed to said term herein and in the Primary Condominium Documents. Section 1.14 “Divided Primary Unit Condominium” means any condominium created by a Primary Unit Owner within his Primary Unit by subdividing his Primary Unit into two or more Individual Units by subjecting his Primary Unit to another master deed as provided in the Primary Master Deed. The Condominium is a Divided Primary Unit Condominium within the meaning ascribed to said term herein and in the Primary Condominium Documents. Section 1.15 “Divided Primary Unit Condominium Association” means the condominium association of a Divided Primary Unit Condominium. The Condominium Association is a Divided Primary Unit Condominium within the meaning ascribed to said term herein and in the Primary Condominium Documents. Section 1.16 “Individual Unit” or “Individual Units” means each unit in a Divided Primary Unit Condominium created pursuant to the Primary Master Deed, or all of said individual Units collectively. The Units are Individual Units within the meaning ascribed to said term herein and in the Primary Condominium Documents. Section 1.17 “Units” shall mean the units of the Condominium as so defined and described in the Master Deed. draft of January 13, 2021 3 Section 1.18 “Parking Rights” shall mean any right and easement to use Parking Spaces, as described in the Master Deed. Section 1.19 “Unit Owner” shall mean the owner or owners of record of any Unit in the Condominium. “Owners” shall collectively mean Unit Owners. Section 1.20 “Master Deed” shall mean the Master Deed of the 822-834 Main Street Condominium, executed by the Declarant, dated the date hereof and recorded contemporaneously herewith, which Master Deed subjects the Property to Chapter 183A, as such Master Deed is amended from time to time. Section 1.21 “Person” or “persons” shall mean any person or persons, whether acting in an individual, representative or fiduciary capacity, and any firm or firms, corporation or corporations, partnership or partnerships, and any legal entity or entities whatsoever. Section 1.22 “Primary By-Laws” means the By-Laws of the Primary Condominium Association as they may be amended from time to time. Section 1.23 “Primary Common Elements” means the common areas and facilities of the Primary Condominium, as more particularly set forth in the Primary Master Deed. Section 1.24 “Primary Condominium” means the 822-834 Main Street Condominium which was created by the Primary Master Deed. Section 1.25 “Primary Condominium Association” means the 822-834 Main Street Condominium Trust, the organization of unit owners which manages and regulates the Primary Condominium pursuant to the Primary By-Laws Section 1.26 “Primary Condominium Documents” means the Primary Master Deed, the Primary Declaration of Trust including By-Laws and the rules and regulations, if any, promulgated by the Primary Condominium Association, as they may be amended from time to time. Section 1.27 “Primary Master Deed" means the Master Deed recorded herewith by which the Primary Condominium was created, as amended from time to time. Section 1.28 “Primary Unit” or “Primary Units” means each of Unit 1 (the Commercial Primary Unit located at 834 Main Street ) and Unit 2 (the Commercial Primary Unit located at 822 Main Street) or all of said Primary Units collectively, the Primary Units being the units of the Primary Condominium, as described in the Primary Master Deed, and includes any Primary Unit whether or not it has become a Divided Primary Unit. Section 1.29 “Property” shall mean the properties and assets subjected to Chapter 183A by the Master Deed and any addition or additions thereto. draft of January 13, 2021 4 Section 1.30 “Registered Mortgagee” shall mean any holder of a mortgage on a Unit whose name and address have been furnished to the Trustees. Section 1.31 “Registry” shall mean the Barnstable County Registry of Deeds. Section 1.32 “Rules and Regulations” shall mean any rules and regulations for operation of the Common Elements adopted pursuant to Section 5.13 hereof. Section 1.33 “Superior Court” shall mean the Superior Court of Barnstable County. Section 1.34 “Trust Estate” shall mean any and all property, whether real, personal or mixed, tangible or intangible, held by the Trustees under the terms and provisions of this Declaration of Trust on behalf of the Association. Section 1.35 “Trustees” shall have the meaning set forth at the beginning of this Declaration of Trust. ARTICLE II The Trust, Its Purpose, By-Laws and Name. Section 2.1 Declaration of Trust and Purpose. The Trustees hereby declare that they hold all of the rights and powers in and with respect to the Common Elements of the Condominium established by the Master Deed, which are, by virtue of provisions of Chapter 183A of the Massachusetts General Laws conferred upon or exercisable by the organization of unit owners of the Condominium, and all other rights, interests, powers, duties, and responsibilities granted to them as Trustees hereunder or under the Master Deed, as joint tenants with right of survivorship (if more than one), in trust to exercise, manage, administer and dispose of the same and to receive the income thereof for the benefit of the Unit Owners of record from time to time of the Units of the Condominium according to the schedule of undivided beneficial interest in the Common Elements (hereinafter referred to as the “Beneficial Interests”) set forth in Section 3.1 hereof and in accordance with the provisions of said Chapter 183A this Trust being the organization of the unit owners established pursuant to the provisions of Section 10 of said Chapter 183A for the purposes therein set forth. Section 2.2 Trust Relationship. It is hereby expressly declared that the Association is not intended to be, shall not be deemed to be, and shall not be treated as, a general partnership, limited partnership, joint venture, corporation or joint stock company and that the Unit Owners are cestuis que trustent (beneficiaries), and not partners or associates nor in any other relation whatever between themselves with respect to the trust estate, and hold no relation to the Trustees other than of cestuis que trustent (beneficiaries), with only such rights and liabilities as are conferred upon them as such cestuis que trustent hereunder and under and pursuant to the provisions of said Chapter 183A. Section 2.3 By-Laws. This Declaration of Trust, as from time to time amended, shall be and comprise the By-Laws of the Association. draft of January 13, 2021 5 Section 2.4 Name of Trust. The name of the Trust created hereby shall be the 822-834 Main Street Condominium Trust and under that name, so far as legal, convenient and practicable, all business shall be carried on by the Trustees and all instruments shall be executed by the Trustees. Said name (and the word “Association” whenever used in this Declaration of Trust, except where the context otherwise requires) shall refer to the Trustees in their capacity as trustees, and not individually or personally, and shall not refer to the officers, agents or employees of the Association or to the Unit Owners. The 822-834 Main Street Condominium Trust is the organization of Primary Unit Owners, consisting of the Owners of Unit 1 (the Commercial Unit, 834 Main Street) and Unit 2 (the Senior Living Unit, 822 Main Street). Each Owner of a Primary Unit in the Primary Condominium has the same percentage interest in the Primary Condominium Association as such Primary Unit Owner's respective interest in the Common Elements set forth in the Master Deed. Section 2.5. Applicability of the Declaration of Trust. The provisions of this Declaration of Trust and the By-Laws therein contained are applicable to the Property of the Primary Condominium and to the use and occupancy thereof. All present and future owners, mortgagees, lessees, and occupants of Primary Units and Individual Units, or any portion of either, their employees and invitees, members of the Primary Board of Trustees of the Primary Condominium Association and any Divided Primary Unit Condominium Association and Divided Primary Unit Board of Trustees, and any other persons who may use the Common Elements in any manner are subject to the Primary Condominium Documents, and to all covenants, agreements, restrictions, easements and declarations of record referred to in or created by the Master Deed or otherwise duly effected (collectively referred to herein as “title conditions”). The acceptance of a deed, mortgage or lease, or the act of occupancy of a Primary Unit or Individual Unit, or any portion, of either, shall constitute an agreement by a Primary Unit Owner or Individual Unit Owner, or mortgagee, lessee, occupant or invitee of a Primary Unit or Individual Unit, of any portion thereof, that the Primary Condominium Documents and the title conditions are accepted, ratified and will be complied with. Section 2.6. Applicability of By-Laws to Divided Primary Unit Condominiums. The provisions of this Declaration of Trust and the By-Laws therein contained are applicable and shall govern a Divided Primary Unit and a Divided Primary Unit Condominium; provided, however, that the application of any given provision hereof shall be governed by the provisions of Article 8 hereof relating to Divided Primary Unit Condominiums. ARTICLE III Unit Owners Section 3.1 Beneficial Interests. The cestuis que trustent shall be those persons who are the Owners from time to time. The total Beneficial Interest in the Association shall be divided among the Owners according to the Beneficial Interests appertaining to the Units as indicated in Exhibit B to the Master Deed, as amended from time to time. draft of January 13, 2021 6 Section 3.2 Beneficial Interest Held by One Person. Each Beneficial Interest shall be exercised by one person and shall not be divided among several Unit Owners. To that end, whenever any Unit is owned of record by more than one person, the several Owners shall (a) determine and designate which one of such Owners shall be authorized and entitled to cast votes, execute instruments and otherwise exercise the rights appertaining to such Unit hereunder, and (b) notify the Trustees of such designation by a notice in writing signed by all of the record Owners. Any such designation shall take effect upon receipt by the Trustees and may be changed at any time and from time to time by notice as aforesaid. In the absence of any such notice of designation, the Trustees may designate any one such Owner for such purposes. Section 3.3 Annual Meeting. The annual meeting of the Owners shall be held on the third Wednesday of May of each year, unless a different date is fixed by the Trustees. If that day shall be a legal holiday at the place where the meeting is to be held, the meeting shall be held on the next succeeding day not a legal holiday at such place. Purposes for which an annual meeting is to be held, additional to those prescribed by law or by this Declaration of Trust, may be specified by the Trustees. Section 3.4 Special Meeting in Place of Annual Meeting. If no annual meeting has been held in accordance with the foregoing provisions, a special meeting of the Owners may be held in place thereof, and any action taken at such special meeting shall have the same force and effect as if taken at the annual meeting, and in such case all references herein to the annual meeting of Owners shall be deemed to refer to such special meeting. Any such special meeting shall be called as provided in Section 3.5 hereof. Section 3.5 Special Meetings. A special meeting of the Owners may be called at any time by the Trustees. Upon written application of two (2) Trustees or two (2) Unit Owners, the Trustees shall call a special meeting. Each call of a special meeting shall state the place, date, hour and purposes of the meeting. Section 3.6 Place of Meetings. All meetings of the Owners shall be held at the principal office of the Association in Massachusetts, or any place in the town in which the Condominium is located as the Trustees may designate. Any adjourned session of any meeting of the Owners shall be held at the same place as the initial session, or at the place designated in the vote of adjournment. Section 3.7 Notices Section 3.7.1 Notice of Meetings. A written notice of each meeting of the Owners, stating the place, date and hour and the purposes of the meeting, shall be given at least seven (7) days before the meeting to each Owner, by leaving such notice with him at his residence or usual place of business, by mailing it, postage prepaid, addressed to such Owner at his address as it appears in the records of the Trust, and to each Registered Mortgagee by mailing it, postage prepaid, to such mortgagee at its usual or last known address. Such notice shall be given by the Trustees. No notice of any meeting of Owners need be given to an Owner or mortgagee if a written waiver of notice, executed before or after the meeting by such Owner or mortgagee, as draft of January 13, 2021 7 the case may be, or his or its attorney thereunto duly authorized, is filed with the records of the meeting. Section 3.7.2 Notices to Owners. Every notice to any Owner required under the provisions of this Trust or which may be deemed by the Trustees necessary or desirable in connection with the execution of the Trust created hereby or which may be ordered in any judicial proceeding shall