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BLDE-21-007199 PLANS
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Calc.by: PE 28202 CABOT ROAD,SUITE 300 Date: 4/21/2021 LAGUNA NIGUEL,CA 92677 MEMBER CHECKS (ROOF 1) PASS 1.(E)WOOD ROOF CONSTRUCTION: ROOF SLOPE = 23' FRAMING TYPE = Rafters WOOD SPECIES&GRADE = DF#2 RAFTER OR TRUSS TOP CHORD SIZE = 2x6 (S=7.56 inA3 ; I =20.79 inA4) RAFTER OR TRUSS SPACING = 16"o.c. MEMBER HORIZONTAL SPAN,L = 12'-6" 2.MEMBER LOADING: LOAD TYPE UNIFORM LOAD U.L.PROJECTION MEMBER DESIGN (PSF) OVER HORTZ.SPAN(PSF) LOAD(PLF) ROOF DEAD LOAD 8.0 8.7 11.6 PV DEAD LOAD 3.0 3.3 4.3 ROOF LIVE LOAD* 0.0 0.0 0.0 ROOF SNOW LOAD 25.0 25.0 33.3 *RLL=0 PSF UNDER PV GOVERNING LOAD CASE = DL+PV+SL TOTAL LOAD,Wn = 49 plf 3.BENDING CHECKS: REFERENCE DESIGN BENDING STRESS,Fb = 900 psi LOAD DURATION FACTOR,Cd = 1.15 SIZE FACTOR,CF = 1.30 REPETITIVE MEMBER FACTOR,Cr = 1.15 ALLOWABLE BENDING STRESS,Pb=Fb X Cd X Cf X Cr = 1,547 psi MEMBER BENDING STRESS,fb=Mmax/S = 1,527 psi BENDING DEMAND-CAPACITY RATIO=fb/F'b = 99% <100% BENDING O.K. 4.SHEAR CHECKS: REFERENCE DESIGN SHEAR STRESS,F„ = 180 psi LOAD DURATION FACTOR,Cd = 1.15 ALLOWABLE SHEAR STRESS,F',„=F„x Cd = 207 psi MAX SHEAR,Vmax=Will/2 = 308 lbs MEMBER AREA,A = 8.25 in2 MEMBER SHEAR STRESS,f =Vmax/A = 37.3 psi SHEAR DEMAND-CAPACITY RATIO=ff/F'„ = 18% <100% SHEAR O.K. 5.DEFLECTION CHECKS: ALLOWABLE DEFLECTION(TOTAL LOAD),HALL-TL = (L/180) E= 1,600,000 psi = 0.833 in SPAN TYPE=Simple Span MAX DEFLECTION(TOTAL LOAD),OMAX-Ti = 5 WLA4/384EI = 0.813 in (L/184) AMAx-n < AAu-u TOTAL LOAD DEFLECTION O.K. ALLOWABLE DEFLECTION(LIVE/SNOW),AALL_wsL = (L/240) = 0.625 in MAX DEFLECTION(LIVE/SNOW LOAD),AMAX-LL/sL = 5 WLA4/384E1 = 0.550 in (L/273) AMAx-u < AAu-u LIVE LOAD DEFLECTION O.K. Page 4 LAGUNA Project: WALKER Residence CONSULTING ENGINEERS Location: YARMOUTH,MA LAGUNA PACIFIC GROUP, INC. Calc.by: PE 28202 CABOT ROAD,SUITE 300 Date: 4/21/2021 LAGUNA NIGUEL,CA 92677 GRAVITY LOADS (ROOF 1) ITEM LOAD 1.NEW PV SYSTEM DEAD LOAD (N)PV SYSTEM DEAD LOAD, DLL= 3 psf Note:PV System Weight Provided by Client/Manuf. ITEM LOAD ASCE Ch-3 Comp Shingles 4 psf Plywood Deck 2 psf 2.ROOF DEAD LOAD 2x6 Rafters @ 16"O.C. 1.73 psf Vaulted Ceiling 0 psf Miscellaneous 0.28 psf ROOF DEAD LOAD, DLR= 8 psf ITEM VALUE ASCE Ch-4 Roof Live Load,Lo= 20 psf Tributary Area Supported By Member,AT= <_200 sq.ft 3.ROOF LIVE LOAD Tributary Area Reduction Factor, R1= 1 Roof Slope= 5/12 (23 Deg.) Slope Reduction Factor,R2= 1.00 ROOF LIVE LOAD, LLRr,>O"L .1ti•R2 20> psf Note:Live Load Under PV Arrays=0 PSF. ITEM VALUE ASCE Ch-7 Ground Snow Load,pg= 30 psf Exposure Factor(Fully Exposed),Ce= 1 Table 7.3-1 Thermal Factor(Cold Roof),Ct= 1 Table 7.3-1 Snow Importance Factor,Is= 1 Minimum Low-Slope Roof Snow Load,pi_s m;n= N/A psf Minimum Flat Roof Snow Load(AHJ),Pf minAHJ= 25.0 psf 4.ROOF SNOW LOAD Flat Roof Snow Load, Pf=0.7CeCtlsPg+Pr sur.Pf z Pf_min AHJ -> Pf= 25.0 psf Eqn 7.3-1 Roof Slope= 5/12 (23 Deg.) Surface Type= All Other Surfaces Slope Factor,Cs= 1.00 ROOF SNOW LOAD,ps" Cs-Pf= 25.0 psf Eqn 7.4-1 Page 2 • BY SIGNING BELOW, YOU AGREE TO RI RESIDENTS: Notice to Buyer: (1) Do WI RESIDENTS: THE TERMS OF THIS NOTE, INCLUDING not sign this agreement if any of the NOTICE TO THE ADDITIONAL TERMS AND spaces intended for the agreed terms to CUSTOMER (A) DO CONDITIONS BELOW AND IN THE the extent of then available information NOT SIGN THIS ATTACHED ARBITRATION PROVISION. are left blank. (2) You are entitled to a BEFORE YOU READ YOU AGREE BOTH INDIVIDUALLY AND copy of this agreement at the time you THE WRITING ON FOR PURPOSES OF THE NOTE sign it. (3)You may at any time pay off the EACH PAGE, EVEN IF PROVISIONS UNDER THE CAPTION full, unpaid balance due under this OTHERWISE "GRANT OF SECURITY INTEREST; agreement and in so doing you may be ADVISED. (B)DO