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BLD-23-000824 PERMIT
RECEIVED ePE �--�-_ -t: got . , 1.. ONE & TWO FAMILY ONLY- BUILDING PERMIT Town of Yarmouth Building Department `'' :<_ ....^l{i+7t�ENT 1146 Route 28, South Yarmouth,MA 02664-4492 `_ "' 508-398-2231 ext. 1261 Fax 508-398-0836 AO,T� ',I Massachusetts State Building Code,780 CMR Building Permit Application To Construct, Repair, Renovate Or Demolish • a One-or Two-Family Dwelling This Secti For Official Use Only Building Permit Number: I1,)73-4)(1) `L Date Applied: \ , t`"1 S ( c — /),— j4k Building Official(Print Name) Signatu e Date SECTION 1:SITE INFORMATION 1.1 Property Address: 1.2 Assessors Map&Parcel Numbers 717 Willow Street 42 136 1.1 a Is this an accepted street?yes X no Map Number Parcel Number 1.3 Zoning Information: 1.4 Property Dimensions: RS-40 single family/no change 17,436 155.7 Zoning District Proposed Use Lot Area(sq ft) Frontage(ft) 1.5 Building Setbacks(ft) no change to existing front&side setbacks Front Yard Side Yards Rear Yard Required I Provided Required Provided Required Provided 30 38.2 20 18.5/49 20 , 14.2 1.6 Water Supply: (M.G.L c.40,§54) 1.7 Flood Zone Information: 1.8 Sewage Disposal System: Public TO Private 0 ZonetlE(EL 1lputs Flood Zone? Municipal 0 On site disposal system 1`� Check if yes❑ SECTION 2: PROPERTY OWNERSHIP' 2.1 Owner'of Record: David&Theresa Pearson Alexandria,VA 22301 Name(Print) City,State,ZIP 3440 Austin Court 703-589-8466 davidpearson83@msn.com No.and Street Telephone Email Address SECTION 3:DESCRIPTION OF PROPOSED WORK2(check all that apply) New Construction 0 ! Existing Building kl I Owner-Occupied 0 I Repairs(s) 0 Alteration(s) ❑ Addition El Demolition ❑ I Accessory Bldg. ❑ Number of Units Other 0 Specify: Brief Description of Proposed Work2: Removing part of house built on slab,replacing with great room addition SECTION 4: ESTIMATED CONSTRUCTION COSTS. Item Estimated Costs: Official Use Only (Labor and Materials) 1.Building $ 1. Building Permit Fee:S G 4 3 Indicate how fee is determined: B Standard City/Town Application Fee 2.Electrical $ 0 Total Project Co 6)x multiplier x 3.Plumbing $ 2. Other Fees: S. J�"() 3Lkel 00 4.Mechanical (HVAC) $ List: �O' 5.Mechanical (Fire . $ Suppression) Total All Fees:$ Check No. Check Amount: Cash unt:_ 6.Total Project Cost: $ 168,000.00 ❑Paid in Full Outstanding Balance D e: 5$- SECTION 5: CONSTRUCTION SERVICES 5.1 Construction Supervisor License(CSL) CS-097057 11/29/22 Robert McPhee License Number Expiration Date Name of CSL Holder List CSL Type(see below)Unrestricted 28 Bakers Pond Rd. No.and Street Type Description South Dennis,MA 02660 U ( Unrestricted(Buildings up to 35,000 cu.ft.)_ City/Town,State,ZIP R Restricted l&2 Family Dwelling M Iviasonry RC f Roofing Covering WS Window and Siding SF Solid Fuel Burning Appliances 508-385-2704 mcphee@tncpheeassociatesinc.com I Insulation Telephone Email address D Demolition 5.2 Registered Home Improvement Contractor(HIC) McPhee Associates,Inc. 104158 7/12/2024 HIC Company Name or HIC Registrant Name HIC Registration Number Expiration Date 1382 Route 134 No.and Street mcphee@mcpheeassociatesinc.com East Dennis,MA 02641 Email address City/Town,State,ZIP Telephone SECTION 6:WORKERS' COMPENSATION INSURANCE AFFIDAVIT(M.G.L.c.152.§ 25C(6)) Workers Compensation Insurance affidavit must be completed and submitted with this application. Failure to provide this affidavit will result in the denial of the Issuance of the building permit. Signed Affidavit Attached? Yes E] No .❑ SECTION 7a: OWNER AUTHORIZATION TO BE COMPLETED WHEN OWNER'S AGENT OR CONTRACTOR APPLIES FOR BUILDING PERMIT I,as Owner of the subject property,hereby authorize McPhee Associates,Inc. to act on my behalf,in all matters relative to work authorized by this building permit application. David&Theresa Pearson(please see attached) _ 8/8/22 Print Owner's Name(Electronic Signature) Date • SECTION 7b: OWNER'OR AUTHORIZED AGENT DECLARATION By entering my name below,I hereby attest under the pains and penalties of pet jury that all of the information contaitn.d,in this application is true and accurate to the best of my knowledge and understanding. ,`L�, tti� i; � 8/12/22 Print Owner's or Authorized Agent's Name(Electronic Signature) Date NOTES: 1. An Owner who obtains a building permit to do his/her own work,or an owner who hires an unregistered contractor (not registered in the Home Improvement Contractor(RIC)Program),will not have access to the arbitration program or guaranty fund under M.G.L.c. 142A. Other important information on the HIC Program can be found at www.mass.gov/oca Information on the Construction Supervisor License can be found at www.mass.eov/dps 2. When substantial work is planned,provide the information below: Total floor area(sq.ft.) 2759 (including garage,finished basement/attics,decks or porch) Gross living area(sq.ft.) 2707 Habitable room count 7 Number of fireplaces 1 Number of bedrooms 3 Number of bathrooms 2 Number of half/baths 1 Type of heating system Hot Water Number of decks/porches 1 Type of cooling system N/A Enclosed Open 1 3. "Total Project Square Footage"may be substituted for"Total Project Cost" $168,000.00 1; WATER DEPARTMENT O--1` .;'', ', a ,. ! ,,,,, -. t �+ ,. [,t1 ..t-Ai€r(,-i 1 _ • I. . (, . RECEIVED .U6 2 3 2022 BUILDING DEPARTMENT BUILDING PERf111'I' APPLICATIor FOR By. WATER DEPARTMENT SIGN OFF TRANSMITTAL FORM lit ILDING SITE LOCATION: 717 Willow Street PROPOSED WORK: removing part of existing house built on stab,replacing with great room addition APPLICANT: McPhee Associates,Inc. ADDRESS: PO Box 799,1382 Rte.134,East Dennis,MA 02641 T 1 1_P 1 l ON E: 508-385-2704 RESIDENTIAL AND OR COMMERCIAL I3I;ILDING Water Department: I)ctermines Compliance of Water Availability and or existing location Engineering Department: Determines Compliance for Parking and Drainage Conservation Commission: Determines Compliance to Wetlands \ct: i e- If torts)border any type of Vietlands, streams.ponds.rivers.ocean. bogs,boys. marshland. ETC .. I lealth Department: Determines Compliance to State and Town Regulations. i.e. requirements for Septage Disposal and other Public I Icalth Actiyite . Dire I)epartmcnt: Determines('nmpliance to State and Town Requirements t'or Personal Safety. Property Protections, i.e.Smoke Detectors, Sprinkler Systems,etc 8/22122 APPLICANT SIGNATURE I)1TTE OFFICE. USE: COM11} y I S ON I'E:R111 I 1PPRO1'AI. OR DEN I %I, 441._ %i.?-3712-2,---- ItI \ 1E11 1) By WATER DIVISION(SIGN. 1 ERE) I) 1l I. Arlir tn./ 3 6- - , fik'311 NAME x { 717 VILLAGE SERVIG 4'iO. o! 4 43 —o�o�i f czar METER NO. /Po I 0' a �tr i t 1 N 4 s\ 7',1 g I • a q c § Q ZO H 'i ' Y �In Ws t. Qp Jui!II;1 ,, � ' N * a W s ; Q6aovg Ni'' ; , p O '• ,N or AIo K 'f If t3 G \2 Wxo I _ aw > x t _ it "a a Lei ii. ts, z" rr 7 E # w .... * , ' -- ;•:.' . I. ,,,,,,..i.:,: g...;.='ci) tj. z N O v"t S, t, < ^hy i6 5 � .S I (', O i w� c a '> L M(ma„„yy I - , t� yq.�\j y6 i K ' c _ I 5. -'' 21 i al g �' i x H s; -$ h . I ��t�, _— FYI I , a - is .� J , tfi� k 'ss-. I ll , -C a fliU.It z� �^... _»...� o x soy;r <n f r 8 a# a i l>A; Sin xa <�" g if y4 n YI °aaAZ . e. ,A,U y g : W <x t'n f < §/ NI N N '2) - p' n iL--.- J ...._.._.._. `i ` i ` -f Lv s K Lt Z u r t. ..... 1 r i j•• a ��.r- tvry „i j j. �, pz j� O i { f n _ti Z i oa�az r # I t 5 RI U a <a i ! . O 8 zztzi<� a N h 77S 2.2 A Ij _ I 1 i Sears, Tim From: Sears, Tim Sent: Monday, August 22, 2022 11:30 AM To: 'mcphee@mcpheeassociatesinc.com' Cc: DiRienzo, Brittany; Water Department Subject: 717 Willow Attachments: work in flood zone packet.PDF Robert, I have reviewed your application for the addition and there are some items needed. 1Z! Health Department sign off(under review) la''Water Department sign off ii Conservation sign off �4. Flood cost worksheet and affidavits completed(attached) �5. Rescheck --- t G\ 1 Please submit these items for review This email is considered a written denial of your permit application per Section 105.3.1 of the Massachusetts State Building Code. Section 105.3.2 states in part that "an application for a permit for any proposed work shall be deemed to have been abandoned 180 days after the date of filing, unless such application has been pursued in good faith" You may appeal this denial to the Building Code Appeals Board in accordance with M.G.L. c. 143 §100, within 45 days of this notice. Timothy Sears CBO Deputy Building Commissioner [own of Yarmouth 508-398-2231 Ext. 1259 mailto:tsears@varmouth.ma.us 1 NOTES ` a^ 1.DATUM IS NS1fQBp. , 2.THIS PLAN IS FOR PROPOSED WORK ONLY AND NOT TO BE USED FOR LOT LINE STAKING OR ANY OTHER _ PURPOSE. AA'la 3.CONTRACTOR SHALL8-34 BE 33)RESPONSIBLEVERIFYING FOR CARE O ro LOCATIO(OF ALL UNDERGROUND AND�£VERHE THE PRIOR TO CO ALL CEDENGROUND&OVERHEAD UNTIES I ' �1=, PRIOR TO COMMENCEMENT OF WORK. 4.EXISTING SEPTIC LOCATION PER 11E-CARD ON FILE I� W71H TOWN. r j� N, , t o R d - e o LOCUS MAP /' SCALE 1-=2000't 'CL-N:?F2\ jil/ ASSESSORS MAP 42 PARCEL 136 4. C. _ WILLOW Q LOCUS IS WITHIN BOTH FEMA FLOOD ZONE AE(EL 11)AND �♦o-�w7 LLO FI' STREET COMMUNITY PANEL�'25001C0569ZONE X(AREA OF MINIMAL D DATED HAZARD)/16/2014 �; X X— if• ZONING SUMMARY LOT AREA o 17,436 S.F.* , / ZONING DISTRICT: RS-40 DISTRICT A, N ° • / i MIN. LOT SIZE 40,000 S.F. a , n MIN. LOT FRONTAGE 150' MIN. FRONT SETBACK 30' GRAVEL MIN. SIDE SETBACK 20' ! r -.....11164.1110/ DRIVE M: U!! A X.REARBUIL M EXISTING r a EXGE=13.7% �I . DWELLING _1: �7 m TOF = 11.7' ��r ' m 11 I GRAVS/ I'DRIVEFi A, _.•i '.44- � II�,` l,� ' 11 =,'I 1 v 'y4Tw -n2-_-,, ]I, I 7 o-_ X - Jam.,1 . o SHED JV1 L SITE PLAN OF #717 WILLOW STREET SOUTH YARMOUTH, MA PREPARED FOR DAVID PEARSON DATE: SEPTEMBER 14,2021 N SOB-}62-4541 foo 508-362-9880 Cowncope.com O we cape eagiaeerial,iac. civil engineers Scale:1"=20' land surveyors 939 Main Street(Rte 6A) I,L.E. 20_.35rr 0 10 20 30 40 50 FEET YARMOUTHPORT MA 0267 5PEAPSON.DWC August 3, 2022 TO: TOWN OF Yarmouth ATTN: Building Commissioner To Whom It May Concern: This letter is to confirm that we, David and Theresa Pearson of 717 Willow Street South Yarmouth, Ma authorize McPhee Associates, Inc. to act on our behalf as the contractor for work to be performed at the above referenced address. vl / -Q David Pearson '',A---\/"vs'Ii2 --, Theresa Pearson §TOWN OF YARMOUTH 1146 Route 28, South Yarmouth, MA 02664 508-398-22311 ext. 1261 Fax 508-398-0836 Office of the Building Commissioner BUILDING DEPARTMENT DEMOLITION DEBRIS DISPOSAL AFFIDAVIT Pursuant to M.G.L. Ch. 40, §54 and 780 CMR- Section 105.3.1. #4. I hereby certify that the debris resulting from the proposed work/demolition to be conducted at 717 Willow Street Work Address on-site dumpster and Exco,200 Great Western Ave,S.Dennis Is to be disposed of oat the following location: Said disposal site shall be a licensed solid waste facility as defined by M.G.L. Ch. 111, §150A. 72 , --- ,ki Maw 8/12/22 Signature of Application Date Permit No. CAPE COD APPRAISAL PARTNERS Linda Coneen,MRA,SRA srappraisalpartnrrdagnail.com Julia A Lee,SRA,RA MA Cert Gen RE Appr Lic#214 www.capecodappraisalpartners.com MA Cert Res RE Appr Lic#76040 95 Rayber Road, Orleans, MA 02653 ` Telephone 508-255-4241 — FAX 508-255-6387 : January 20,2021 David Pearson 3440 Austin Court Alexandria,VA 22310 717 Willow St, South Yarmouth,MA 02664 (Improvements Only) Dear Mr Pearson, In accordance with your authorization, I have prepared an estimate of the Actual Cash Value (ACV) of the residence located at 717 Willow St, South Yarmouth,MA. Actual Cash Value is defined by the Federal Emergency Management Agency (FEMA) as "The cost to replace a building on the same parcel with a new building of like-kind and quality, minus depreciation due to age, use, and neglect." FEMA,Substantial Improvement/Substantial Damage Desk Reference,4.5.3. Site improvements and land value are not included in the analysis. The market value of the real estate has not been appraised under the definition of "market value" commonly used in the practice of real estate appraisal: "The most probable price, as of a specified date, in cash, or in terms equivalent to cash, or in other precisely revealed terms, for which the specified property rights should sell after reasonable exposure in a competitive market under all conditions requisite to a fair sale, with the buyer and seller each acting prudently, knowledgeably, and for self-interest, and assuming that neither is under undue duress."The Appraisal of Real Estate, 14th