be deemed sufficient and binding if given in writing by one or more of the Trustees to such Owner by mailing it, postage prepaid, addressed to such Owner at his address as it appears upon the records of the Trustees if other than at his Unit in the Condominium or by mailing or delivering it to such Unit if such Unit appears as the Unit Owner’s address or if no address appears, at least seven (7) days prior to the date fixed for the happening of the matter, thing or event for which such notice is given. The Owner shall have the responsibility of providing the Trustees with any address, other than the Unit, to which they desire notices to be mailed. Section 3.8 Identification of Owners; Trustees Records of Ownership conclusive. On each sale of a Unit, the new Owners shall have the duty to give the Trustees written notice of their purchase and of the correct name of the Owners. Records of ownership maintained by the Trustees shall be conclusive for all matters, including all actions taken at Owners’ meetings. The Trustees shall have no obligation to examine the records of the Registry of Deeds to determine ownership of Units, and all actions (including without limitation amendments to this Trust or to the Master Deed) shall be valid if taken by the requisite number of Owners as they appear on the Trustees’ list of Owners. Section 3.9 Quorum of Owners. At any meeting of the Owners, a quorum shall consist of at least fifty-one (51%) percent in interest of all Beneficial Interests, except when a larger quorum is required by law or by this Declaration of Trust. Any meeting may be adjourned from time to time by majority in interest of the Beneficial Interests voting upon the question, whether or not a quorum is present, and the meeting may be held as adjourned without further notice. Section 3.10 Action by Vote. When a quorum is present at any meeting, a plurality in interest of the Beneficial Interests voting for election to any office shall elect to such office, and a majority in interest of the total 100% Beneficial Interests upon any question other than an election to an office shall decide the question, except when a larger vote is required by law, by the Master Deed or by this Declaration of Trust. No ballot shall be required for any election unless requested by an Owner present or represented at the meeting and entitled to vote in the election. Section 3.11 Action by Writing. Any action to be taken by the Owners may be taken without a meeting if all Owners entitled to vote on the matter consent to the action by writings filed with the records of the meetings of the Owners. Such consents shall be treated for all purposes as a vote at a meeting. Section 3.12 Proxies. Owners entitled to vote may vote either in person or by proxy in writing. The Trustees shall make any necessary determinations in their sole discretion as to the validity of proxies. draft of January 13, 2021 8 Section 3.13 Electronic Voting. Notwithstanding the foregoing provisions contained in this Article III, the Trustees may authorize, with respect to any meeting of Unit Owners or vote without a meeting, voting by mail- in ballot and/or by electronic means using electronic signatures (“electronic ballot”) and, if so authorized, votes validly cast by mail-in or electronic ballot shall be counted for quorum and voting purposes in the same manner as votes cast in person or by proxy at a meeting of the Unit Owners. If mail-in and/or electronic ballots will be authorized for use in connection with a meeting or a vote without a meeting, the Trustees shall provide the Unit Owners, in the notice of the meeting (or, in the case of a vote without a meeting, in a notice thereof given at least ten (10) days prior to such vote) with (i) the physical address or electronic (e.g., email) address for the delivery, acceptance and counting of mail-in ballots or electronic ballots, as applicable, (ii) the date and time by which such mail-in or electronic ballot must be received by the Trust at such address to be counted for quorum and voting purposes at such meeting or in such vote without a meeting, and (iii) if a meeting is to be held, a description of such other method(s) of voting as may be available to Unit Owners who attend such meeting. If voting by more than one method is authorized for a meeting or for a vote without a meeting, only one such method of voting may be used by each Unit Owner. Determinations as to the validity of mail-in and electronic ballots shall be made by the Trustees, in their discretion. Unless prohibited by applicable law, submission of any electronic ballot shall be deemed an agreement by such Unit Owner and the Trust to conduct that transaction by electronic means with an electronic signature. The Trustees may adopt, amend and rescind Rules and Regulations from time to time establishing procedures for the use of mail-in and electronic ballots and for the administration of such votes, including, without limitation, for determining the validity of votes cast by mail-in or electronic ballots. For all quorum and voting purposes, a mail-in ballot or electronic vote complying with the applicable provisions of Article III and shall have the same effect as a vote by such Unit Owner at a meeting in person or by proxy. The use of mail-in ballots or electronic voting for or in connection with any annual or special meeting of the Unit Owners shall not preclude the calling or holding of a meeting at which votes are to be cast, or also may be cast, in person or by proxy. ARTICLE IV Primary Trustees Section 4.1Trustees. Subsection 4.1.1 Number of Trustees. The Primary Board shall consist of two (2) members, which are together referred to as the “Trustees”. The number of Trustees may be changed only by the unanimous vote of all Primary Unit Owners. Except for initial Trustees, all Trustees must own a Primary Unit or be an officer, director, trustee, employee, manager or draft of January 13, 2021 9 attorney-in-fact of an Owner of a Primary Unit. A Trustee shall hold office until such time as his successor takes office. Subsection 4.1.2 Primary Board of Trustees. The Initial Primary Board of Trustees shall be composed of the individuals or entities named in Paragraph 10 of the Master Deed, who shall hold office until the First Annual Meeting of the Primary Unit Owners. Thereafter each Trustee shall be appointed for a full one-year term. One Trustee shall be appointed at each Annual Meeting by each of the owners of Unit 1 (the Commercial Unit) and Unit 2 (the Senior Living Unit). Any Trustee may resign his position at any time. In the event of resignation or death, a Trustee shall be replaced in the manner set forth in Section 4.13 of this Article. For each change in the Board of Trustees, a person last appearing of record with said Deeds to be members of the Board of Trustees, or the Primary Unit Owners shall file with said Deeds an instrument certifying as to the membership of the new Board of Trustees and their terms. Subsection 4.1.3 Vacancies, Appointment of Successor Trustees and Acceptance. A vacancy in the Primary Board of Trustees, caused by any reason, shall be filled by the appointment of a natural person or entity to act as a new Trustee, by the Primary Unit Owner who appointed the vacating Trustee. Any Trustee appointed to fill a vacancy shall serve until the next Annual Meeting, and thereafter until his successor has been duly appointed. The foregoing provisions of this Section notwithstanding, despite any vacancy in the office of Trustee, however caused and for whatever duration, the remaining Trustee(s) shall continue to exercise and discharge all of the powers, discretions and duties hereby conferred or imposed upon the Trustee(s) Each person hereafter elected as a Trustee shall sign and acknowledge in the manner required in Massachusetts for the acknowledgment of deeds, an acceptance of such election. Appointments of Trustee(s) shall be effective upon recording with the Registry the instrument of appointment and acceptance and such person shall then become a Trustee and shall be vested with the title to the trust property jointly with the other Trustee(s) then in office without the necessity of any act of transfer or conveyance. Notwithstanding any other provisions in this Declaration of Trust contained, the failure to record such appointment and acceptance in the Registry shall in no way affect the validity of such Trustees’ election Subsection 4.1.4 Trustee Action. In any matter relating to the administration of the Trust hereunder and the exercise of the powers hereby conferred, the Trustees shall act by majority vote with each such Trustee vote being weighted in value equal to the percentage of the Beneficial Interest allocated to the Unit appointing such Trustee (except as otherwise specified in other provisions of this Declaration of Trust or in the Master Deed) at any duly called meeting at which a quorum, as defined in Section 4.1.7, is present. The Trustees may also act without a meeting, provided however that whether at a meeting or not, no action or vote (except in respect of a matter of collection against a unit or unit violation of the terms of the Master Deed or this Trust may be taken if in anyway adversely affecting a particular Primary Unit or a particular Primary Unit appurtenant or exclusive rights unless the Trustee appointed such Unit shall join in, or consent to, such vote or action. draft of January 13, 2021 1 Any Trustee may attend and participate in (including for voting purposes) a Board meeting, or any Board meeting may be conducted, through the use of any means of remote communication by which Trustees not physically present in the same location may hear all other Trustees participating in such meeting or may otherwise communicate with each other Trustee on a substantially simultaneous basis. For purposes hereof, the term “remote communication” shall include, without limitation, any communication via conference telephone, videoconference, the internet (including so-called “online” communications), or other electronic communications including electronic mail. All Trustees shall be advised of the means of remote communication that shall apply to a particular meeting of the Board of Trustees in advance of the meeting Any action required or permitted to be taken under authorization voted at a meeting of the Trustees, may be taken without a meeting if, before or after the action, all members of the Board consent to the action in writing or by email or other electronic transmission. The written consents, or printed copies of any consent transmitted by email or other electronic means, shall be filed with the minutes of the proceedings of the Trust. The consent shall have the same effect as a vote of the Board for all purposes Subsection 4.1.5 Bond or Surety. Except as may be required under Section 5.6, no Trustee, whether an original or successor Trustee, shall be obliged to give any bond or surety or other security for the performance of any of his or her duties hereunder, provided, however, that Owners entitled to a majority of the Beneficial Interest of this Trust may at any time by instrument in writing, signed by them and delivered to the Trustee or Trustees affected, require that any one or more of the Trustees shall give bond in such amount and with such sureties as shall be specified in such instrument. All expenses incident to any such bond shall be charged as a Common Expense of the Condominium. Subsection 4.1.6 Powers and Duties. The Trustees shall have the powers and duties necessary for the administration of the affairs of the Association and the Primary Condominium and may do all such acts and things except as by law or by the Master Deed or by this Declaration of Trust may not be delegated to the Trustees by the Owners. Such powers and duties of the Trustees shall include, but shall not be limited to, the following: (a) Operation, care, upkeep, and maintenance of the Common Elements; (b) Determination of the Primary Condominium Common Expenses. (c) Collection of the Common Charges from the Primary Unit Owners; (d) Employment, appointment and dismissal of employees and agents of the Trust, as necessary or advisable, including, but not limited to managers, officers, board of managers, brokers, engineers, architects, servants, assistants and counsel (which counsel may be a firm of which one or more of the Trustees are members) as they shall deem proper for the purchase, sale or management of the Trust property, or any part or parts thereof, or for conducting the business of the Trust, and may define their respective duties and fix and pay their compensation, and the Trustees draft of January 13, 2021 1 shall not be answerable for the acts and defaults of any such person. The Trustees may delegate to any such agent, manager, officer, board, broker, engineer, architect, employee, servant, assistant or counsel any or all of their powers (including discretionary powers, except that the power to join in amending, altering, adding to, terminating or changing this Declaration of Trust and the trust hereby created shall not be delegated) all for such times and purposes as they shall deem proper. Without hereby limiting the generality of the foregoing, the Trustees may designate one of their own number to be the Managing Trustee or Managing Trustees for the management and administration of the Trust property and the