NOT MAINTENANCE OF PROPERTY AND entitled to receive a partial rebate of the SIGN THIS IF IT SYSTEM; ACCESS" (EXCEPT THE FIRST finance and insurance charges. (4) The CONTAINS ANY SENTENCE) AND "ARBITRATION seller has no right to unlawfully enter BLANK SPACES. (C) PROVISION," AS A PERSON your premises or commit any breach of YOU ARE ENTITLED AUTHORIZED TO SIGN THIS NOTE ON the peace to repossess goods purchased TO AN EXACT COPY BEHALF OF ANY ENTITY OWNER. BY under this agreement. (5)You may cancel OF ANY AGREEMENT CONSIDERING YOUR APPLICATION FOR this agreement if it has not been signed at YOU SIGN. (D) YOU THE LOAN, WE AGREE TO THE TERMS the main office or a branch office of the HAVE THE RIGHT AT OF THIS NOTE. YOU SPECIFICALLY AND seller, provided you notify the seller at his ANY TIME TO PAY IN SEPARATELY AGREE THAT WE MAY or her main office or branch office shown ADVANCE THE DIRECTLY OR REMOTELY DISABLE THE in the agreement by registered or certified UNPAID BALANCE FUNCTIONING OF THE SYSTEM IF mail, that shall be posted not later than DUE UNDER THIS THERE IS A DEFAULT, AS DESCRIBED IN midnight of the third calendar day after AGREEMENT AND THE "ACCELERATION; DEFAULT the day on which the buyer signs the YOU MAY BE REMEDIES" SECTION. YOU agreement, excluding Sunday and any ENTITLED TO A ACKNOWLEDGE THAT, BEFORE holiday on which regular mail deliveries PARTIAL REFUND OF SIGNING THIS NOTE, YOU RECEIVED A are not made. See the attached notice of THE FINANCE LEGIBLE, SIGNED, DATED AND cancellation form for an explanation of CHARGE. COMPLETELY FILLED-IN COPY OF THIS buyer's rights. NOTE(INCLUDING THE ATTACHMENTS). Borrower: Co-Borrower: Date: /W ad X2ivaGket 9 c>reCi`ce-A Wi icor Apr26,2021 Michael R Walker(Apr 26,2021 22:33 EDT) Jacqulline A Walker(Apr26,2021 22:37 EDT) BUYER'S RIGHT TO CANCEL: YOU, THE BUYER, MAY CANCEL THIS TRANSACTION AT ANY TIME PRIOR TO MIDNIGHT OF THE THIRD BUSINESS DAY AFTER THE DATE OF THIS TRANSACTION. SEE THE ATTACHED NOTICE OF CANCELLATION FORM FOR AN EXPLANATION OF THIS RIGHT. ADDITIONALLY, THE SELLER IS PROHIBITED FROM HAVING AN INDEPENDENT COURIER SERVICE OR OTHER THIRD PARTY PICK UP YOUR PAYMENT AT YOUR RESIDENCE BEFORE THE END OF THE 3-BUSINESS-DAY PERIOD IN WHICH YOU CAN CANCEL THE TRANSACTION. THE ARBITRATION PROVISION ATTACHED AS EXHIBIT A WILL HAVE A SUBSTANTIAL IMPACT ON YOUR RIGHTS IN THE EVENT OF A DISPUTE BETWEEN YOU AND US OR BETWEEN YOU AND CONTRACTOR. FOR EXAMPLE, WE (OR CONTRACTOR) MAY REQUIRE YOU TO ARBITRATE ANY CLAIM YOU INITIATE. IF SO, YOU WILL NOT HAVE THE RIGHT TO A JURY TRIAL OR THE RIGHT TO PARTICIPATE IN A CLASS ACTION IN COURT OR IN ARBITRATION. NOTICE: ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED WITH THE SunPower rev 08/20/2020 V4 6 Borrower: Hine Co-Borrower: mjq JAW SOLAR ENERGY SYSTEM LONG-TERM LOAN AGREEMENT AND PROMISSORY NOTE NONNEGOTIABLE CONSUMER NOTE Loan Number: 2879475 Date:April 23,2021 WALKER MICHAEL R 43 Pollock Rip Road,South Yarmouth, MA 02664 Borrower:Name and Residence Address Jacqueline Walker 43 Pollock Rip Road,South Yarmouth, MA 02664 Co-Borrower:Name and Residence Address DEFINITIONS: As used in this Long-Term Loan Agreement and Promissory Note ("Note"), "you" and `your" mean Borrower (Buyer of the System) and any Co-Borrower (Co-Buyer of the System), and "we," "us" and "our" mean Technoloay Credit Union ("Lender"), 2010 North First Street, San Jose, CA 95131, and any subsequent holder of this Note. For purposes of the Note provisions under the captions "GRANT OF SECURITY INTEREST; MAINTENANCE OF PROPERTY AND SYSTEM; ACCESS" (except the first sentence) and "ARBITRATION PROVISION," "you" and "your" also include any trust or limited liability company (either, "Entity Owner") that owns the residence located at the Borrower address set forth above (the`Residence"). "Contractor" means