Edition,Appraisal Institute,2013,page 58. This definition includes the land,building,and all site improvements,as well as outbuildings and other man-made structures. The intended use of this report is to assist you, my client, with building code compliance by providing an opinion of the depreciated value of the improvements as of the date of value, and prior to any work completed on the date of inspection, as required by National Flood Insurance regulations ("50%Rule"). Intended users of the report are you, the client, and the Yarmouth Building Commissioner, for the stated purpose. The appraiser is not responsible to any other user for any other purpose. The National Flood Insurance Program (NFIP) regulations do not define "market value" but do note two specific requirements: • "Market value must always be based on the condition of the structure before the improvement (sic)is undertaken or before the damage(if any)occurred. • "Only the market value of the structure is pertinent.The value of the land and site improvements (landscaping, driveway, detached accessory structures, etc) and the value of the use and occupancy (business income) are not included. Any value associated with the location of the property should be attributed to the land,not the building." The date of value is January 14, 2021, which is also the date the property was inspected by appraiser Julia A Lee, SRA, RA. The cost analysis to follow is based on the quality and condition of the building on January 14,2021. The written cost analysis, attached, has been prepared in compliance with the requirements of Standards Rules 1 and 2 of the Uniform Standards of Professional Appraisal Practice (USPAP) for real property appraisal assignments, as promulgated by the Appraisal Standards Board of the Appraisal Foundation, 2020-2021 Edition, and applicable guidelines and regulations. The cost analysis reflects the building component(only)of market value as required by NPIF regulations. This report includes a summary cost analysis of the building improvements but not the underlying land value, furnishings, personal property, or the value of site improvements such as landscaping,parking areas,walkways,septic system,and utility hook-ups. The improvements consist of an above average quality, wood frame, 2,480 square foot (SF), detached Cape style dwelling originally constructed in 1947. The dwelling has two finished floors above grade. There are four bedrooms, two full bathrooms, one half bathroom, a kitchen, a living room, a family room, an office, and a dining room, above grade. Items not included in base costs include an adjustment made for the recent increase in lumber costs due to increased demand and lumber shortages as reported by area builders. The cost analysis is based on the quality and depreciated condition of the improvements as of the date of value. My knowledge of the interior finish materials and condition of the subject is based on the property inspection. Overall, the improvements were judged to be above average quality construction in average condition. The scope of work included a physical inspection of the interior and exterior of the home and development of an appropriate cost analysis. Cost data are based on the Marshall Valuation Service manual and local builder estimates. The sales comparison and income approaches are not applicable to the assignment and were not developed and do not apply to the appraisal problem. On the basis of the attached cost analysis, the "as is" depreciated cost of the subject improvements(Actual Cash Value),as of the date of value,January 14,2021: THREE HUNDRED NINETY THOUSAND DOLLARS ($390,000) rounded Thank you for allowing me to be of service in this matter. Please feel free to contact me should you require any additional assistance. Yours truly, 9ditt; a. lee, Julia A Lee, SRA,RA MA Certified Residential Real Estate Appraiser License #76040 Cape Cod Appraisal Partners Federal Tax ID 83-4185920 COST ANALYSIS Cost data are based on the Marshall Valuation Service Manual, supported by local builders' costs. Base costs are for single family residences. Appropriate multipliers have been applied to the base cost for the number of stories and the shape of the footprint. Current cost, local cost, and resort cost multipliers have been applied to adjust for the higher cost of construction in the regional (eastern) and local (Cape Cod)markets.This is standard methodology when using the Marshall Valuation Service Manual. SKETCH(ASSESSOR/CONFIRMED INFIELD) nas HAS ins BAD ERAS LIMA rOP i •.• 2 COST APPROACH PROPERTY TYPE Single-Family Residences Residence Class&Type/Quality D Above Average Exterior Wall Wood Shingle I Number of Stories Two Stories GLA 2,480 SF Year Built&Age 1947/ 74 Years Condition & Eff Age Average 20 Years Foundation Concrete Block Region Eastern Climate Moderate Single-Family Residences Sec 12, Pg 25- Class D BASE SQUARE FOOT COST $108.50 Height & Size Refinements Story Height- Multiplier 1.000 Shape Multiplier 1.000 Combined Height &Size Multiplier 1.000 Refined SF Cost $108.50 Builder 15% Architect 10% FINAL SF COST $135.63 GLA 2,480 SF SUB-TOTAL $336,350 Plus: Lump Sum Adjustments Brick Fireplace 1 @ $5,000 $5,000 Lumber Overage $27,076 Lump Sum Total $32,076 SUB-TOTAL $368,426 Current & Local Cost Multipliers Current Cost Multiplier 1.030 Local Cost Multiplier 1.210 Resort Cost Multiplier 1.020 TOTAL COST NEW OF IMPROVEMENTS $464,217 Depreciation Eff Age:"20 16% $74,275 DEPRECIATED VALUE OF THE IMPROVEMENTS $389,942 Rounded to $390,000 GENERAL COMMENTS The cost data are obtained from the Marshall Valuation Service Manual, supported by local builders' and contractors' costs. The costs used are for"Single Family Residences," Section 12, Page 25, Class D, of the Marshall Valuation Service Manual. Ratings and definitions are in the Marshall & Swift Valuation Service Manual. SUBJECT PHOTOGRAPHS - i ` A i _ \• }} z rj ' .:fir i � V Itre' • �.» _ - • !. °.,.� ri L. E, a d i s IL. °"'. . �t F ,' �, //,,� ,.,.,#may {Gt� G • +awn * -Wf, fi V',.,/ / ' Front Side 1. E .k„. "r'v.i �a"/q J , , ,,,,,,,,..„.., ,,, ,,,,,,,,, „ i ,,,,,I": __ , ,,,, ---c.-44).:4%,1.,,. ' ---- . . . ... ,„_,..t..7.vo.„.„,,,,,,,.,.„ .,.....„..„..,,c„...„,;....„,::„,:s, __,....._„„, ......,.. 1,:... ,.... ,:......„...,..,, Aiie ,.....1.,.s,„:„..r.„, ,.,.. _.4c,.. -. It,r --- h. Y� ` ' a Rear Kitchen a y �y/r '''''. I' ' ', ' :‘•• '. t c -.-- <Ar'''''''1' :• 140! �� v i d3^-s� - +p,m� Z;�y`,, 1` y sue „ �` �'. „ fie, bi s... .�^. �,.. -- _ Dining Room Living Room - - - - SUBJECT PHOTOGRAPHS „ ,..„4„,..„...„. „ . .„,: , .4,..,.,,,,„„, . ,„ f.:„.... " ,. ii , .„.... „,„ , ,, . 00 0,:.: i/ x � ;<.%' FullFull Bath 2 Bath 7 .. . BZWP ME a' / ,, i •; .�fry •s, Bedroom 1 Bedroom 2 r i • .,,,,.,1741iiiia,,,,,,,,T;'1., ..11?:*'.'1::;;',4:!::. APPRig,',.,,AN,;;;;;Vi::/tir,4* ,'''.',/fr./'/M- y< ! "'. ,yam Bedroom 3 B � SUBJECT PHOTOGRAPHS d ,N ', K , s y • '',:-;.'.',;:""Z '/-s' 7--'* -7 '''',7*,1111117146.4'1 1 ' , '/,1.1tNiZet'''''' Half Bathroom Office '- rt ,,:;.' ' i ..,.... rn4y t .,444:, - .l f r . Tl�j • ��:. lliP � .. • Basement Fireplace ^ L i ,*i f /*:;,!„ Sf!'",,4 i ..--, - r�. hr ste �.. may; - -` Mechanics �� Mechanicals STANDARD CERTIFICATION STATEMENT I certify that,to the best of my knowledge and belief: • The statements of fact included in this report are true and correct. • I have performed no other services regarding the subject property within 3 years prior to the date of report and date of value,as appraisers or in any other capacity. • The reported analyses,opinions, and conclusions are limited only by the reported assumptions and limiting conditions are my personal,impartial,and unbiased analyses,opinions,and conclusions. • I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. • I have no bias with respect to the property that is the subject of this report or to the parties involved with the assignment. • My engagement is this assignment was not contingent upon developing or reporting predetermined results. • My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the Client, the amount of the value opinion,or the occurrence of a subsequent event directly related to the intended use of this appraisal. • The reported analysis, opinions and conclusion were developed, and this report has been prepared in compliance with the requirements of the Code of Professional Ethics and Standards of Professional Appraisal Practice of the Appraisal Institute. • Use of this report is subject to the requirements of the Appraisal Institute relating to review by its duly authorized representatives. Additional Certifications-Appraisal Institute Julia A Lee,SRA • As of the date of the report,I,Julia A Lee,SRA,have completed the requirements of the continuing education program for designated members of the Appraisal Institute. Cep Q Date: January 20,2021 Julia A Lee,SRA,RA Certified Residential Real Estate Appraiser,MA Lic#76040 ADDENDUM CALCULATORMETHOD SECTION 12 PAGE August n18 SINGLE-FAMILY RESIDENCES (351) LIGHTING AND COST CLASS TYPE EXTERIOR WALLS INTERIOR FINISH HEAT PLUMBING Sq. M. Cu. Ft. Sq. Ft. Excellent Face brick,cut stone,heavy roof Plaster,ornamental detail,fine carpet, Some special fixtures,more than Warm and 2088.20 24.25 194.00 structure,shakes,tile,slate parquet or plank one bath per bedroom cool air Very good Good brick,stone trim,shakes or Very good plaster and detail,good- Top-quality standard fixtures, Heat pump 1732 99 20.13 161.E concrete tile roof on good structure quality carpet or hardwood electrical and plumbing system Good Brick or good block and stucco, Good plaster or drywall,some Good lighting and outlets,one Package A.C. 1453.13 16.88 135A0 concrete,shakes or wood shingles ornamentation,carpet or hardwood bathroom per two bedrooms Average Brick or block,concrete w/SIP forms, Plaster or drywall,hardwood,vinyl Adequate lighting/plumbing per good g wood or good asphalt shingle roof composition,average carpet building codes Forced air 1038.72 12.06 9Fi.50 ) Fair Block or brick,concrete w/SIP forms, Drywall or tinted plaster,carpet,vinyl Adequate standard lighting and Electric -_- 88 _ standard sash,asphalt shingle roof composition_ _ tile _ plumbing per good codes _ baseboard 886.02 10.31 82.50 Low cost Block or cheap brick,asphalt �� Drywall,exposed block,vinyl- Minimum standard lighting and Way furnace 748.09 8.69 69.50 shingle roof,few windows composition tile,cheap hardwood plumbing,cheap fixtures Cheap block,composition roof, Painted block,few partitions,asphalt Minimum,substandard by most ,` Cheap cheap sash tile,softwood building codes No 624.31 7.25 58.00 Excellent Face brick,cut stone veneer,heavy Plaster,ornamental detail,fine carpet, Some special fixtures,more than Warm and 2077.43 24.13 193.00 rafters,shakes,tile,slate,etc. parquet,or plank one bath per bedroom cool air Good brick veneer,stone trim,conc. Very good plaster and detail,good- Top-quality standard fixtures, _ Heat pump Very god tile or shakes or slate quality carpet or hardwood electrical and plumbing system 1722.22 20.00 180.00 Good Select common or used brick Good plaster or drywall,some Good lighting and outlets,one bath package A.C. 1453.13 16.88 135.00 veneer,shakes or good shingles ornamentation,carpet or hardwood per two bedrooms VENEER Average MASONRY Brick veneer,some trim,woad or Plaster or drywall,hardwood,carpet, Adequate lighting/plumbing per good Forced air 1044.10 12.13 97.00 good asphalt shingles vinyl composition building codes Fair Brick veneer,little trim,standard Drywall or plaster,carpet,vinyl Adequate standard lighting and Electric 893.40 10.38 83.00 sash,asphalt shingles composition tile plumbing per_good codes baseboard Low cost Brick or block veneer,few windows, Drywall/tinted plaster,vinyl composition Minimum standard lighting and Wail furnace 753.47 8.75 70.00 ,� asphalt shingles tile,cheap hardwood plumbing,cheap fixtures Excellent Half-timber,stone or brick trim, Plaster,ornamental detail,fine carpet, Some special fixtures,more than Warrn and 1926.74 22.38 179.00 heavy rafters,slate,tile,shakes terrazzo,slate,etc. one bath per bedroom cool air Very good Best stucco,EIFS,or siding,brick Very good plaster and detail,good- Top-quality standard fixtures, Heat pump 1603.82 18.63 149.00 or stone trim,shakes,concrete tile quality carpet or hardwood electrical and plumbing system Good Good stucco,EIFS,or siding,tile, Good plaster or drywall,some Good lighting and outlets,one bath Package A.C. 1356.25 15.75 126.00 light shakes or good shingles ornamentation,carpet or hardwood per two bedrooms Average Stucco or siding,EIFS,some trim, Plaster or drywall,hardwood,carpet, Adequate lighting/plumbing per good Forced air 979.51 11.38 91.00 wood or good asphalt shingles vinyl composition building codes Fair Stucco or siding,standard sash, Drywall or plaster,carpet,vinyl Adequate standard lighting and Electric asphalt shingles or built-up rock composition tile plumbing per good codes, baseboard 839.58 9.75 78.00 Low cost Low-cost stucco or siding,asphalt DrywalUtinted plaster,vinyl composition Minimum standard lighting and shingle roof,few windows tile,cheap hardwood plumbing,cheap fixtures Wall furnace 710.42 8.25 66.00 Cheap Box frame or light studs,cheap Drywall,cheap ceiling or none, Minimum,substandard by most Nona 597.40 6.94 55.50 stucco/siding,windows,comp.roof softwood or asphalt tile on slab building codes Averse Pre-engineered frame,Insulated Gypsum board or acoustic tile,vinyl Adequate lighting/plumbing per good 9 sandwich panels,average windows composition and carpet building codes Forced air 931.08 10.81 86.50 Fireplaces,balconies,porches and built-in appliances are not Included,see Pages 38-41, For average wall heights over 8 feet(2.44 meters),excluding gables,add,3%a for each foot(.305 meter), For small residential elevators and fire sprinkler systems,see notes on Page 38 and 39.See Page 35 for garage costs. For basements,see Page 26;for basement garage Lump-sum addition, see Page 32. REHALL VALUATION SERVICE The dam included ou this page becomes obsolete after update delivery,scheduled fitr August 1020. "J 2018 Co, Logice,Inc,and in licensors,all rights reserved Any reprinting,distribution,creation of derivative marks,manioc public displays is strictly prohibited. 