business of the Trust, or any part or parts thereof; (e) Adoption, amendment and rescission of Rules and Regulations covering the details of the operation and use of the Common Elements, and subject in all events to the rights of the Owners, to use their respective Units for all purposes permitted by the Master Deed; (f) Opening of bank accounts on behalf of the Association and designating the signatories required therefor; (g) Leasing, managing and otherwise dealing with the Common Elements and any other properties or facilities for which easements or gifts are conveyed to, from, or held by, the Trust, including without limitation exercising to the exclusion of the rights of all others to do so, all rights and powers of the owner of the Property with respect to extending, modifying and exercising of rights under easements, agreements, leases, licenses and other matters of record, and other easements and the like which burden or benefit the Property, even if the same extend beyond the possible duration of this Trust; (h) Enforcement of obligations and responsibilities as applicable to the Condominium Property, including matters of record, such as easements, leases, agreements, licenses and other matters of record, which burden or benefit the Property, notwithstanding the fact that the owner of certain Primary Units, having exclusive, or appurtenant, rights as to certain portions of the common area may directly have the obligation to fulfil certain of such related responsibilities and obligations; (i) Owning, conveying, encumbering, leasing and otherwise dealing with Units conveyed to the Association or purchased by it; (j) Obtaining of insurance for the Property, pursuant to the provisions of Section 5.6 hereof; (k) Making of repairs, additions and improvements to, or alterations of, the Property and repairs to and restoration of the Property in accordance with the other provisions of this Declaration of Trust; draft of January 13, 2021 1 (l) Enforcing obligations of the Owners, allocating income and expenses, levying reasonable fines against the Owners for violations of the Rules and Regulations or of the provisions of Article V hereof, and in the case of persistent violation of the Rules and Regulations or of the provisions of Article V hereof by an Owner, requiring such Owner to post a bond to secure adherence thereto. Collection of fines may be enforced against the Owner or Owners involved as if the fines were Common Charges owed by the particular Owner or Owners; (m) Retaining the Trust property, or any part or parts thereof, in the same form or forms of investment in which received or acquired by them so far and so long as they shall think fit, without liability for any loss resulting therefrom; (n) Selling, assigning, conveying, transferring, exchanging and otherwise dealing with or disposing of the Trust property, but not the whole thereof, free and discharged of any and all trusts, at public or private sale, to any person or persons for cash or on credit, and in such manner and on such restrictions, stipulations, agreements and reservations as they shall deem proper, including the power to take back mortgages to secure the whole or any part of the purchase price of any of the Trust property sold or transferred by them, and execute and deliver any deed or other instrument in connection with the foregoing; (o) Purchasing or otherwise acquiring title to, and renting, leasing or hiring from others for terms which may extend beyond the termination of this Trust any property or rights to property, real or personal, and own, manage, use and hold such property and such rights; (p) Borrowing or in any other manner raising such sum or sums of money or other property as they shall deem advisable in any manner and on any terms, evidencing the same by notes, bonds, securities or other evidences of indebtedness, which may mature at a time or times, even beyond the possible duration of this Trust, and executing and delivering any mortgage, pledge or other instrument to secure any such borrowing; (q) Investing and reinvesting the Trust property, or any part or parts thereof, and from time to time, as often as they shall see fit, changing investments, including investment in all types of securities and other property, of whatsoever nature and however denominated, all to such extent as to them shall seem proper, and without liability for loss even though such property or such investments shall be of a character or in an amount not customarily considered proper for the investment of trust funds or which does or may not produce income; (r) Incurring such liabilities, obligations and expenses and paying from the principal or the income of the Trust property in their hands all such sums as they shall deem necessary or proper for the furtherance of the purposes of this Trust; draft of January 13, 2021 1 (s) Determining whether receipt by them constitutes principal or income or surplus and allocating between principal and income and designating as capital or surplus any of the funds of the Trust; (t) Voting in such manner as they shall think fit any or all shares in any corporation or trust which shall be held as Trust property, and for that purpose giving proxies to any person, persons or to one or more of their number, voting, waiving any notice or otherwise acting in respect of any such shares; (u) Maintaining such offices and other places of business as they shall deem necessary or proper and engaging in business in Massachusetts or elsewhere; and (v) Doing anything and everything else necessary and proper for the sound management of the Primary Condominium. Provided, however, that, except as provided by statute in case of condemnation or substantial loss to the Common Elements of the Condominium, unless at least fifty-one (51%) percent of the mortgagees holding first mortgages on Units (based upon one vote for each first mortgage) have given their prior written approval, notwithstanding any other provision of this Declaration of Trust, neither the Owners nor the Trustees (acting in their capacity as Trustees) shall be entitled to: (a) by act or omission, seek to abandon or terminate the Condominium; (b) change the Beneficial Interest or obligations of any individual Unit for the purposes of: (i) levying assessments or charges or allocating distributions of hazard insurance proceeds or condemnation awards, or (ii) determining the Beneficial Interest of each Unit in the Common Elements (other than in connection with Declarant’s subdivision of Units as permitted in the Master Deed, which shall not require mortgagee consent); (c) partition any Unit (other than in connection with the subdivision or combination of Units as permitted in the Master Deed, which shall not require mortgagee consent); (d) by act or omission, seek to abandon, partition, subdivide, encumber, sell or transfer the Common Elements, provided, however, that the granting of easements for public utilities or for other public purposes consistent with the intended use of the Common Elements by the Condominium, and the exercise of other actions with respect to granting of special rights of use or easements of Common Elements contemplated herein or in the Trust shall not be deemed an action for which any prior approval of a mortgagee shall be required under this Subsection; and further provided that the granting of rights by the Trustees to connect adjoining Units shall require the prior approval of only the mortgagees of the Units to be connected. (The exercise by Declarant of the rights reserved to it pursuant to the Master Deed shall not be subject to this restriction); draft of January 13, 2021 1 (e) use hazard insurance proceeds for losses to any property for other than the repair, replacement or reconstruction of such Condominium property. Any such consent shall be deemed to be given if a Registered Mortgagee fails to submit a response to any written proposal for an amendment within 30 days after it received proper notice of the proposal, provided the notice was delivered by certified or registered mail, with a “return receipt” requested. Subsection 4.1.7 Quorum. At any meeting of the Trustees, one (1) of the Trustees ) then in office shall constitute a quorum. Any meeting may be adjourned from time to time by a majority of the votes cast upon the question, whether or not a quorum is present, and the meeting may be held as adjourned without further notice. Subsection 4.1.8 Action Without a Meeting. Any action required or permitted to be taken at any meeting of the Trustees may be taken without a meeting if all members of the Board of Trustees consent to the action in writing and the written consents are filed with the records of the meetings of the Board. Such consents shall be treated for all purposes as a vote at a meeting. Subsection 4.1.9 No Personal Liability. No Trustee shall under any circumstances or in any event be held liable or accountable out of his or her personal assets or be deprived of compensation by reason of any action taken, suffered or omitted in good faith in the reasonable belief that the action was in the best interests of this Trust, or be so liable, accountable or deprived by reason of honest errors of judgment or mistakes of fact or law or by reason of the existence of any personal or adverse interest or by reason of negligence or any other reason except his own personal and willful dishonesty, malfeasance and defaults. Subsection 4.1.10 Trustees May Deal with the Condominium. No Trustee shall be disqualified by his office from contracting or dealing with the Trustees or with one or more Owners (whether directly or indirectly because of his interest individually or the Trustees’ interest or any Owner’s interest in any corporation, firm, trust or other organization connected with such contracting or dealing or because of any other reason) as vendor, purchaser or otherwise, nor shall any such dealing, contract or arrangement entered into in respect of this Trust in which any Trustee shall be interested in any way be avoided nor shall any Trustee so dealing or contracting or being so interested be liable to account for any profit realized by any such dealing, contract or arrangement by reason of such Trustee’s holding office or of the fiduciary relation hereby established, provided the Trustee shall act in good faith and shall disclose the nature of his interest before entering into the dealing, contract or arrangement. Subsection 4.1.11 Meetings of Trustees. The Trustees shall meet annually on the date of the annual meeting of the Owners. Other meetings may be called by any Trustee, provided however, that written notice of each meeting stating the place, day and hour thereof shall be given at least seven days before such meeting to each Trustee. Such meetings shall be conducted in accordance with such rules as the Trustees may adopt. Any Trustee may waive notice of any meeting in writing. Attendance by a Trustee at any meeting shall constitute waiver of notice. If draft of January 13, 2021 1 all the Trustees are present at any meeting, no notice shall be required and any business may be transacted at such meeting. Section 4.1.12 Indemnification. The Association shall, to the extent legally permissible, indemnify each of its Trustees (including any person who serves at its request as a director, officer, partner, Trustee or the like of another organization in which it has any interest, as a shareholder, creditor or otherwise) both out of the Trust property and by the Owners against all liabilities and expenses, including, without limiting the generality of the foregoing, amounts paid in satisfaction of judgments, in compromise or as fines and penalties, and counsel fees, reasonably incurred by him in connection with the defense or disposition of any action, suit or other proceedings, whether civil or criminal, in which he may be involved or with which he may be threatened, while in office or thereafter, by reason of his being or having been such a Trustee, except with respect to any matters to which he shall have been adjudicated in any proceeding to have acted in bad faith or with willful misconduct or reckless disregard of his duties or not to have acted in good faith in the reasonable belief that his action was in the best interest of the Trust. The Trustees may purchase such insurance against such liability as they shall determine is reasonable and necessary, the cost of such insurance to be a common expense of the Condominium. Each Owner shall be personally liable for all sums lawfully assessed for his share of the Common Expenses of the Condominium and for his proportionate share of any claims involving the Trust property in excess thereof, all as provided in Sections 6 and 13 of Chapter 183A. The right of indemnification hereby provided shall not be exclusive of or affect any other rights to which any or officer may be entitled herein or by contract or otherwise under law. As used in this Section, the term “Trustee” and includes their respective heirs, executors and administrators. Nothing contained in this Section shall affect any rights to indemnification to which personnel other than Trustees may be entitled by contract or otherwise under law. ARTICLE V Operation of the Property Section 5.1 Determination of Common Expenses and Fixing of Common Charges. At least thirty (30) days prior to the commencement of each fiscal year of this