SunPower Corp, Inc. "Loan" means the loan evidenced by this Note (this "Note"). You are purchasing one of the following: (1) a solar energy system, (2) a solar energy system including electricity storage equipment, or (3) electricity storage equipment (each of which are referred to as the "System"). "Installation" is complete and the System is `Installed" on the date the System is substantially completed. The System does not need to be connected to a power grid or operating to be considered Installed for purposes of this Note. TRUTH IN LENDING ACT "TILA" DISCLOSURES ANNUAL PERCENTAGE FINANCE CHARGE(e) Amount Financed(e) Total of Payments(e) RATE("APR") 0.99% $986.68 $18,577.78 $19,564.46 The cost of your credit as a The dollar amount the The amount of credit The amount you will have yearly rate credit will cost you provided to you or on your paid after you have made behalf all scheduled payments Payment Schedule (e): Monthly payments are due commencing approximately two months after installation of the System, as follows: 17 payments of$122.08,followed by 101 payments of$171.47 and a single payment of$170.63.* Late Fee: If any part of a payment is more than ten days late, we will charge you a late fee equal to 5% of the scheduled payment or$25,whichever is greater. Security Interest: You are giving us a security interest in the solar panels and inverters, electricity storage equipment (if any) and other readily detachable equipment included in or purchased in conjunction with the System, including any modifications, attachments, improvements, revisions and/or additions thereto (the "Equipment") and in your contractual and other rights, if any, regarding renewable energy credits and similar benefits. Prepayment: If you pay this Loan early,you will not have to pay a penalty. Contract Reference: See the remainder of this Note for any additional information about nonpayment, default, our right to accelerate maturity of this Note and prepayment rebates and penalties. "(e)"means an estimate SunPower rev 08/20/2020 V4 4 Borrower: /yW Co-Borrower: m„q JAW • No portion of this loan is interest free. Interest accrues on the full unpaid balance of the total amount financed on a daily basis from the date your system is installed. • Extended first payment periods and payment deferrals increase the amount of interest you will owe. • One or more payments made after any extended first payment or deferral period may only pay some of the accrued interest.Such payments may be insufficient to reduce your Amount Financed. Important Reminders: • Your obligation to repay this loan is independent of system performance. • Tech CU receives a security interest in the solar equipment related to this transaction. • We may disable the system in the event of default. • Please consult your tax advisor regarding your eligibility for the Federal Tax Credit.Your loan and your requirement to make payments is not contingent on the availability or your receipt of a tax credit or other benefit. • To protect your solar system from an unforeseen disaster,you should reach out to your insurance provider and update your personal property coverage to include the solar system. This information can also be found in your Loan Agreement, included within this package. If you have any questions or concerns, please call us at(800)786-7693 or email us at SunPowerFinancing@sunpowercorp.com. Sample Amortization Schedule for 120 month Solar Loan with a 0.99%APR This is an example and may not reflect the actual amount or terms of your loan.Your results may vary based on loan amount, annual percentage rate (APR), your selected payment method, payment amounts, and the timing of your payments. • The tables below illustrate the schedule of payments for the first two years of a$18,577.78 solar system where payment