812018 MON THLY CURRENT COST MULTIPLIERS T GREEN SECTION 99 PAGE 3 August 20I9 These multipliers bring costs from preceding pages up to date.Also apply Local Multipliers, Section 99, Pages 5 through 10. CALCULATOR COST SECTIONS SEGREGATED COST SECTIONS (Effective Date 11 12 13 14 15 16 17 18 (Effective Date 41 42 43 44 45 46 47 48 of Cost Pages) (11/18) (8/18) (5/18) (2/18) (11/17) (8/19) (5/19) (2/19) of Cost Pages) (12/18) (9/18) (6/18) (3/18) (12/17) (9/17) (6/19) (3/19) A 1.05 1,06 1.08 1.07 1.09 1.02 1.03 1.05 A 1.05 1,06 1.08 1.07 1.09 1.10 1.03 1.05 B 1.05 1.05 1.04 1.06 1.05 101 1.03 1.05 B 1.05 1,05 1.04 1.06 1.05 1.06 1.03 1,05 EASTERN C 1,03 1.02 1.05 1.05 1.07 1.03 1.03 1.01 EASTERN C 1.03 1.02 1.05 1.05 1.07 1.09 1.03 1.01 D 1.01 1.03 1.04 1.04 1.05 1.02 1.00 1.00 D 1.01 1.03 1.04 1.04 1.05 1.08 1.00 1.00 S 1.06 1.07 1.07 1.07 1.09 1,01 1.01 1.04 S 1.06 1.07 1.07 1.07 1.09 1.08 1.01 1,04 ...1A 1.00 1.01 1.02 1.04 1.04 0.98 0.97 0.98 A 1.00 1.01 1.02 1.04 1.04 1.05 0.97 0.98 iv B 0.99 1.00 0.99 1.01 1.03 0.97 0.97 0.98 B 0.99 1.00 0.99 1.01 1.03 1.02 0.97 0.98 CENTRAL C 0.99 0.99 1.01 1.01 1.02 0.96 0.97 0.97 CENTRAL C 0.99 0.99 1,01 1.01 1.02 1.02 0,97 0.97 D 0.97 0.99 1.01 1,01 1.04 1.00 0.96 0.98 D 0.97 0.99 1.01 1.01 1.04 1.06 0.96 0.98 CS S 0.96 1.00 0.99 1.02 1,03 0.96 0.98 0.97 S 0.96 1.00 0.99 1.02 1.03 1.03 0.98 0.97 A 1.00 1.05 1.07 1.09 1.08 1,00 1.00 0.98 A 1.00 1.05 1.07 1.09 1.08 1.08 1.00 0.98 L. C5 B 0.99 1,00 1.04 1.04 1.05 1.02 1,01 0.99 B 0.99 1.00 1.04 1.04 1,05 1.06 1.01 0.99 o, WESTERN C 0.99 1.02 1.02 1.05 1.05 1.01 0.99 1.01 WESTERN C 0.99 1.02 1.02 1,05 1.05 1.07 0.99 1.01 cz D 1.01 1.01 1.03 1.05 1.04 0.99 1.02 1.00 D 1.01 1.01 1.03 1.05 1.04 1.05 1.02 1.00 N P, S 0.99 1.01 1.05 1.06 1.05 1.03 1.01 0,98 S 0.99 1.01 1.05 1.06 1.05 1.10 1.01 0.98 m UNIT-IN-PLACE COST SECTIONS (51 - 70) h I iSec. Page Date Eastern Central Western Sec. Page Date Eastern Central Western a 51 - 2-3 (3/19) Concrete Foundations 1.02 0.98 1,01 61 - 1-8 (12/18) Tanks 1.00 0.99 1.01 ,, 51 - 4 (3/19) Pilings 1.02 0.97 1.01 62- 1 (6/18) Industrial Pumps& Boilers 1.06 0.98 1.07 51 - 7-8 (3/19) Steel and Concrete Frame 1.02 0.97 1.01 62 2 3, 6 (6/18) Piping 1.06 0.98 1.07 R 51 - 3,7 (3/19) Wood Foundations, Frame 1.00 0.97 1.01 ' 62- 4 (6/18) Electrical Motors 1.06 0.98 1.07 52- 1-4, 6 (3/19) Interior Construction 1.00 0.99 1.01 62- 5 (6/18) Steel Stacks, Chutes 1.06 0,98 1.07 52- 5 (3/19) Bank Vaults and Equipment....... 1.03 0.98 0.99 62- 5 (6/18) Masonry&Concrete Chimneys 1.03 0.99 1.05 53- 1-8 (6/19) Heating, Cooling &Ventilating.... 1,01 0.98 1.01 62- 6 (6/18) Compactors, Incinerators 1.06 0.98 1.07 53- 9-12 (6/19) Plumbing, Fire Protection, etc 1.01 0.97 1.02 63- 1-4 (9/18) Trailer and Mfg. Housing Parks.. 1.02 1.00 1.05 54- 1-6 (6/19) Electrical,Security 1.00 1.01 0.99 63- 5-10 (9/18) Manufactured Housing 1.01 1.00 1.02 55- 3-7 (8/19) Wall Costs 1.01 0.98 1.02 64- 1-6 (3/18) Service Stations, Car Washes.... 1.06 1.02 1.03 56- 1-2 (8/19) Stained Glass 1.01 0.98 1.01 64- 7-9 (3/18) Prefabricated Metal Structures... 1.06 1.01 1.06 56- 3-6 (8/19) Storefronts 1.01 0.98 1.01 64- 7-8 (3/18) Prefab.Wood&Air Structures..,. 1.04 1.02 1.05 56- 7 (8/19) Stonework 0.99 0.99 1.02 65- 1-12 (3/18) Equipment Costs 1.05 1.04 1.04 56- 8 (8/19) Columns, Stone&Concrete 0.99 0,99 1.02 66- 1 (12/17) Subdivision Costs .......... ......... 1.06 1.02 1.07 56- 8 (8/19) Columns,Wood&Aluminum 1.00 0,98 1.02 66- 2-9 (12/17) Yard Improvements 1.05 1.01 1.07 57- 1-6 (9/17) Roofs 1.06 1.05 1.07 66- 10-11 (12/17) Demolition&Remediatiort 1.05 1,04 1.07 58- 1 (9/17) Cold Storage 1.06 1.04 1.08 67- 1-2 (12/17) Golf Courses 1.05 1.05 1.06 58- 2-8 (9/17) Elevators, Conveying Systems... 1.09 1.05 1.08 67- 3-7 (12/17) Recreational Facilities 1.05 1.04 1.07 70- 1-32 (1/19) Green Section . 0.99 0.99 1.02 MARSHALL rALUATIQV SERVICE The data included on this page becomes obsolete after update delivery,scheduled for September 2019. C 2019 CoreLogic19,Inc.and its licensors,all rights reserved. Any reprinting,dish Motion,creation of derivative works,ouel`or public displays is strictly prohibited. 8/2019 DEPRECIATION - RESIDENTIAL PROPERTIES IES SECTION 97 PAGE 25 December 2016 TYPICAL LIFE EXPECTANCY IN YEARS TYPICAL LIFE EXPECTANCY IN YEARS EFFECTIVE 70 65 60 55 50 45 40 35 30 25 20 EFFECTIVE 70 65 60 55 50 45 40 35 30 25 20 AGE IN YEARS AGE IN YEARS DEPRECIATION—PERCENTAGE REMAINING LIFE EXPECTANCY—YEARS 1 0 0 0 1 1 1 1 2 2 3 3 1 69 . 64 59 54 49 44 39 34 29 24 19 2 1 1 1 2 2 2 3 4 4 6 7 2 68 63 58 53 48 43 38 33 28 23 18 3 1 2 2 2 3 3 4 5 6 9 11 3 67 62 57 52 47 42 37 32 27 22 17 4 2 2 3 3 4 4 5 7 9 12 15 4 66 61 56 51 46 •41 36 31 26 21 16 5 2 3 4 4 5 6 7 9 12 15 20 5 65 60 55 50 45 40 35 30 25 20 15 6 3 4 4 5 6 7 9 11 14 18 24 6 64 59 54 49 44 39 34 29 24 19 14 7 4 5 5 6 7 8 10 13 17 22 28 7 63 58 53 48 43 38 33 28 23 18 13 8 4 5 6 7 8 10 12 15 19 25 33 8 62 57 52 47 42 37 32 27 22 17 12 9 5 6 7 8 10 11 14 17 22 29 38 9 61 56 51 46 41 36 31 26 21 16 11 10 5 7 8 9 11 13 16 20 25 32 43 10 60 55 50 45 40 35 30 25 20 15 10 11 6 8 9 10 12 14 18 22 28 36 48 11 59 54 49 44 39 34 29 24 19 14 9 12 7 9 10 11 13 15 20 24 31 40 53 12 58 53 48 43 38 33 28 23 18 13 8 13 8 10 11 12 15 17 22 26 34 44 57 13 57 52 47 42 37 32 27 22 17 12 7 14 8 10 12 13 16 19 24 29 37 48 61 14 56 51 46 41 36 31 26 21 16 11 6 15 9 11 12 15 17 21 26 32 40 52 66 15 55 50 45 40 35 30 25 20 15 10 5 16 10 12 13 16 19 23 28 34 43 55 70 16 54 49 44 39 34 29 24 19 14 9 5 17 10 13 15 17 20 25 30 37 46 59 73 17 53 48 43 38 33 28 23 18 13 9 4 18 11 14 16 19 22 27 32 40 50 63 76 18 52 47 42 37 32 27 22 17 12 8 3 19 12 15 17 20 24 28 34 43 53 67 78 19 51 46 41 36 31 26 21 16 11 7 3 20 13 16 18 21 25 30 37 45 56 71 79 20 50 45 40 35 30 25 20 15 10 6 2 22 14 17 20 23 28 34 42 51 62 76 80 22 48 43 38 33 28 23 18 13 9 5 2 24 16 20 23 26 31 38 47 57 68 79 24 46 41 36 31 26 21 16 12 7 4 26 18 22 25 29 35 43 52 62 74 80 26 44 39 34 29 24 19 15 10 6 4 28 20 24 28 33 39 47 57 68 77 28 42 37 32 27 22 17 13 9 5 3 30 22 27 31 36 44 52 62 71 79 30 40 35 30 25 20 16 11 8 4 3 32 24 29 34 40 47 56 67 74 80 32 38 33 28 23 18 14 9 6 3 34 27 32 37 44 51 60 71 77 34 36 31 26 21 17 12 8 5 3 36 29 35 40 47 55 65 74 79 36 34 29 24 20 15 10 7 5 38 32 38 43 51 59 69 77 80 38 32 27 22 18 13 9 6 4 40 35 41 47 55 63 72 79 40 30 25 21 16 11 8 5 3 42 38 45 51 59 66 75 80 42 28 23 19 14 10 7 5 44 41 48 54 62 69 77 44 26 21 17 13 9 6 5 46 44 51 57 65 72 79 46 25 20 15 12 8 6 4 48 46 54 61 68 75 80 PROPERTIES INCLUDED 48 23 19 14 11 7 5 50 49 57 64 71 77 Section 11 All except apartments,hotels and large 50 21 17 12 10 7 5 55 57 64 70 77 80 resorts 55 17 14 10 8 5 4 60 64 69 74 80 Section 12 All except motels,lodges,large multiples 60 14 11 8 7 4 and resorts 65 71 74 78 Section 13 None 65 11 9 7 6 70 76 78 80 Section 14 None 70 9 8 7 Section 15 Libraries 75 80 80 Section 16 Churches,fraternal bldgs. 75 8 7 80 Section 17 All farm and residential uses 80 7 7 Section 18 All school buildings 85 Section 64 All farm and residential uses 85 7 90 For life expectancies less than 20 years,use table on 90 95 Page 18. 95 100 ..._.L- ,.. . AIIRSHALZ I'" t*2016 r 's;•eserved. Any reprinting,distribution,creation of derivative s'urks,ander public displays is strictly prnhihited. 12/2016 4 Making Substantial Improvement and Substantial Damage Determinations 4.1 Overview Administering the SI/SD requirements requires local of- ficials to perform four major actions: (1) determine costs, The I-Codes include,in the adminis- trative(2) determine market values, (3) make SI/SD determine provisions,two requirements pertinent to the data necessary to tions, and (4) require owners to obtain permits to bring make SI/SD determinations.Appli- substantially improved or substantially damaged build- cants must: ings into compliance with the floodplain management requirements. This chapter describes how to determine • State the valuation of proposed whether work is a substantial improvement or a repair of work, and substantial damage. The first step is to review estimates of the improvement or repair costs; this step involves decid • Give other data and informa- ing which costs to include and exclude. Next, the market tion as required by the building official. value of the structure must be determined. There is more than one way to determine costs and market value, and the local official must examine both for reasonableness and accuracy. Communities must be prepared to explain to permit applicants how they make SI/SD deter- minations. Local officials should develop written procedures that can help them make and document consistent determinations and improve efficiency, especially in the post-disaster pe- riod when large numbers of buildings may be damaged. Chapter 5 outlines community responsibilities that are specifically related to administering these SI/SD requirements. Chapter 6 describes factors to consider when evaluating permit applica- tions and all aspects of bringing substantially improved and substantially damaged buildings into compliance; it also includes illustrations of improvements and repairs. Chapter 7 addresses handling substantial damage in the post-disaster period, with recommen- dations for planning ahead to be prepared for the added workload and demands on staff and resources. It describes some methods that can help communities focus their efforts when many damaged buildings may have to be evaluated. It also describes FEMA's Substantial Damage Estima- tor(SDE) software that communities can use to collect information about damaged buildings in order to make substantial damage determinations. SI/SD DESK REFERENCE 41 4 MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS 4.2 Accuracy and Verification Costs of proposed repairs or improvements and mar- ket values are needed to determine whether proposed Applicants may disagree with a work is SI/SD. Methods for obtaining this information community's cases, theD determination. on. In these burden is on are described in Sections 4.4 and 4.5, respectively. Lo- the applicant to provide improved cal officials are responsible for verifying that the data are cost estimates or to obtain a pro- complete and reasonable. The local official is responsi- fessional appraisal of market value. ble for reviewing the validity of all cost estimates provided The local official is responsible for by applicants, whether prepared by licensed contractors, reviewing the new information. In some cases, applicants may seek engineers, architects, professional cost estimators, or by a formal appeal of the local offi- property owners. When work is repair of damage, an in- cial's decision (Section 5.6.6). spection visit should be made to verify that the proposed work is all of the work that is necessary to restore the building to its pre-damage condition. To be consistent, local officials should document their decisions and the documentation should be retained in the community's permit records. A sample worksheet that can be used to document SI/SD determinations is included in Appendix D. Maintaining good records and documentation is especially critical if a community has elected to administer a cumulative SI/ SD requirement (Section 5.7.3). 