Trust, the Primary Trustees shall estimate the Common Expenses expected to be incurred during the next fiscal year together with a reasonable provision for contingencies and reserves, and after taking into account any undistributed surplus accumulations from prior years not set aside for reserve or contingent liabilities, shall determine the assessment to be made for the next fiscal year, as follows: General Budget: For all expenses (including reserves) of the Primary Condominium, to be assessed to all Units in the Primary Condominium. Such assessments (except as otherwise specifically allocated under this article or in the master Deed) shall be allocated among the Owners according to the terms and provisions hereof, and to the Units’ respective Beneficial Interest. The Common Expenses may include real estate taxes until separately assessed to the Owners, general maintenance costs for the Common Elements, draft of January 13, 2021 1 and the premiums for such insurance as the Trustees shall obtain pursuant to Section 5.6; provided, however, that no Owner who receives an exemption from real estate taxes from the Town of Yarmouth Collector Treasurer shall be liable for payment of any such taxes. The Trustees may charge any penalties for late payment of taxes imposed by the municipal authorities to the Unit(s) responsible therefor. The Trustees shall advise all Primary Owners, promptly in writing, of the amount of the Common Charges payable by each of them, respectively, as determined by the Trustees, as aforesaid, and shall furnish copies of each budget on which such Common Charges are based, to all Primary Owners. The Trustees shall promptly render statements to the Primary Owners for their respective shares of assessments, and such assessment shall, unless otherwise provided therein, be due and payable within thirty (30) days after the same are rendered. In the event that the Trustees shall determine during any fiscal year that the assessment so made is less than the Common Expenses actually incurred, or in the reasonable opinion of the Trustees likely to be incurred, the Trustees shall make a supplemental assessment or assessments and render statements therefor in the manner aforesaid. The Trustees may in their discretion provide for payments of assessments in monthly or other installments. The amount of each such assessment shall be a personal liability of each Primary Owner (jointly and severally among the owners of each Unit) and, if not paid when due, or upon the expiration of such grace period as the Trustees may (but need not) designate, shall carry a late charge and accrue interest in such amount or at such rate as the Trustees shall determine, and any such interest, late charge and attorneys’ fees for collection as herein provided, shall constitute a lien on the Primary Unit pursuant to the provisions of Section 6 of Chapter 183A. Each Primary Owner, by acceptance of a Unit Deed, agrees to pay all costs and expenses, including reasonable attorneys’ fees, incurred by the Trustees in collection of said assessments for Common Expenses and enforcement of said lien. Notwithstanding the foregoing provisions of this Section 5.1, and in addition to the obligations of Unit Owners in regard to areas over which they have exclusive use, all Common Charges to meet Common Expenses pertaining to the following Common Elements (as reasonably allocated to such Common Elements) shall be the responsibility of the Owner of the Primary Unit(s) and so allocated and assessed by the Primary Board of Trustees to the Primary Unit Owners and to the Primary Condominium Association, as set forth hereinafter: (a) All costs and expenses in regard to the Parking (or Parking Rights) as set forth in the Master Deed shall be shared equally by the Primary (or Divided Primary) Unit Owners with designated or exclusive use parking rights. The Trustee(s) shall periodically calculate such Parking Related, and to the extent not paid directly by the Unit Owners having such rights and render statements regarding same to the Unit Owners with exclusive parking space rights and such amounts shall be paid, and non-payment subject to enforcement, in the same manner as Common Charges. c. As to any “common area”, used and/or shared by both Primary Units, water or sewer system, the water and sewer charges assessed against the Primary Condominium shall be allocated and assessed by the Primary Board to the draft of January 13, 2021 1 respective Primary Units and the Primary Condominium Association on the basis of flow meters installed to measure water usage by each respective Primary Unit and the Common Elements, or if no such metering on the basis of Unit percentage interest; d. To the extent that the Primary Board can reasonably ascertain the proportion of any given Common Charges attributable to the usage by or the requirements of the respective Primary Units (or the respective Primary Units and the Common Elements) the Primary Board may allocate and assess such Common Charges to the respective Primary Units (or the respective Primary Units and the Condominium Association), based upon the proportion attributable to the Primary Units (or the Primary Units and the Common Elements). Any assessment to the Primary Condominium Association pursuant to the foregoing shall be reallocated and assessed by the Primary Board of Trustees to the Primary Unit Owners on the basis of their respective percentages of interest in the Common Elements. The Primary Board shall advise all Primary Unit Owners, promptly in writing, of the amount of the Common Charges (and the) portion of such Common Charges attributable to each of the items set forth in subsections in this section above payable by each of them, respectively, as determined by the Primary Board as aforesaid and shall furnish copies of each budget on which such Common Charges are based to all Primary Unit Owners. Such determination and notification shall be made prior to December 31 of the preceding calendar year, and there shall be a redetermination and notification made as of the end of any calendar month in which the budget is revised. Section 5.1.1 Reserve Funds. The Primary Owners shall be liable for Common Expenses and, subject to the Trustees’ judgment as to reserve and contingent liability funds stated above, shall be entitled to surplus accumulations, if any, of the Condominium in proportion to their Beneficial Interest in the Trust. The Trustees may from time to time distribute surplus accumulations, if any, among the Primary Owners in such proportions. The Trustees shall set aside from the regular monthly payments of Common Charges an amount adequate and appropriate to provide a reserve for the periodic repair and/or replacement of the Common Elements and other capital purposes and may, to the extent consistent with these purposes, use the funds so set aside for the reduction of indebtedness or other lawful capital purpose, or subject to the provisions of these By-Laws and the provisions of Chapter 183A, for the repair, replacement, rebuilding, restoration or improvement of the Common Elements. Such reserves shall be maintained in a separate and segregated account(s) to be known as the Capital Expense Reserve Account(s) and the funds so set aside shall not be deemed common profits available for distribution; but, rather, shall be considered as property of the Trust held for the account of the Owners in accordance with their respective Beneficial Interests. The Trustees shall also maintain a working capital fund in an amount as the Trustees shall in their judgment determine as adequate and appropriate, to provide available funds to meet unforeseen expenditures, to cover cash flow requirements, or to acquire additional equipment or services deemed by the Trustees as necessary or desirable, and may, to the extent consistent with these purposes, use the funds so set aside for operating expenses consistent with the provisions of these By-Laws. Such reserve shall draft of January 13, 2021 1 be maintained in a separate and segregated account to be known as the Working Capital Reserve Account and the funds so set aside shall not be deemed common profits available for distribution, but, rather, shall be considered as the property of the Trust held for such purposes. Section 5.1.2 Trustees Authorize Tax Abatement Applications. Until the Units have been separately assessed, no Primary Unit Owner shall file an application for abatement of real estate taxes without the written approval of the Trustees, which approval shall not be unreasonably withheld. Section 5.1.3 Application of Common Funds. The Trustees shall expend common funds only for the purposes permitted by this Trust and by Chapter 183A. Section 5.1.4 Notice of Default to Mortgagees. Upon written request addressed to the Trustees by a Registered Mortgagee of any Unit, the Trustees shall notify such mortgagee of any default by the mortgagor of such Unit in the performance of the mortgagor’s obligations under the Master Deed or this Declaration of Trust. Section 5.2 Payment of Common Charges. All Primary Owners shall be obligated to pay the Common Charges assessed by the Trustees pursuant to the provisions of Section 5.1, monthly, in advance or on such other regular installment basis as the Trustees shall determine. No Owner shall be liable for the payment of any part of the Common Charges assessed against his Primary Unit subsequent to a sale, transfer or other conveyance. Except as waived in writing by the Trustee, a purchaser of a Primary Unit shall be liable for the payment of Common Charges assessed and unpaid against such Primary Unit prior to the acquisition by him of such Unit, except that a first mortgagee who obtains title to a Unit pursuant to the remedies provided in the mortgage or foreclosure of the mortgage shall not be liable for, and such Primary Unit shall not be subject to, a lien for the payment of Common Charges assessed prior to the acquisition of title to such Primary Unit by such first mortgagee, with the sole exception of the charges specified in Section 6 of Chapter 183A, as amended (except for a pro rata share of such assessments or charges resulting from a pro rata reallocation of such assessments or charges to all Primary Units, including the mortgaged Primary Unit). Section 5.3 Default in Payment of Common Charges. In the event of a default in payment of Common Charges, the Primary Owner shall be responsible to pay all late charges, interest and attorneys’ fees and costs, as assessed by the Trustees. The foregoing shall be in addition to any and all other remedies the Trustees may have. Section 5.4 Collection and Recovery of Unpaid Common Charges. In any action brought by the Trustees to foreclose a lien on a Unit because of unpaid Common Charges upon an entry of judgment of foreclosure the Owner shall be required to pay a reasonable rental for the use of his Unit. The Trustees, acting on behalf of all Owners, shall have the power to purchase such Unit at the foreclosure sale and to acquire, hold, lease, mortgage, convey or otherwise deal with the same. A suit to recover a money judgment for unpaid Common Charges shall be maintainable without foreclosing or waiving the lien securing the same. In addition to commencing any action to collect unpaid Common Charges or to foreclose the lien for such charges, the Trustees may elect to collect any rents being paid to the defaulting Owner, in accordance with provisions of Section 6 of Chapter 183A, as amended. draft of January 13, 2021 1 Section 5.5 Statement of Common Charges. The Trustees shall promptly provide any Owner and potential purchaser of a Unit so requesting the same in writing, with a written statement in recordable form of all unpaid Common Charges due from such Owner. Notwithstanding any other provision of this Article V, any certificate setting forth the amount of unpaid common expenses assessed against any Owner as provided by subsection (d) of Section 6 of Chapter 183A shall be conclusive evidence of the facts stated therein if signed by any two Trustees then in office (or one if there be only one in office). Section 5.6 Insurance. The Trustees shall be required to obtain and maintain, to the extent obtainable at reasonable cost, and permitted by applicable law, master policies of insurance of the following kinds: (1) Casualty or physical damage coverage insuring the buildings and all other insurable improvements forming part of the Condominium (including all of the Common Elements , (but excluding the Units which, as set forth below, are separately insured by the each Unit Owner) and excluding only personal property of the Owners therein), now existing or as they may from time to time be increased by amendment to the Master Deed, together with the service machinery, apparatus, equipment and installations located in the Condominium and existing for the provision of central services or for the Common Elements, such insurance to name the Trustees as insureds as Trustees for the benefit of all Owners and their mortgagees, and, to the extent obtainable, to name as insureds said Owners and their mortgagees, in an amount at least equal to the full replacement value of the Property without deduction for depreciation, with a standard Replacement Cost Endorsement and an Agreed Amount Endorsement or its equivalent, if available (exclusive of land footings, excavations, foundations and