is deferred for the first 60 days after installation.The table on top shows the payment schedule if a prepayment is made by the 17th scheduled payment.In this case,the monthly payment should remain the same for the entire term of the loan.The 2"d table illustrates the payment schedule if no prepayment is made by the i7"'scheduled payment. In this case,the monthly payment amount increases with the 18th scheduled payment and remains at this higher amount through the remaining term of the loan. • Please consult your tax advisor regarding the Federal Tax Credit Your loan and your requirement to make payments is not contingent on the availability or your receipt of a tax credit or other benefit. Pre-Payment Amortization Table End of Date Beginning Interest Monthly Tax Credit Interest Principal Accrued Ending Period Balance Accrual Payment PrePayment Applied Applied Interest Balance 0.0 2021-07-14 $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 1.0 2021-08-14 $18,577.78 $15.62 $0.00 $0.00.6 $18,577.78 2.0 2021-09-14 $18,577.78 $0.00 $$31.24 $0.00.8 $$0.00 $18,577.78 $15.62 $122.08 $0.00 $90.84 3.0 2021-10-14 $18,486.94 $15.04 $122.08 $0.00 $18,486.94 $15.04 $107.04 4.0 2021-11-14 $18,379.90 $0.00 $18,379.90 $15.45 $122.08 $0.00 $15.45 $106.63 $0.00 $18,273.28 5.0 2021-12-14 $18,273.28 $14.87 $122.08 $0.00 $14.87 $107.21 $0.00 $18,166.06 6.0 2022-01-14 $18,166.06 $15.27 $122.08 $0.00 $15.27 7.0 2022-02-14 $18,059.26 $15.18 $122.08 $106.81 $0.00 $18,059.26 8.0 2022-03-14 $0.00 $15.18 $106.90 $17,952.36 $13.63 $122.08 $0.00 $17,952.36 9.0 2022-04-14 $0.00 $13.63 $108.45 $17,843.92 $15.00 $0.00 $0.00 $17,843.92 10.0 2022-05-14 $122.08 $14.43 $107.65 $0.00 $17,629.19 $17,736.84 $14.43 $122.08 $0.00 $14.43 $107.65 $0.00 $17,629.19 11.0 2022-06-14 $17,629.19 $14.82 $122.08 $0.00 $14.82 $107.26 $0.00 12.0 2022-07-14 $17,521.94 $14.26 $122.08 $0.00 $14.26 $17,414.11 13.0 2022-08-14 $17,414.11 $14.64 $122.08 $107.82 $0.00 $17,30 .68 14.0 2022-09-14 $0.00 $14.64 $107.53 $0.00 $17,199.15 $17,306.68 $14.55 $122.08 $0.00 $14.55 $107.53 $0.00 $17,199.15 15.0 2022-10-14 $17,199.15 $13.99 $122.08 $0.00 $13.99 $108.09 $0.00 $17,091.06 16.0 2022-11-14 $17,091.06 $14.37 $122.08 $0.00 $14.37 $107.71 $0.00 $16,983.35 17.0 2022-12-14 $16,983.35 $13.82 $122.08 $0.00 $13.82 $ $0.00 $11,936.98 18.0 2023-01-14 $16,875.09 $14.19 $122.08 $4,830.22 $14.19 $4,938.11 $0.00 $11,936.98 19.0 2023-02-14 $11,936.98 $10.04 $122.08 $0.00 $10.04 20.0 2023-03-14 $11,824.94 $8.98 $122.08 $113.10 $0.00 $11,711.84 21.0 2023-04-14 $11,711.84 $9.85 $0.00 $9.85 $112.23 $0.00 $11,599.60 22.0 2023-05-14 $122.08 $0.00 $9.85 $112.64 $0.00 $11,486.96 $11,599.60 $9.44 $122.08 $0.00 $9.44 $112.64 $0.00 23.0 2023-06-14 $11,486.96 $9.66 $122.08 $0.00 $11,374.54 24.0 2023-07-14 $11,374.54 $9.26 $9.26 $112.82 $0.00 $11,261.72 $122.08 $0.00 $9.26 $112.82 $0.00 $11,261.72 SunPower rev 08/20/2020 V4 2 Borrower: fltW mrw Co-Borrower: 1A.W JAW Information and Instructions Massachusetts General Laws chapter 152 requires all employers to provide workers' compensation for their employees. Pursuant to this statute,an employee is defined as"...every person in the service of another under any contract of hire, express or implied,oral or written." An employer is defined as"an individual,partnership,association,corporation or other legal entity,or any two or more of the foregoing engaged in a joint enterprise,and including the legal representatives of a deceased employer,or the receiver or trustee of an individual,partnership,association or other legal entity,employing employees. However the owner of a dwelling house having not more than three apartments and who resides therein,or the occupant of the dwelling house of another who employs persons to do maintenance,construction or repair work on such dwelling house or on the