4.3 Making SI/SD Determinations Work on buildings ranges from routine maintenance and om- minor repairs (which may not require permits) to work Consistency is important.munities should decide in advance that costs more than 50 percent of a structure's market how they will handle significant value. Local officials who are responsible for administer- flood events and develop written ing their floodplain management regulations or codes are procedures for making decisions. responsible for determining whether work is SI/SD. Oth- It is easier to defend SI/SD de- er entities, such as insurance claims adjusters, may make terminations if all applicants are estimates of damage for purposes of adjusting damage treated the same, especially when many buildings have been dam- claims. However, an adjuster's estimate must not be used aged (see Chapter 7). to make SI/SD determinations because the estimates of damage that determine the amount of a claim payment may not include all of the costs to repair the building to its pre-damage condition. Figure 4-1 illustrates an overview of the steps in the SI/SD determination that are described in detail in this Desk Reference. Once the cost of the work and the market value of the structure have been determined, the local official must make a final determination.The work is SI/SD if the ratio of the cost of work to the market value equals or exceeds 50 percent: Cost of Improvement or Cost to Repair to Pre-Damage Condition >_ 50% Market Value of Building 42 SI/SD DESK REFERENCE MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS 4 Communities may use a combination of sources for the data needed to make SI/SD determina- tions. For example, a community may make SI/SD determinations based on applicant-supplied costs of repairs or improvements and community-obtained market values. Determine Cost of Work(Section 4.4) Determine Market Value(Section 4.5) vir Divide: YES Issue SI/SD Is result Require compliance Cost of Work determination letter ♦>50%? (Chapter 6) _ Market Value (Section 5.6.15) NO Is building Ensure work is compliant and does not cause post-FIRM? YES any aspect originally required for compliance to (Section 6.2.1) become non-compliant (Section 6.4.7) NO Encourage flood resistance for pre-FIRM buildings (Section 5.8) Figure 4-1. Make the SI/SD determination(overview) 4.3.1 SI/SD Provisions in the 2006 and 2009 I-Codes The IBC and IRC apply to new construction and also to alteration, movement, enlargement, replacement, and repair of existing buildings. The IBC, the IRC, and the IEBC include SI/SD provisions that are consistent with the NFIP's requirements. The specific code provisions are described below: • IBC.The IBC relies on the definitions of"substantial improvement"and"substantial damage" in Section 1612.The code official must determine whether any alteration,repair,or addition to existing buildings,or work associated with a change of occupancy or moved buildings,meets those definitions.Section 1612.1 states that"all new construction of buildings,structures,and portions of buildings and structures, including substantial improvement and restoration of substantial damage to buildings and structures, shall be designed and constructed to resist the effects of flood hazards and flood loads." In addition, the requirements for existing buildings, including historic buildings, are found in IBC Chapter 34. • IRC. The IRC contains detailed administrative provisions in Chapter 1: ■ R105.3.1.1 Substantially improved or substantially damaged buildings and structures in areas prone to flooding. This section specifies that the building official shall examine SI/SD DESK REFERENCE 4-3 4 MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS applications and prepare a finding with regard to the value of the proposed work. If the value equals or exceeds 50 percent of the market value of the building before the damage occurred or the improvement is started, the finding is provided to the board of appeals. I R112.2.1 Determination of substantial improvement in areas prone to flooding. This section requires the board of appeals to determine if a proposal, referred to the board by the building official pursuant to Section R105.3.1.1, constitutes a substantial improve- ment (or repair of substantial damage). If the proposed work is found to be a substantial improvement or repair of substantial damage, the work must meet the requirements of Section R324 (Flood-Resistant Construction). ■ IEBC. The IEBC is organized based on the nature of the work: repairs; repair of damaged buildings; alterations (Levels 1, 2, and 3); work associated with change of occupancy classification; additions (horizontal, vertical, new/raised foundations); and relocated or moved buildings. These characterizations of work are similar to those used in Chapter 6 (also see Table 3-1, which lists the definitions and terms used in the IEBC). The provisions of the IEBC that pertain to flood resistance are all triggered by a determination of whether the work constitutes a substantial improvement or a repair of substantial damage. When that occurs, the IEBC requires the building to be brought into compliance with the flood damage-resistant provisions of the IBC (located in IBC Section 1612).The IEBC also includes provisions for historic structures that are located in SFHAs. 4.4 Determining Costs of Improvements and Costs to Repair The term"costs of improvements"includes the complete costs associated with all of the types of work that are described in Chapter 6. The term "costs to repair" includes the costs of all work necessary to restore a damaged building to its pre-damage condition. Both terms include the costs of all materials,labor,and other items necessary to perform the proposed work. Costs that must be included are described in Section 4.4.1 and certain costs that may be excluded are de- scribed in Section 4.4.2. Figure 4-2 illustrates the steps that local officials need to take in order to determine costs for making SI/SD determinations. The term "substantial damage" refers to the repairs of all damage sustained and cannot reflect a level of repairs that is less than the amount of the damage sustained. If an owner does not intend to repair the damaged building right away or if the owner cannot afford to make all re- pairs immediately, the local official should inspect the property to determine whether,based on estimates, the work required to restore it to its pre-damage condition will constitute substantial damage. If this is the case, then the cost to repair is compared to the building's market value and the local official should provide written notice to the owner of the substantial damage de- termination.The local official should include in the written notice information about obtaining permits and about the floodplain management requirements that must be met. Further, some- times these buildings also are improved beyond their pre-damage condition. If proposed, then the cost of improvements must be included along with the cost to repair to make the SI/SD de- termination. Note that the substantial damage requirement applies regardless of the cause of damage, such as wind or fire. 44 SI/SD DESK REFERENCE MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS 4 Review application for improvements and/ or repairs to determine nature and extent of work, location of building,whether it is pre- or post-FIRM(Chapters 4 and 5) Review cost estimates and ensure Use the cost of work in the Determine cost of proposed that all appropriate costs are SI/SD determination included/excluded work(Section 4.4) (Section 4.3) If post-disaster screening(Section 7.4) indicates buildings may be substantially damaged,use FEMA's SDE (Section 7.5)or other method to estimate costs Figure 4-2. Determine the cost of work(overview) The following topics related to determining costs will be covered in this section: Local officials will need to deter mine the necessary level of detail • Costs that must be included for the costs of improvements and Costs that maybe costs of repairs from permit ap- • excluded plicants or contractors in order to make a SI/SD determination. ■ Acceptable sources of cost information • Estimates of donated or discounted materials • Estimates of owner and volunteer labor • Demolition, debris, and disposal • Clean-up and trash removal • Cost exclusions to correct existing health, safety, and sanitary code violations 4.4.1 Costs That Must be Included in SI/SD Determinations Items that must be included in the costs of improvement and the costs to repair are those that are directly associated with the building. The following list of costs that must be included is not intended to be exhaustive, but characterizes the types of costs that must be included: • Materials and labor, including the estimated value of donated or discounted materials (Section 4.4.4) and owner or volunteer labor (Section 4.4.5) • Site preparation related to the improvement or repair (e.g.,foundation excavation or filling in basements) • Demolition and construction debris disposal (Section 4.4.6) SI/SD DESK REFERENCE 45 4 MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS ■ Labor and other costs associated with demolishing,moving,or altering building components to accommodate improvements, additions, and making repairs • Costs associated with complying with any other regulations or code requirement that is triggered by the work, including costs to comply with the requirements of the Americans with Disabilities Act (ADA) • Costs associated with elevating a structure when the proposed elevation is lower than the BFE • Construction management and supervision • Contractor's overhead and profit ■ Sales taxes on materials ■ Structural elements and exterior finishes, including: • Foundations (e.g., spread or continuous foundation footings, perimeter walls, chain- walls, pilings, columns,posts, etc.) ■ Monolithic or other types of concrete slabs ■ Bearing walls, tie beams, trusses ■ Joists,beams,subflooring,framing, ceilings I Interior non-bearing walls ■ Exterior finishes (e.g.,brick, stucco, siding, painting, and trim) ■ Windows and exterior doors ■ Roofing, gutters, and downspouts ■ Hardware ■ Attached decks and porches • Interior finish elements, including: ■ Floor finishes (e.g., hardwood, ceramic, vinyl, linoleum, stone, and wall-to-wall carpet over subflooring) ■ Bathroom tiling and fixtures • Wall finishes (e.g., drywall, paint, stucco,plaster, paneling, and marble) • Built-in cabinets (e.g., kitchen, utility, entertainment,storage, and bathroom) ■ Interior doors ■ Interior finish carpentry ■ Built-in bookcases and furniture ■ Hardware I Insulation 4-6 SI/SD DESK REFERENCE MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS 4 • Utility and service equipment, including: • Heating,ventilation, and air conditioning (HVAC) equipment ■ Plumbing fixtures and piping ■ Electrical wiring, outlets, and switches • Light fixtures and ceiling fans • Security systems I Built-in appliances ■ Central vacuum systems ■ Water filtration, conditioning, and recirculation systems 4.4.2 Costs That May be Excluded from SI/SD Determinations Items that can be excluded are those that are not directly associated with the building. The fol- lowing list characterizes the types of costs that may be excluded: ■ Clean-up and trash removal (Section 4.4.7) • Costs to temporarily stabilize a building so that it is safe to enter to evaluate and identify required repairs • Costs to obtain or prepare plans and specifications • Land survey costs • Permit fees and inspection fees • Carpeting and recarpeting installed over finished flooring such as wood or tiling ■ Outside improvements,including landscaping,irrigation,sidewalks, driveways,fences,yard lights, swimming pools, pool enclosures, and detached accessory structures (e.g., garages, sheds, and gazebos) • Costs required for the minimum necessary work to correct existing violations of health, safety, and sanitary codes (Section 4.4.8) • Plug-in appliances such as washing machines, dryers, and stoves 4.4.3 Acceptable Sources of Cost Information The costs of improvements and the costs to repair are necessary to make the SI/SD determina- tion. The following are acceptable methods to determine the costs: • Itemized costs of materials and labor, or estimates of materials and labor that are prepared by licensed contractors or professional construction cost estimators. • Building valuation tables published by building code organizations and cost-estimating manuals and tools available from professional building cost-estimating services. These sources can be used as long as some limitations are recognized, notably that there are local SI/SD DESK REFERENCE ¢7 4 MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS variations in costs and the sources do not list all types and qualities of structures. These sources should not be used for structures that are architecturally unique,exceptionally large, or significantly different from the classes of structures that are listed. ■ "Qualified Estimate" of costs that are prepared by the local official using professional judgment and knowledge of local and regional construction costs. This approach is most often used post-disaster when there are large numbers of damaged buildings and when permits must be quickly processed. ■ Building owners may submit cost estimates that they prepare themselves.If the community is willing to consider such estimates,owners should be required to provide as much supporting documentation as possible (such as pricing information from lumber companies and hardware stores). In addition, the estimate must include the value of labor, including the value of the owner's labor (Section 4.4.5). FEMA developed the Substantial Damage Estimator, summarized in Section 7.5, to provide esti- mates of building values and costs to repair. In general, this method is most often used in the post-disaster period when local officials need to inspect large numbers of damaged structures and make many substantial damage determinations. 4.4.4 Estimates of Donated or Discounted Materials To help make improvements or repairs to damaged homes, some organizations and individu- als donate materials,and some companies donate or provide materials at a discount. The value placed on all donated or discounted materials should be equal to the actual or estimated cost of such materials and must be included in the total cost. Where materials or servicing equip- ment are donated or discounted below normal market values, the value should be adjusted to an amount that would be equivalent to that estimated through normal market transactions. As part of the documentation required for a permit,the applicant should provide cost estimates of the value of donated or discounted materials based on actual or estimated costs. This esti- mate should be verified by the local official based on professional judgment and knowledge of local or regional material costs. Some communities help non-profit organizations and appli- cants make these estimates. 4.4.5 Estimates of Owner and Volunteer Labor The situations described in Section 4.4.4 that involve donated or discounted materials may also involve volunteer labor. Also, property owners may undertake fairly significant improvement and repair projects on their own. In both cases, the normal "market" value or "going rate" for labor must be included in the estimates of the cost of improvements and the costs to repair.Af- ter significant events, labor rates may change and should be taken into account. Labor rates vary geographically and by the nature of the work and trade required. As part of the documentation required for a permit,the applicant should provide an estimate of the value of owner or volunteer labor. The value placed on labor should be estimated based on appli- cable minimum-hour wage scales for the skill and type of construction work that is done. This 4-8 SI/SD DESK REFERENCE MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS 4 estimate should be verified by the local official based on professional judgment and knowledge of the local or regional construction industry wage scales. Some communities help non-profit organizations and permit applicants make these estimates. 4.4.6 Demolition and Construction Debris Disposal Demolition and construction debris disposal is not the same as clean-up and trash removal (Sec- tion 4.4.7).Virtually any type of work on a building requires some demolition. It may be as little as removing the flooring or an interior wall, or as much as complete removal of a portion of the building and its foundation. Demolition may be part of an improvement project and usually is a necessary part of repairing damage.The costs of demolition,including the costs of disposal of the resulting debris, must be included in the cost of work for the purpose of making the SI/SD determination. 4.4.7 Clean-up and Trash Removal Clean-up and trash removal are distinguished from demolition and construction debris dispos- al (Section 4.4.6). Clean-up and trash removal costs are not included in the costs used in the SI/SD determination because they are not related to the actual cost of improving or repairing a building. Clean-up costs include such work as draining a basement;removing dirt and mud;and cleaning, disinfecting,and drying out buildings. Trash removal includes disposing of trash piled in the in- terior of the building or accumulated on the lot and related costs (e.g., dumpster, hauling,and tipping fees), as well as removal of abandoned contents and debris related to general clean-up of the structure before the improvement or repairs can be performed. If clean-up and trash removal are done at the same time as demolition and construction debris disposal, a cost estimate should clearly distinguish between costs that must be included and costs that may be excluded. Local officials can: • Require property owners to submit itemized costs from all contractors, clearly identifying the costs related to trash disposal and clean-up from those related to demolition necessary to perform the work on the building, or ■ Based on judgment and knowledge of local costs,estimate the amounts to be excluded.The permit record should contain documentation of the basis for making this estimate. 4.4.8 Costs to Correct Existing Health, Safety, and Sanitary Code Violations The definition of substantial improvement provides an exclusion for"[a]ny project for improve- ment of a structure to correct existing violations of State or local health,sanitary, or safety code specifications which have been identified by the local code enforcement official and which are the minimum necessary to assure safe living conditions" (emphasis added). When deciding whether to exclude the costs to correct existing cited health,safety,and sanitary code violations, local officials must consider the following: SI/SD DESK REFERENCE 4-9 4 MAKING SUBSTANTIAL IMPROVEMENT ANID SUBSTANTIAL DAMAGE DETERMINATIONS • Correct existing cited violations. The work must be: ■ Limited to that necessary to correct an existing violation. This means that only work that is directly required for correction can be excluded from the costs of the proposed im- provement or repair.All other work must be counted in the estimation of costs. • Required to correct an existing violation. This means the condition considered in vi- olation pre-dates the application for a permit (or the date of a damage event) and, importantly, an official who has the authority to enforce the community's health, safety, and sanitary codes must have prior knowledge of the condition and must have verified that it constitutes a violation. • Required to correct an existing violation.Violations of a community's health, safety, and sanitary represent threats to public health and safety. Such conditions are considered vi- olations only if they have been identified as violations.The mere presence of a condition that does not conform to current codes does not qualify as a violation. ■ Identified by the local code enforcement official. To exclude certain costs from the SI/SD determination, an official who has the authority to enforce the community's health and sanitary codes must have knowledge of and have identified the condition, and must have verified or determined that the condition constitutes a violation (normally, this involves issuing a citation or other official notice). Communities might not make a routine practice of inspecting structures in order to document and issue citations for violations. If likely violations of health and sanitary codes are identified by the property owner or contractor during the course of deciding what work to perform and before any improvements or repairs are made, the costs to address those code violations may be excluded, but only if the local official has made the determination that they can be excluded. ■ Minimum necessary to ensure safe living conditions. To qualify as excludable, the cost of correcting existing violations must be only those costs for the work that is the minimum necessary to address and resolve the violation. Costs of work in excess of the minimum necessary must be included in the SI/SD determination. For proper treatment of this substantial improvement exclusionary provision, a clear distinc- tion must be made between violations and elements that simply do not meet the present-day design or building code standards. The following examples describe situations where the work performed to meet code requirements must be included in SI/SD determinations and some situations where costs may be excluded: • Work on a building, or work associated with a change in use or occupancy, may trigger requirements for compliance with the current code. When this occurs, the costs associated with compliance do not qualify for exclusion because the work is not a code violation,but is necessary to meet current code.For example,consider an applicant who applies for a permit to perform work necessary for a change of occupancy from retail space to a restaurant. This will trigger certain code requirements and those costs must be included in the SI/SD determination. Costs that are related to compliance with current code requirements, but are not related to correcting existing violations must be included. 4-10 SI/SD DESK REFERENCE • MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS 4 • The owner of a poorly insulated building proposes to rehabilitate it for a new occupant. Although the building does not conform to the current code for energy efficiency, the costs of adding insulation and other energy efficiency work must be included because the lack of adequate insulation is not a health and safety violation. ■ An owner proposes to improve a building and has applied for a permit.The owner presents the building official with evidence of termite damage. Termite damage is discovered in the floor joints and the joists are unable to safely support loads required by current code. The building official verifies that it constitutes a violation and cites it as a safety code violation. The minimum cost to correct this violation may be excluded if the violation was cited. If other building components have sustained termite damage that is not a safety code violation, such as damage to non-bearing wall studs and wall trim, the cost to address the damage must be included. • A restaurant's plumbing system is failing and bathroom fixtures are inoperable. The condition is cited as a violation of the sanitary code.The owner proposes not only to correct the violation but make other improvements, including adding a second bathroom. The costs to correct the failing plumbing system and replace its fixtures may be excluded. The costs of the other improvements, including the second bathroom, must be included. • In the course of inspecting an abandoned building,the code official cites several conditions as violations that must be corrected before the building can be reoccupied. The building is subsequently purchased and the new owner applies for a permit to not only address the violations, but also to rehabilitate the building. Only the costs to correct the cited violations that are explicitly related to health,sanitary,and safety code requirements may be excluded.All other costs associated with the rehabilitation must be included in the cost of improvements. ■ The owner of a home has been notified that the home is not safe to occupy because of violations of the electrical code provisions. Rather than perform only the required repairs, the owner decides to completely renovate the home and submits an application that shows all renovation costs, while excluding the costs associated with all of the electrical work (including replacing all wiring and fixtures, installing more outlets, upgrading the panel board,etc.). The plan reviewer should catch this discrepancy. The only costs that may be excluded are those that are necessary to correct the violation —which means the costs associated with the code violation must be determined before they can be excluded from the SI/SD determination.All other costs associated with the upgrade of the electrical work must be included. 