such other like items as are normally excluded from coverage), against (i) loss or damage by fire and other hazards covered by the standard extended coverage endorsement and (ii) such other hazards and risks as the Trustees from time to time in their discretion shall determine to be appropriate, including but not limited to sprinkler leakage, debris removal, cost of demolition, vandalism, malicious mischief, windstorm and water damage, boiler and machinery explosion or damage and plate glass damage; (2) Workers’ Compensation Insurance and Employer’s Liability Insurance for employees (if any) of the Association; (3) Comprehensive public liability insurance including so- called “Broadening Endorsement” with Severability of Interest Endorsement or equivalent coverage covering all of the Common Elements and including protection against water damage liability, liability for non-owned and hired automobiles, liability for property of others, elevator collision and such other risks as are customarily covered in similar projects, in each instance to the extent applicable to the Condominium, in such amounts as shall be determined by the Trustees, covering the Trust, the Trustees, the Owners and any manager or managing agent of the draft of January 13, 2021 2 Condominium, with limits of not less than a single limit of $1,000,000 for claims for bodily injury or property damage arising out of one occurrence, and with an endorsement to cover liability of any insured to other insureds. The Trustees shall review such limits at least annually; (4) Fidelity Insurance as mandated by the M.G.L. Chapter 183A; (5) Directors and Officers Liability Insurance with at least the same coverage limit as the comprehensive general liability insurance required above. (6) Such other insurance as the Trustees may determine; All such policies of physical damage insurance shall contain, to the extent available, waivers of subrogation as to any claim against the Condominium, the Trustees, its agents and employees, Owners, their respective employees, agents and guests, and members of the family of any Owner who reside with said Owner, except in cases of arson and fraud, and of any defense based on invalidity arising from the acts of the Owners over which the Trustees have “no control” and shall provide that (a) such policies may not be canceled or substantially modified without at least thirty (30) days’ prior written notice to all of the insureds, including all Registered Mortgagees, and (b) the coverage thereof shall not be terminated for nonpayment of premiums without thirty (30) days notice to all of the insureds including each Registered Mortgagee. Recovery thereunder shall not be affected on account of the availability of proceeds under any policies obtained by individual Unit Owners covering their own Units. Unit Owners shall carry fire and casualty insurance for their own benefit insuring their Unit’s improvements, fixtures and contents and public liability insurance insuring against all claims, liabilities and damage based upon or arising out of bodily injury and property damage occurring in their respective Unit, or if a Unit Owner elects to self insure, the Unit Owner shall provide the Trustees with evidence, reasonably satisfactory to the Trustees, of the Unit Owner’s financial condition and ability to provide a self-insurance reserve. Subsection 5.6.1 Payment to Trustees in Case of Loss. Subject to the provisions of Section 5.7, such master policies shall provide that all casualty loss proceeds thereunder shall be paid to the Trustees as insurance trustees under these by-laws. The duty of the Trustees as such insurance trustees shall be to receive such proceeds as are paid and to hold, use and disburse the same for the purposes stated in this Section and Section 5.7. If repair or restoration of the damaged portions of the Condominium is to be made, all insurance loss proceeds shall be held in shares for the Trust and the owners of damaged Units in proportion to the respective costs of repair or restoration of the damaged Common Elements and damaged Units, with each share to be disbursed to defray the respective costs of repair or restoration of the damaged Common Elements and damaged Units, and with any excess of any such share of proceeds above such costs of repair or restoration to be paid to the Trust or Unit Owners for whom held upon completion of repair or restoration; but, if pursuant to section 5.7, restoration or repair is not to be made, all insurance loss proceeds shall be held as common funds of the Trust and applied for the benefit of Owners in proportion to their beneficial interests in the Trust if the Condominium is totally destroyed, and, in the event of a partial destruction, after payment for such restoration draft of January 13, 2021 2 of the Common Elements as the Trustees may determine, to those Unit Owners who have suffered damage in proportion to the damage suffered by them. Such application for the benefit of Owners shall include payment directly to a Owner’s mortgagee if the mortgage so requires. Section 5.6.2 Fidelity Coverage. The Trustees shall purchase and maintain fidelity coverage to protect against dishonest acts on the part of persons responsible for handling funds belonging to or administered by the Condominium Trust. The fidelity bond or insurance shall name the Condominium Trust as named insured and shall be in an amount not less than one and one-half the Trust’s estimated annual operating expenses and reserves. Such bond or insurance shall include within coverage, by endorsement if necessary, those persons, including without limitation the Trustees, who serve the Trust without compensation. The requirements of this paragraph shall not restrict the Trustees from purchasing at common expense such further fidelity coverage or the like as they shall determine. Section 5.6.3 Unit Owner Insurance Of Units. Notwithstanding any of the foregoing provisions of this Section 5.6 to the contrary, the master or blanket type of hazard insurance policy to be maintained by the Trustees shall not provide coverage for the Units or, to the extent part of the Common Elements, the building containing any such Unit. Accordingly, the Unit Owner of each of the Units shall be responsible to obtain and maintain a hazard insurance policy, with premiums being paid by such Owner, covering such Owner’s Unit (including permanently installed improvements and betterments that are normally included in coverage) and the building containing such Unit (to the extent part of the Common Elements). Coverage shall include permanently installed improvements and betterments that are normally including in coverage, including, without limitation, fixtures, buildings service equipment, and common personal property and supplies belonging to the Owner. Such policy may be subject to a reasonable deductible if approved by the Trustees, such approval not to be unreasonably withheld or delayed. Upon request of the Trust, the Unit Owner of each of the Units shall provide the Trust with certificates of insurance evidencing that the foregoing insurance is in force and effect. The hazard insurance policy for each such Unit shall include all the Required Coverages and Special Endorsements provided for as to the Master Policy in this Section 5.6, to the extent same or reasonably equivalent coverages and endorsements are available to each such Unit Owner). Each such policy shall cover one hundred percent (100%) of the current replacement cost of each such Unit and any part or portion of the Common Elements provided for above in this Section 5.6 as being the responsibility of the Owner of each such Unit; provided, however, that such policy need not include land, foundations, excavations or other items that are usually excluded from insurance coverage. The named insured under each such policy shall be the Unit Owner of the subject Unit and the loss payable clause shall show the Unit Owner and the holder of each mortgage on such Unit. Each such policy shall also contain the standard mortgagee clause and shall name each mortgagee, its successors and assigns, that holds a mortgage on such Unit covered under such policy as a mortgagee. Each such policy shall require the insurer to notify in writing the Unit Owner, the Trust or Insurance Trustee, and each first mortgage holder named in the mortgagee draft of January 13, 2021 2 clause at least thirty (30) days before it cancels or substantially changes the coverage under such policy. The Trustees shall have the right (but not the obligation), at any time and from time to time, to (i) request certificates of insurance from the owners of each of the Units confirming that each such Unit Owner is maintaining such hazard insurance coverage in compliance with the foregoing requirements, in which case the applicable Owner shall arrange for delivery to the Trust of same in or within five (5) business days of such request; and (ii) if the Owner of either such Unit fails to comply with such request (or if it otherwise comes to the attention of the Trust that such Owner is not maintaining any and all such insurance in full force and effect and such Owner fails to cure such non-compliance within five (5) business days of notice from the Trust), to purchase in the name of and for the account of the applicable owner of such Unit, such insurance and to assess all premiums and associated costs for any such insurance, together with any costs and expenses of enforcement of such Owner’s obligations hereunder, including reasonable attorneys’ fees, to the Owner of the applicable Unit. The Unit Owner of each of the Units agrees to comply in a timely manner with any such request. The Unit Owner of each of the Units shall be subject to the foregoing rights of the Trust and shall comply in a timely manner with any such request or notice given by the Trust hereunder. Section 5.7 Repair or Reconstruction After Fire or Other Casualty; Eminent Domain. Section 5.7.1 Repair or Reconstruction After Casualty. In the event of damage to or destruction of the Common Elements of the Condominium as a result of fire or other casualty (unless the casualty exceeds ten percent (10%) of the value of the Property prior to the casualty and seventy-five percent (75%) or more of the Unit Owners do not agree to proceed with the repair or restoration as provided in the last paragraph of this Section), the Trustees shall promptly adjust the loss, arrange for the prompt repair or restoration of the same, and disburse the proceeds of all insurance policies in payment of all costs and expenses actually incurred in connection with such repair or restoration in appropriate progress payments and with appropriate retainage. All insurance proceeds paid to the Trustees on account of any casualty shall be dedicated solely to the repair or restoration of the loss, and any application of said proceeds by the Trustees on account thereof shall be prior to the application of such proceeds for any other purpose. In the event that the total cost of repair or restoration as estimated on the basis of an independent appraisal, or as determined during the course of repair or restoration exceeds the total sum of available insurance proceeds, then the Trustees shall assess, levy or charge all Owners a Common Expense, for so much of the amount estimated to repair or restore the Common Elements as exceeds the insurance proceeds available therefor. If there shall have been a repair or restoration pursuant to the foregoing and the amount of insurance proceeds shall have exceeded the cost of such repair or restoration, then the excess of such insurance proceeds, if any, shall be added to the Trust’s Common Funds or, at the option of the Trustees, divided among all the Owners in proportion to their respective Beneficial Interests; provided, however, that no provision herein shall be deemed to give a Unit Owner or any other party priority over any rights of the Registered Mortgagee (if any) on such Unit draft of January 13, 2021 2 Owner’s Unit pursuant to such mortgage in the case of a distribution to such Unit Owner of insurance proceeds for losses to Common Elements. Mortgagees of Units will be entitled to priority with respect to any insurance proceeds distributed to their mortgagors. Notwithstanding the foregoing, if as a result of fire or other casualty the loss exceeds ten (10%) percent of the value of the Condominium prior to the casualty, and (a) If seventy-five percent (75%) in interest of the Owners do not agree within one hundred twenty (120) days after the date of the casualty to proceed with repair or restoration, the Condominium shall be subject to partition at the suit of any Unit Owner. Such suit shall be subject to dismissal at any time prior to entry of an order to sell if an appropriate agreement to rebuild is filed. The net proceeds of the partition sale together with any Common Funds shall be divided in proportion to the Owners’ respective Beneficial Interests, but, to the extent permitted by law, shall be paid first to the holder of any mortgage. Upon such sale of the Condominium, it shall be deemed removed from the provisions of Chapter 183A. (b) If seventy-five percent (75%) in interest of the Owners agree to proceed with the necessary repair or restoration, the cost of the rebuilding of the Condominium in excess of any available Common Funds including the proceeds of any