grounds or building appurtenant thereto shall not because of such employment be deemed to be an employer." MGL chapter 152,§25C(6)also states that"every state or local licensing agency shall withhold the issuance or renewal of a license or permit to operate a business or to construct buildings in the commonwealth for any applicant who has not produced acceptable evidence of compliance with the insurance coverage required." Additionally,MGL chapter 152,§25C(7)states"Neither the commonwealth nor any of its political subdivisions shall enter into any contract for the performance of public work until acceptable evidence of compliance with the insurance requirements of this chapter have been presented to the contracting authority." Applicants Please fill out the workers' compensation affidavit completely,by checking the boxes that apply to your situation and,if necessary, supply sub-contractor(s)name(s),address(es)and phone number(s)along with their certificate(s)of insurance. Limited Liability Companies(LLC)or Limited Liability Partnerships(LLP)with no employees other than the members or partners,are not required to carry workers' compensation insurance. If an LLC or LLP does have employees,a policy is required. Be advised that this affidavit may be submitted to the Department of Industrial Accidents for confirmation of insurance coverage. Also be sure to sign and date the affidavit. The affidavit should be returned to the city or town that the application for the permit or license is being requested,not the Department of Industrial Accidents. Should you have any questions regarding the law or if you are required to obtain a workers' compensation policy,please call the Department at the number listed below. Self-insured companies should enter their self-insurance license number on the appropriate line. City or Town Officials Please be sure that the affidavit is complete and printed legibly. The Department has provided a space at the bottom of the affidavit for you to fill out in the event the Office of Investigations has to contact you regarding the applicant. Please be sure to fill in the permit/license number which will be used as a reference number. In addition,an applicant that must submit multiple permit/license applications in any given year,need only submit one affidavit indicating current policy information(if necessary)and under"Job Site Address"the applicant should write"all locations in (city or town)."A copy of the affidavit that has been officially stamped or marked by the city or town may be provided to the applicant as proof that a valid affidavit is on file for future permits or licenses. A new affidavit must be filled out each year.Where a home owner or citizen is obtaining a license or permit not related to any business or commercial venture (i.e.a dog license or permit to burn leaves etc.)said person is NOT required to complete this affidavit. The Office of Investigations would like to thank you in advance for your cooperation and should you have any questions, please do not hesitate to give us a call. The Department's address,telephone and fax number: The Commonwealth of Massachusetts Department of Industrial Accidents Office of investigations Lafayette City Center, 2 Avenue de Lafayette Boston,MA 02111-175o Tel. (617)727-4900 or 1-877-MASSAFE Revised 7-2019 Fax(617)727-7749 www.mass.gov/dia r Y N 4 ■ (6 0 U c E a) 2 a) v >. 32- o' rc 2 U Is g Z c x 1 Ts L o < c E N € v' c Q E x M o g Q _ r. cfl o € # e rc = mN ' w o ' `„ t.u 0/ L Jo E cCliC Z x s W T. �u N N h ; = L w V p V N N ` . m m e LL 8 g x g ! �w N o t 'iJi Sa � vu � _ gg o � m W E N o w m R: Cli (/) o it. :i a w n o eo m a Q 5' V _ 2 e w ' 't w r as ' N E tX J ('1 N >K Y � m N m J Z K (� ) U IL N N S U O — aD N ) J E E .' 0 m C a $ (q L. 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