4.5 Determining Market Value For purposes of making SI/SD determinations, local officials need to determine the "mar- ket value" of structures in question. When work is an improvement, the market value is the building's market value "before the `start of construction' of the improvement."When work is repair of substantial damage, the market value is the building's market value "before the dam- age occurred."If buildings have not been maintained and have deteriorated over time,then the market value is determined as of the date of the application for the permit to improve or repair the building. SI/SD DESK REFERENCE 4-11 4 MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS The NFIP regulations do not define "market value." Generally, market value can be explained as the amount an owner would be willing but not obliged to accept, and that a buyer would be willing but not compelled to pay. The term may be defined by State statutes that pertain to zon- ing, property taxation, or real estate transactions. Before reviewing options to determine the market value of a structure, it is important to note two basic NFIP requirements: • Market value must always be based on the condition of the structure before the improvement is undertaken or before the damage occurred. • Only the market value of the structure is pertinent. The value of the land and site improvements (landscaping, driveway, detached accessory structures, etc.) and the value of the use and occupancy (business income) are not included. Any value associated with the location of the property should be attributed to the land, not the building. Many communities require the permit applicant to obtain an appraisal of market value from a qualified professional who is licensed to perform appraisals in the State or community where the property is located (Section 4.5.1). In addition, three other methods to estimate market value are covered in this section: • Assessed value developed for property tax assessment purposes, adjusted to approximate market value (Section 4.5.2) • Estimates of a structure's actual cash value, including depreciation (Section 4.5.3) • "Qualified estimates" based on the professional judgment of a local official (Section 4.5.4) Figure 4-3 illustrates the steps local officials need to take in order to determine market values. Additional guidance on estimating market value following disasters is provided in Chapter 7. • Professional appraisal(Section 4.5.1) • Adjusted assessed value(Section 4.5.2) • Actual cash value Use market value in Select method to estimate _\ (Section 4.5.3) SI/SD determination market value(Section 4.5) • "Qualified estimates"(Section 4.5.4) (Section 4.3) • FEMA's Substantial Damage Estimator ■ (Section 7.5) Use post-disaster screening to identify buildings that have sustained substantial damage(Section 7.4) Figure 4-3. Determine the market value(overview) 4-12 SI/SD DESK REFERENCE MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS 4 4.5.1 Professional Property Appraisals Property appraisals that are prepared by a professional appraiser according to standard prac- tices of the profession are the most accurate and reliable method for determining market value. Professional appraisers should be qualified to appraise the type of property (e.g., residential, commercial, industrial) and should be licensed in the State or community in which the proper- ty is located. Most States require professional property appraisers to be licensed and to perform valuation work in accordance with the quality control standards found in the Uniform Standards of Professional Appraisal Practice,which are maintained and administered by The Appraisal Foun- dation (http://www.appraisalfoundation.org). In those States that require use of the standards, local officials should check that market value appraisals prepared to support SI/SD determina- tions have a statement regarding conformance with this standard. Appraisal reports should identify intended users, including the property owner, who can then submit it as part of a permit application. In addition, the appraisal should be recent enough to reasonably reflect current market value as of the date of the permit application. When used to determine market value for damaged buildings, the appraisal must reflect the pre-damage con- dition. The "market approach" for determining market value works best if there are adequate market data and recent sales of comparable properties in the vicinity. Note that using the "in- come capitalization approach"is not acceptable because it is based on how the property is used, and not the value of structure alone.To separate the market value of a structure from the value of the land on which it is located,appraisers may need to do more research than is normally un- dertaken in order to reasonably allocate the total value between the structure and the land. The following are situations where the local official may require the applicant to provide a pro- fessional appraisal to determine the market value of a structure: • When it is written explicitly into the community's floodplain management regulations or required by other local or State codes that independent appraisals shall be used for decisions related to non-conforming use permits. • When the estimating methods that are used post- disaster (Section 7.4) yield a market value that indicates that the cost of proposed work closely approaches 50 percent of the structure's estimated market value. ■ When an applicant disagrees with the community's SI/SD determination. When a professional appraisal of market value is submitted, the local official is responsible for examining it to determine that it is reasonable for the specific characteristics of the building and to check that it does not include the value of land, land improvements (e.g., landscaping, paving), and accessory buildings. The market value of a non-residential building does not in- clude the value of the use or occupancy. If there is cause to question the appraisal (for example, if it appears to overvalue the structure), the local official may request that another appraisal be provided. SI/SD DESK REFERENCE 4-13 4 MAKING SUBSTANTIAL IMPROVEMENT ANID SUBSTANTIAL DAMAGE DETERMINATIONS 4.5.2 Adjusted Assessed Value Generally, assessed values or property assessments are determined by the State or local taxing or assessment authority.The assessor's job is to independently estimate the market value of real property.Assessments usually provide both land value and value of improvements,and are used as the basis for determining property taxes.Assessments are revised or adjusted periodically to account for changes in property values. The use of assessed value has some limitations that, if not considered and accounted for, can produce erroneous estimates of market value. These limitations are: • Appraisal cycle.How often are the appraisals done and when was the date of the last appraisal? Market value estimates can be grossly outdated if the cycle is long and the property happens to be in the latter stage of its cycle and has not been appraised for many years. IN Land values.In most cases,land values and the value of improvements (structures) thereon will be assessed separately and listed as such in the tax records. In cases where they are not distinguished, a determination of the value of the land will have to be made and subtracted from the total assessed value. • Assessment level.States and local taxing authorities vary in assessment levels (an established statutory ratio between the assessor's estimate of value and the true fair market value). For example, many States use an assessment level of 90 percent. In this case, the assessed values will underestimate market values by 10 percent. In cases where the assessment level is unacceptably low or where the projected ratio of cost of repair to market value is close to 50 percent, adjustments for assessment level must be made. Local officials who elect to use assessed values for making SI/SD determinations should consult the authority that prepares the assessment values to understand the limitations on use of the data. Usually an adjustment factor is necessary because the assessed values cannot be used as a direct equivalent for current market value. The assessor's office should provide the adjustment factor that,when applied to assessed value,yields the "adjusted assessed value" that can then be used as an estimate of market value. A copy of the adjustment factor justification should be re- tained with the community's permanent records. Adjusted assessed value may be used as a screening tech- nique to separate out structures for which the ratio of "Unadjusted assessed values"can repair or improvement costs to market value (adjusted as- be used to help local officials focus sessed value) are obviouslyless than orgreater than 50 their efforts when largem numbers of SD determinations must be made, percent. In post-disaster situations where no other mar- such as after a disaster (Section ket value estimates are available or where the number of 7.3.2). permit applications is overwhelming,unadjusted assessed values may have to suffice as the definitive estimate of market value. An owner may appeal the use of assessed value, but the burden of proof can be placed on the applicant who can be required to submit an independent professional property appraisal that is prepared by a qualified appraiser. 4-14 SI/SD DESK REFERENCE MAKING SUBSTANTIAL IMPROVEMENT AND SUBSTANTIAL DAMAGE DETERMINATIONS 4 4.5.3 Actual Cash Value Actual cash value (ACV) is the cost to replace a building on the same parcel with a new building of like-kind and quality,minus depreciation due to age,use,and neglect.ACV does not consider loss in value simply due to outmoded design or location factors. The concept of ACV is used in both the insurance industry and the construction industry. In most situations,ACV is a reason- able approximation of market value. A number of commercial sources of construction cost information are available to support es- timating the replacement cost of a building, including industry-accepted guides available from companies such as RSMeans (http://www.rsmeans.com) and the Craftsman Book Company (http://www.craftsman-book.com), among others. These sources allow computation of con- struction costs based on occupancy,square footage, quality, and regional cost variations. Depreciation accounts for the physical condition of a structure. Depreciation does not take into account functional obsolescence (e.g., outmoded design or construction that pre-dates current codes) or factors that are external to the structure (e.g., reputation of schools or dis- tance to shopping and parks). Commercially available references provide tables and formulas to calculate physical depreciation.These tables and formulas are objective and are used by most professionals in the fields of property appraisal and building inspection. Local officials may consult with a qualified appraiser regarding depreciation, or additional guidance for applying depreciation rates over time is found in FEMA P-784 CD, Substantial Damage Estimator(Section 7.5). 