insurance, shall be a Common Expense, provided, however, that if such excess cost exceeds ten percent (10%) of the value of the Condominium prior to the casualty, any Unit Owner who did not so agree may apply to the Superior Court on such notice to the Trustees as the Superior Court shall direct, for an order directing the purchase of his Unit by the Trustees at the fair market value thereof as approved by the Superior Court. The cost of any such purchase shall be a Common Expense. Section 5.7.2 Eminent Domain. If more than ten percent (10%) of the Condominium is taken under any power of eminent domain, the taking shall be treated as a “casualty loss”, and the provisions of Section 17 of Chapter 183A of Massachusetts General Laws shall apply. Where one or more Units have been substantially altered or rendered uninhabitable as a result of a partial taking, and the Owners vote to restore and continue the Condominium pursuant to the provisions of Section 17 of said Chapter 183A, the Trustees shall have the authority to acquire the remaining portions of such Units, for such price as the Trustees shall determine, provided that any Unit Owner of such remaining portion who does not agree with such determination may apply to the Superior Court, on such notice to the Trustees as the Court shall direct, for an order directing the purchase of such remaining portion at the fair market value thereof as approved by the Court. Where as a result of a partial taking any Unit is decreased in size or where the number of Units is decreased by a partial taking, then the Trustees may make such provision for realignment of the Undivided Interests in the Common Elements as shall be just and equitable. In the event of a total or partial taking under the powers of eminent domain, the Owners shall be represented by the Condominium acting through the Trustees. In the event of a partial taking the award shall be allocated among the affected Units according to their appurtenant draft of January 13, 2021 2 Beneficial Interest, and paid first, to the extent permitted by law, to the holder (s) of the first mortgage of such Unit(s), if any, up to, but not in excess of, the then principal balance secured thereby and any accrued interest and other charges then due the Registered Mortgagee. In the case of a total taking of all Units and the Common Elements, the entire award shall be payable to the Trustees to be allocated among the Owners according to their appurtenant Beneficial Interest, and paid first to the extent permitted by law, to the Registered Mortgagees of such Unit(s), if any, up to, but not in excess of, the then principal balance secured thereby and any accrued interest and other charges then due the holder(s) of the first mortgage. As to any portion or portions of any award which are attributable to direct or consequential damages suffered by particular Units, they shall be payable to the Unit Owners of such particular Units and their mortgagees, as their interests may appear. Section 5.8 Maintenance and Repairs. Section 5.8.1 Units. Except as provided in Section 5.7 above, all maintenance and replacement of and repairs to any Unit (and/or exclusive use areas for which a particular Unit Owner is responsible) shall be done by the Unit Owner at the Unit Owner’s expense. If the Trustees shall at any time in their reasonable judgment determine that the interior of any Unit (and/or exclusive use areas for which a particular Unit Owner is responsible) is in such need of maintenance or repair that the market value or reasonable enjoyment of one or more other Units is being adversely affected or that the condition of a Unit or fixtures, furnishings, facility or equipment therein is hazardous to any Unit or the occupants, the Trustees shall in writing request the Unit Owner to perform the needed maintenance, repair or replacement or to correct the hazardous condition, and in case such work shall not have been commenced within fifteen (15) days (or such reasonable shorter period in case of emergency as the Trustees shall determine) of such request and thereafter diligently brought to completion, the Trustees shall be entitled to have the work performed for the account of the Owner(s) of such Unit and to enter upon and have access to such Unit for that purpose. The reasonable cost of such work shall constitute a lien upon such Unit and the Owner(s) of such Unit shall be personally liable therefor. Section 5.8.2 Common Elements. Except for certain maintenance, repairs and replacement required to be performed by Unit Owners, as set forth in Section 5.1 all maintenance, repairs and replacements to the Common Elements shall be done by the Trustees, which may be done through a managing agent, as hereinafter provided, and shall be charged to all the Owners as a Common Expense, reserving to the Trustees the right to recover all or part of the costs of such work from a Owner (and, to the extent allowed by law, to have and enforce a lien on such Owner’s Unit for such costs) if such work was necessitated by the negligence, misuse or neglect of such Owner or any guest, invitee, agent, servant or employee of such Owner or occupant. The Trustees and their agents shall have access to each Unit from time to time during reasonable hours for the maintenance, repair or replacement of any of the Common Elements therein or accessible therefrom or for making emergency repairs therein necessary, in the Trustee’s sole judgment, to prevent damage to the Common Elements or to another Unit or Units. draft of January 13, 2021 2 Section 5.8.3 No Work shall Jeopardize Building. No work which would jeopardize the soundness or safety of the building shall be done in a Unit or in the Common Elements unless in every such case the unanimous written consent of all Unit Owners of the Condominium is first obtained. Section 5.9 Improvements Section 5.9.1 Improvements to Common Elements. Improvements to the Common Elements may be proposed by the Trustees or requested in writing by the Owners holding twenty-five (25%) percent or more of the beneficial interest in this Trust. The Trustees shall submit to all Owners (a) a form of agreement (which may be in several counterparts) specifying the improvement or improvements proposed to be made and the estimated cost thereof, and authorizing the Trustees to proceed to make the same, and (b) a copy of the provisions of Section 18 of Chapter 183A. Upon the receipt by the Trustees of such agreement signed by the Owners: (a) If fifty percent (50%) or more but less than seventy-five (75%) in interest of the Owners agree to make an improvement to the Common Elements the cost of such improvement shall be borne solely by the Owners so agreeing. (b) If seventy-five percent (75%) or more in interest of the Owners agree to make an improvement to the Common Elements, the cost thereof shall be assessed to all Owners as a Common Expense, but if such improvement shall cost in excess of ten percent (10%) of the then value of the Condominium, any Owner not so agreeing may apply to the Superior Court, on such notice to the Trustees as the Court shall direct, for an order directing the purchase of his or her Unit by the Trustees at the fair market value thereof as approved by the Court. The cost of any such purchase shall be a Common Expense. Section 5.9.2 Improvements by Unit Owners. No Unit Owner shall make any addition, alteration or improvement in or to his Unit which may affect the structure or mechanical systems of the Condominium without the prior unanimous written consent thereto of all of the Trustees, which consent shall not be unreasonably withheld but may contain such conditions as they deem appropriate including without limitation restrictions in the manner of performing such work and requirements for builder’s risk and liability insurance. All additions, alterations or improvements to any Unit (whether or not affecting the structural or mechanical systems of the Condominium) shall be performed in compliance with all applicable laws, regulations, codes, and when required thereby, by licensed contractors, and in such manner as not to unduly inconvenience or disturb the occupants of the Condominium. The provisions of this Section 5.9.2 shall not apply to Units owned by the Declarant prior to the initial sale thereof. Section 5.10 Exclusive Use of Common Elements. Subject to the reserved right(s) of the Declarant to do so as set forth in the Master Deed, the Trustees may authorize that exclusive use draft of January 13, 2021 2 of one or more Common Elements be assigned to one or more Units for such time and on such conditions as the Trustees may determine, which conditions may, without limitation, include a requirement that the Unit Owner(s) so benefitted pay, as additional common expenses, such costs of said Common Elements as the Trustees from time to time may determine. Unless otherwise provided in a writing signed by a majority of the Trustees and recorded with the Registry, such rights of exclusive use of Common Elements shall be personal to the Unit Owner(s) to whom granted and shall terminate when such Unit Owner(s) no longer own the Units so benefitted. Section 5.11 Right of Access. A Unit Owner shall grant access to his Unit to the Trustees, at reasonable times and after written notice and an opportunity to cure (except in emergencies), for the purpose of correcting any conditions originating in his Unit and threatening the health, comfort, convenience or safety of the occupants of another Unit or the use and enjoyment of the Common Elements. In case of an emergency such right of entry shall be immediate, whether the Unit Owner is present at the time or not. In the event of the exercise of the right of access provided in this Section 5.11, any costs for repairs shall be borne in accordance with the provisions of Section 5.8 above. Section 5.12 Mediation of Disputed Trustee Action. Notwithstanding anything in Sections 5.8 and 5.11, in the event that any Unit Owner(s), by written notice to the Trustees, shall dissent from any determination of the Trustees with respect to the value of the Condominium or any other determination or action of the Trustees under said sections, or there shall be a dispute between or among the Trustees and such dispute shall not be resolved within thirty (30) days after such notice, then either the Trustees or the dissenting Unit Owner(s) shall submit the matter to mediation. For that purpose, the mediation shall be undertaken by a mediator selected by________________________. Any such mediation shall be conducted in accordance with the applicable procedures and rules for such resolution in the Commonwealth of Massachusetts. Section 5.13 Administrative Rules and Regulations. The Trustees may from time to time adopt, amend and rescind such administrative rules and regulations and such restrictions on and requirements respecting the use and maintenance of the Units and the use of the Common Elements as are consistent with the Master Deed and are designed to prevent unreasonable interference with the use by the Unit Owners of their Units and of the Common Elements. Section 5.14 Managing Agent. The Trustees may, at their discretion, appoint a manager or managing agent to administer the management and operation of the Condominium, including the incurring of expenses, the making of disbursements and the keeping of accounts, as the Trustees shall from time to time determine. The Trustees or such manager or managing agent may appoint, employ and remove such additional agents, attorneys, accountants or employees as the Trustees shall determine. ARTICLE VI Sales and Mortgages of Units draft of January 13, 2021 2 Section 6.1 No Severance of Ownership. No Owner shall execute any deed, mortgage, or other instrument conveying or mortgaging title to his Unit without including therein the Beneficial Interest of such Owner in the Common Elements and assets of the Association, it being the intention hereof to prevent any severance of such combined ownership. Any such deed, mortgage, or other instrument purporting to affect one or more of such interests, without including all such interests, shall be deemed and taken to include the interest or interests so omitted, even though the latter shall not be expressly mentioned or described therein. No part of the Beneficial Interests of any Unit may be sold, transferred or otherwise disposed of, except as part of a sale, transfer or other disposition of the Unit to which such interests are appurtenant. Section 6.2 Mortgage of Units. Any Owner may, without the prior written approval of the Trustees, mortgage his Unit to any person, firm or entity. An Owner who mortgages his Unit shall notify the Trustees of the name and address of his mortgagee and shall file a conformed copy of the mortgage with the Trustees; the Trustees shall maintain such information in a book or record entitled “Mortgages of Units.” The failure of an Owner to so notify the Trustees or to file a conformed copy with them shall not invalidate the mortgage or any of its provisions of the rights of any holder of such mortgage. The Trustees, whenever so requested in writing by a Registered Mortgagee, shall promptly report any then unpaid Common Charges due from, or any other default by, the owner of the mortgaged Unit. In addition, the Trustees shall give prompt written notice to Registered Mortgagee of any default in the performance by the Owner of the mortgaged Unit of any obligation under the Master Deed, this Trust, or the Rules and Regulations which is not cured within sixty (60) days. The Trustees, when giving notice to an Owner of a default in paying Common Charges or other default, shall send a copy of such notice to each Registered Mortgagee. Each Registered Mortgagee shall be permitted to examine the books of account of any managing agent or manager relating to the Condominium at reasonable times of business days, and upon request the Trustees shall furnish each such Registered Mortgagee with annual reports of the Association and other financial data. If a Registered Mortgagee gives written notice to the Trustees that there is a default in a mortgage held by it, or if a Registered Mortgagee gives written notice to the Trustees of an agreement or covenant by an Owner that said mortgagee is to be a proxy of said Owner, then such Registered Mortgagee shall be recognized as the proxy of the Owner for all matters concerning the Condominium until the Registered Mortgagee revokes the same by written notice to the Trustees, or such mortgage is discharged of record; provided, however, that if such Registered Mortgagee is not represented at a meeting of Owners, then the Owner may, notwithstanding the foregoing, cast the vote attributable to his Unit. If two or more mortgagees of the same Unit give notice to seek to exercise rights hereunder, the mortgagee who in the good faith determination of the Trustees holds the senior lien shall have the rights granted in this Section. ARTICLE VII Rights and Obligations of Third Parties Dealing with the Trustees draft of January 13, 2021 2 Section 7.1 Third Parties; No Duty of Inquiry. No purchaser, mortgagee, lender or other person dealing with the Trustees as they then appear of record in the Registry shall be bound to ascertain or inquire further as to the persons who are then Trustees hereunder, or be affected by any notice, implied or actual, otherwise than by a certificate thereof, and such record or certificate shall conclusively evidence the persons who are then Trustees. The receipts of the Trustees, or any one or more of them, for money or things paid or delivered to them or him shall be effectual discharges therefrom to the person paying or delivering the same and no person from whom the Trustees, or any one or more of them, shall receive any money, property or other credit shall be required to see to the application thereof. No purchaser, mortgagee, lender or other person dealing with the Trustees or with any real or personal property which then is or formerly was Trust Estate shall be bound to ascertain or inquire as to the existence or occurrence of any event or purpose in or for which a sale, mortgage, pledge or charge is herein authorized or directed or otherwise as to the purpose or regularity of any of the acts of the Trustees, or any one or more of them, purporting to be done in the pursuance of any of the provisions or powers herein contained, or as to the regularity of the resignation, removal or election of any Trustee, and any records of the Association purporting to be executed by persons herein required to execute the same, shall be conclusive evidence in favor of any such purchaser or other person dealing with the Trustees of the matters therein recited. Section 7.2 No Recourse to Trustees. No recourse shall be had at any time under or upon any note, bond, contract, order, instrument, certificate, undertaking, obligation, covenant, or agreement, whether oral or written, made, issued or executed by the Trustees or by any agent or employee of the Trustees or by reason of anything done or omitted to be done by or on behalf of them or any of them, against the Trustees individually, or against any such agent or employee, or against any beneficiary, either directly or indirectly, by legal or equitable proceedings, or by virtue of any suit or otherwise, and all persons extending credit to, contracting with or having any claim against the Trustees, shall look only to the Trust Estate for payment under such contract or claim, or for the payment of any debt, damage, judgment or decree, or of any money that may otherwise become due or payable to them from the Trustees, so that neither the Trustees nor the Owners, present or future, shall be personally liable therefor; provided, however, that nothing herein contained shall be deemed to limit or impair the liability of Owners under provisions hereof or under provisions of Chapter 183A. Section 7.3 All Instruments Subject to Terms Hereof. Every note, bond, contract, order, instrument, certificate, undertaking, obligation, covenant or agreement, whether oral or written, made, issued or executed by the Trustees, or by any agent or employee of the Trustees, shall be deemed to have been entered into subject to the terms, conditions, provisions and restrictions hereof, whether or not express reference shall have been made to this instrument. Section 7.4 Recording in Registry. This Declaration of Trust and any amendments hereto and any certificate herein required to be recorded and any other certificate or paper signed by said Trustees or any of them which it may be deemed desirable to record shall be recorded with the Registry and such record shall be deemed conclusive evidence of the contents and effectiveness thereof according to the tenor thereof; and all persons dealing in any manner whatsoever with the Trustees, the Trust Estate or any Owners thereunder shall be held to have notice of any alteration or amendment of this Declaration of Trust, or change of Trustee or draft of January 13, 2021 2 Trustees, when the same shall be recorded with said Registry. Any certificate executed by any two Trustees in office at the time (or by one Trustee if there is only one at the time), setting forth as facts any matters affecting the Trust, as to what action has been taken by the Owners, as to whether Common Charges are due with respect to a particular Unit and as to matters determining the authority of the Trustees to do any act, when duly acknowledged and recorded with said Registry shall be conclusive evidence as to the existence of such alleged facts in favor of all third persons, including the Trustees, acting in reliance thereon. Any certificate executed by any Trustee hereunder, or by a majority of the Trustees hereunder setting forth the existence of any facts, the existence of which is necessary to authorize the execution of any instrument or the taking of any action by such Trustee or majority, as the case may be, shall, as to all persons acting in good faith in reliance thereon be conclusive evidence of the truth of the statements made in such certificate and of the existence of the facts therein set forth and the existence of the authority of such one or more Trustees to execute and deliver the designated instrument on behalf of the Trust. Section 7.5 Application. All present and future owners, mortgagees, lessees and occupants of Units, and their employees, and any other persons who may use the facilities of the Property in any manner are subject to the Master Deed, this Declaration of Trust and the Rules and Regulations. The acceptance of a deed or conveyance or the entering into of a lease or the act of occupancy of a Unit shall constitute an agreement that the Master Deed, this Declaration of Trust and the Rules and Regulations, as they may be amended from time to time, are accepted, ratified, and will be complied with. ARTICLE VIII Divided Primary Unit Condominiums Section 8.1. Divided Primary Unit Condominium Documents. The master deed of any Divided Primary Unit Condominium shall provide for management and regulation of the Divided Primary Unit Condominium by a Trust of Individual Unit Owners which shall enact by-laws pursuant to the Condominium Law consistent with the provisions of the Master Deed and this Declaration of Trust. Said master deed shall also provide for all other provisions which are necessary or desirable to carry out the purposes of this Declaration of Trust respecting Divided Primary Unit Condominiums. The Declaration of Trust and by-laws of any Divided Primary Unit Condominium shall provide for a board of trustees of the Divided Primary Unit Condominium Association to administer the affairs of the Divided Primary Unit Condominium. The by-laws of the Divided Primary Unit Condominium shall also include a provision authorizing and appointing the Divided Primary Unit Board on behalf of the Divided Primary Unit to vote or take any other action to be taken under this Declaration of Trust and By-Laws by or on behalf of the Divided Primary Unit or the Divided Primary Unit Owner as provided hereunder. The Declaration of Trust of the Divided Primary Unit Condominium may permit the Divided Primary Unit Board to employ a managing agent and/or a manager for the Divided Primary Unit Condominium, provided that such managing agent and/or manager shall be subject to the approval of the Primary Board, such approval not to be unreasonably withheld. Such by-laws may also contain draft of January 13, 2021 3 all other provisions, which are necessary or desirable to carry out the purposes of this Declaration of Trust and By-Laws respecting Divided Primary Unit Condominiums. The Divided Primary Unit Condominium Documents of a Divided Primary Unit Condominium are subject to the provisions of the Master Deed, this Declaration of Trust, and the Rules and Regulations as they may be amended from time to time under the provisions of the Master Deed and this Declaration of Trust. In the event the Primary Condominium Documents are amended subsequent to the creation of a Divided Primary Unit Condominium, the Divided Primary Unit Condominium Documents shall be deemed amended consistent with any such amendments to the Primary Condominium Documents. The Divided Primary Unit Condominium Documents shall be null and void and of no force and effect to the extent they are inconsistent with the Master Deed, these By-Laws or the Rules and Regulations, as they may be amended from time to time. The Divided Primary Unit Condominium Documents, and any amendments thereto, shall not be effective unless approved by the Primary Board; provided, however, that such approval shall be granted if the Divided Primary Unit Condominium Document in question is consistent with the provisions of the Primary Condominium Documents. Upon the request of any Primary Unit Owner seeking to create a Divided Primary Unit Condominium, or any Divided Primary Unit Board of Trustees seeking to amend any Divided Primary Unit Condominium Document, the Primary Board shall issue a certificate in recordable form approving said proposed Divided Primary Unit Condominium Documents, or amendment thereto, provided that the Divided Primary Unit Condominium Document or Documents in question are consistent with the Primary Condominium Documents. The execution of any Divided Primary Unit Condominium Document by the Primary Board of Trustees shall be deemed approval of said Divided Primary Unit Condominium Document hereunder. Section 8.2 Authorization of Board of Trustees of Divided Unit Condominium Primary Unit Condominium. For all purposes of this Declaration of Trust and By-Laws, the Divided Primary Unit Board of Trustees is hereby authorized and appointed on behalf of the Divided Primary Unit to vote or take any other action to be taken under these By-Laws by or on behalf of the Divided Primary unit or the Divided Primary Unit Owner. Any vote or action taken or authorized by the Divided Primary Unit Board of Trustees shall bind the Divided Primary Unit as fully as if such vote had been made or action had been taken by the Divided Primary Unit. Section 8.3 Voting and Other Actions by Divided Primary Unit Owner. Notwithstanding the provisions of Article IV, a Divided Primary Unit Board may vote and act for the Divided Primary Unit, and notwithstanding the objections of any Individual Unit Owners such vote or action shall be given full force and effect (subject, however, to the provisions of this Trust and such provisions as may be set forth in the by-laws of a Divided Primary Unit Condominium with respect to the rights of Individual Unit Owners to vote on, and direct the Divided Primary Unit Board with respect to, (i) repair or restoration in the event of a taking by eminent domain and (ii) termination or .abandonment of the Primary Condominium regime). For this purpose, any annual draft of January 13, 2021 3 or special meeting of the Primary Unit Owners may be held jointly with a meeting of the Divided primary Unit Board; provided, however, that the failure of a quorum of the Divided Primary Unit Board to be present at any meeting shall not prevent the Primary Unit Owners from transacting any business properly before them if a quorum of Primary Unit Owners is present. Section 8.4 Liens and Personal Obligation of Individual Units. Each Owner of any Individual Unit within a Divided Primary Unit Condominium created in accordance with the provisions of the Master Deed, by acceptance of an Individual Unit Deed therefor, whether or not it is so expressed in such deed, shall be deemed to covenant and agree with the Primary Condominium Association and each other Primary Unit Owner as a personal obligation, to pay all Common Charges and all other assessments coming due with respect to the Divided Primary Unit while he is