4.5.4 Qualified Estimates A"qualified estimate" of a structure's market value is an estimate developed by a qualified local official who has sufficient experience and professional judgment on which to base such esti- mates. The local official may be in the building department or in the tax assessor's office. The estimates should be made using the best available information,which may include recent permit records, recent home sales, regional cost data, estimates of depreciation based on knowledge of the pre-damage condition of buildings,and adjustments for unique or distinctive features of individual buildings. Another way that a local official may develop qualified estimates is if pro- fessional appraisals have been prepared for a few buildings; in that case, those results may be used to approximate the market values of similar buildings. This approach should be used only if the approaches described above cannot be used.Qualified estimates are most likely to be used in the post-disaster situation after large numbers of buildings have been damaged. SI/SD DESK REFERENCE 4-15 QUALIFICATIONS OF APPRAISER CAPE COD APPRAISAL PARTNERS Linda Coneen,MRA,SRA ccappraisalpartnershgmail.corn Julia A Lee,SRA,RA MA Cert Gen RE Appr Lic#214 www.capecodappraisalpartners.com MA Cert Res RE Appr Lic#76040 95 Rayber Road,Orleans, MA 02653 `° Telephone 508-255-4241 — Cell 508-737-7684 Qualifications of Julia A Lee, SRA, RA FOUNDING PARTNER,OWNER AND PRINCIPAL,RESIDENTIAL APPRAISER Cape Cod Appraisal Partners 95 Rayber Road, Orleans, MA 02653 March, 2o19-Present RESIDENTIAL APPRAISER Office of Linda Coneen, MRA, SRA 95 Rayber Rd, Orleans, MA o2653 2016-2019 Cape Cod&Islands Appraisal Group, LLP Plymouth County Appraisal Group Main Production Office: 95 Rayber Road, Orleans, MA o2653 Mid-Cape Office:3311 Main Street, Barnstable, MA o2632 2012—2013 PROFESSIONAL DESIGNATIONS SRA Member,Appraisal Institute,designated April 9, 2019 Continuing Education Completed through December 31, 2021 RA Member, Massachusetts Board of Real Estate Appraisers, designated May, 2019 AFFILIATIONS Board of Assessors,Town of Orleans, member 2o2o-present LICENSE Massachusetts Certified Residential Real Estate Appraiser License#76040 Expires 10/1412022 EDUCATION University of Maryland, College Park, MD, Bachelor of Arts Degree, Psychology/Archaeology,1995 Appraisal Institute: 202o COVID 19: Latest Developments and Collaborative Effects, Panel Discussion(Webinar) 2019 General Market Analysis&Highest&Best Use(with exam) 2019 General Appraiser Income Approach Part I 2018 Residential Case Studies&Highest&Best Use(with exam) 2018 Advanced Case Studies Part I (with exam) 2018 Advanced Report Writing w/Demonstration of Work(with exam) 2017 Online Business Practices&Ethics 2o17 Residential Report Writing&Case Studies(with exam) 2017 Residential Site Valuation&Cost Approach(with exam) 2017 Real Estate Finance, Statistics, and Valuation Modeling(with exam) 2017 Residential Sales Comparison and Income Approaches(with exam) 2017 Basic Appraisal Procedures(with exam) 2016 Basic Appraisal Principles(with exam) 2016 Uniform Standards of Professional Appraisal Practice 7hr Update 2016-2o17 2016 Supervisory Appraiser/Trainee Appraiser Course Massachusetts Board of Real Estate Appraisers: 2020 COVID 19:Guidance for Appraisers(Webinar) 2020 COVID 19: Implications of Real Estate(Webinar) 2019 Uniform Standards of Professional Appraisal Practice 7hr Update 2020-2021 2017 Uniform Standards of Professional Appraisal Practice 7hr Update 2018-2019 2013 Residential Market Analysis&Highest and Best Use(with exam) 2012 Basic Appraisal Procedures(with exam) 2012 Uniform Standards of Professional Appraisal Practice(with exam) 2012 Basic Appraisal Principles(with exam) The Appraisal Foundation: 2020 Modifying "Standard" Appraisal Forms: Distance Learning and Education Cycle Guidance (Webinar) PROFESSIONAL EXPERIENCE Residential Appraiser, 2o18-present Residential Appraiser Trainee, 2012-2018 Network Systems Administrator, Help Desk Manager,Outer Cape Health Services,2013-2016 Network Systems Administrator, Cape Cod Academy, Osterville, MA 2002-2012 Quality Assurance and Software Development, Intramedia, Hyannis, MA 1999-2002 Exchange and Windows Server Administrator, Ciena Corporation, MD 1997—1999 Litigation Technical Support, Forensic Technologies, Annapolis, MD 1996-1997 Trainer— Help Desk Tech Support, GE Information Services, Rockville, MD 1995 -1996 Real Estate Sales—Personal Assistant to Broker, Upper Marlboro, MD,1993-1995 PROFESSIONAL MEMBERSHIPS Appraisal Institute, since 2012 Massachusetts Board of Real Estate Appraisers,since 2012 TECHNICAL COURSES&CERTIFICATIONS Microsoft Certified Systems Administrator, MCSA#3360526, 2005 Microsoft Exchange Server 2010, Boston University CE Center,Wareham, MA Microsoft Windows Server 2008, Boston University CE Center,Wareham, MA Microsoft Exchange Server 2003, Boston University CE Center,Wareham, MA Microsoft Windows 7, Boston University CE Center,Wareham, MA Wireless Security&Administration, Boston University CE Center,Wareham, MA VMWare,Training Center, Lexington, MA Microsoft Access Database Development,Cape Cod Community College, Hyannis, MA Filemaker Pro Database Development, Intramedia, Hyannis, MA Advanced Crystal Reports Development, Boston, MA Tech Ed 2010, New Orleans, LA SOFTWARE DEVELOPMENT Real Estate Appraisal Business Management Software and Database Development Website Development PUBLISHED ARTICLES Featured HP ProCurve Case Study, Cape Cod Academy, 2006 EDUCATIONAL AFFILIATIONS&AWARDS Psi Chi Honor Society, University of Maryland,1993-1995 Golden Key Honor Society, University of Maryland 1993-1995 Dean's List, University of Maryland, College Park, MD,1993-1995 cvnvi s o EA .T t .F NAAS #, S LID .r'��_._ nay , . ».. BOARD OF REAL ESTATE APPRAISERS ISSUES THE FOLLOWING LICENSE CERT RES.REAL ESTATE APPRAISER JULIA A LEE PO BOX 153 SOUTH ORLEANS,MA 02662 76040 1011412022 624327 . Substantial Improvement Worksheet for Floodplain Construction (for reconstruction, rehabilitation,addition, or other improvements, and repair of damage from any cause) Property Owner: David&Theresa Pearson Address: 3440 Austin Court,Alexandria,VA 22301 Permit No.: Location: 717 Willow Street,South Yarmouth,MA 02664 Description of improvements: remove cection of house on concrete slab and construct great room addition Present Market Value of structure ONLY(rriarket appraisal or adjusted assessed value,BEFORE improvement,or if<damaged before the damage occurred);not including land rralueAsper Coastal Appraisal Partners,1/20/2021 $ 390,000.00 cost of Improvement Actual cost of the construction" m(see items to;include/exclude} $ 16.8.000.00 1ncli de vol nteer�al7or and`donated:supplies" Ratio cost of Improvement(or cast to Repair) ono 143 ,0.... Market'Vaiue: If ratio is 50 percent or greater(Substantial Improvement),entire structure including the existing building must be elevated to the base flood elevation(BFE)and all other aspects brought into compliance. Important Notes: 1. Review cost estimates to ensure that all appropriate costs are included or excluded. 2. If a residential pre-FIRM building is determined to be substantially improved, it must be elevated to or above the BFE. If a non-residential pre-FIRM building is substantially improved,it must be elevated or dry floodproofed to the BFE. 3. Proposals to repair damage from any cause must be analyzed using the formula shown above. 4. Any proposed improvements or repairs to a post-FIRM building must be evaluated to ensure that the improvements or repairs comply with floodplain management regulations and to ensure that the improvements or repairs do not after any aspect of the building that would make it non-compliant. 5. Alterations to and repairs of designated historic structures may be granted a variance or be exempt under the substantial improvement definition)provided the work will not preclude continued designation as a"historic structure." 6. Any costs associated with directly correcting health,sanitary, and safety code violations may be excluded from the cost of improvement. The violation must have been officially cited prior to submission of the permit application. Determination completed by: Date: 4 ,, TOWN OF YARMOUTH fr, \ BUILDING DEPARTMENT �`•M�n-.,'.3„,tz 1146 Route 28, South Yarmouth, MA 02664 ' `� Telephone 508-398-2231 ext. 1261 Fax 508-398-0836 Owner's Affidavit: Substantial Improvement or Repair of Substantial Damage Property Address: 717 Willow Street, S. Yarmouth,MA 02664 Parcel ID Number: Map 42, parcel 136 Owner's Name: David &Theresa Pearson Owner's Address/Phone: 3440 Austin Court,Alexandria,VA 22301 / 703-589-8466 Contractor: McPhee Associates,Inc. Contractor's License Number: CS-097057 and HIC# 104158 Date of contractor's Estimate: 8/26/22 I hereby attest that the description included in the permit application for work on the existing building all improvements, rehabilitation, remodeling, repairs, additions, and other forms of improvement. I further attest that I requested the above-identified contractor to prepare a cost estimate for all of the work, including the contractor's overhead and profit. I acknowledge that if, during the course of construction, I decided to add more work or to modify the work described, that the Town of Yarmouth will re-evaluate its comparison of the cost of work to the market value of the building to determine if the work is substantial improvement. Such re- evaluation may require revision of the permit and may subject the property to additional requirements. I also understand that I am subject to enforcement action and/or fines if inspection of the property reveals that I have or authorized repairs or improvements that were not included in the description of work, and the cost estimate for that work that were basis for issuance of a permit. Owner's Signature: sel .e_ a44,,e_il-x.. Date: 2 3 se P 2 2 Notarized: A4 I�QXAND ,11 � ALEXANDRA SPILLANE S�' aL �a2� Notary Public (� Commonwealth of Massachusetts My Commission Expires May 27, 2027 .it `� M 4 , 'Qv Y=R`�':a TOWN OF YARMOUTH ,.ot �° BUILDING DEPARTMENT �" MAT,A��_�s�_ � 1146 Route 28, South Yarmouth, MA 02664 J Y or, Telephone 508-398-2231 ext. 1261. Fax 508-398-0836 Contractor's Affidavit: Substantial Improvement or Repair of Substantial Damage Property Address: 717 Willow Street, S. Yarmouth,MA 02664 Parcel ID Number: Map 42,parcel 136 Owner's Name: David&Theresa Pearson Contractor: McPhee Associates, Inc. Contractor's License Number: CS-097057 and HIC# 104158 Date of Contractor's Estimate: 8/26/22 I hereby attest that I have personally inspected the building located at the above-referenced address by the nature and extent of the work requested by the owner, including all improvements, rehabilitation, remodeling, repairs, additions, and any other form of improvement. At the request of the owner, I have prepared a cost estimate for all of the improvement work requested by the owner and the cost estimate includes, at a minimum, the cost elements identified by the Town of Yarmouth that are appropriate for the nature of the work. If the work is repair of damage, I have prepared a cost estimate to repair the building to its pre-damage condition. I acknowledge that if, during the course of construction, the owner requests more work or modification of the work described in the application, that a revised cost estimate must be provided to the Town of Yarmouth, which will re-evaluate its comparison of the cost of work to the market value of the building to determine if the work is substantial improvement. Such re- evaluation may require revision of the permit and may require revision of the permit and may subject the property to additional requirements. I also understand that I am subject to enforcement action and/or fines if inspection of the property reveals that I have made or authorized repairs or improvements that if inspection of the property reveals that I have made or authorized repairs or improvements that were not included in the description of work and the cost estimate for that work that re basis fort issuance of a permit. Contractor's Signature j CI�N�'�vv' Date: 'Ul7 )— e tC ALEXANDRA NE Notarized:G, 1) 1JNotary PublicC-c.�—,- /(4.0c", ,0.11„,e, ' 1_ _'a .,. ,1��. ffiCommonwealth of Massachus1tts '—'" Ivor Commission Expires May 27, 2027 - _ S.':- ----_ *. ..r may. •1M Sr; rf f t .Orr 'r TOWN OF YARMOUTH 1146 Route 28, Sotirth Yarmouth, MA 02664 508-398-2231 ext. .261- 'ax:508-398-0836 Office of the Building Commissioner ? 