the owner of such Individual Unit, with interest thereon and costs of collection thereof, to the extent that common charges and other assessments have been assessed against his Individual Unit by the Divided Primary Unit Board of Trustees , or are deemed to have been assessed against his Individual Unit. There shall be deemed to have been assessed against each Individual Unit. a portion of the Common Charges and other assessments assessed against the Divided Primary Unit by the Primary Board of Trustees equal to the product of (i) said Common Charges and other assessments and (ii) the percentage of interest of such Individual Unit in the common areas and facilities of the Divided Primary Unit Condominium, to the extent that all said Common Charges and other assessments have not been assessed against Individual Units by the condominium association of the Divided Primary Unit Condominium. No Individual Unit Owner shall be personally liable for such Common Charges and other assessments assessed before his acquisition of such Individual Unit or after his disposition of such Individual Unit, although such Individual Unit shall be subject to a continuing lien in favor of the Primary Unit Owners enforceable by the Primary Condominium Association on behalf of said Primary Unit Owners for such portion of all such Common Charges and other assessments (including interest thereon and the costs of collection thereof) until full payment therefor, which shall bind such Individual Unit in the hands of the then owner, his heirs, devisees, personal representatives, successors in title and assigns. An Individual Unit Owner shall continue to be personally liable after disposition of an Individual Unit for payment and other assessments assessed while the Individual Unit Owner owned the Individual Unit. Section 8.5. Subordination of the Lien on Individual Units to Mortgages. The lien of the assessments provided for in section 5.2 hereof shall, as applicable, be subordinate to the master deed of any Divided Primary Unit Condominium, and to any first mortgage upon any Individual Unit subject to assessment; provided, however, that said subordination to any first mortgage on an Individual Unit shall apply only to the assessments which have become due and payable prior to a sale or transfer of such Individual Unit pursuant to a foreclosure, or any other proceeding in lieu of foreclosure. Such sale or transfer shall not relieve such Individual Unit from liability for any assessments thereafter becoming due, nor from the lien of any such subsequent assessments, nor shall it relieve the Owner of an individual Unit from personal liability for payment of any assessments which become due and payable while such an Individual Unit Owner owned the Individual Unit. Section 8.6. Insurance Coverage for improvements to individual Units. The by-laws of a Divided Primary Unit Condominium shall provide that each Individual Unit Owner is responsible for insuring any additions, alterations or improvements to his Individual Unit which draft of January 13, 2021 3 may be separately insured by the Individual Unit Owner under a policy of improvements and betterments insurance. The Divided Primary Unit Board shall not report such additions, alterations or improvements to the Primary Board in connection with the primary Board's review of the insurance coverage of the Primary Condominium under Article V, Section 5.6) hereof. Section 8.7. Notice to Divided Primary Unit Owner. All notices to be given under this Declaration of Trust to Primary Unit Owners shall in the case of a Divided Primary Unit, be given to the Divided Primary Unit Board at such address in Yarmouth established by the Divided Primary Unit Board by notice to the Primary Board. ARTICLE IX Miscellaneous Section 9.1 Records. The Trustees or the managing agent or manager shall keep detailed records of the actions of the Trustees and financial records and books of account of the Trust, including a chronological listing of receipts and expenditures, as well as a separate account for each Unit which, among other things, shall contain the amount of each assessment of Common Charges against such Unit, the date when due, the amounts paid thereon, and balance remaining unpaid. An annual financial statement of the Association shall be rendered by the Trustees to all Owners and all mortgagees requesting same within ninety (90) days after the end of each fiscal year. Copies of the Master Deed, Rules and Regulations, this Declaration of Trust and floor plans of the Building and Units, as the same may be amended from time to time, and the records of the actions of the Trustees and financial records and books of account of the Association shall be maintained at the office of the Trustees and shall be available for inspection by Owners and their authorized agents during reasonable business hours. The Trustees shall, as soon as reasonably possible after the close of each fiscal year, or more often if convenient to them, submit to the Owners a report of the operations of the Trust for such year. If the Trustees so determine or if any Owner so requests in writing to the Trustees, the report shall include financial statements by a certified public accountant which may, but need not be certified, as the Trustees shall determine, and shall be in such summary form and in only such detail as the Trustees shall deem proper. Any person who has been furnished with such report and shall have failed to object thereto by notice in writing to the Trustees given by registered mail within a period of one (1) month of the date of his or her receipt of the report shall be deemed to have assented thereto. Section 9.2 Checks, Notes, Drafts and Other Instruments. Checks, notes, drafts and other instruments for the payment of money drawn or endorsed in the names of the Trustees or of the Trust may be signed by any two Trustees (or by one Trustee if there is only one), or by any person or persons to whom such power may at any time or from time to time have been delegated by not less than a majority of the Trustees. Section 9.3 Fiscal Year. Except as from time to time otherwise provided by the Trustees, the fiscal year of the Association shall end on the last day of December in each year. draft of January 13, 2021 3 Section 9.4 Severability. The invalidity of any part of this Declaration of Trust shall not impair or affect in any manner the validity, enforceability or effect of the balance of this Declaration of Trust. Section 9.5 Captions. The captions herein are inserted only as a matter of convenience and for reference and in no way define, limit or describe the scope of this Declaration of Trust, or the intent of any provision thereof. Section 9.6 Gender. The use of the masculine gender in this Declaration of Trust shall be deemed to include the feminine gender and the use of the singular shall be deemed to include the plural, whenever the context so requires. Words used in the singular or in the plural respectively include individuals, firms, associations, companies (joint stock or otherwise), trusts and corporations unless a contrary intention is reasonably required by the subject matter or context. Section 9.7 Interpretation. All the trusts, powers and provisions herein contained shall take effect and be construed according to the laws of the Commonwealth of Massachusetts. Unless defined herein or the context otherwise indicates, words defined in Chapter 183A shall have the same meaning here. Section 9.8 Waiver. No restriction, condition, obligation, or provisions contained in this Declaration of Trust shall be deemed to have been abrogated or waived by reason of any failure to enforce the same, irrespective of the number of violations or breaches thereof which may occur. ARTICLE X Amendments to This Declaration of Trust Section 10.1 Amendments to This Declaration of Trust. Except as provided in the next sentence, this Declaration of Trust may be altered, amended or repealed upon the written consent of the Trustees and Owners representing one hundred (100%) percent or more of the Beneficial Interest. No amendment which purports to alter the Beneficial Interest of any Unit or the basis for allocation of Common Expenses, Common Charges or distributions to Owners, shall be of any force or effect unless the same has been signed by all Owners affected thereby and recorded in the Registry. For so long as the Declarant has not conveyed every Unit it has the right to create under the Master Deed, this Declaration of Trust may not be amended so as to adversely affect the Declarant without Declarant’s written consent. Any amendment, alteration, addition or change pursuant to the foregoing provisions of this Section shall become effective upon the recordation with the Registry of an instrument of amendment, alteration, addition or change as the case may be, signed, sealed and acknowledged in the manner required in Massachusetts for the acknowledgment of deeds by any two Trustees, (or one Trustee if there be only one then in office), setting forth in full the amendment, alteration, addition or change and reciting the consent of the Owners and Declarant required by this Trust to consent thereto. Such instrument, so executed and recorded, shall be conclusive evidence of the existence of all facts and of compliance with all prerequisites to the validity of such amendment, draft of January 13, 2021 3 alteration, addition or change whether stated in such instrument or not, upon all questions as to title or affecting the rights of third persons and for all other purposes. Nothing in this paragraph shall be construed as making it obligatory upon the Trustees to amend, alter, add to or change the Declaration of Trust upon obtaining the necessary consent as hereinbefore provided. ARTICLE XI Conflicts Section 11.1 Conflicts. This Declaration of Trust is set forth in compliance with the requirements of Chapter 183A. In case any provision of this Declaration of Trust conflicts with the provisions of said statute, or the Master Deed, the provisions of said statute or the Master Deed, as the case may be, shall control. ARTICLE XII Termination Section 12.1 Termination. The Association hereby created shall terminate only upon the removal of the Condominium from the provisions of said Chapter 183A in accordance with the procedure therefor set forth in Section 19 of said Chapter. The Owners may remove all or a portion of the Condominium from the operation of Chapter 183A of the General Laws as amended from time to time at any annual or special meeting of the Owners by the affirmative vote of one hundred (100%) percent in interest of the Owners, provided that notice of such removal is given in the notice of the meeting and, provided, further, that the holders of all first mortgages consent to such removal by written instruments duly recorded with the Registry. Section 12.2 Disposition of Trust Property Upon Termination. Upon the termination of this Trust, the Trustees may, subject to and in accordance with the provisions of Chapter 183A, sell and convert into money the whole of the Trust property, or any part thereof, and, after paying or retiring all known liabilities and obligations of the Trustees and providing for indemnity against any other outstanding liabilities and obligations, shall divide the proceeds thereof among, and distribute in kind, at valuations made by them which shall be conclusive, all other property then held by them in trust hereunder, to the Owners according to their respective beneficial interest stated in this Trust.. In making any sale under this section, the Trustees shall have power to sell by public auction or private sale or contract and to buy in or rescind or vary any contract of sale and to resell without being answerable for loss and, for said purposes, to do all things, including the execution and delivery of instruments, as may by their performance thereof be shown to be in their judgment necessary or desirable in connection therewith. The powers of sale and all other powers herein given to the Trustees shall continue as to all property at any time remaining in their hands or ownership, even though all times herein fixed for distributions of Trust property may have passed. [Signatures appear on the following page.] draft of January 13, 2021 3 Executed as an instrument under seal this ___ day of ____________________, 2021. Wise Living, LLC By:__________________________ Christopher D. Wise, Its Manager draft of January 13, 2021 3 COMMONWEALTH OF MASSACHUSETTS ________ County, ss. On this ___ day of _________________, 2021, before me, the undersigned notary public, personally appeared the above-named Christopher D. Wise, proved to me through satisfactory evidence of identification, being (check whichever applies): __ driver’s license or other state or federal governmental document bearing a photographic image, __ oath or affirmation of a credible witness known to me who knows the above signatory, or __ my own personal knowledge of the identity of the signatory, to be the person whose name is signed above, and acknowledged the foregoing to be signed by him/her voluntarily for its stated purpose, as the duly-authorized Manager of Wise Living, LLC . ______________________________________________ (Print Name of Notary Public):_____________________ My Commission Expires:_________________________ Qualified in the Commonwealth of Massachusetts