4 rY FINAL COST AFFIDVIT FOR WORK IN FEMA FLOOD ZONE To the Building Commissioner, In accordance with 780 CMR Section 109 of the Massachusetts State Building Code, the total estimated cost of construction, including all related costs* of the building at 717 Willow Street, S.Yarmouth and constructed, reconstructed, altered, repaired, or extended under building permit no. amounts to $ I, ,being referred to as the owner/agent identified below,do solemnly swear that the statements made herein are strictly true, correct and made in good faith *Related construction costs include all work done with or concurrently with the work contemplated by the building permit including construction, reconstruction, repairs, demolition, HVAC work, etc. Furnishings and portable equipment are not part of the total construction costs. Signature of owner/agent Notary Public Signature My Commission Expires Notary Seal: Pearson FEMA breakdown Demolition $5,450.00 Excavaton/site work $3,936.00 Foundation $10,000.00 Basement slab $1,500.00 Frame materials roof& side incl $35,328.00 Windows& doors $7,500.00 General labor $2,824.00 Frame labor roof& side incl $15,500.00 Plumbing $6,870.00 HVAC $18,781.00 Electrical $7,000.00 Insulaiton $4,500.00 Board & plaster $4,500.00 Interior trim materials $1,126.00 Wood flooring $5,929.00 Painting exterior& interior $4,923.00 Finish carpentry labor $2,500.00 Door hardware $161.00 Tile installed $976.00 Security $2,500.00 Fireplace Surround $750.00 Fireplace unit $3,500.00 Subtotal $146,054.00 15%overhead & profit builder fee $21,908.10 Total estimate addition cost $167,962.10 ojY'9R � o t� Town of Yarmouth Conservation Office oIy bdirienzo(a�yarmouth.ma.us Conservation Commission RECEIVED Building Permit Sign-off Application TO BE FILLED OUT BY BUILDING PERMIT APPLICAN : NOV 3 0 2022 _IBuilding Site Location: 717 Willow Street BUILDING DEPARTMENT Map# 42 _ Lot(s) # 136 Property Owner: David & Theresa Pearson Date filed: 8/12/22 *Applicant: McPhee Associates, Inc. PO Box 799, East Dennis, MA 02641 Applicant Address: Email: mcphee@mcpheeassociatesinc.com Telephone: 508-385-2704 Please note by submitting this application.the applicant grants permssion to the Conservation Office to enter the location to conduct a site visit(if needed). Proposed Project Description: Removing part of house built on slab and replacing with great room addition Site Plan Title/Date: Title 5 Site Plan of 717 Willow Street S. Yarmouth / March 23, 2022 TO BE FILLED OUT BY CONSERVATION ADMINISTRATOR: Does the proposed project require a permit?_ Refer to: SE83- r DOA permit Comments from Conservation Commissio . pprove Conditionally Approved Rejected Conservation Commission Sign-off Signature: W( r_______ Date: 1 &) ZZ , *TO APPLICANT: All work-related debris shall be taken offsite or disposed in a legal upland location. At the end of each day, the area shall be clean and no debris shall be in the Resource Area. If work is permitted under an Order of Conditions, please arrange a pre-construction site visit with the Conservation Administrator. At the time of site visit, the MassDEP File Number sign must be installed, along with the erosion control/work-limit line. A copy of the Order of Conditions must remain on-site during construction. Please refer to the Order of Conditions for further details. The Commonwealth of Massachusetts t, Department of Industrial Accidents 1 Congress Street,Suite 100 ;_=II�-_ Boston,MA 02114-2017 www.mass.gov/dia Workers' Compensation Insurance Affidavit:Builders/Contractors/Electricians/Plumbers. TO BE FILED WITH THE PERMITTING AUTHORITY. Applicant Information Please Print Leeibly Name(Business/Organization/Individual): McPhee Associates, Inc. Address: 1382 Rte 134, PO Box 799 City/State/Zip: East Dennis, MA 02641 Phone#: 508-385-2704 Are you an employer?Check the appropriate box: Type of project(required): LID I am a employer with 25 employees(full and/or part-time).* 7. ❑New construction 2.0 1 am a sole proprietor or partnership and have no employees working for me in 8. ®Remodeling any capacity.[No workers'comp.insurance required.] 3.0I am a homeowner doing all work myself.[No workers'comp.insurance required.]t 9. ❑Demolition 10 ®Building addition 4.❑I am a homeowner and will be hiring contractors to conduct all work on my property. I will ensure that all contractors either have workers'compensation insurance or are sole 11.❑Electrical repairs or additions proprietors with no employees. 12.❑Plumbing repairs or additions 5.0 I am a general contractor and I have hired the sub-contractors listed on the attached sheet. 13.❑Roof repairs These sub-contractors have employees and have workers'comp.insurance.: 6.❑We are a corporation and its officers have exercised their right of exemption per MGL c. 14. Other 152,§1(4),and we have no employees.[No workers'comp.insurance required.] *Any applicant that checks box#1 must also fill out the section below showing their workers'compensation policy information. t Homeowners who submit this affidavit indicating they are doing all work and then hire outside contractors must submit a new affidavit indicating such. :Contractors that check this box must attached an additional sheet showing the name of the sub-contractors and state whether or not those entities have employees. If the sub-contractors have employees,they must provide their workers'comp.policy number. I am an employer that is providing workers'compensation insurance for my employees. Below is the policy and job site information. Insurance Company Name: The Cincinnati Casualty Company Policy#or Self-ins.Lic.#: EWC0600890 Expiration Date: 1/1/2023 Job Site Address: 717 Willow Street City/State/Zip:South Yarmouth,MA 02664 Attach a copy of the workers' compensation policy declaration page(showing the policy number and expiration date). Failure to secure coverage as required under MGL c. 152,§25A is a criminal violation punishable by a fine up to$1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of a STOP WORK ORDER and a fine of up to$250.00 a day against the violator.A copy of this statement may be forwarded to the Office of Investigations of the DIA for insurance coverage verification. I do hereby certify up er the pains and penalties of perjury that the information provided above is true and correct. Signature: , IA. Mato Date: 8/5/22 Phone#: 508-385-2704 Official use only. Do not write in this area,to be completed by city or town official. City or Town: Permit/License# Issuing Authority(circle one): 1.Board of Health 2.Building Department 3.CityfTown Clerk 4.Electrical Inspector 5.Plumbing Inspector 6.Other Contact Person: Phone#: e Commonwealth of Massachusetts } Division of Occupational Licensure - commonwealth of Massachusetts Board of Building Regulations and Standards ) Division of Professional Licensure Cons�tonrit' ryisor Board of Building R,�lations and Standards p Conia u� iI{ rvisor CS-018520 x l ,_0° E3tpires 04/30/2024 if CS-0707 55 Kpires:02/0912023 ROBERT H PHErsv; PO BOX 797i JQn—i PERRY L ERMI �tl I EAST DENNf$,MA fl'2-, F '. ,a PO BOX Bit�` irii : t 4 MARSTONS MALLS #t'� b. ': aJ' r 6 t, r Cf.LY3i1J ,S f11s41:.to Commissioner t le i K. � c.i - Commissioner C�iit i K. 8�rin.dla. ;. Commonwealth of Massachusetts # ` Commonwealth of Massachusetts Y17�Y D lon of Occupational If Division of Professional Licensure Board of Bulldtng R ulations,and Standards Board of Building Regulations and Standards Cons �f`uisor Constr-uctttS iSupervisor ,e+' 4. � CS-044510 " , o es:04/2012024 CS-097057 - Er Tres 11f29f2022 • JONATHAN 1F : YROBERTM MCPHEE rx 49 ATAOOD y. 28 BAKERS POND ROAQfv, B # SOUTH OEN*NA d26 ? Commissioner eia. 4. s ,„;c, Garrtrrt�siofter X. t3C�rrr Coreuseonweatth of Massachusetts x � Commonwealth of Massachusetts Division of Professional Licensure Division Division of Professional Licensure Board of Building Regulations and Standards ' Board of Building Regulations and Standards Consul i f fi rvisor Const,<0> fi >p rvisor CS-098835 9ires:08/1512023 CS-091094 , .` spires:03/15/2023 SUSAN E C g '<: e x r CHRISTOPHER M 11 e� 102 NORTH WES rf t . :z x0-1$ j ., `M "ft25 THICKET KI1N RDA" HARWICH MA0264 f # SANDWICH MA 0256 M It ,' i b y A, _ 3i' y. !� Fs, ffl "43� s /ifs T (' -_- s- Commissioner 'a , LJ railia Commissioner uu 7�vnc��a_. r K. r Commonwealth of Massachusetts ' Comrrw�aatlh of Massachusetts Division of Professional Licensure t Division as`Occupational Lieenstirvt Board of Building Re ulations and Standards r B�oart of Building14ations and Standards t n.rawtr~I nrr it or CS-072339 f7� ires:12127/2021 CS-099l�9 �. , ' pie 07/1 023 a B "" 'WYMAN W BROOKS J PO BOX 112PO BOX 811-4 t z PLYMOUTH M 0232 i M` C1RE$TDAt it#A- ,�� g t1 .1�� r^r I !t r @ Commissioner rj�t fi. L7tu:La Commissioner dcz,c4, A. i r ,,; .. • 1 . . _ _____ THE COMMONWEALTH OF 7MMAsSACHUS Office of Consumer A 3 Business Rniful ort ._ ..: __ .. H9ME IMPRcONTRACT4ft for kninoiduld uss*of rt,a • *itpitadion Ole. if hand tettwfn t Waco• of Consumer Affairs and Boldness Rem 1,1 'Fl Ate• ` T 168d Wttstl n{:�i melt W SuRer T11! Bar MA t 11$ 7., 1 ticROBERT HJACPKEE s,- 67 1 RT 13�4 i . r'7 5.&I .1NA 02641 ` ,. °''- Undorseas431, - eiteci,,b41 J) ,IOR , Not vaird without signature ARD® CERTIFICATE OF LIABILITY INSURANCE DATE(MM/DD/YYYY) — �-� 1/6/2022 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT RogersGray, Inc.-Kingston Branch NAME: 9 Y, PHONE FAX 63 Smith Lane (A/C.No.Extj: 508-746-3311 (A/C,No):877-816-2156 Kingston MA 02364 E-MAIL ADDRESS: mail@rogersgray.com INSURER(S)AFFORDING COVERAGE NAIC# INSURER A:The Cincinnati Casualty Company 28665 INSURED MCPHASS-01 INSURER B: McPhee Associates Inc P.O. Box 797 INSURER C: East Dennis MA 02641-0797 INSURERD: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER:1710374837 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADDL SUBR LTR TYPE OF INSURANCE INSD WVD POLICY NUMBER POLICY EFF POLICY EXP LIMITS _ (MMJDD/YYYY) (MM/DD/YYYY� A X COMMERCIAL GENERAL LIABILITY EPP0600883 1/1/2021 1/1/2024 EACH OCCURRENCE $1,000,000 CLAIMS-MADE X OCCUR DAMAGE TO RENTED PREMISES(Ea occurrence) $500,000 MED EXP(Any one person) $15,000 PERSONAL 8 ADV INJURY $1,000,000 GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $2,000,000 POLICY PRO- JECT LOC PRODUCTS-COMP/OPAGG $2,000,000 OTHER: $ A AUTOMOBILE LIABILITY EBA0600886 1/1/2022 1/1/2023 COMBINED SINGLE LIMIT $1,000,000 (Ea accident) ANY AUTO BODILY INJURY(Per person) $ OWNED X SCHEDULED BODILY INJURY(Per accident) $ AUTOS ONLY AUTOS X HIRED X NON-OWNED PROPERTY DAMAGE AUTOS ONLY AUTOS ONLY (Per accident) $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESS LIAB CLAIMS-MADE AGGREGATE $ DED RETENTION$ $ A WORKERS COMPENSATION EWC0600890 1/1/2022 1/1/2023 x AND EMPLOYERS'LIABILITY ,f/N STATl1TE OTH- ER ANYPROPRIETOR/PARTNERJEXECUTIVE N E.L.EACH ACCIDENT $1,000,000 OFFICER/MEMBER EXCLUDED? N/A (Mandatory In NH) E.L.DISEASE-EA EMPLOYEE $1,000,000 If yes,describe under DESCRIPTION OF OPERATIONS below -E.L.DISEASE-POLICY LIMIT $1,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS/VEHICLES (ACORD 101,Additional Remarks Schedule,may be attached if more space is required) CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. For Insurance Purposes Only AU ED REPRESENTATIVE . IK mow'^.,,,...,. ©1988-2015 ACORD CORPORATION. All rights reserved. ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD of'Y it TOWN OF YARMOUTH 4 HEALTH DEPARTMENT ce,.'\\--.• -'-': :,,,,, , -`` PERMIT APPLICATION SIGN OFF TRANSMITTAL SHEET To be completed by Applicant: Building Site Location: 717 Willow Street Proposed Improvement: Removing part of house built on slab and replacing with great room addition Applicant: McPhee Associates, Inc. Tel. No.: 508-385-2704 Address: PO Box 799,East Dennis,MA 02641 Date Filed: 8/12/22 **If you would like e-mail notification of sign off please provide e-mail address: mcphee@,mcpheeassociatesinc.com Owner Name: David&Theresa Pearson Owner Address: 3440 Austin Court,Alexandria, VA 22301 Owner Tel.No.: 703-589-8466 RESIDENTIAL AND/OR COMMERCIAL BUILDING HEALTH DEPARTMENT: Determines Compliance to State and Town Regulations; i.e.,Requirements For Septage Disposal and other Public Health Activities. Please submit three (3) copies of plans, to include: (1.) Site Plan showing existing buildings, water line location, u - and septic system location; NOV 25 Z Z2 (2.) Floor plan labeling ALL rooms within building (all existing and proposed) — HEALTH D E PT. Note:Floor plans not required for decks, sheds, windows, roofing; , f g� (3.) If necessary, Title 5 application signed by licensed installer with fee. REVIEWED B r j _ DATE: /I- ,y9 , cl Z PLEASE NOTE COMMENTS/CONDITIONS: